Ndirangu - Linguistic Politeness Strategies in Bank Advertisements - A Case Study of Kenya Commercial Bank

LINGUISTIC POLITENESS STRATEGIES IN BANK ADVERTISEMENTS: A CASE
STUDY OF KENYA COMMERCIAL BANK
BY
NDIRANGU SARAH WAMBUI
A RESEARCH PROJECT SUBMITTED IN PARTIAL FULFILLMENT OF THE

REQUIREMENTS FOR THE AWARD OF THE DEGREE OF MASTERS OF ARTS IN
LINGUISTICS
DEPARTMENT OF LINGUISTICS AND LANGUAGES

UNIVERSITY OF NAIROBI
NOVEMBER, 2014
DECLARATION
This is my original work and has not been submitted for the purpose of award of a degree in any
other University.
Signature:
Date: .
Ndirangu Sarah Wambui
This Research Project has been submitted for examination with our approval as the appointed
University supervisors:
Signature: ...
Date: .
Dr. Maloba Wekesa.
Signature: ...
Date: .
Mr. H. Manyora.
ii
DEDICATION
To Lucky and Salome, may this act as a source of purpose and inspiration in your lives as you
endeavor in Education to enjoy the beauty of hard work.
iii
ACKNOWLEDGEMENTS
First and foremost, I give thanks to the Almighty God for blessing me with the courage, strength
and determination to carry out this research to the end. Secondly, I would like to acknowledge
the valuable support given to me by my supervisors Dr. Maloba Wekesa and Mr. H.Manyora.
They both patiently offered me unwavering support and assistance that led to successful
completion of this research. Both of you worked hard and offered professional guidance that has
enabled me produce an excellent document.
I also offer my sincere gratitude to Prof. John Habwe and Dr. Helga Schroeder for their
encouragement, insightful guidance and advice. Your kindness and humility is worth emulating.
I thank all the lecturers in the Department of Linguistics for their academic commitment and for
offering me professional academic knowledge in the various fields that I studied during my M.A
course. Finally, I acknowledge my classmates for the time shared and the team work spirit that
has seen us through this course.
May God bless you all.
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ABSTRACT
This study investigates the linguistic realizations of politeness strategies and how they act as
persuasive devices in Bank advertisements. The objectives are to identify linguistic politeness
strategies used in Bank advertisements and illustrate how these linguistic politeness strategies
persuade the target audience in the Banking industry. The work uses the principles of Politeness
Theory by Penelope Brown and Stephen C. Levinson (1987) to explain how advertisers
manipulate language in order to persuade their target audience to get products from their banks.
The study analyses Bank advertisements within print media. The results of the analysis show that
advertisements in the banking industry employ a variety of positive linguistic politeness
strategies.
TABLE OF CONTENTS
DECLARATION ........................................................................................................................................ ii
DEDICATION ........................................................................................................................................... iii
ACKNOWLEDGEMENTS ....................................................................................................................... iv
ABSTRACT ............................................................................................................................................... v
CHAPTER ONE:INTRODUCTION
1.0 Introduction........................................................................................................................................... 1
1.1 Background to the study ....................................................................................................................... 1
1.2 Statement of the problem ...................................................................................................................... 4
1.3 Objectives ............................................................................................................................................. 4
1.4 Hypotheses ............................................................................................................................................ 4
1.5 Rationale of the study ........................................................................................................................... 5
1.6 Scope and limitation ............................................................................................................................. 6
1.7 Theoretical Framework ......................................................................................................................... 7
1.7.1 The concept of face ........................................................................................................................ 7
1.7.2Face-threatening acts....................................................................................................................... 8
1.7.3 Linguistic Politeness Strategies ...................................................................................................... 8
1.8 Literature Review ............................................................................................................................... 10
1.8.1 Literature Relevant to the Study ................................................................................................... 10
1.8.2 Theoretical Literature ................................................................................................................... 11
1.9 Research Methodology ....................................................................................................................... 14
1.9.1 The sources of data ...................................................................................................................... 14
1.9.2 Data collection procedure ............................................................................................................ 15
1.9.3Data analysis ................................................................................................................................. 15
1.9.4 Data presentation ......................................................................................................................... 15
1.10 Significance of the study ................................................................................................................... 15
CHAPTER TWO: LINGUISTIC POLITENESS STRATEGIES USED IN BANK
ADVERTISEMENTS
2.0 Introduction......................................................................................................................................... 17
2.1 Linguistic Positive Politeness Strategy ............................................................................................... 17
2.1.1 Notice, attend to H (interests, wants and needs) ........................................................................... 18
2.1.2 Promise/guarantee/offer ............................................................................................................... 20
2.1.3 Solidarity/in-group talk ................................................................................................................ 22
2.1.4 Exaggerate (interest, approval, sympathy with H) ....................................................................... 23
2.1.5 Seek agreement ............................................................................................................................ 24
2.1.6 Be optimistic ................................................................................................................................ 25
2.1.7 Asserting /raise common ground .................................................................................................. 26
2.1.8 Give gifts to H (goods, sympathy, understanding, cooperation). .................................................. 27
2.2 Linguistic Negative Politeness Strategy .............................................................................................. 29
2.2.1 Give deference ............................................................................................................................. 29
2.2.2 Impersonalise S and H: avoid the pronouns I and You................................................................. 30
2.3 Bald-on-record linguistic politeness strategy ...................................................................................... 31
2.3.1 Disagreement (Criticism) ............................................................................................................. 32
2.3.2 Suggestion and advice .................................................................................................................. 33
2.3.3 Imperatives................................................................................................................................... 33
2.4 Off Record linguistic politeness strategy .......................................................................................... 34
2.4.1 Be ambiguous .............................................................................................................................. 35
2.4.2 Be Vague ..................................................................................................................................... 36
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2.4.3 Overstate ...................................................................................................................................... 37

2.4.4 Use of Contradictions ................................................................................................................... 37
2.4.5 Use of rhetorical questions ........................................................................................................... 38
2.5 Conclusion .......................................................................................................................................... 39
CHAPTER THREE: LINGUISTIC POLITENESS STRATEGIES AS PERSUASIVE DEVICES
IN BANK ADVERTSIMENTS
3.0 Introduction......................................................................................................................................... 40
3.1Linguistic Positive Politeness Strategy ................................................................................................ 40
3.3 Bald-on record Linguistic Politeness Strategy .................................................................................... 47
3.4 Off-record Linguistic Politeness Strategy ........................................................................................... 49
3.5 Conclusion .......................................................................................................................................... 51
CHAPTER 4: THE USE OF POLITENESS THEORY TO EXPLAIN PERSUASIVENESS OF
BANK ADVERTISEMENTS
4.0 Introduction......................................................................................................................................... 52
4.1 Linguistic Positive Politeness strategy ................................................................................................ 52
4.3 Bald-on Record Linguistic Politeness Strategy ................................................................................... 55
4.4 Off-record Linguistic Politeness Strategy ........................................................................................... 57
4.5 Conclusion .......................................................................................................................................... 57
CHAPTER 5: CONCLUSION AND RECOMMENDATIONS
5.0 Introductory Remarks ......................................................................................................................... 58
5.1 Conclusion .......................................................................................................................................... 58
5.2 Recommendations ............................................................................................................................... 60
REFERENCES ......................................................................................................................................... 61
APPENDIX ................................................................................................................................................. i
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CHAPTER ONE: INTRODUCTION

1.0 Introduction
This chapter presents introductory aspects of this research. These aspects include: a background
to the study from which the problem is stated, the objectives and hypothesis of the study,
followed by a rationale of the research, its scope and limitation and a theoretical framework. A
discussion on the literature review and the research methodology closes the chapter.
1.1 Background to the study

This study attempts an understanding of advertising language in the Kenyan banking industry. It
specifically focuses on politeness as a persuasive technique. Politeness has to do with language
use; therefore being polite is crucial to successful communication with other people. The
importance of being polite is dictated by the content of the message, since often what needs to be
communicated is threatening to the hearer. Linguistic politeness strategies are employed to
mitigate face threatening acts (Ivana 2012:6). Politeness as a Linguistic phenomenon as claimed
by Lin (2005:14) has drawn considerable attention in the last two decades. A vast array of
empirical investigation and theoretical treatments of politeness have been conducted in
Pragmatics by linguists like: Brown &Levinson (1987), Lakoff (1973), and Leech (1983).
Researchers have investigated the motivation behind politeness as well as the linguistic devices
used to convey politeness across languages and cultures.
According to (Lakoff, 1982:34) politeness is the awareness of another persons face or the
means employed to acknowledge the public self-image of a person. It is a system of interpersonal
relations designed to facilitate interaction by minimizing the potential for conflict and
confrontation inherent in all human interactions and transactions. Central to the explication of
politeness is the concept of face, which (Goffman, 1967: 5) defines as the positive social
value a person effectively claims for himself by the line others assume he has taken during a
particular contact. In other words, (Yule, 1996: 134) says face is the emotional and social
sense of self that everyone has and expects everyone else to recognize. Thus, everybody has
face wants defined as the expectations a person has that his public self-image will be respected
concludes (Yule, 1996: 130). In this regard, politeness principle has a dual goal: acting
efficiently together with other people and creating and maintaining social relationships. In
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compliance with the idea that everyone tries to keep his face in the duration of social interaction
as much as possible, it can be expected that all those involved in interactions try to reduce facethreatening acts (FTAs). According to Brown and Levinson (1987: 65), FTAs are acts that by
their nature run contrary to the face wants of the addressee and/or of the speakers.
Nevertheless, Brown and Levinsons (1987) politeness model which forms the theoretical frame
work of this study, presupposed that whenever a person is forced to perform a FTA as an action
which poses a threat to the addressees positive or negative face, he would resort to some
strategies that reduce or redress the coming threat. In other words, the person employs
linguistic politeness strategies, defined in Brown and Levinsons politeness model, as redressive
actions taken to counterbalance face-threatening acts. Brown and Levinson (1987: 69-70) goes
further and define these redressive actions as follows, where S refers to the Speaker and H to
the Hearer:
Attempts to counteract the potential face damage of the FTA by doing it
in such a way, or with such modifications or additions, that indicates
clearly that no such face threat is intended or desired, and that S in general
recognizes Hs face wants and himself wants them to be achieved.
Although Bank advertisements are generally meant to persuade the target audience to get the
advertised products from the bank; advertisers ought to employ politeness in their
advertisements. Infact, Arens and Bovee (1994:6), define Advertising as, the non personal
communication of information, usually paid for and usually persuasive in nature, about products
(goods and services) or ideas by identified sponsors through various media. Therefore from this
definition we can deduce that: advertising ought to be informative, persuasive, and influential. In
doing so, advertising affects our purchasing power and thought patterns. However, whatever the
promotive strategies advertising takes, language is the main carrier of message all along.
Therefore, Vestergaard and Schroder [1986] says, advertising takes many forms, but in most of
them language is of crucial importance.
The Kenya Bankers Association (2012), the umbrella body of the commercial banks licensed
under the banking act, Cap488, which promotes and develops sound and progressive banking
principles and practices, and also contributes to the sectors development, defines a bank as:
A financial institution which deals with deposits and advances and other related services.
It receives money from those who want to save in the form of deposits and it lends money
to those who need it in form of loans.
Advertisers appeal to the readers emotion by glamorizing the efficiency of the product or
service on offer. Moreover advertisers try to manipulate people into buying a new way of life as
well as the products. According to (Hermosilla, 2012:2), it is precisely this conative or
persuasive function of advertising that can be considered as the most relevant intrinsic feature of
advertisements. Their main purpose is, therefore, that of affecting the addressee, to invite him or
her to buy the product being advertised. Therefore this conative or persuasive function of
advertisements, which urges people to buy a product, has an important impact in the use of
language and, more precisely, on the use of linguistic politeness strategies.
Lakoff (1982) (cited in Lin, 2005:77) defines persuasive discourse as the non-reciprocal attempt
or intention of one party to change the behavior, feelings, intentions, or viewpoint of another by
communicative means. Persuasive discourse according to Reardon (1991) can be divided into
three types, ranging namely interpersonal persuasion, organization persuasion, and most
commonly-used one, mass media persuasion such as advertisement. In addition, Fraser & Nolen
(1981) claim that, advertisers generally employ different language techniques to achieve this aim
of persuading and encouraging people to buy products, one of which can be use of linguistic
politeness strategies. These strategies are used to foster rapport and maintain social equilibrium.
This claim is reinforced by Reza and Safoora (2012: 1) who argue that, people who encounter
polite linguistic elements which display respect or consideration for others are more willing to
pay attention to that polite language. Therefore, since it is of critical importance for advertisers to
attract readers attention and to maintain social and emotional relationships with their customers,
they are expected to employ linguistic politeness strategies with much care in their
advertisements.
Granted the fact that advertisers utilize different linguistic strategies to be polite, it seems that
delving into the nature of these strategies can be of great interest and help to researchers and
practitioners. Therefore, since the banking industry in Kenya plays a silent, yet crucial part in
our day-to-day lives research on its advertising language is valid. Thus in this study, we aim to
investigate different linguistic politeness strategies which are used in bank advertisements to
persuade people to get different products and services offered by the banks.
1.2 Statement of the problem
This study investigates the linguistic politeness strategies as persuasive devices in Bank
advertisements specifically within Print Media. The linguistic politeness strategies used herein
are those as proposed by Brown &Levinson (1987) in their Theory of Politeness. These
strategies include: linguistic positive politeness strategy, linguistic negative politeness strategy,
bald on-record linguistic politeness strategy and off record linguistic politeness strategy. The
focus on Bank advertisements within Print Media is an attempt to localize understanding of
Politeness Theory hence a valid enough research engagement.
1.3 Objectives
The objectives for this research are:
i)
To identify the linguistic politeness strategies used in Bank advertisements.
ii) To illustrate these linguistic politeness strategies to show how they act as persuasive
devices in bank advertisements.
iii)
To show how Politeness Theory as proposed by Brown and Levinson (1987) is able to
explain the persuasiveness of Bank advertisements.
1.4 Hypotheses
From the stated objectives, this investigation tests the following hypotheses:
i)
Advertisements in the banking industry have linguistic politeness strategies.
ii)
The linguistic politeness strategies used in bank advertisements are persuasive.
iii)
Politeness theory as proposed by Brown and Levinson (1987) is able to explain

persuasiveness of Bank advertisements.
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1.5 Rationale of the study

