Best mortgage rates and how to find them

Mortgage rates have risen substantially over recent years, meaning that those remortgaging or buying a home face higher costs.

That makes it even more important to search out the best possible rate for you and get good mortgage advice. 

Quick mortgage finder links with This is Money's partner L&C

> Mortgage rates calculator

> Find the right mortgage for you 

To help our readers find the best mortgage, This is Money has partnered with the UK's leading fee-free broker L&C.

This is Money and L&C's mortgage calculator can let you compare deals to see which ones suit your home's value and level of deposit.

You can compare fixed rate lengths, from two-year fixes, to five-year fixes and ten-year fixes.

If you’re ready to find your next mortgage, why not use This is Money and L&C’s online Mortgage Finder. It will search 1,000’s of deals from more than 90 different lenders to discover the best deal for you.

> Find your best mortgage deal with This is Money and L&C 

Mortgage service provided by London & Country Mortgages (L&C), which is authorised and regulated by the Financial Conduct Authority (registered number: 143002). The FCA does not regulate most Buy to Let mortgages. Your home or property may be repossessed if you do not keep up repayments on your mortgage. 

Read articles that feature this panel

Mortgage lenders shun the self-employed: Bigger deposits, more paperwork and black marks if you took a bounce back loan during lockdown

Millions of self-employed workers, already facing the blight of Covid-19, are experiencing harsher treatment by mortgage lenders compared to...

Treasury officials poised to advise Chancellor to extend stamp duty holiday: Experts warn thousands of transactions will collapse without it

If purchases are delayed and miss the stamp duty holiday, lenders would be within their rights to withdraw mortgage offers, leading to the...

Mortgage prisoners find their freedom after being locked in expensive deals since 2008 clampdown  

An estimated 250,000 borrowers are stuck on high-interest loans after a clamp down following the 2008 financial crisis prevented homeowners...

My mortgage deal is about to end and I need to remortgage: I've done my flat up since buying - will this affect what I can borrow?

When I purchased the property in May 2019 it needed a lot of work doing to it and since then I have renovated the entire property. When is...

First-time buyer 90% mortgages are reserved for 'gold-plated' borrowers, warn mortgage brokers as number of deals climbs

Aspiring homeowners hoping to buy their first property with a 10 per cent deposit face limited choice and higher costs than they did a year...

Building society bosses plead with government to 'taper' stamp duty holiday for those with approved mortgages

Building society chiefs have asked Government to extend the stamp duty holiday for those who accept a mortgage offer by 31 March by an extra...

Can you get a mortgage on furlough? Lenders are tightening the screws but if you know where to look, it is possible 

The number of UK workers looking for furlough-friendly mortgages skyrocketed during November following the extension of the Coronavirus Job...

Santander joins mortgage lenders turning off the tap for self-employed with new 40% deposit requirement

Santander has excluded self-employed home buyers from its lower-deposit mortgage deals, meaning that new borrowers will now need a deposit...

New mortgage lender Perenna claims it will let you lock in your interest rate for THIRTY years - but is such a long fix sensible?

Perenna, which is hoping to launch this summer, says it will allow borrowers to fix the rate of interest on their mortgage for up to 30...

Three in five home sellers have achieved above asking price in the last two years as buyers compete in a 'dynamic, fast-paced' market

Almost half of those selling their home in the past two years did so because they were looking for a more peaceful way of life amid the...

Mini property booms hit Wales and parts of England: Typical asking price hits all-time high of £338k as 'power buyers' out-muscle the...

Rightmove describes current conditions as the 'hottest ever competition to buy', with buyer demand per property for sale more than double...

Online estate agent Purplebricks swings to £12.9m loss over last six months as it blames 'substantial' shortage of new listings 

Purplebricks (pictured) had enjoyed a boom in sales during much of the pandemic, which was encouraged by the stamp duty holiday in July 2020...

Winter chill hits UK property market after house sales last month FELL by 10 PERCENT compared to January 2021 as nervous sellers avoid...

