Balance Sheet

Analysis of
HDFC Bank and
ICICI Bank
Done By:
2301510271
2301510278
2301510292
2301510256
 BALANCE SHEET
•
A balance sheet presents a snapshot of a company's financial position
at a specific point in time. It consists of two main sections: assets and
liabilities. Assets represent what the company owns, including cash,
inventory, and property. Liabilities denote what the company owes,
such as loans, accounts payable, and accrued expenses. The balance
sheet's fundamental equation is Assets = Liabilities + Equity, reflecting
the balance between what a company owns and what it owes to its
creditors and shareholders.
 HDFC BANK
• HDFC Bank, a cornerstone of India's banking industry, is renowned for its
comprehensive range of financial products and services. With a widespread
network across the nation and a strong global presence, HDFC Bank caters to the
diverse needs of millions of customers with efficiency and innovation. Its
commitment to excellence, coupled with cutting-edge technology, has made
HDFC Bank a trusted name in the financial sector. Emphasizing customer
satisfaction and financial inclusion, HDFC Bank continues to redefine banking
standards and drive economic growth in India and beyond.
 Balance Sheet SizeValues in ‘000 Deposits Values in ‘000
Borrowings Values in ‘000
30000000 20000000 2500000
25000000 2000000
15000000
20000000
1500000
15000000 10000000
1000000
10000000
5000000
5000000 500000

0 0 0
FY 23 FY 22 FY 21 FY 20 FY 23 FY 22 FY 21 FY 20 FY 23 FY 22 FY 21 FY 20

Fixed Assets Values in ‘000

Advances Values in ‘000
Investments Values in ‘000
90000 18000000 6000000
80000 16000000
5000000
70000 14000000
60000 12000000 4000000
50000 10000000
3000000
40000 8000000
30000 6000000 2000000
20000 4000000
1000000
10000 2000000
0 0 0
FY 23 FY 22 FY 21 FY 20 FY 23 FY 22 FY 21 FY 20 FY 23 FY 22 FY 21 FY 20
Capital Values in ‘000
Bills for CollectionValues in ‘000 Contingent Liabilities
Values in ‘000
5600 800000 25000000
5580 700000
5560 20000000
600000
5540 500000
5520 15000000
400000
5500 10000000
5480 300000
5460 200000
5000000
5440 100000
5420 0 0
FY 23 FY 22 FY 21 FY 20 FY 23 FY 22 FY 21 FY 20 FY 23 FY 22 FY 21 FY 20
 ICICI BANK
• ICICI Bank, one of India's premier financial institutions, stands as a
cornerstone of the country's banking sector. Renowned for its
innovative services and customer-centric approach, ICICI Bank offers
a wide array of banking and financial solutions. With a robust network
spanning across India and a global presence in key international
markets, ICICI Bank serves millions of customers with efficiency and
reliability. Its commitment to technological advancement and financial
inclusion has positioned ICICI Bank as a leader in the ever-evolving
landscape of modern banking. Committed to fostering economic
growth and empowering individuals and businesses, ICICI Bank
continues to be a trusted partner in shaping India's financial future.
 Balance Sheet SizeValues in ‘000 Deposits Values in ‘000
Borrowings Values in ‘000
18000000 14000000 1800000
16000000 12000000 1600000
14000000 1400000
12000000 10000000 1200000
10000000 8000000 1000000
8000000 6000000 800000
6000000 4000000 600000
4000000 400000
2000000 2000000 200000
0 0 0
FY 23 FY 22 FY 21 FY 20 FY 23 FY 22 FY 21 FY 20 FY 23 FY 22 FY 21 FY 20

Fixed Assets Values in ‘000

Advances Values in ‘000
Investments Values in ‘000
100000 12000000 4000000
10000000 3500000
95000
3000000
8000000 2500000
90000
6000000 2000000
85000 1500000
4000000
1000000
80000 2000000 500000
75000 0 0
FY 23 FY 22 FY 21 FY 20 FY 23 FY 22 FY 21 FY 20 FY 23 FY 22 FY 21 FY 20
Capital Values in ‘000
Bills for CollectionValues in ‘000 Contingent Liabilities
Values in ‘000
14200 1000000 45000000
14000 40000000
13800 800000 35000000
13600 30000000
13400 600000 25000000
13200 400000 20000000
13000 15000000
12800 200000 10000000
12600 5000000
12400 0 0
FY 23 FY 22 FY 21 FY 20 FY 23 FY 22 FY 21 FY 20 FY 23 FY 22 FY 21 FY 20
 Balance Sheet SizeValues in ‘000 Deposits Values in ‘000
Borrowings Values in ‘000
30000000 20000000 2500000
25000000 2000000
15000000
20000000
1500000
15000000 10000000
1000000
10000000
5000000
5000000 500000

0 0 0
FY 23 FY 22 FY 21 FY 20 FY 23 FY 22 FY 21 FY 20 FY 23 FY 22 FY 21 FY 20
18000000 6000000
Fixed Assets 16000000
Values in ‘000 Values in ‘000 5000000 Values in ‘000
120000 14000000
100000 12000000 4000000
10000000
80000 3000000
8000000
60000
6000000 2000000
40000 4000000
1000000
20000 2000000
0 0 0
FY 23 FY 22 FY 21 FY 20 FY 23 FY 22 FY 21 FY 20 FY 23 FY 22 FY 21 FY 20
45000000
Capital Values in ‘000
Bills of Collection Values in ‘000 40000000
Values in ‘000
16000 1000000 35000000
14000 30000000
800000
12000 25000000
10000 600000 20000000
8000
400000 15000000
6000
4000 10000000
200000
2000 5000000
0 0 0
FY 23 FY 22 FY 21 FY 20 FY 23 FY 22 FY 21 FY 20 FY 23 FY 22 FY 21 FY 20
 THANK YOU
ANY SUGGESTIONS?