Muyuku (2009:10) has pointed out that much of the language we encounter daily is in some form
of advertisements on television, radio, newspaper, posters, billboards and so on. We cannot
escape these advertisements anywhere we go. Maybe because they are too obvious, little
attention has been given to them as an important area that needs linguistic research in Kenya.
In addition Goddard (1998: 8) has stated that although advertising is all round us perhaps
because it is all around us we dont often pause to think about its nature as a form of discourse,
as a system of language use. Everyday people read advertisements but nobody stops to think
about the nature of the language of advertising or why she or he feels attracted to buy this or that
product.
Pateman (1983:188) has said that in general, it is easy to identify something as an
advertisement, and much less easy to say how it is done, might be done, or must be done. He
clarified that it is because identification of advertisements is so easy and automatic that its
mechanisms are taken for granted in many analyses.
This study largely draws from the fact that in as much as banking is an economic activity with
social and cultural values, the language associated with bank advertisement has been to an extent
obliterated from linguistic map by scholars studying language. Ignorance on the contextual use
of language has created a language gap which this study earnestly intends to bridge and hence
place this genre of bank advertisement discourse on a recognizable field of linguistic inquiry.
Such is the endeavor that will add to the body of literature in linguistic research.
In fact, there is no documentation of any study done on print bank advertisements using
Politeness Theory as proposed by Brown & Levinson (1987). This is despite the fact that, the
language in bank advertisements is highly responsible for societys perception of richness and an
important factor when tracing the source of human interest in wealth accumulation. Terms like
prosper and satisfaction are very common in bank advertisements. To my knowledge this study
has filled this gap
The hypotheses of this study are that advertisements in the banking industry have linguistic
politeness strategies and that; these linguistic politeness strategies are persuasive. This study
aims at investigating whether this is the case using print bank advertisement from KCB.
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Advertisements were selected for the study because they have discourse features very close to
every day conversation. Thus, they provide clear examples of language in use. Secondly, they are
readily available given the role that media plays in our society.
Finally we can say that this study attempts an exploration to the various linguistic politeness
strategies used in advertisements to attract attention and persuade the target audience with an
emphasis to the banking industry. The main focus is how bankers allure the attention of the
target customers then persuade them through the language. It is certainly the power of language
used that helps in serving the main goal of the advertisement, which is the persuasion of the
reader to respond positively to the advertisement. For persuasion to be done the advertiser must
first attract the readers attention to the advertisement and this can be done through language and
visual aids. Once the reader is attracted to the advertisement, persuasion can be achieved through
the language use; in this case use of polite language.
1.6 Scope and limitation
This study is within the framework of Politeness Theory as proposed by Brown & Levinson
(1987). Human politeness is a research field that tries to give an account of the face needs of the
hearer. This phenomenon is based on Goffmans (1967) concept of face (the public self image
that all rational adult members of society possess). According to Brown and Levinsons (1987)
human politeness can be summed up in four main strategies designed to avoid face threatening
acts. These strategies are: Bald on-record linguistic politeness strategy, linguistic positive
politeness strategy, linguistic negative politeness strategy and off-record linguistic politeness
strategy. This study investigated whether these linguistic politeness strategies are used in the
advertising language in the banking industry.
The rich variety of bank advertising language is broad and would refer to a wide range of
activities accompanying it. For the purpose of this research, however, selected for discussion are
bank advertisements in print media. The study will only analyse print advertisements in the
banking industry in Kenya. The study dwells on one major aspect- Linguistic politeness
strategies in bank advertisements as persuasive tools. Therefore, this study intends to discover
the linguistic devices that according to (Lin2005:23) advertisers utilize in order to accomplish
multiple and competing communication tasks by integrating the demands for politeness, which
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often require vagueness and obscurity of expression, with the clarity and powerful language
common to persuasive speech. The research confines itself to Kenya Commercial Bank.
1.7 Theoretical Framework

In this section I review Brown & Levinsons (1987) Theory of Politeness. This theory is used to
explain how persuasiveness in advertising is achieved by use of linguistic politeness strategies.
The tenets of this theory that are used in analyzing the data are outlined below:
1.7.1 The concept of face

Brown and Levinson (1987) present a cohesive and comprehensive theory of politeness in which
the concept of face is central. Several researchers have investigated the concept of face;
majority of them borrow their use of the term from Goffman (1967:5), who defines face as the,
positive social value a person effectively claims for himself by the line others assume he has
taken during a particular contact.Based on his observational research, Goffman (ibid) claims
that there are three features of a persons face: A person desires to be seen as consistent, as
having worth and as worthy of respect. He claims that there are two basic rules of social
interaction: be considerate and be respectful, both of which exist for the maintenance of face.
Brown & Levinson (1987:61) assume that all competent adult members of a society have (and
know each other to have) face, which they define as the public self-image that every member
wants to claim for himself. For Brown and Levinson (ibid: 61), face is something that is
emotionally invested, and that can be lost, maintained, or enhanced, and must be constantly
attended to in interaction.Brown and Levinson (1987:62) propose that the concept of face can
be described as having two components, positive face and negative face, which are two
related aspects of the same entity and refer to two basic desires or wants of any individual in
any interaction.
Brown & Levinson (1987:61) define negative face as the basic claim to territories, personal
preserves, rights to non-distraction that is, freedom of action and freedom from imposition; and
positive face as the positive consistent self-image or personality (crucially including the desire
that this self-image be appreciated and approved of) claimed by interactants.
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1.7.2 Face-threatening acts

Acts that threaten someones face are called face threatening acts (FTAs).Brown and Levinson
(1987) claim that many communicative acts entail imposition on the face of either one or both of
the participants: that is, they are intrinsically face-threatening acts (FTAs). In the framework that
they developed, politeness is defined as;
redressive action taken to counter-balance the disruptive effect of face-threatening
activities.
Acts that appear to impede the addressees independence of movement and freedom of action
threaten their negative face, whereas acts that appear as disapproving of their wants threaten their
positive face. According to Brown & Levinson (1987) acts that threaten the addressees negative
face include: orders, requests, suggestions, advice, threats, warnings, offers, and so forth. On the
other hand, acts that threaten the addressees positive face include: expressions of disapproval or
disagreement, criticism, and the mentioning of taboo topics. They further state that, under normal
circumstances, all individuals are motivated to avoid conveying FTAs and are motivated to
minimize the face-threat of the acts they employ. Thus individuals must often prioritize three
wants: the want to the content of a face-threatening act, the want to be efficient, and the want to
maintain the hearers face. To achieve this one ought to employ linguistic politeness strategies.
1.7.3 Linguistic Politeness Strategies

According to Brown and Levinson (1987:60), linguistic politeness strategies are developed in
order to save the hearers face and deal with FTAs. Brown and Levinson go ahead and outline
four main types of politeness strategies which sum-up human politeness behavior. Bald onrecord strategy which does nothing to minimize threats to the hearer's face; positive politeness
strategy which shows that the speaker recognizes that the hearer has a desire to be respected, that
is, his / her positive face should be appreciated. It also confirms that the relationship is friendly
and expresses group reciprocity. Negative politeness strategy which recognizes the hearer's
negative face but also that the speaker is in some way imposing on them. Finally, off-record
strategy which takes some of the pressure off the speaker because he / she try to avoid the direct
FTA by either inviting conversational implicatures or by being deliberately ambiguous or vague.
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In their work, Brown and Levinson (1987) also claim that it is the speaker who decides the
strategy to be used when performing a FTA taking into account the potential risk for the hearers
image what makes this theory compatible with advertisement. This study attempts to find out
whether the Linguistic politeness strategies discussed above are evident in bank advertisements
and whether they aid in persuading the target customers to get the advertised bank products.
Moreover, the study attempt to find out to what extent Politeness theory can be used to explain
linguistic devices that contribute to persuasiveness in polite bank advertisements.
I make use of the advertisement given below to show how politeness theory as proposed by
Brown & Levinson (1987) is used to explain the persuasiveness of the linguistic politeness
strategies as used in bank advertisements.
The sample print advertisement above is a bald-on record linguistic politeness strategy referred
to as imperative/command ordering the target audience to open a KCB M-Benki
account.Thus it is an FTA (face threatening act) threatening the target audiences negative
face(freedom of action and freedom of imposition). The use of Kiswahili words like: benki
(bank), jibenkie ulipo, unapotaka, unavyopenda.(Bank wherever you are, whenever you want,
the way you like) is a positive politeness strategy termed as in-group talk/solidarity. This makes
the customers feel that there is a special bond between them and KCB. By making use of this
linguistic politeness strategy the advertiser recognizes that the target customer has a desire to be
respected (positive face).It also confirms that the relationship is friendly and expresses group
reciprocity.
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In addition, the advert gives advice to the target customers that they should open this account so
as to enjoy the said benefits of getting loans, transferring money direct to bank, earn interest and
much more all from their mobile phones. Moreover, the advert commands whoever is reading the
advert to open an M-Benki account from KCB .These two linguistic politeness strategies are
known as bald-on-record politeness strategy which does nothing to minimize threats to the
target customers face and are used by advertisers when the risk of face loss is the lowest, for
instance when giving advice.
The phrase and much more all from your phone is vague thus, this is a linguistic politeness
strategy on the part of the advertiser, specifically; it is an off-record linguistic politeness
strategy which is the most polite way of communicating a face threatening act, since more than
one communicative intention could be attributed to that act(Brown&Levinson1987:211).
Therefore, this bank advertisement clearly demonstrates how politeness theory analyses the
linguistic politeness strategies used in bank advertisements. This is explained further in chapter
four of this study.
1.8 Literature Review

The literature review in this study is divided into two sub- sections: the first part concerns review
of literature relevant to the study that is, works that have analysed advertising language using
various theoretical orientations are discussed. The second part is about works that form the
theoretical orientation of this study.
1.8.1 Literature Relevant to the Study

Studies on advertisements have been done and therefore are worth mentioning because they
inform this study a great deal: Muyuku (2009) investigated language mixing in advertising to
find how the mixed language acts as persuasive tools. She used print advertisements from
commercial banks and mobile telecommunication firms in Kenya. However; the researcher used
Lexical Pragmatics theory while in this study the researcher is using Brown and Levinsons
(1987) Politeness Theory. This study was of great value to the researcher especially on
identification, illustration and explanation of the linguistics features used in bank print
advertisements as persuasive devices.
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Moreover, exploring the pragmatic devices that are often used in TV commercials, Hardin
(2001) analyzed a corpus of 214 ads taken from three countries: Chile, Spain, and United States.
Politeness strategies among the other pragmatic devices in her study were compared and
contrasted in three countries based on Brown and Levinsons (1987) model and the results depict
interesting differences in the use of positive and negative politeness strategies in those cultures.
Though the current study is not geared towards cultural differences in politeness strategies
manifestation, this study was of great help in understanding the basic concepts of the theory in
use especially when identifying and illustrating the linguistic politeness strategies used in bank
advertisements.
In another study, Lin (2005) examined the realization of politeness strategies in Chinese sale
talks by introducing a new data collection method called: Natural Data Elicitation Technique. As
a result of this study, Lin (ibid) concluded that salespersons make use of different linguistic
politeness strategies and on top of them are: positive strategies which emphasizes the
collectivist-oriented nature of Chinese culture. This study made use of oral sales talks while the
current study used written advertisements. However, the study was of great help to the researcher
especially when identifying and illustrating the linguistic politeness strategies used in bank
advertisements.
1.8.2 Theoretical Literature