Across the UK, an estimated 106,990 transactions took place last month, which was 10.6% lower than in January 2021 but 5.1% higher than...

Home buyers could get bigger mortgages as the Bank of England may relax affordability tests, but how can you increase your chances now?

The Bank of England is considering ditching rules that limit how much people can financially stretch themselves when taking out mortgages.

Mortgage shock as bargain fixed rate deals vanish: Rates have risen rapidly in just six months, so what can you do if you need to fix this...

The era of rock bottom rates looks to be officially over. Last year's deals of less than 1% are gone with rates nearly twice what they were...

House prices are at a record high compared to wages - how much longer can this pandemic boom last? asks SIMON LAMBERT

House prices have risen 20% since the start of the pandemic. At what point do we reach the level where people just cannot keep paying more...

Forget a sneaky trip to the Maldives! Crackdown on borrowers who take out big mortgages and spend money they promised would clear debts

Brokers warned that mortgage lending criteria will continue to be under the spotlight in the coming months as the cost of living crisis...

Will house prices keep rising in 2022? Estate agent Knight Frank predicts the cost of living crisis and higher mortgage rates will end the...

Estate agent has predicted the UK property boom is about to end, with prices set to stagnate following years of sustained rises.

Typical two-year home loan rate breaches 3% for the first time in SEVEN years: Are you set for a remortgage sting?

The average two-year fixed rate mortgage has breached 3% for the first time in seven years, according to Moneyfacts.

Cheapest mortgage rates more than double since October: Should homeowners consider overpaying to avoid higher costs in the future?

The typical new, £150,000 repayment mortgage now costs over £100 a month more than it did seven months ago.

Remortgage customers could now borrow 6.5 TIMES their salary with Nationwide: What are the terms and who could it help? 

Higher loan-to-income limit could help households where one partner has stopped work, for example to retire or look after children, or...

My neighbour's dog keeps jumping up our fence and it's going to knock it down: Can we make them pay for the damage?

The deeds say the fence is our responsibility, but it wasn't an issue until the dog came on the scene.

Is the heat coming out of the housing market? Property sales drop 10.5% in April but experts say cost of living crisis is NOT to blame

HMRC data shows drop in house sales and purchases, as experts claim housing transactions are are returning to levels seen before the...

I want to improve the energy efficiency of my buy-to-let: How do I carry out renovation work without evicting my tenants?

Landlords often get a bad rap for not looking after their rental properties. In this scenario our reader intends to go above and beyond and...

The self-employed are twice as likely to be rejected for a mortgage as employees: Here are the tips you need to get your application...

Nearly a quarter of self-employed individuals have had a mortgage application denied in the past, compared to just 12% of salaried workers

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Landlords can charge 50% more rent for a property with beds and sofas in some cities - but in other locations tenants prefer a blank canvas.

Credit card borrowing soared to 16-year high in April and mortgage borrowing dropped by a third, amid spiralling cost-of-living crisis

Britons borrowed £1.4billion on credit cards, overdrafts, personal loans and car finance - the third consecutive month where borrowing...

Is it time to get a mortgage from a small building society you've never heard of? Cheap rates from local lenders undercut the big banks

Niche lenders like The Cambridge, Loughborough Building Society and Hanley Economic are offering some of the market's best mortgage rates.

Mortgage crunch: Rates on the best two-year fixes more than treble since October - and one expert predicts the cheapest could soon be 3% 

A typical £150,000 mortgage from a basket of best buy deals now costs almost £130 a month more than it did eight months ago, an increase of...

The mortgage trick that could save you thousands by thinking ahead... but borrowers must act fast to beat the latest interest rate hikes

With interest rates rising, borrowers face a hefty jump in their monthly repayments. Yet there is a way to mitigate this extra expense.

Bank of England will DITCH mortgage affordability stress test: Could it help borrowers or usher in the return of irresponsible lending?

