Family mortgages

Saga Mortgages gives you a range of ways to help boost the buying power of your children or grandkids. You could use a cash gift, become a guarantor or release money from your own property. And before you know it, your loved ones could be getting the keys to their new home.

We partner with Tembo, who are an award-winning digital mortgage broker. Their friendly experts can advise you on the best ways to achieve your family’s property goals. They'll also give you access to hundreds of mortgage deals, which could save you money and boost your budget.

Explore your family mortgage options

It’s quick and easy to see what might be possible for you and your family. Register your details here and complete our online fact find. You'll then see examples of relevant products, costs and interest rates.

If you’re eligible, we’ll also invite you to book an advice session with a mortgage advisor. They will talk through your options in more detail and answer any questions you have. The session is relaxed, and you won’t feel any pressure to proceed.

Remember if you take out a mortgage and don’t keep up with payments, your home may be repossessed. If you act as a guarantor, you’re also liable for missed payments.

Why we work with Tembo

Tembo was awarded Best Mortgage Broker at the British Banking Awards in 2022 and 2023. Not only do they provide expert advice, but they can search over 20,000 products to find the best deal for you.

You’ll get access to mortgage options from over 100 lenders. And you’ll feel supported every step of the way, from your first call to the final stages.