Pragmatics is concerned with the study of meaning as communicated by a speaker or writer and
interpreted by a listener or reader. Hence pragmatics has more to do with the analysis of what
people mean by their utterances than what words or phrases in those utterances might mean by
themselves. Pragmatics is the study of a speakers meaning, the study of contextual meaning and
how meaning gets communicated than how it is said. [Yule 1996:3]. Another scholar who have
contributed a lot to the development of pragmatics is Levinson(1983:34) who defines pragmatics
as the study of the aspects of meaning and language use that are dependent on the speaker , the
addressee and other features such as: context of the utterance , generally observed principles of
communication and the goals of the speaker.
1.8.2.1 Lakoff
Lakoff (1973) was one of the first to conduct studies on politeness. She expands on Grices
views in her attempt to account for politeness phenomena. She proposes the following two basic
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rules, which she calls rules of pragmatic competence: be clear and be polite. According to Lakoff
(ibid), if the main concern is the message to be communicated, the speaker will concentrate on
the clarity of the utterance, whereas if consideration of the status of the interlocutors and/or the
situation is involved, then the main concern will be the expression of politeness. She points out
that although sometimes clarity is politeness, very often the two are incompatible. In most cases
in which they are in conflict, then, it is clarity that is sacrificed.
1.8.2.2 Leech
Leech (1983:15) proposes a general pragmatic model based on Grices views. He uses the term
rhetorical to characterize his approach to pragmatics. He focuses on a goal-oriented speech
situation, in which s uses language in order to produce a particular effect in the mind of h. He
further distinguishes two rhetorics; one is Interpersonal and the other Textual. Each rhetoric
consists of a set of principles. Under the Interpersonal rhetoric, Leech (ibid) includes Grices
Cooperative Principle (CP), a Politeness Principle (PP) and an Irony Principle (IP).
Leech (ibid: 82) notes that the PP regulates the social equilibrium and the friendly relations
which enable us to assume that our interlocutors are being cooperative in the first place. Just as
with Grices CP, Leechs PP also consists of a set of maxims: Tact, Generosity, Approbation,
Modesty, Agreement, and Sympathy. Tact concerns minimizing cost and maximizing benefit to
the hearer. Generosity tells people to minimize their own benefit, while maximizing that of the
hearer. Approbation involves minimizing dispraise and maximizing praise of the hearer.
Modesty concerns minimizing self-praise and maximizing self-dispraise. Agreement is about
minimizing disagreement and maximizing agreement between self and other. Finally Sympathy
is to minimize antipathy and maximize sympathy between self and other. Each of the maxims
operates by way of a set of scales: cost-benefit, optionality, indirectness, authority and social
distance. Moreover, Leech (ibid) emphasizes that, the speaker always strives to maximize the
benefit for his/her hearer while minimizing the cost that is unfavorable to the hearer, and
ultimately reaches the social goal of establishing and maintaining comity.
1.8.2.3 Penelope Brown and Stephen C. Levinson [1987]
In recent years the best-known approach to the study of politeness is found in Brown and
Levinsons work, which was first published in 1978 and then reissued in 1987 with the addition
12
of a fifty-page preface summarizing the research of the previous decade and justifying their
arguments. Their Politeness Theory has been considered the most influential and comprehensive
work on pragmatic politeness. In their Politeness Theory, Brown and Levinson work on the
assumption that every member of society has a public self image, or face. Their notion of face
is based on Goffman (1967:5), who defines face as positive social value a person effectively
claims for himself by the line others assume he has taken during a particular contact.
In the process of maintaining face, every person has two aims: saving their own face (defensive
orientation) and saving others faces (protective orientation), explains Goffman (1967:14).
Brown and Levinson (ibid: 61) argue that the cooperation in maintaining face is based on the
mutual vulnerability of face. Since any participants face could be harmed by any other
participant, it is in everyones interest to show concern for others faces and thus help to defend
ones own face. Face consists of two aspects, positive face and negative face. Brown & Levinson
(ibid: 62) says, negative face is the want to be independent and not imposed on by others. It is
associated with the formal politeness that is often evoked by the term politeness. On the other
hand, they claim that positive face is less obvious and it denotes the want to be accepted and
liked, to be treated as a member of the same group, and to know that ones wants are shared by
others.
Acts that threaten someones face are called face threatening acts (FTAs). Although it is in every
participants interest to avoid face threatening acts in an interaction, it is not always possible, as
some acts are intrinsically face threatening and cannot be performed without posing a threat to
either hearers or speakers face. Typical FTAs include acts such as accusations, insults,
interruptions, complaints, disagreements or requests. A disagreement threatens the positive face,
because of the fact that it implies a lack of acceptance for the hearers opinions. A request is
always threatening to hearers negative face, since the demand represents an imposition and
restricts the addressees independence. At the same time, a request can represent a danger for the
positive face if the addressee intends to decline it. Even though FTAs cannot be sometimes
avoided, there are certain strategies to minimize the threat. Brown and Levinson (1bid:60) list
five options a speaker can choose from in case a face threatening act should be performed; each
strategy requiring a different amount of face saving effort. These linguistic politeness strategies
13
are: bald-on record strategy, positive politeness strategy, off record strategy, negative politeness
strategy and Avoidance strategy (not applicable in this study).These linguistic politeness
strategies are identified, illustrated and explained in chapters two, three and four.
1.9 Research Methodology

In this study, a case study design is used since it seeks to describe a unit in detail and in context.
The study aims at identifying linguistic politeness strategies as used in Bank advertisements.
Bank advertisements within Print Media are used in this study specifically from Kenya
Commercial Bank.
1.9.1 The sources of data
The data has been collected basically from two sources: primary source and secondary source.
Primary source of data whereby the research used print bank advertisements collected from
Kenya Commercial Bank banking halls; the advertisements collected included: brochures,
pamphlets and leaflets. Other advertisements collected included: ATM machines receipts,
advertisements placed in the newspapers, adverts displayed on bill boards and posters, any
relevant advertising message on the walls and on the buildings housing KCB. This data helped in
identifying, illustrating and explaining linguistic politeness strategies used in bank
advertisements as stated in the research problem and as outlined in the objectives.
Secondary sources of data comprised the materials written on advertisements and references on
works done on Politeness theory as proposed by Brown & Levinson (1987). The information was
recorded and transcribed in notebooks. The major sources of secondary data are discussed below.
The library was a major source of data for this study, therefore extensive library research was
conducted to find out available literature on the language of advertising, the Kenyan banking
industry , as well as, information on Politeness theory as proposed by Brown & Levinson(1987)
used in this study. Also, the researcher read widely from various scholars to find out what others
have contributed to the area under study.
Secondly, the internet came in handy in this research especially on literature review and general
study on the language of advertising. Moreover, the internet was very valuable in providing
current information regarding the theoretical framework. In addition, on-line journals and print
14
journals were used to provide information on advertising language, politeness and persuasion as
well as, any other work done related to the area of research.
1.9.2 Data collection procedure
The researcher used varied data collection techniques to obtain data used in the study. The
researcher was directly involved in collecting outdoor advertisements on billboards, posters,
walls and buildings housing KCB. Print adverts like brochures, pamphlets and leaflets were
collected by the researcher personally from various KCBs Banking halls in the country
specifically in Limuru town, Kikuyu town and Nairobi city. The researcher kept all her ATM
transaction receipts to be used as a source of data since the receipts have advertising messages
written at the back. In addition, relevant advertisements from Daily Nation Newspaper were also
collected by the researcher for analysis.
1.9.3Data analysis
The data was analysed within the framework of Politeness Theory as proposed by Brown &
Levinson (1987) in order to ensure that the research objectives were met. Data analysis, that is,
identification, illustration and explanation were done using the four major linguistic politeness
strategies proposed in the Politeness theory:
i.
Linguistic Positive politeness strategy.
ii.
Linguistic Negative politeness strategy
iii.
Linguistic Bald-on record politeness strategy.
iv.
Linguistic Off-record politeness strategy.
1.9.4 Data presentation

The data was presented by identification, illustration and explanation of linguistic politeness
strategies as proposed by Brown &Levinson (1987) in their Politeness Theory.
1.10 Significance of the study
The study is vital in describing the various mechanisms used to write polite and persuasive
advertisements in the Banking industry which can provide great insights into language use.
Furthermore, there is no documentation of any study done on bank advertisement in the print
media in Kenya. Therefore; this study provides valuable information to bankers, advertisers,
15
linguists and consumers of banks products and services, especially concerning the use of polite
language.
The study is helpful to the researchers in line with the development of technology which is
adding lexicon to everyday language use. This is because new discoveries, new inventions bring
about new notions which are accepted by the society. Notions of mobile-banking and e-banking
are much evident in todays financial institutions thus there is need to coin new terms for these
financial services. These neologisms like: m-benki and bankika adds to our lexicon.
Conclusion
This chapter formed the basis of our study. It introduced the topic of the study ,gave the
background of the study ,statement of the problem ,objectives of the study, the hypotheses, the
rationale of the study ,scope and limitations, theoretical framework, literature review and the
methodology that were used to facilitate this study. In the background of the study, I have talked
about the basis on which the aim of this study was found. That advertisers influence people in
various ways by designing innovative messages that are appealing to the target audience. The
statement of the problem concretized what the entire study would fulfill. That is, investigating
the use of linguistic politeness strategies in advertising language as persuasive devices in the
Kenyan Banking Industry.
The objectives of the study were clearly stated reflecting on the topic of the study. The
hypotheses were based on the objectives of the study. The rationale of the study explained how
the study pragmatically involved the study of the use of language in context, specifically, the
context of advertising. The scope and limitations confined the study to analyze print adverts from
KCB. The theoretical framework explained how Politeness Theory as proposed by Brown &
Levinson (1987) was used to analyze the data collected. It explained in details what the theory is
all about and which concepts were used in this study. The literature review section focused on
what other scholars have said and done in the field of advertising language, specifically on
politeness and persuasion. Finally, the methodology section gives details of source of data,
procedures used to obtain the data, data analysis and presentation.
16
CHAPTER TWO: LINGUISTIC POLITENESS STRATEGIES USED IN BANK

ADVERTISEMENTS
2.0 Introduction
In this chapter I will identify the linguistic politeness strategies as used in bank advertisements
using the four major politeness strategies proposed by (Brown and Levinson 1987) in their
Politeness Theory. These linguistic politeness strategies are: linguistic positive politeness strategy,
linguistic negative politeness strategy, bald on-record linguistic politeness strategy, and off-record
linguistic politeness strategy. In this identification process I will provide adequate examples for
the objectivity and lucidity of explanations that will follow in chapter three.
2.1 Linguistic Positive Politeness Strategy

Positive politeness applies to the addressees positive face wants in general. Brown and Levinson
(1987:103) have pointed out that positive politeness strategies are used as a kind of
metaphorical extension of intimacy, to imply common ground or sharing of wants even
between strangers. It is this association with intimate language usage that gives the linguistic of
positive politeness its redressive force. From their cross-cultural research Brown and Levinson
(ibid: 101-129), have identified fifteen linguistic positive politeness strategies that
communicators use to convey approval of their hearers wants and to convey that their own
wants are similar. These strategies fall into three general types: the speaker can claim common
ground with the hearer indicating that S and H belong to the same set of persons who share
specific wants, including goals and values;the speaker can claim the speaker and hearer are
cooperators and have the same goals; and the speaker can fulfill the hearers want for some X.
These three types of positive redress are conveyed through these fifteen different linguistic
politeness strategies as outlined by (Brown & Levinson ibid: 102):notice, attend to H (his
interests, wants, needs, goods), exaggerate (interest, approval, sympathy with H),intensify
interest
to
H,
in-group
identity
markers,
seek
agreement,
avoid
disagreement,
presuppose/raise/assert common ground, joke, assert or presuppose Ss knowledge of and

concern for Hs wants, offer, promise, be optimistic, include both S and H in the activity, give
(or ask for) reasons, assume or assert reciprocity, give gifts to H (goods, sympathy,
understanding, cooperation).
17
2.1.1 Notice, attend to H (interests, wants and needs)