The Bank of England has ditched mortgage affordability guidelines designed to prevent people from financially overstretching.

How to protect your home in the new era of rocketing rates: Mortgage costs are shooting up, so here's how you can be prepared

The Bank of England base rate is already at its highest in 13 years. And its ascent is expected to be more aggressive than was previously...

House price inflation adds £31k to the average home in a year sending the cost to £281k, official data shows... and more first-time buyers...

Property inflation reached 12.4% in the year to April, up from 9.8% in March, according to the latest data from the ONS.

House prices soar to a record 7.1x average earnings: Property inflation pushes affordability ratio to an all-time high

Since the start of the pandemic house prices have risen 16.8%, while average incomes have only increased by 2.7%, according to data from...

Revealed: Property asking prices in Zone 1 London are down 10% since Brexit while the rest of Britain has seen them grow far faster than the...

Inner London property prices have not kept pace in percentage terms with the rest of Britain since the Brexit vote in June 2016, our...

Why paying thousands to escape your mortgage could save you money: Homeowners race to ditch fixed deals early before rates rise again

To put a lid on rising bills borrowers are rushing to lock in cheap fixed rates before they disappear - even if it means paying steep...

Halifax slashes minimum deposit required to buy a new build home to just 5% - but first-time buyers still face loan-to-income hurdles

The bank has halved the minimum deposit from 10% to 5%, meaning borrowers could buy an average-priced home with a deposit of £14,500.

How much does a house cost in YOUR area? Price of an average UK home hits new record HIGH of £271,613 after rising £26,000 over past 12...

The average UK house price hit a new record high of £271,613 in June - up by 0.3 per cent month on month - but there are 'tentative signs of...

A detached four-bedroom family home with a large garden, a three-bedroom property with gorgeous sea views and a flat in South East London:...

The average UK house price hit a new record high of £270,000 this month - with that as a budget, buyers can purchase a flat above a London...

Property prices record lowest monthly growth for nearly three years as economic outlook 'drags on activity' according to Zoopla 

Prices increased 0.1% in May, and Zoopla has predicted that levels of growth will reduce for the rest of the year.

May mortgage madness: Borrowing spiked £3.2bn as 'procrastinating' sellers sensed market peak and buyers sought to dodge further rate hikes

New mortgages granted totalled £7.4bn in May, according to the Bank of England, up from £4.2bn in April.

Is a 10-year fix mortgage the answer to beating interest rate rises? Long fixed deals give homeowners security... but can be hard to escape

The longer-term product could make sense for established homeowners who have found their 'forever home'.

House prices climbed faster in June and are up 13% in a year, says Halifax - meaning the strongest growth since 2004

Prices have risen for 12 consecutive months, but experts say increasing inflation and stretched budgets will eventually stunt the market's...

Biggest monthly mortgage fixed-rate rate leap for 15 years: Typical five year fix hits highest level since 2013 - here's what it means for...

Those on a five-year fixed rate deal may be facing a sharp jump when they remortgage. In 2017 rates were just 2.85%, 1.4 percentage points...

First-time buyers shouldn't be panicked by talk of rising mortgage rates, says HELEN CRANE - despite what scaremongering banks tell them

It's an uncertain time, so I was surprised to see a major mortgage lender sending out a press release today telling first-time buyers to...

House prices continue to rise despite a drop in interest from buyers, say Rics estate agents - but they expect the rate of sales to continue...

Despite new buyer interest falling for the third successive month, down nearly a third, estate agents say house prices have continued to...

Number of house movers falls by a third in 2022 so far thanks to end of stamp duty discount... but property prices are still climbing,...

Property prices for home movers have increased 42% since 2017, according to the mortgage lender, and it is putting pressure on...

House prices up £32k in a year after seven months of consecutive increases despite interest rate rises, ONS data shows

The uptick means that the average house price in the UK was £283,000 in May 2022, £32,000 more than the same time last year.

