Research Question To Data Analysis
Research Question To Data Analysis
Research Question To Data Analysis
Size –
Experience –
Mode of Lending –
Mode of Funding –
Concepts Variables
Operational Operating
comparative
performance Self expenses /
over years of Sufficiency financial
operation expenses.
Asset
Quality
NPA’s
active
borrowers Financial Efficiency
Loans
outstandin
g
Return
on
Asset Debt /Net
Worth saving
Profit Portfolio leverage
position s
Margin yield
Concepts Variables
Experience
Size
Number Years of
Total functioning
of Amount
Borrowers Lent
Mode of Mode of
Funding Lending
Pvt. Bank,
Public Joint Self Help
Bank etc. Liability Group
Hypothesis
• H1 – There is no significant difference between MFI’s of different
number of active borrowers with respect to their measures of
‘Financial Efficiency’
• H2– There is no significant difference between MFI’s of different
amount of lending with respect to their measures of ‘Financial
Efficiency’
• H3 – There is no significant difference between MFI’s of different
amount of lending with respect to their measures of ‘Financial
Efficiency’
• H4 - The measure of financial efficiency is significantly independent
of the lending model followed by the MFI.
Size
Years of
- Part 1 of Questionnaire
functioning
Number of
Borrowers Total
Amount Lent
- 6 variables
Mode of
Funding Mode of
Lending
- Nominal level
Pvt. Bank,
Public Bank Self Help
etc. Joint Liability
Group
Asset
Quality
NPA’s
active
borrowers Financial Efficiency
Loans
outstanding
Return
on Asset
Debt /Net
Worth
Profit Portfolio leverage savings
position
Margin yield
- Part 2 of Questionnaire
-21 variables to measure financial efficiency
- Scale Level (Dichotomous scale –
Very Frequently to Never)
Questionnaire
Population & Sample
Population - All of the following bodies in Indore :-
• The NGO’s, NFP- MFI’S- Societies, trusts, Non
profit companies.
• Mutual benefit MFI’S- Cooperatives, Cooperative
societies.
• For profit MFI’S- NBFC’s, Producer companies,
Local area banks