This Linguistic politeness strategy employs different strategies but all of them indicate the
advertisers concern for the target audiences positive face. One of the strategies is to point out
possible questions/concerns that the target audience might have concerning the product being
advertised, that is, to let the target audience know that the advertiser is thinking from their
perspective. Brown & Levinson, (1987:103) shows that this strategy does not have to directly
refer to an FTA. The following examples of bank advertisements were identified as exhibiting
this linguistic positive politeness strategy:
1. PAYING SCHOOL FEES DOESNT HAVE TO BE HARD WORK
With KCB, you save time and money by paying your fees from your
mobile phone at your convinience.
You can pay fees from wherever you are or visit any KCB Mtaani
agent right in your neighborhood and quickly and easily pay your
fees with KCB Mobi Bank.
1. How will I know that the school fees have been paid?
M-pesa will send you a message confirming that the funds have
been transferred to KCB.
KCB will send both the customer and the school a message
notifying them that the funds have been sent to the schools bank
account.
2. Where can I get the school code from?
KCB will give all participating schools a code.
At the end of the school term, parents whose schools are
registered on the service will be given the school code with the
fees statement that they can use to pay.
Parents are encouraged to save this school code in their phones
for ease of reference.
3. Who can I contact in case of any enquiry?
Call the KCB Contact center on 0732 187 000 or o711 087 000
or contact us through any of the channels below.
Call M-PESA customer service by dialing 234 if you have paid
via lipa karo Na M-PESA and you are experiencing any issues.
Visit your nearest KCB branch or KCB Mtaani Agent.
Contact your school.
Banking As Mobile as You.
The advertiser clearly notice and attend to the target audiences wants and needs by raising
queries as well as concerns the customer might be having concerning payment of school fees via
the mobile phone. The advertiser goes further and offer answers and solutions to these worries as
seen in body of bank advertisement
18
2: KCB MASOMO (EDUCATION) LOAN

You work hard and study hard.
We think getting a KCB masomo (education) loan should be easy.
KCB masomo loan is specifically designed to help you work and
study.Masomo loan offer high ceilings, low interest rates and easy
repayment terms.
In this advertisement, the advertiser notices the target audiences desire to study and still
continue working. Therefore, the advertiser attends to this want by providing masomo loan
which will enable one to work and study simultaneously.
Another common strategy under this sub-category is repetition. According to Brown and
Levinson (1987: 113), repetition is often used to stress emotional agreement with the
advertisement. The following examples were identified as exhibiting this linguistic positive
politeness strategy:
1. RECEIVE MONEY DIRECTLY INTO YOUR KCB
ACCOUNT FROM WESTERN UNION
Easily and conveniently receive your Western Union cash in
your KCB account by simply: Calling the 24 Hour KCB
Contact Center
Online through KCB Internet Banking
Visiting any of the 170 KCB Branches countrywide.
In the bank advertisement above the advertiser makes use of repetition of terms like: receive
money Western union your KCB account as linguistic positive politeness strategy by
emphasizing the fact that with western union it is easy to receive money from wherever you are
directly into your KCB account by either calling the 24 hour KCB contact centre, online or
visiting the nearest KCB branch.
2. KCB ASSET FINANCE
Expand Your Business With KCB Asset Finance.
Vehicle and Asset Finance provides businesses with ready
solutions for acquiring or leasing motor vehicles and other assets
on credit terms that are flexible and affordable.
Leasing is suitable for customers who want to use, but do not
wish to own, the asset. The asset can be on or off the balance
sheet.
19
In this advertisement the terms KCB Asset Finance , vehicle leasing , have been used
repeatedly as linguistic positive politeness strategy, in order to emphasize the fact that with this
product from KCB a the target audiences needs in motor vehicle business will be attended to by
the advertiser.
2.1.2 Promise/guarantee/offer
Although bank customers may not necessarily believe all the promises or take them seriously, it
is always important that the advertiser offers some kind of guarantee or promise to the target
audience because it shows the advertisers effort and willingness to sell. An advertisement would
seem weak and not persuasive when it does not provide any kind of guarantee. This strategy can
be illustrated by the following examples of advertisement identified from the data as having this
linguistic positive politeness strategy:
1. The ultimate trade finance solutions

Bank Guarantees/Bonds: with a guarantee,
KCB steps in as guarantor to support a contractual obligation on
behalf of our customers, to militate against the risk of nonpayment or non-performance.
KCB Guarantees are accepted both locally and internationally.
These Guarantees includes:
Tender /Binds bonds
Performance bonds
Advance payment guarantees
Retention bonds
Shipping Guarantees
Customs bonds
Security bonds
Credit guarantees
This advertisement clearly shows that, the advertiser guarantees the target audience of an
ultimate trade finance solution by promising several guarantees such as; credit guarantees,
shipping guarantees and so on.
20
2. Tambua BIASHARA@SMART Dial *484#

Two Kenyas largest brands, Safaricom and KCB, have set out
on a journey with the vision of advancing Kenyas economic
landscape through empowering SMEs. This is a first of its
kind
offering
that
provides
financial,
business
and
communications solutions to SMEs with the desire to grow

and prosper.
Dial *484# today and get the STRENGTH TO GROW!
www.biasharasmart.co.ke
Tambua is Kiswahili term for recognize and biashara means a business. In this
advertisement the verb get indicates a promise on the part of the advertiser that if the reader of
the advertisement take the said product from KCB (Biashara@smart) he is guaranteed strength
to grow. Moreover the phrases, have set out on a journey with the vision of advancing Kenyas
economic landscape, and that provides financial, business and communication solutions
serves as guarantees to the target audience, especially those with the desire to grow and
prosper.
3. Unlock your business potential with KCB Agricultural loans
At KCB, we provide products tailored to your agricultural
needs.
KCB Dairy Loans
Farmers Account
Tea loan
Miwa(Sugarcane) loan
Cereals loan
Green House Financing
Farm Input loan
The advertisement makes use of the phrase at KCB we provide products tailored to your
agricultural needs as a guarantee to the target customer that KCB will provide whatever the
customer needs to unlock his/her business potential. The advertiser goes ahead and outline
these tailored products which will enable the target customer unlock his/her business potential,
such as; miwa (sugarcane) loan, farm input loan and so on.
21
4. WELCOME TO A MORE PERSONAL WAY OF BANKING

KCB offers a wide range of simple, affordable and convenient
personal accounts and personal loans to suit your needs.
The advert goes ahead and outlines these personal accounts and
loans and states: choose an account that suits your needs.
This advertisement clearly promises the target audience a personalized way of banking by
offering varied personal accounts and loans. Infact the advertiser goes ahead and invite the target
audience to choose an account that suits his/her needs.
2.1.3 Solidarity/in-group talk

In-group identity markers communicate that S and H are members of the same group by referring
to mutual knowledge. It includes using in-group dialect, jargon or terminology. What I placed
under this sub-category are bank advertisements that make the customers feel that there is a
special bond between them and the bank. These include advertisements that make use of the
local dialect, Kiswahili and sheng. This relationship building is an important feature for a smooth
business transaction in Kenya since the social distance is shortened. Social distance is one of the
three values in calculating the weight of a FTA; therefore, the overall face-threatening force of
persuasion of the advertisement is reduced by this linguistic positive politeness strategy.
Solidarity/in-group talk linguistic politeness strategy can be exemplified by the following bank
advertisements identified from the collected data:
1. KCB BIASHARA (BUSINESS) CLUB is specially designed to
cater for the needs of the business people in Kenya.
Through this club, KCB provides a platform for the growth of
SMEs by offering business solutions and advisory services to the
entrepreneurs and supporting them to grow with the bank.
KCB has gone the extra mile of partnering with complimentary
organizations with expertise in SME capacity building with an aim
to strengthen Micro, small and medium enterprises in Kenya.
The advertiser uses entrepreneurship jargon/terminologies like: micro, entrepreneurs, SMEs
enterprises and so on as in-group linguistic politeness strategy by creating a mutual knowledge
between him/her and the target audience about the business sector.
22
2. Tuungane loan Chama

Group Ni moja chapaa Ni Kwa wote.
Pata mkopo Na Chama kitakusimamia.
In this advertisement the following Kiswahili words have been used: Tuungane (lets come
together), Chama (group) ni moja (is one),ni kwa wote (is for everyone), Pata mkopo Na
Chama kitakusimamia (get a loan and the group will guarantee you). Chapaa is a sheng term
for money. The use of Kiswahili and sheng clearly brings the target customers closer to KCB.
3. KCB TUUNGANE [lets come together]
At KCB, we cater for all your Chama or investment group
needs.
This advertisement has used Kiswahili word Tuungane (lets come together) .Therefore, the
advertisement is urging Kenyans in general to embrace togetherness thus showing solidarity.
4. Fanya shopping ya Nguvu Na KCB credit card
Now you have the power in your hand to shop whenever you
want& pay in affordable instalments!!
Fanya shopping ya Nguvu means do a lot of shopping with KCB credit card. This
advertisement clearly indicates that by use of the local dialect (Kiswahili) it is targeting a certain
group of customers that is shoppers. Therefore we can see that, the Language-mixing in the
four advertisement is a clear indication of in-group talk thus KCB is building solidarity with its
target audience through the use of the local dialects (Kiswahili and Sheng) in their advertising
language.
2.1.4 Exaggerate (interest, approval, sympathy with H)

In this linguistic positive politeness strategy S makes his contributions seem more interesting and
relevant to H. Therefore, this linguistic politeness strategy aims at increasing Hs interest and
investment in the advertised product. This can be exemplified by the following advertisements
identified in my data:
1. Make the impossible possible with 105% KCB home loan
financing!
This advertisement exaggerates the financing by telling the target customer that the advertised
product (KCB home loan) will make the impossible possible thus increasing the target
customers interest in the advertised product.
23
2. KCB GOLDEN ACCOUNT

The account that rewards hard work and turns effort into gold!
Youve worked hard for the best.
Now theres an account that rewards hard work and turns your
effort into gold. The KCB Golden Account opens new ways to
financial peace of mind.
This advertisement clearly exaggerates advertisers sympathy to the target audience that, the
customer have worked hard and so he/she deserves an account that will reward him/her
abundantly by turning his/her effort into gold! The advertiser goes further and point out that
this product from KCB will open new ways to financial peace of mind.
3. Send and receive money in over 200 countries worldwide.
Every KCB branch in the country now offers western union
money transfer services to KCB customers and non-customers
alike.
Hence, this very simple, convenient and safe way to transfer
money worldwide is more accessible to even more people.
The advertiser exaggerates his/her approval of this bank product by declaring to the target
audience that through western one sends and receives money in over 200 countries worldwide.
The advertiser goes ahead and terms this service as very simple, convenient and safe way to
transfer money worldwide
2.1.5 Seek agreement
According to (Brown and Levinson 1987: 112), when expressing agreement, speaker makes use
of safe topics, which are those that make it easier to have the same opinion about. The better
the speaker knows the hearer, the easier it is to find safe topics. However, there are some topics
that are safe also with complete strangers, such as the beauty of gardens, the incompetence of
bureaucrats or the irritations of having to wait in long queues in the banking hall. This strategy
can be exemplified by the following examples identified from the data:
1. KCB FOREIGN DRAFTS
Studying for an internationally accredited programme is HARD.
But paying the fees was a walk in the park.
This advertiser strongly agrees with the target customer that it is difficult to study for an
internationally accredited programme but offers solace to the customer by pointing out that,
paying fees with KCB Foreign Draft is quite simple it is just like taking a walk in the park.
24
2.KCB MASOMO (EDUCATION) LOAN