Property transactions fell 55% in June compared to 2021 stamp duty holiday bonanza, HMRC says - as experts claim house prices could head...

There were 96,290 transactions in June 2022, which was 55.1% lower than the 214,530 recorded in June 2021.

More than a THIRD of house purchases fell through in the past year with buyers ending up £2,000 out-of-pocket

Increasing legal and surveying fees mean that buyers typically end up £2,000 out of pocket when a purchase doesn't go ahead.

Price of a first-time buyer home climbs at TRIPLE its pre-pandemic speed, with the average asking price now £225,000

Average asking prices for first-time buyer homes, which Rightmove defines as those with two bedrooms or less, are at a record of £224,943...

Londoners leaving the capital to buy a house are up a fifth compared to before the pandemic - with nearby Epping Forest and Slough among the...

Londoners bought 40,540 homes outside of the city in the first half of this year, 19% more than the average for the years 2015 to 2019.

Bank of England scraps mortgage affordability 'stress test' - but experts say it will do 'little' to help people buy their first home or...

The test, introduced post-financial crisis, required borrowers to prove they could still afford their mortgage if interest went 3% above the...

House price inflation is still a bumper 11% despite interest rate rises, says Nationwide, but leading estate agent claims a 'slowdown is in...

The average UK home is is now worth £271,209, according to the building society, with towns in the North and Midlands seeing some of the...

How overpaying your mortgage by £20 a month can save thousands: As rates climb clearing a loan quicker can pay off

Our calculations show how much money borrowers with a £200,000 mortgage, taken out over 25 years on a 3.5 per cent rate, could save.

Typical two year fixed mortgage rate jumps from 1.3% to 3.46% this year: Rates soar as borrowers face another base rate rise

Average two year fixed mortgage rates are now two percentage points higher than at the start of the year, increasing typical monthly...

Will there be a recession and what does the 0.5% rate hike mean for mortgages and savings? Bank of England ups base rate to 1.75% in biggest...

The 0.5 percentage point base rate increase is likely to drive up mortgage rates, with those on SVRs now paying £196 a month more on average...

House prices fall for the first time in a year, says Halifax, as interest rate hikes put the squeeze on buyers... but the average home still...

Halifax said property inflation eased with house prices rising 11.8% in July, compared with a rise of 12.5% to June.

What cost-of-living crisis? Prime London property prices predicted to climb 6% next year placing it third behind LA and Miami

The UK capital's most expensive homes will see price growth rivalled only by Miami and Los Angeles, according to Knight Frank.

Six steps to speed up a mortgage application: Interest rates are rising and demand is higher than ever - but you CAN lock in a deal before...

Increases in the Bank of England's base rate have led to mortgage rates spiking - but acting as quickly as possible can help homeowners...

House prices continue to rise, say Rics estate agents - even though demand from buyers is faltering amid interest rate hikes

Rics estate agents reported a 25% fall in demand from home buyers in July - but 63% said house prices were still going up in their area.

House prices fall for the first time this year... but experts say it's just the holiday season and not the start of a downturn

While the drop follows successive interest rate rises by the Bank of England, Rightmove said it was in line with the average August drop...

How high could mortgage rates go? As inflation keeps rising, we look at what a 3%, 5% or 7% base rate would mean for homeowners and buyers

Even modest further rises will be a shock to borrowers who are used to low costs, according to mortgage experts.

House price growth slowed to 7.8% in June - but typical home still gained £20k in a year, official figures show

Figures from the ONS revealed a slow down to single-digit growth, off the back of heightened activity during the stamp duty holiday a year...

Typical two-year fixed mortgage rate goes above 4% for the first time in nearly a decade as inflation continues to soar

A fixed five-year mortgage has also risen from 2.75% to 4.24% in just one year, as the Bank of England continues to increase the base rate.

Think twice before gambling on a cheap tracker mortgage: Experts warn they could cost you thousands in the long run

Tracker or variable rate loans used to be very popular but they fell out of favour after the financial crisis, when interest rates...

Will UK house prices fall due to cost of living and inflation? As mortgage interest rates continue to rise, some say property buyers will be...

UK house prices have soared since the pandemic. Could pressure on household budgets and sharp rises in mortgage payments finally lead them...

Has the house price slowdown begun? Property inflation dips to 10%, says Nationwide, with the market 'losing momentum' as rate hikes bite

Despite rapid mortgage rate rises and bigger bills hampering borrowers, house prices continued to rise - taking the cost of the average...

The buy-to-let battleground: Tensions between landlords and tenants at boiling point as rising rates, extra rules and lack of rental homes...

Has there ever been a tougher time to be a landlord? Generous tax breaks are a thing of the past, while rising mortgage rates are hitting...

50-year fixed rate mortgages are about to hit the UK market, but would you lock in your home loan until 2072?

Borrowers are used to two or five-year fixed rates, but new lender Perenna is bringing a 50-year fixed mortgage to the UK market.

Future mortgage shock looms for fixed rate borrowers: Interest rates will rise to more than 4% next year and remain there well into 2024,...

The revelation will be a blow to millions of businesses, households and mortgage holders grappling with the biggest cost of living squeeze...

How does raising the base rate help combat inflation? It's being driven up by global energy prices, but the Bank of England still hopes its...

Has the Bank of England got a grip on inflation and is raising rates really its only option in a troubling time for the UK economy? We take...

Our properties are our pensions! A tenth of landlords say they will rely on rental profits as their main source of retirement income

A tenth of landlords reaching retirement age expect income from their properties to be their biggest source of income, despite tougher...

House prices continued to increase in August, says Halifax, but growth slowed as experts warn cost of living and energy bills will 'cool'...

The average UK house now costs a record £294,260 according to Halifax's latest house price index.

Demand for buying a new home is 'weakest since April 2020' say Rics estate agents, as enquiries dropped 40% in August alone

Home buyer enquiries fell nearly 40% in August, amid fears of a downtown in the property market after years of sustained price growth.

Average monthly rent has increased by £115 in a year, Zoopla says, as tenants seek smaller homes to keep costs and energy bills down

The typical UK rent is now £1,051 per month, accounting for more than a third of the average income of a single earner.

House prices rise 15.5% in a year as third of house buyers reduce their budget due to rising interest rates and cost of living crisis

Official figures show that the average price of a home in the UK hit £292,000 in July, up £39,000 on the previous year.

Construction of homes jumped 15% in spring, ONS figures reveal, after the pandemic year saw a building slump 'similar to the 2008 crash'

The number of new homes built fell 11% in 2020-21, according to Government figures - but new construction starts jumped 15% in the second...

What the 0.5% interest rate hike means for your mortgage and savings: Bank of England ups base rate to 2.25% - its highest level since 2008

The Bank of England has today increased base rate by 0.5 percentage points to 2.25% as it continues to try and dampen runaway inflation.

Will the cut to stamp duty push up house prices and is it a good move? Experts react to mini-Budget property tax tinkering

Raising the threshold to £250,000 means that a third of all homes currently for sale are now completely exempt from stamp duty in England,...

Second steppers hunting for larger homes drive asking prices higher - and stamp duty cuts could trigger further demand, says Rightmove

The average asking price for a UK home rose by 0.7% this month to £367,760, reversing a 1.3% fall witnessed in August, according to...

How much have interest rate rises added to mortgage costs? Fixed rate deals have risen rapidly and many face paying thousands of pounds more...

The sharp rise in mortgage costs since the start of the year has driven up monthly payments, with the average two-year fix now £250 more a...

Don't get caught out by the mortgage crunch: Homeowners warned to check and be prepared as interest rates are hiked

Experts predict that the Bank of England will announce a rise in the base rate of up to 0.75 percentage points, which could take it as high...

Should you EVER use a bridging loan to speed up buying a house? They make you a 'cash buyer' but charge eye-watering interest... so watch...