You work hard and study hard. We think getting a KCB masomo
(education) loan should be easy.
study.Masomo loans offer high ceilings, low interest and easy
repayment terms.
The advertiser begins by complimenting the target audience for his/her hard work in both his/her
studies and employment. The advertiser goes on and points out that this hardworking customer
deserves an easy to get and repay education loan! which is available at KCB in the form of KCB
Masomo Loan. All these are linguistic positive politeness strategies of seeking agreement with
the customer which acts as persuasive devices.
3. Open a KCB M-Benki (mobile-banking) account
Earn interest; get a loan, and transfer money direct to bank
&much moreAll from your phone.
Jibenkie ulipo, unapotaka, unavyopenda.
The phrase jibenkie ulipo, unapotaka, unavyopenda (bank wherever you are, whenever you
want, the way you like) seeks agreement with the target customer that sometimes banking is
tedious thus we need a more convenient banking system which will enable us carry out bank
transactions wherever whenever. Therefore the advertiser point out that m-Benki (mobilebanking) is the way to go for one to achieve this desire of easy Banking.
2.1.6 Be optimistic
This linguistic positive politeness strategy is used by advertisers to give hope to the target
audience that their concerns will be catered for at KCB. The following examples of bank
advertisements are identified as having this linguistic positive politeness strategy:
1. No time during the day? The time is yours!
RECEIVE MONEY DIRECTLY INTO YOUR KCB
Easily and conveniently receive your Western Union cash in your
KCB account by simply:
Calling the 24 Hour KCB Contact Center
25
The advertiser is very optimistic that the target customer should not complain about lack of
enough time to carry out banking transactions and his/her other duties, since with this product
from KCB he/she will have all the time to do many things. The advertiser further points out that
by simply contact KCB the customer can get his/her money deposited directly into his/her KCB
account. This implies that one need to open an account with KCB in order to enjoy this service
which enables one to have ample time during the day to do other nation building activities.
2.KOPA (BORROW) FLOATNA KCB &BUILD YOUR M-PESA
AGENT BUSINESS. M-PESA in conjunction with KCB is offering you
an opportunity to take your business to the next level with overdraft and
loan facilities. Take advantage of these to expand your business, today.
The advertiser is quite optimistic that if the target customer kopa (borrow) float from KCB
he/she will take his/her M-pesa agent business to the next level that day.
3. KCB SME LOANS
Piga biashara yako jeki with an SME loan from KCB.
The KCB SME Loan is targeted at small and medium-sized
businesses that require financing and may lack tangible security.
The phrase Piga biashara yako jeki stands for boost your business potential. This is very
optimistic on the part of the advertiser that the target customers, (those with small and mediumsized business) will automatically boost their business when they get an SME Loan from KCB.
2.1.7 Asserting /raise common ground
This linguistic positive politeness strategy aims at increasing Hs interest and investment in the
topic. The advertiser achieves this by sharing with the target audience the feelings and concerns
bothering the said customer. This can be exemplified by the following advertisements identified
in the data:
Schools travel safer & smarter: It is possible with KCB asset
financing.We have the best solution to enable your students travel
safer and smarter. Enjoy personalized dedicated customer
management, flexible and tailor made payment plans when you
acquire moveable assets; buses, trucks, cars for future use at
todays cost.
The advertiser raises common ground with the target audience by pointing out that schools
ought to travel safer and smarter then he/she goes ahead and assert that this is possible with
KCB ASSET FINANCING! as they have the best solution to enable students travel safer and
smarter.
26
2. KCB S&L MORTGAGES

Where great investments begin
With mortgage products like: purchase financing, construction
financing.
In this advertisement, the advertiser raises and asserts common ground with the target customer
that great investments surely begins with KCB S&L Mortgage products!
3.KCB MASOMO (EDUCATION) LOAN
You work hard and study hard.
We think getting a KCB masomo (education) loan should be
easy. KCB masomo loan is specifically designed to help you
work and study.Masomo loans offer high ceilings, low interest
and easy repayment terms.
The advertiser complement the target customer for being hard working then shares the target
customers desire for an education loan thus raising common ground. The advertiser goes further
and asserts this claim by saying that with KCB Masomo Loan the target audience will be able to
study and continue working simultaneously without a lot of struggle.
2.1.8 Give gifts to H (goods, sympathy, understanding, cooperation).
An advertisers use of flattery to the target audience can be seen as an example of give gifts to
H, the gift maybe recognition and admiration. By emphasizing these qualities an advertiser
shows knowledge of the target customers wants, namely the want to be seen as a successful and
hard working. The following advertisements are used to exemplify this linguistic politeness
strategy:
1. KCB CURRENT ACCOUNT
The account designed to provide access to funds.
You need fast and efficient access to your funds any time you
require them. This is the account for you.
The account offers you:
Free QuickServe ATM card, affording you unlimited
banking hours through our ATM network
Personalized service
No minimum operating balance
Regular transfers from other current or savings accounts
Statements of accounts at regular intervals or on request
Cheque book
Cash deposit at any branch
Access to KCB connect, KCBs exciting SMS banking
service
27
In this advertisement, the advertiser gives gift to the target customer by offering a fast and
efficient way to access funds any time the customer requires the money.
Youve worked hard for the best. Now theres an account that
rewards hard work and turns your effort into gold. The KCB
Golden Account opens new ways to financial peace of mind.
Attractive interest rates
No service fees
ATM withdrawal facilities of up to Ksh.140,000
per week
An automatic loan of 80% of your deposit
Free over-the-counter withdrawals and deposits
The advertiser compliments the target customer for his/her hard work and thus the customer
deserves to be rewarded. The advertiser goes ahead and offers this gift to the hard working
customer in the form of a golden account that turns effort into gold and also opens new ways
to financial peace of mind.
3. KCB Fixed and Short-Term deposits
Designed for the investor who requires a high rate of return over a
short or pre-determined period.
You are an investor who requires a high rate of return on a very
short notice (call) or a pre-determined period (fixed).
This account offers you:
A negotiable minimum investment amount
Unlimited maximum investment
Flexibility in the investment periods i.e. 1 to 12
months
Guaranteed rate of interest
Convenience of payments tailored to your specific
needs
The advertiser gives gifts to the target customer in the form of this bank product designed for
the investor who requires a high rate of return over a short or pre-determined period.
28
2.2 Linguistic Negative Politeness Strategy

Brown and Levinson (1987: 129) define negative politeness as, redressive action addressed to
the addressees negative face: his want to have his freedom of action unhindered and his
attention unimpeded. They claim that negative politeness is most similar to what people in
everyday life mean by being polite. This strategy is specific, focused, and performs the
function of minimizing the particular imposition that the FTA causes. In other words, redressive
action is used to target the face-threatening force caused by a specific act.
Brown and Levinson (1987: 131) from their data have developed ten different negativepoliteness strategies. These strategies are: be conventionally indirect, use of question/hedge, be
pessimistic, minimize the imposition, give deference, apologize, impersonalize S and H: avoid
the pronouns I and you, state the FTA as a general rule, nominalize and; go on record as
incurring a debt, or as not indebting H.
2.2.1 Give deference
Deference, legitimately connected with politeness, is the opposite of familiarity. It refers to the
respect shown to other people by virtue of their higher status, greater age, upper influence, and
so on. According to [Brown and Levinson 1987:273] we have two different possibilities of
realizing deference: S humbles and abases himself; and S raises H (pays him positive face of a
particular; namely that which satisfies Hs want to be treated superior).The following
advertisements are identified as having this linguistic negative politeness strategy:
1. KCB ADVANTAGE BANKING
We will satisfy you in more ways than one!
KCB Advantage Banking is customized to meet the unique needs
of individual customers through offering personalized services.
Advantage Banking will offer our customers financial solutions
delivered by dedicated Relationship Managers in selected
exclusive outlets thus making them feel valued and special by
offering:
VIP treatment
A special VIP area in selected outlets
Expert financial solutions from a dedicated
Relationship Manager
KCB Gold credit card with pre-scored limit
Telephone banking
E-statement access
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The advertiser has shown much deference to the target customers by making use of linguistic
terms like: personalized services, exclusive outlets, making them feel valued and special,
VIP treatment, special area , Gold credit card and so on.
2. WELCOME TO A MORE PERSONAL WAY OF BANKING
KCB offers a wide range of simple, affordable and convenient
personal accounts and personal loans to suit your needs.
The advert goes ahead and outlines these personal accounts and
loans and states: choose an account that suits your needs.
This advertisement clearly shows deference to the target customer by welcoming him/her to a
more personalized way of banking offering varied personal accounts and loans. Infact the
advertiser goes ahead and invite the customer to choose an account that suits his/her needs.
3. KCB SERENA MASTERCARD
Incentives:
VIP welcome with fruits and flowers on day of arrival
Express check in and check out
The advertiser shows deference to the target customer by giving the customer who will get a
KCB Serena MasterCard a VIP welcome and express check in and out.
2.2.2 Impersonalise S and H: avoid the pronouns I and You
According to Brown &Levinson (1987:190) when using this strategy, the speaker implies that
the agent is other than the speaker or that the addressee is other than the hearer. The agent
referred to in impersonalization does not have to be so ambiguous and the face threat can also be
ascribed to a clearly identified group. The following examples demonstrate this linguistic
negative politeness strategy:
1. Send and receive money in over 200 countries worldwide.
Every KCB branch in the country now offers western union
money transfer services to KCB customers and non-customers
alike.
Hence, this very simple, convenient and safe way to transfer
money worldwide is more accessible to even more people.
In this advertisement, the advertiser talks about customers and non-customers people.
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2. KCB Fixed and Short-Term deposits

Designed for the investor who requires a high rate of return over
a short or pre-determined period.
The advertiser talks about investor.
3. KCB SME LOANS
This advertiser talks about small and medium-sized businesses.
4. KCB BIASHARA (BUSINESS) CLUB
Specially designed to cater for the needs of the business people
in Kenya. Through this club, KCB provides a platform for the
growth of SMEs by offering business solutions and advisory
services to the entrepreneurs and supporting them to grow with
the bank.KCB has gone the extra mile of partnering with
complimentary organizations with expertise in SME capacity
building with an aim to strengthen Micro, small and medium
enterprises in Kenya.
This advertisement talks about entrepreneurs and business people.
2.3 Bald-on-record linguistic politeness strategy
Brown and Levinson (1987) treat the bald-on-record strategy as speaking in conformity with
Grices Maxims (Grice 1975) because; the bald-on-record acts are direct, clear, unambiguous
and concise. According to their hierarchy of politeness strategies, bald-on-record is the least
polite strategy and is used when the risk of face loss is the lowest. At first glance, it might be
hard to imagine why advertisements would use bald on-record FTAs in persuading the
customers, to whom they were trying to ingratiate themselves. According to Brown and
Levinson (1997: 95), the prime reason that bald-on- record strategies are used is when the
speaker wants to do the FTA with maximum efficiency more than he wants to satisfy the hearers
face. The motives for wanting to do the FTA with maximum efficiency, however, can be varied
due to different contexts. The following are some of the bald-on-record strategies: disagreement
(criticism), suggestion/advice, request, warning, threatening; and imperative form. In our data the
following bald-on-record strategies are evident:
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2.3.1 Disagreement (Criticism)

A direct and powerful disagreement is not only necessary but sometimes expected by the
customers. Some of the disagreements are actually criticizing the target customers in order to
highlight the problem they have. It is conceivable that the reason that advertisements use
disagreement as a bald-on-record politeness strategy is to show the urgency of gettingthe
advertised product from KCB. The following advertisements are identified as having this
politeness strategy:
With KCB, you save time and money by paying your fees from
your mobile phone at your convenience.
You can pay fees from wherever you are or visit any KCB
Mtaani agent right in your neighborhood and quickly and easily
pay your fees with KCB Mobi Bank.
The use of the phrase doesnt have indicate that, the advertiser disagrees with those who
believe that paying school fees is strenuous. The advert goes ahead and shows how this is not
the case by declaring that, with KCB you save time and money by paying fees from your mobile
phone at your convenience.
your KCB account by simply:
The advertiser criticizes those who say they are too busy they have no time to carry out bank
transactions. The advertiser further points out that by simply contacting KCB you get your
money deposited directly into your KCB account. This implies that you need to open an account
with KCB in order to enjoy this service which enables you to have ample time during the day to
do other nation building activities.
Studying for an internationally accredited programme is HARD.
But paying the fees was a walk in the park.
This advertiser agree that studying an internationally accredited programme is hard, but he/she
strongly disagrees paying fees is difficult, in fact the advertiser declares that paying fees is just
like taking a walk in the park.
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2.3.2 Suggestion and advice

Within Brown and Levinsons framework (1987:76), advice was in general placed among
those dangerous acts that threaten the negative face of the hearer and needs to be softened with
redressive action. However, they also distinguish a specific type of sympathetic advice, Brown
& Levinson(1987: 98), which is primarily in the hearers interest and given to convey the
speakers care about the hearer and therefore about the hearers positive face. I have found the
following adverts from the collected data as giving suggestions and advice to the target audience:
In this bank advertisement, the advertiser gives advice to the target customer on how and where
to pay school fees conveniently and he/she further suggests that this is only possible with KCB
Mobi Bank. 2.NIKO HOME Na KCB
Plan your familys future with a KCB HOME LOAN.
Niko home Na KCB means am at home with KCB. This advertisement gives advice to the
target audience to plan his/her familys future by taking a KCB home loan.
At KCB, we cater for all your Chama or investment group needs.
This advertisement suggest the importance of togetherness thus encouraging the target audience
to form self-help groups and then open a KCB Tuungane account since in KCB we cater for all
your Chama or investment group needs.
2.3.3 Imperatives
Imperatives are quite rampant in bank advertisements as they are meant to invoke the urgency of
the product being offered thus persuading the target audience to get or buy it. Examples of
adverts portraying use of imperatives as linguistic politeness strategies are given below:
1. KOPA (BORROW) FLOAT NA KCB &BUILD YOUR M- PESA
AGENT BUSINESS
M-PESA in conjunction with KCB is offering you an opportunity to take
your business to the next level with overdraft and loan facilities. Take
advantage of these to expand your business, today.
KCB SAFARICOM M-PESA
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This advertisement is ordering one to kopa float from KCB bank. This is followed by a
justification why one should borrow this float, that is, in order to expand or take their business
to the next level.
2. Open a KCB M-Benki account
Earn interest, get a loan, and transfer money direct to bank &much
more all from your phone.
This advertisement is ordering one to open a KCB M-benki account so as to earn interest, get a
loan and transfer money direct to the bank and much more all from their phone.
3.Lipa Karo Na KCB via M-PESA

Lipa karo is Swahili term for: pay school fees and pesa means money. Therefore this advert
is ordering one to pay school fees via M-pesa.

This advertisement is commanding one to unlock their business potential with KCB Agricultural
loans.
2.4 Off Record linguistic politeness strategy
Off record is all about tactfulness to avoid accountability especially on the part of the speaker.
According to Brown and Levinson (1987: 211), a communicative act is done off record if it is
done in such a way that it is not possible to attribute only one clear communicative intention to
the act. According to Brown and Levinson (ibid), the most polite way of communicating a face
threatening act is to convey the act off record so that more than one communicative intention
could be attributed to the act. Such "off record" acts leave the responsibility for the facethreatening act as well as the correct interpretation of the act open to question.
Brown and Levinson (1987: 214) have identified fifteen off-record strategies: give hints, give
association clues, presuppose, understate, overstate, use tautologies, use contradictions, be ironic,
use metaphors, use rhetorical questions, be ambiguous, be vague, over-generalize, displace H, be
34
incomplete; and use ellipsis. In the collected data the following off-record linguistic politeness
strategies are identified:
2.4.1 Be ambiguous
According to (Beaver David et al 2012:1and 4) an expression is ambiguous if it has two or more
distinct denotations that is, if it is associated with more than one region of the meaning space.
The most obvious instances of ambiguity involve expressions with (at least) two denotations that
are disjointed from one another. A standard example is bank, which can denote the rim of a river
or a financial institution.
Lexical ambiguity is extremely common. A crude measure of just how common is provided by
the number of definitions provided for words in standard dictionaries. To be sure, many of the
fine meaning distinctions found in dictionaries reflect lexicographers attempts to deal with the
ambiguity of most natural language words. For instance, the denotations of knows in knowing a
person, a proposition, and a language are sufficiently different that they are translated into three
different verbs in German (kennen, wissen, and knnen).Ambiguous bank advertisements
identified include the following:

The term golden has two meanings: a precious stone or getting high returns/benefits for your
hard work. Thus the advertiser performs the FTA indirectly and leaves the interpretation open to
the target customer.
Drafts is ambiguous as it has two meanings: strong winds and a type of game.
3. KOPA (borrow) FLOAT

Na (with) KCB &build your m-pesa agent business.
FLOAT can either mean being on water or excess cash.
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4. KCB SME LOANS

Piga is a Kiswahili term with two meanings: beat or boost
2.4.2 Be Vague
(Michieka and Ondari, 2012:1-2) claim that; vagueness is often the aspect of language that
permits its flexibility in communication and its ability to perform social functions. Often
speakers use vague language, not for lack of precise language to convey information accurately,
but because they consider it more polite to make a less definite statement.
According to (Chris Barker, 2012:2-3) vagueness is the name of a particular kind of uncertainty
about the applicability of a predicate. The standard example of a vague predicate is the class of
gradable adjectives, including tall. If Bill is not quite tall enough to be clearly tall, and not quite
short enough to be clearly not tall, then he is a borderline case. The reluctance we feel to assert
either that Bill is tall or that Bill is not tall is due to the vagueness inherent in the meaning of the
word tall. Members of other lexical categories besides adjectives can be vague. The following
advertisements are instances of vagueness identified from the collected data:
1. KCB QuickServe
Enjoy bigger benefits
Replace your old cards with the new KCB chip & pin cards.
The phrase enjoy bigger benefits is vague since the advertiser does not explain these bigger
benefits, therefore, it is the responsibility of the target audience to interpret this correctly.
2. KCB KENTANK Partnership
Buy a Kentank and pay for it over the next few months.
The phrase the next few months is vague since the reader wonders few stands for how many
months?

The phrase more ways than one is vague as the target customer is not sure which are these
ways?
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2.4.3 Overstate
Many times advertisers exaggerate the benefits the target audience will enjoy if he/she gets their
products and services. Overstatement as a linguistic politeness strategy is evident in bank
advertisements as shown by the examples given below:
1. NIKO HOME Na KCB
Plan your family future with a KCB HOME LOAN.
Niko home Na KCB means am at home with KCB.
The advertiser implies that with this product the target audience will feel she/he is really at
home with KCB, which is an overstatement since the high mortgage rates charged by banks will
hardly make one be at home anywhere.
needs.
The advertiser asserts that the target customer ought to unlock his/her business potential at KCB
where she/he will get products tailored to suit his/her Agricultural needs.

Earn interest, get a loan, and transfer money direct to bank&
much more all from your phone.
Jibenkie ulipo, unapotaka, unavyopenda.
More convenience from KCB M-Banking
The advert uses the phrase jibenkie ulipo, unapotaka, unavyopenda.(Bank wherever you are,
whenever you want, the way you like) as an Off-record linguistic politeness strategy of
overstating the benefits of this product from KCB, since it is basically impossible to carry out
Banking transactions wherever whenever.
2.4.4 Use of Contradictions

Advertisers employ the use of contradictory terms in their advertisements as a linguistic
politeness strategy especially when urging the target customer to use their products and services.
This strategy is evident in bank adverts as exemplified below:
37

your KCB account by simply: Calling the 24 Hour KCB
Contact Center
The phrases no time and the time is yours are contradictory. These contradictions is a strategy
used by the advertiser to criticize the target customer for complaining about lack of enough time
during the day to carry out his/her various duties a problem KCB can solve automatically when
the said customer get the advertised product from KCB.
2. KCB QuickServe
The terms old and new are contradictory. These contradictions are meant to make the target
audience see the need of getting the new KCB QuickServe card from KCB in order to enjoy
bigger benefits.
Schools travel safer & smarter: It is possible with KCB asset
financing.We have the best solution to enable your students travel
safer and smarter. Enjoy personalized dedicated customer
management, flexible and tailor made payment plans when you
acquire moveable assets; buses, trucks, cars for future use at
todays cost.
The phrase future use at todays cost is contradictory as it is meant to persuade the target
customer to get this product from KCB as he/she will only pay today but still continue enjoying
the benefits in the future!
2.4.5 Use of rhetorical questions
Rhetorical questions are questions which do not require definite answers but they only serve to
make one thinks and reflects on various important issues affecting her/his life and the society in
totality. This strategy is evident in bank advertisements as shown by the examples shown below:
1. Are you working and undergoing a further education
course?
study.
Masomo loans offer high ceilings, low interest and easy
repayment terms.
38
The advertiser really does not require a definite answer for the rhetorical question: Are you
working and undergoing a further education course? This is an off-record linguistic politeness
strategy of informing the target audience of the availability of KCB Masomo loan product.
2. What is Biashara@smart?
Two Kenyas largest brands, Safaricom and KCB, have set out
on a journey with the vision of advancing Kenyas economic
landscape through empowering SMEs.
Dial *484# today and get the STRENGTH TO GROW!
The advertiser makes use of the rhetorical question What is Biashara@smart? to explain this
product to the target audience. The advertiser explains that, Biashara@smart is actually a SMEs
service offered at KCB.
3. Studying a foreign course and need to pay fees abroad?
The KCB Foreign Draft is just what you need!
The advertiser does not really need to know whether you are studying for a foreign course or not!
What the advertiser wants to achieve by making use of the rhetorical question is persuade the
target customer to get KCB Foreign Draft to enable him/her pay school fees easily.
2.5 Conclusion
In this chapter I have identified linguistic politeness strategies used in bank advertisements as
proposed by Brown& Levinson (1987) in their Politeness Theory. Linguistic Positive politeness
strategies identified are; showing concern, giving promises/offers, use of solidarity/in-group talk,
notice/attend to H wants and needs, exaggerate interest and approval in H, seek approval and be
optimistic. Linguistic Negative politeness strategies identified are; showing deference and
impersonalization. Bald-on-record linguistic politeness strategies identified are; disagreement,
suggestion and advice; and use of imperatives. And finally, off-record linguistic politeness
strategies identified are; ambiguity, vagueness, overstate, use of contradictions and use of
rhetorical questions. In the next chapter therefore, I illustrate the identified linguistic politeness
strategies to show how they act as persuasive devices in bank advertisements.
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CHAPTER THREE: LINGUISTIC POLITENESS STRATEGIES AS PERSUASIVE

DEVICES IN BANK ADVERTISEMENTS
3.0 Introduction
In this chapter I illustrate the linguistic politeness strategies identified in chapter two to show
how they act as persuasive devices in bank advertisements. These linguistic politeness strategies
being illustrated as proposed by Brown & Levinson (1987) are: linguistic positive politeness
strategy, linguistic negative politeness strategy, bald-on record linguistic politeness strategy and
off-record linguistic politeness strategy. In this explanation process, I will argue that the
strategies so identified and mapped in the advertisements conform to expectations of being
persuasive.
3.1Linguistic Positive Politeness Strategy

Brown & Levinson (1987) explain that, the main purpose of linguistic positive politeness
strategy is to shorten the social distance, that is, to make the advertiser and addressee closer to
each other by building up an individualistic connection. In order for an advertiser to use this
linguistic politeness strategy persuasively, he/she ought to pay attention to the target audiences
positive face by considering their wants and needs.Wells, Mitchell, and Moriarty (2009:163)
point out that, the promise of satisfying a certain level of needs establishes the basic promotional
appeal for many advertisements, therefore a factor in creating a persuasive message is
motivation. This is illustrated using the advertisement given below:
notifying them that the funds have been sent to the schools
bank account.
40