With the housing market still a competitive place, some buyers are using bridging loans to avoid getting stuck in chains and secure their...

Homeowners face remortgage sting: Typical monthly mortgage payment to rise £200 on two-year fix as average rates hit 4.24% 

Borrowers who fixed their mortgage five years ago will likely see their monthly payments increase by £180 for a property of the same value.

What valuable treasures are hiding in YOUR home? Salvage yards will pay thousands for old taps, floorboards and tubs from period properties

From floorboards to door handles, we reveal the period fixtures and fittings that are most sought after for resale - and how much you could...

The new generation rent? Number of tenants aged 45-54 has jumped by 70% in 10 years... and just one in five are saving for a house deposit

Almost half of 45-54 year-old renters said they wanted to get on the property ladder, but lower incomes and rising rents are making it...

What to do if you face a mortgage shock: Over 1.4 million households risk a big jump in costs as their low-rate fixed deals end this year

With average two-year fixed rates now at 5.75% compared to 2.52% in 2021, many borrowers could face monthly bills of hundreds of pounds...

Why aren't first-time buyers benefitting from an increase in homes for sale if so many buy-to-let landlords are selling up?

If landlords are selling up, surely these homes are either being purchased by new landlords or by first-time buyers and should be taking...

London calling: Why are asking prices in the capital rising AGAIN despite buyers facing the biggest mortgage crunch for more than a decade?

The combination of London's record-high house prices and increasing mortgage rates should mean property values start to fall as demand...

Fix for five years? Lock-in for two? Or take a punt on a tracker? The mortgage gamble a more than a million families must take

Families looking to remortgage are facing a tough choice over whether to lock into a long-term deal or hold out in the hope that rates will...

Relief for homeowners but pain for savers on the horizon as IMF warns interest rates may slide back to rock-bottom levels

Experts at the financial agency argued the recent spike in rates is likely to prove a blip in a trend which saw rates in Britain and other...

How far can an estate agent stretch the truth on a floor plan? We've seen some homes for sale where the room sizes look a bit ambitious

We have been looking at houses to buy and have come across a wide variety of floor plans, some of which seem to be a bit ambitious to put it...

Bank of England governor Andrew Bailey brushed off concerns about inflation two years ago and said it would 'sort itself by September', says...

Shevaun Haviland, director-general of the BCC, claims she confronted Andrew Bailey after her members warned prices were rising shortly after...

Nationwide sends mortgage rates below 4.5% for first time since June

From tomorrow, Britain's biggest building society will slash its mortgage rates by up to 0.43 percentage points across its fixed rate deals.

Happy 35th birthday to fixed rate mortgages! Here's how property and home loans have changed since 1988

The first fixed-rate mortgage was launched by then-Halifax Building Society in 1988. We look at how expensive mortgages and properties are...

Cut stamp duty now! Hunt should tackle the tax wrecking the housing market, says JEFF PRESTRIDGE

If there is one tax cut that Chancellor Jeremy Hunt (pictured) should make in next month's Budget it is to stamp duty on house purchases.

'The only way we can downsize is by paying our buyers' stamp duty': How property tax is trapping old and the young

Crime fiction writer Sharon Birch, 58, and her partner Stephen are desperate to downsize from their five-bedroom townhouse in Seaton Carew,...

Quarter of first-time buyers taking out 35-year or longer mortgages

Figures from the trade body UK Finance showed the proportion of first-time buyers signing up to 35 year mortgage terms hit a new record.

How would YOU fix the housing market? We need 30-year fixed rates, says mortgage boss Arjan Verbeek

Arjan Verbeek, founder of mortgage lender Perenna says a market reliant on short-term fixed rate mortgages means borrowers aren't protected...

I've been an estate agent for 50 years - this is how to sell your home in today's market

With help from Roger Punch of Marchand Petit in Devon who is one of the South West's most well-known agents, here are his top tips for...

Four in 10 mortgages will last into retirement age

The Bank's figures showed that nearly 50 per cent of mortgages issued in the fourth quarter of last year were for terms of 30 years or more.

Britain's most expensive and cheapest places to buy or rent a home revealed

Aberdeen tops the list of the cheapest cities to be a first-time buyer while the most expensive is London. And for tenants, the cheapest...

The best ways for first-time buyers to save a deposit - and why they need a Lifetime Isa

The typical house deposit is now £60,000, but finding the best interest-paying savings account can help first-time buyers get there faster.

Barclays, HSBC and NatWest cut mortgage rates: Could this be the start of a downward shift?

Three major lenders have cut mortgage rates in what could be the start of a downward shift in interest rates.

House prices rise in the North but fall down South as mortgage squeeze hits expensive homes

House prices rose fastest in more affordable areas in the North and the Midlands, which saw combined growth of 2.4% year on year.

Halifax and Santander cut mortgage rates as battle ramps up between biggest lenders

Two more big banks have announced mortgage rate cuts in the latest downward shift for home loan pricing.

HSBC, Barclays and Yorkshire BS latest to cut mortgage interest rates

Barclays, HSBC and Yorkshire Building Society have all reduced their mortgage rates, following Santander and Halifax earlier this week.

What does a Labour Government mean for house prices?

Under the last Labour government, the housing market had a rollercoaster ride. What could happen this time around?

Labour wants to build 1.5m new homes - can it really deliver on its promise?

The new Government wants to double the number of homes build each year with plans to help first-time buyers and build on 'ugly' green belt.

How to get a mortgage as a first-time buyer

From calculating how much you could borrow to your appointment with a mortgage advisor, here's how to get approved for your first home loan.

Been waiting to sell your home? Six expert tips to get it sold quickly if you're taking the plunge

This is Money speaks to estate agents to find out how sellers can increase their chances of securing a quick sale at the best price.

Stamp duty calculator: The tax you pay to move home

Home buyers must pay stamp duty and the tax can add thousands on to their moving bills - our calculator lets you work out how much you would...

Mortgages get cheaper - but should you hold out for better rates? What the experts say

Mortgage holders battered by high borrowing costs can finally see light at the end of the tunnel after lenders cut rates last week.

More mortgage rate reductions as Nationwide offers 3.83%

Major lenders continue to reduce their mortgage rates on a daily basis, with Nationwide set to launch a new market best-buy tomorrow.

EXCLUSIVEWe take a tour with the reality star billionaire who bought Lympne Castle in Kent

I visited the Grade I listed Lympne Castle, parts of which date back to 1080, to meet Real Housewife Ann Kaplan Mulholland and hear about...

Home sellers add £3,000 to asking prices - but Rightmove expert warns don't get 'over-optimistic'

The property listing giant said the 0.8 per cent monthly jump in asking prices was double the long-term average for September.

How to remortgage your home: Your guide to finding the best deal when your fixed rate ends

Switching mortgage lender when your fixed term ends can save you money - but how does the remortgage process work and what do homeowners...

Interest rates held at 5%: What it means for your mortgage and savings

We explain what the Bank of England's decision to stick at 5% means for your finances - and whether rates will be cut again soon.

Should your buy-to-let be a limited company to save tax?

Setting up a company to hold buy-to-let properties is not without pitfalls and involves complexity but it can save some landlords money.

How buy-to-let landlords selling up can recoup capital gains tax AND boost their pension in one move

The fear among buy-to-let owners is that the Chancellor, Rachel Reeves, will look towards CGT as part of her bid to fill a £22billion hole...

When will interest rates fall again? Forecasts on when base rate will be cut

The Bank of England cut interest rates at its November meeting, after inflation dropped below its 2 per cent target for the first time in...

Five crucial Bank of England charts: why it says the Budget WILL lead to a rise in inflation

The Bank of England's Monetary Policy Committee has posted a 90-page report outlining its musings on the future for inflation and the...

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