via lipa karo na M-PESA and you are experiencing any issues.
This linguistic positive politeness strategy is referred to as notice, attend to H (interests, wants
and needs). The strategy persuades the target audience to get the advertised product from KCB
since the advertiser has already shown that he/she is willing to satisfy the target audiences needs
and wants of paying school fees with ease. That is why the advertiser makes use of the eyecatching phrase paying school fees doesnt have to be hard work.This attracts the readers
attention to find out how this is possible. The advertiser continues his/her persuasion by showing
how this is possible when he/she states that, with KCB you save time and money by paying
your fees from your mobile phone at your convenience.The advertiser further explains this
convenience by pointing out that one can pay fees from wherever he/she is or visit any KCB
Mtaani agent right in his/her neighborhood and quickly and easily pay his/her school fees with
KCB Mobi Bank.
In this bank advertisement from KCB we see that the advertiser first of all explains the benefits
of the product to the target audience before mentioning the product he is advertising, which is,
KCB Mobi Bank. To be more persuasive, the advertiser notices the target audiences worries
concerning the payment of school fees via the mobile phone. The advertiser goes further and
41
offer answers and solutions to these worries as shown below thus persuading the target audience
to take this efficient product from KCB.
M-pesa will send you a message confirming that the funds
have been transferred to KCB.
bank account.
registered on the service will be given the school code with
the fees statement that they can use to pay.
Parents are encouraged to save this school code in their
phones for ease of reference.
Call the KCB Contact center on 0732 187 000 or o711
087 000 or contact us through any of the channels below.
Call M-PESA customer service by dialing 234 if you have
paid via lipa karo na M-PESA and you are experiencing
any issues.
In addition, in order for
the advertiser to use the linguistic positive politeness strategy
persuasively he/she should find common ground with the target audience by emphasizing the
positive points (such as praising the hearers personal success); and minimizing the negative
ones. This is illustrated using the advertisement given below:
2. KCB TUUNGANE [let us come together]
This is linguistic positive politeness strategy is referred to as solidarity/in-group talk. The
strategy is an effective persuasive device as it makes the target audience feel that there is a
42
special bond between them and the bank. In this advertisement the advertiser makes use of
Kiswahili terms Tuungane which means let us come together; and Chama which means
investment group. By making use of the local dialect (Kiswahili) the advertiser aims at creating
solidarity with the target customer and the advertised product. Moreover, the advert suggest the
importance of togetherness thus encouraging the readers of this advert to form self-help groups
and then open a KCB Tuungane account since in KCB we cater for all your Chama or
investment group needs. This is a very persuasive technique.
needs.
KCB Dairy Loans
Farmers Account
Tea loan
Miwa(Sugarcane) loan
Cereals loan
Green House Financing
Farm Input loan
The advertisement makes use of the phrase at KCB we provide products tailored to your
agricultural needs as a guarantee to the target customer that KCB will provide whatever the
customer needs to unlock his/her business potential. The advertiser goes ahead and outline
these tailored products which will enable the target customer unlock his/her business potential,
such as; miwa (sugarcane) loan, farm input loan and so on. This linguistic positive politeness
strategy is referred to as give promise/guarantee/offer to the hearer.Although bank customers
may not necessarily believe all the promises or take them seriously, it is always important that
the advertiser offers some kind of guarantee or promise to the target audience because it shows
the advertisers effort and willingness to sell. An advertisement would seem weak and not
persuasive when it does not provide any kind of guarantee.
Youve worked hard for the best.
Now theres an account that rewards hard work and turns your
effort into gold. The KCB Golden Account opens new ways to
financial peace of mind.
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This advertisement clearly exaggerates advertisers sympathy to the target audience that, the
customer have worked hard and so he/she deserves an account that will reward him/her
abundantly by turning his/her effort into gold! The advertiser goes further and point out that
this product from KCB will open new ways to financial peace of mind thus making the
advertisement very persuasive since majority wants financial peace of mind. This positive
linguistic politeness strategy is referred to as Exaggerate (interest, approval, sympathy with
H).In this linguistic positive politeness strategy the advertiser makes his/her product seems more
interesting and relevant to the target audience. Therefore, this linguistic politeness strategy aims
at increasing Hs interest and investment in the advertised product thus persuading him/her to get
the advertised product from KCB.
5. KCB MASOMO (EDUCATION) LOAN
You work hard and study hard. We think getting a KCB masomo
(education) loan should be easy. KCB masomo loan is
specifically designed to help you work and study.Masomo loans
offer high ceilings, low interest and easy repayment terms.
The advertiser begins by complimenting the target audience for his/her hard work in both his/her
studies and employment. The advertiser goes on and points out that this hardworking customer
deserves an easy to get and repay education loan! which is available at KCB in the form of KCB
Masomo Loan. This linguistic positive politeness strategy of seeking agreement with the target
audience is quite persuasive as I have explained.
Easily and conveniently receive your Western Union cash in your
KCB account by simply:
The advertiser is very optimistic that the target customer should not complain about lack of
enough time to carry out banking transactions and his/her other duties, since with this product
from KCB he/she will have all the time to do many things. The advertiser further points out that
44
by simply contact KCB the customer can get his/her money deposited directly into his/her KCB
account. This implies that one need to open an account with KCB in order to enjoy this service
which enables one to have ample time during the day to do other nation building activities.
Schools travel safer & smarter: It is possible with KCB asset We
have the best solution to enable your students travel safer and
smarter. Enjoy personalized dedicated customer management,
flexible and tailor made payment plans when you acquire
moveable assets; buses, trucks, cars for future use at todays cost.
The advertiser raises common ground with the target audience by pointing out that schools
ought to travel safer and smarter then he/she goes ahead and assert that this is possible with
KCB ASSET FINANCING! as they have the best solution to enable students travel safer and
smarter. This positive linguistic politeness strategy of asserting/raising common ground with
the target audience is quite persuasive as it aims at increasing the target audiences interest and
investment in the advertised product from KCB.
8. KCB CURRENT ACCOUNT
The account designed to provide access to funds.
You need fast and efficient access to your funds any time you
require them. This is the account for you.
Free QuickServe ATM card, affording you unlimited
banking hours through our ATM network
Personalized service
No minimum operating balance
Regular transfers from other current or savings accounts
Statements of accounts at regular intervals or on request
Cheque book
Cash deposit at any branch
Access to KCB connect, KCBs exciting SMS banking
service
In this advertisement, the advertiser gives gift to the target audience by offering a fast and
efficient way to access funds any time he/she requires the money. The advertiser continues
persuading the target audience by outlining all the benefits one will enjoy when he/she get this
product from KCB such as free QuickServe ATM card affording him/her unlimited banking
hours, personalized services ,access to KCBs exciting SMS banking service and so on.
45

Brown & Levinson (1987) explain that, the main purpose of linguistic negative politeness
strategy is to take care of the addressees negative face. In order for an advertiser to make use of
this politeness strategy to persuade the target audience, he/she ought to take care of their negative
face by minimizing imposition on their freedom of action, ensuring their attention is unimpeded
as well as, by considering their concerns and objections of the advertised product. Therefore, the
advertiser should show ultimate deference towards his/her target audience. This is illustrated
using the advertisement given below:
exclusive outlets thus making them feel valued and special.
KCB ADVANTAGE BANKING OFFERING:
VIP treatment
Expert financial solutions from a dedicated Relationship
Manager
Telephone banking
E-statement access
This linguistic Negative Politeness Strategy is referred to as give deference. The strategy is an
effective persuasive tool as it makes the target audience feel respected, special, valued and
worth. In this advertisement, the heading KCB ADVANTAGED BANKING is eye-catching
and the reader is curious to know more about this advantageous product from KCB. The
advertiser explains this advantage by stating that, this KCB Advantage Banking is customized
to meet the unique needs of individual customers through offering personalized services.
46
Moreover, the advertiser claims that, the Advantage Banking will offer the customers financial
solutions delivered by dedicated Relationship Managers. The persuasion continues as the
advertiser point out that, these financial solutions will not be offered just anywhere but in
selected exclusive outlets where customers are given VIP treatment and so on. The
advertisement is very persuasive such that anyone reading it is curious to know and probably join
this KCB Advantage Banking that makes one feel so special, respected, valued and worth.
Specially designed to cater for the needs of the business people in Kenya.
Through this club, KCB provides a platform for the growth of SMEs by
offering business solutions and advisory services to the entrepreneurs and
supporting them to grow with the bank.
organizations with expertise in SME capacity building with an aim to
strengthen Micro, small and medium enterprises in Kenya.
This advertisement talks about entrepreneurs and business people. Therefore, this linguistic
negative politeness strategy is referred to as: Impersonalise S and H: avoid the pronouns I
and You. The persuasion starts immediately the target audience reads the statement specially
designed to cater for the needs of business people in Kenya. The persuasion continues with the
follow statement: KCB provides a platform for the growth of SMEs by offering business
solutions and advisory services to entrepreneursThe advertiser explains how this is possible
by stating that KCB has gone the extra mile of partnering with organizations having expertise in
SME capacity building. The advertiser concludes by claiming that they aim to strengthen
micro, small and medium enterprises in Kenya.
3.3 Bald-on record Linguistic Politeness Strategy

Brown & Levinson (1987:95) point out that, bald-on record linguistic politeness strategy is used
when the risk of face loss is the lowest and the speaker wants to do the FTA with maximum
efficiency more than he wants to maintain the addressees face. Therefore for an advertiser to
make use of this linguistic politeness strategy effectively to persuade the target audience, he/she
ought to show care to the target audience while showing the urgency of getting the product being
47
advertised as it will be of ultimate importance to the target customer. This is illustrated by

making use of the advertisements given below:
1. NIKO HOME Na KCB
Plan your familys future with a KCB HOME LOAN.
Niko home Na KCB means am at home with KCB.
This Bald-on record linguistic politeness strategy is referred to as suggestion and advice
strategy. This strategy conveys the advertisers care for the target audience, precisely since the
advertiser is giving advice primarily in the target audiences interest.
In this advertisement, the advertiser begins his/her persuasion by declaring that, he/she is at
home with KCB. Then the advertiser gives advice to the target customer to plan his/her
familys future by taking a KCB home loan. The advertisement is quite persuasive as the target
customer is convinced that when he/she gets the advertised product from KCB,that is, KCB
home loan, he/she will relax(feel at home),with no worries about his/her familys future.

Earn interest, get a loan, transfer money direct to bank &much
more
all
from
your
phone.Jibenkie
ulipo,
unapotaka,
unavyopenda (bank wherever you are, whenever you want, the

way you like
This bald-on record linguistic politeness strategy is referred to as use of imperatives.
the product being offered thus persuading the target audience to get it.In this advertisement, the
advertiser is ordering the target audience to open a KCB M-benki account. The command is
meant to show the urgency of getting this product from KCB.The advertiser goes further and
persuades the target audience to get the said product by emphasizing its numerous benefits such
as, to earn interest, get a loan and transfer money direct to the bank and much more. The
persuasiveness reaches its peak when the advertiser points out that, all the mentioned
benefits/services are offered through the target audiences mobile phone as evidenced by the
phrase, all from their phone.Thus, there is no need to go and queue in the banking hall to carry
these transactions as illustrated by the concluding phrase: jibenkie ulipo, unapotaka,
unavyopenda (bank wherever you are, whenever you want, the way you like).Therefore, the
48
said benefits and the ease of enjoying them are used by the advertiser to persuade the target
audience to get the advertised product KCB M-Benki Account from KCB as soon as possible.
1. PAYING SCHOOL FEES DOESNT HAVE TO BE HARD
WORK. With KCB, you save time and money by paying your
fees from your mobile phone at your convenience.
believe that paying school fees is strenuous. The advert goes ahead and shows how this is not
the case by declaring that, with KCB you save time and money by paying fees from your mobile
phone at your convenience. This baled-on record linguistic politeness strategy is referred to as
disagreement criticism) it is used persuasively as it is meant to highlight the target audiences
problem, for instance paying school fees.
3.4 Off-record Linguistic Politeness Strategy

This linguistic politeness strategy takes care of both the positive and negative face of the target
audience. Brown &Levinson (1987) explain that, the main purpose of Off-record linguistic
politeness strategy is to convey the FTA indirectly so that more than one communicative
intention could be attributed to the FTA. The addressee is left free to decide how to interpret the
FTA. Since the nature of persuasion is to convince the target audience to change their attitudes,
beliefs or action, most persuasive advertisements use this indirect approach. Hence, for an
advertiser to be persuasive he/she should explain his/her reasons for urging one to get the
advertised product, then build interest before asking for a decision or action from the target
audience to get the advertised product. This is illustrated by making use of the advertisements
given below:
RECEIVE
MONEY
DIRECTLY
INTO
49
YOUR
KCB

your KCB account by simply:
This off-record linguistic politeness strategy is referred as use of contradictions. This politeness
strategy makes use of contradictory terms in advertisements to persuade the target audience to
use the advertised products. In this advertisement, the phrases no time and the time is yours
are contradictory. This contradiction is a persuasive strategy used by the advertiser to criticize
the target customer for complaining about lack of enough time during the day to carry out his/her
various duties a problem KCB can solve automatically when the said customer get the advertised
product from KCB. Since majority of Kenyans value time, the advertisement persuades them to
rush and get this product from KCB.
2. Are you working and undergoing a further education course?
KCB Masomo loan is specifically designed to help you work and study.
Masomo loans offer high ceilings, low interest and easy repayment terms.
This off-record linguistic politeness strategy is referred as the use of rhetorical questions.
Rhetorical questions do not require definite answers but they only serve to make one think and
reflect on various important issues affecting her/his life and the society in totality. In this
advertisement, the advertiser really does not require a definite answer for the rhetorical question:
Are you working and undergoing a further education course? This is a persuasive strategy of
informing the target customer of the availability of KCB Masomo loan product. The advertiser
further persuades the target audience to this advertised product by claiming that: KCB Masomo
Loan is specifically designed to help the person who is studying and at the same time working as
it offers Education loans at low interest rates and easy repayment terms.
3. KCB QuickServe
50
The phrase enjoy bigger benefits is vague since the advertiser does not explain these bigger
benefits, therefore, it is the responsibility of the target audience to interpret this statement
correctly.
needs.
The advertiser claims that the target audience ought to unlock his/her business potential at KCB
where she/he will get products tailored to suit his/her Agricultural needs. This off-record
linguistic politeness strategy is a clear case of overstating the benefits of KCB Agricultural
loans.
The term golden is ambiguous as it has two meanings: a precious stone or getting high
returns/benefits for your hard work. Thus the advertiser performs the FTA indirectly and leaves
the interpretation open to the target audience.
3.5 Conclusion
In this chapter I have illustrated how linguistic politeness strategies as proposed by Brown &
Levinson (1987) in their Politeness Theory are used as persuasive devices in bank
advertisements. In the next chapter, I will attempt to show how Politeness Theory as proposed by
Brown & Levinson (1987) is able to explain the persuasiveness of Bank advertisements as
identified in chapter 2 and illustrated in chapter 3.
CHAPTER 4: THE USE OF POLITENESS THEORY TO EXPLAIN THE

PERSUASIVENESS OF BANK ADVERTISEMENTS
51
4.0 Introduction
In this chapter I attempt to show how Politeness Theory as proposed by Brown & Levinson
(1987) is able to explain the persuasiveness of Bank advertisements as identified in chapter 2 and
illustrated in chapter 3. This is done by synthesizing the data in chapters two and three to tie out
with the explanations of the Theory. Brown &Levinson (1987:60) explain that, linguistic
politeness strategies are developed in order to save the hearers face and deal with FTAs.
4.1 Linguistic Positive Politeness strategy

Linguistic positive politeness strategy is a face saving act which shows that, the speaker
recognizes that the hearer has a desire to be accepted, that is, his / her positive face should be
appreciated. It also confirms that the relationship is friendly and it also expresses group
reciprocity. Positive face is the positive consistent self-image or personality (crucially
including the desire that this self-image be appreciated and approved of) claimed by
interactants.Acts that appear as disapproving of addressees wants threaten their positive face.
Therefore, linguistic positive politeness strategy is used to minimize FTAs to the target
audiences positive face. The bank advertisements given below demonstrate this principle:
In this advertisement the advertiser makes use of Kiswahili terms Tuungane which means let
us come together; and Chama which means investment group. By making use of the local
dialect (Kiswahili) the advertiser aims at creating solidarity with the target customer and the
advertised product. In this manner the advertiser takes care of the target audiences positive face
by making them feel there is a special bond between them and KCB bank.
52
bank account.
via lipa karo na M-PESA and you are experiencing any issues.
The advertiser persuades the target audience to get the advertised product from KCB by taking
care of their positive face wants; by noticing and attending to the target audiences desire of
being able to pay school fees with ease. That is why the advertiser makes use of the eye-catching
53
phrase paying school fees doesnt have to be hard work.This attracts the readers attention to
find out how this is possible. The advertiser claims this is only possible with K.C.B Mobi bank.

Linguistic Negative politeness strategy is a face saving act which recognizes not only the
hearer's negative face but also that the speaker is in some way imposing on them. Negative face
is the basic claim to territories, personal preserves, and rights to non-distraction, that is, freedom
of action and freedom from imposition. Acts that appear to impede the addressees independence
of movement and freedom of action threaten their negative face. Therefore, linguistic negative
politeness strategy is used to minimize FTAs to the target audiences negative face. The bank
advertisements given below demonstrate this principle:

exclusive outlets thus making them feel valued and special by
offering:
VIP treatment
Expert
financial
solutions
from
dedicated
Relationship Manager
Telephone banking
E-statement access
The advertisement takes care of the target audiences negative face by showing them deference
as it makes use of deferent terms like: personalized services, exclusive outlets, , VIP
54
treatment, special area , Gold credit card e.t.c thus making the target customer feel highly
respected ,valued and special.
Specially designed to cater for the needs of the business people in Kenya.
Through this club, KCB provides a platform for the growth of SMEs by
offering business solutions and advisory services to the entrepreneurs and
supporting them to grow with the bank.
organizations with expertise in SME capacity building with an aim to
strengthen Micro, small and medium enterprises in Kenya.
This advertisement talks about entrepreneurs and business people. Therefore, this linguistic
negative politeness strategy is referred to as: Impersonalise S and H: avoid the pronouns I
and You. The advertiser takes care of the target audiences negative face by saying that this
product is specially designed to cater for the needs of business people in Kenya. The advertiser
continues with the following statement KCB provides a platform for the growth of SMEs by
offering business solutions and advisory services to entrepreneursThe advertiser explains how
this is possible by stating that KCB has gone the extra mile of partnering with organizations
having expertise in SME capacity building. The advertiser concludes by claiming that they aim
to strengthen micro, small and medium enterprises in Kenya. In such manner the advertiser
persuades the target audience to get the advertised product from K.C.B at the same time he/she
appears not to impose on him/her.
4.3 Bald-on Record Linguistic Politeness Strategy

Bald on-record linguistic politeness strategy does nothing to minimize threats to the hearer's
face.Brown & Levinson (1987:95) point out that, bald-on record linguistic politeness strategy is
used when the risk of face loss is the lowest and the speaker wants to do the FTA with maximum
efficiency more than he wants to maintain the addressees face, such as when giving advice.The
bank advertisements given below demonstrate this principle:

55
Earn interest, get a loan, transfer money direct to bank &much

more all from your phone.
Jibenkie ulipo, unapotaka, unavyopenda (bank wherever you
are, whenever you want, the way you like)
This bald-on record linguistic politeness strategy is referred to as use of imperatives.

the product being offered thus persuading the target audience to get it. In this advertisement, the
advertiser is ordering the target audience to open a KCB M-benki account. The command is
meant to show the urgency of getting this product from KCB soonest possible.
The advertiser goes further and persuades the target audience to get the said product by
emphasizing its numerous benefits such as, to earn interest, get a loan and transfer money direct
to the bank and much more. The persuasiveness reaches its peak when the advertiser points out
that, all the mentioned benefits/services are offered through the target audiences mobile phone
as evidenced by the phrase, all from their phone.Thus, there is no need to go and queue in the
banking hall to carry these transactions as illustrated by the concluding phrase: jibenkie ulipo,
unapotaka, unavyopenda (bank wherever you are, whenever you want, the way you
like).Therefore, the said benefits and the ease of enjoying them are used by the advertiser to
persuade the target audience to get the advertised product KCB M-Benki Account from KCB as
soon as possible.
2. PAYING SCHOOL FEES DOESNT HAVE TO BE HARD
WORK. With KCB, you save time and money by paying your
fees from your mobile phone at your convenience.
believe that paying school fees is strenuous. The advertiser goes ahead and shows how this is
not the case by declaring that, with KCB you save time and money by paying fees from your
56
mobile phone at your convenience. This baled-on record linguistic politeness strategy is referred
to as disagreement criticism) it is used persuasively as it is meant to highlight the target
audiences problem, for instance paying school fees.
4.4 Off-record Linguistic Politeness Strategy

Off-record linguistic politeness strategy, takes some of the pressure off the speaker because he /
she try to avoid the direct FTA by either inviting conversational implicatures or by being
deliberately ambiguous or vague. In this manner the speaker is able to maintain the hearers face.
According to Brown & Levinson (1987:211), a communicative act is done off record if it is
done in such a way that it is not possible to attribute only one clear communicative intention to
the act. In addition, Brown and Levinson (ibid) claim that, the most polite way of
communicating a face threatening act is to convey the act off record so that more than one
communicative intention could be attributed to the act. Such "off record" acts leave the
responsibility for the face-threatening act as well as the correct interpretation of the act open to
question. The bank advertisements given below demonstrate this principle:
1. KCB KENTANK Partnership

Buy a Kentank and pay for it over the next few months.
The phrase the next few months is vague since the reader wonders few stands for how many
months?.Therefore, it is the responsibility of the target audience to interpret the phrase. In this
manner the advertiser avoids performing the FTA directly in order to maintain the hearers face.
4.5 Conclusion
In this chapter I have attempted to show how Politeness Theory as proposed by Brown &
Levinson (1987) is able to explain the persuasiveness of Bank advertisements.The explanations
given plus the illustrations used show that, Brown & Levinsons (1987) Theory of Politeness is
able to explain the persuasiveness of bank advertisements.
57
CHAPTER 5: CONCLUSION AND RECOMMENDATIONS
5.0 Introductory Remarks

This final chapter of the research project summarizes the major aspects of the study and draw
conclusions and implications from the research findings. Specifically, the chapter begins with the
conclusions arrived at after carrying out the study, followed by recommended areas whereby
further study should be done.
5.1 Conclusion
After carrying out this study the following are the conclusions: Linguistic politeness strategies
are much evident in bank advertisements. Bank advertisements tend to use more linguistic
positive politeness strategies such as: notice and attend to H interest, wants and needs, give
offers/guarantee, show solidarity by making use of in-group talk, exaggerate (interest, approval,
sympathy with H), seek agreement, be optimistic, assert common ground and give gifts to H.
According to, Brown and Levinson (1987), the main purpose of linguistic positive politeness
strategy is shortening the social distance that is; to make the advertiser and addressee closer to
each other and thus build up an individualistic connection. Moreover, in accord with Lins
(2005:169) findings, linguistic positive politeness strategies by minimizing the face threatening
force of an act, try to save a persons positive face and provide him with more feelings of
personal success.
58
This linguistic politeness strategy is followed by off-record linguistic politeness strategies such
as: being ambiguous, being vague, use of overstatements, use of contradictions, and use of
rhetorical questions. Reza and Safoora (2012:8) say, considering that advertisements serve the
two-fold function of communicating with their customers and at the same time persuading them
to buy the product, use of indirect strategies, provides more credibility for advertisements.
Third in line are bald-on-record linguistic politeness strategies such as: use of imperatives, give
suggestion/advice and disagreement (criticism).This linguistic politeness strategy is mainly used
to show the urgency of getting the advertised products from the bank.
Finally it was noted that bank advertisements tend to use few negative linguistic politeness
strategies such as give deference and impersonalize Sand H. This is due to the fact that bank
advertisements are meant to persuade the target audience to get the advertised product; yet
linguistic negative politeness strategy is specific and focused making it quite difficult to be used
persuasively.
It was also confirmed in the research that, these linguistic politeness strategies act as persuasive
devices in bank advertising. In this way bank advertisements employ linguistic politeness
strategies that persuade their target customers by taking care of their face needs and wants.
Arens and Bovee (1994:124) point out that needs are the basic, often instinctive human forces
that motivates us to do something. Wants are needs that we learn during our lifetime.
Finally the tenets of politeness theory as proposed by Brown &Levinson (1978) are capable of
analyzing linguistic politeness strategies used in advertisements in the banking industry. We
59
have seen that advertisers employ linguistic politeness strategies as methods of mitigating face
threatening acts with much care in order to save both the positive and negative face of their
target audience. Reza and Safoora (2012:1) point out that, since it is of crucial importance for
advertisers to attract readers attention and to maintain social and emotional relationships with
their customers, they are expected to employ linguistic politeness strategies with much care in
their advertisements.
Therefore, I can say that the objectives of this study have been achieved and the hypotheses have
been proved beyond any reasonable doubt.
5.2 Recommendations
Due to limited time, the researcher did not study advertisements in other media, since the study
was limited to print advertisements only. Further research should be done to fill this gap. The
study has only used advertisements from KCB; therefore I recommend that future studies should
be carried out on the use of linguistic politeness strategies using advertisements from other banks
in Kenya.
60
REFERENCES
Arens, F. and Bovee, L. (1994). Contemporary Advertising. Illinois, Boston and Australia: Irwin.
Barker, C. (2012) .Vagueness, Article No.1083, University of California, San Diego, Dep of
linguistics, U.S.A
Beaver, D., Wasow,T., & Perfors,A. (eds) (2012). The puzzle of Ambiguity. Stanford University
paper.
Brown, P.&Levinson, S.C. (1987). Politeness: Some Universals in Language Usage. Cambridge:
Cambridge University Press.
Fraser, B. & Nolen,W. (eds)(1981). The association of deference with linguistic form.
International Journal of the Sociology of Language, 27, 93-111.
Goddard, A.(2002). The Language of Advertising: Written Texts. London: Routledge.
Goffman, E. (1967). Interaction ritual. New York: Pantheon Books.
Grice, P. (1975). Logic and conversation- In Peter Cole and Jerry L. Morgan (eds),
Hardin,J. (2001). Pragmatics in Persuasive Discourse of Spanish Television Advertising. Dallas,
TX: International Academic Bookstore.
Hermosilla, S. (2012). Gender and Politeness: A case study on Advertising Discourse, Rice
working papers in Linguistics vol.3
Ivana, P. (2012). Politeness strategies in Interview questions. unpublished M.A thesis. Masaryk
University.
Jefkins, F. (1999). The introduction to marketing, advertising and public relations. London:
Macmillan pp. 131-135
Kenya Bankers Association (2012). A consumer guide to Banking in Kenya: Standard Banking
practices. Nairobi: Acts Press.
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Lakoff, R. (1973). The logic of politeness: or, minding your ps and qs. Papers from the Ninth
Regional Meeting of the Chicago Linguistic Society 292-305. Chicago: Chicago
Linguistic Society.
Lakoff, R. (1982). Persuasive discourse and ordinary conversation, with examples from
advertising.
Leech, G. (1983). Principles of pragmatics. London: Longman.
Levinson, C. (1983). Pragmatics. London: Cambridge University Press.
Lin, H. (2005). Contextualizing linguistic politeness in Chinese A socio-pragmatic approach
with examples from persuasive sales talk in Taiwan Mandarin, Unpublished doctoral
dissertation. Ohio State University.
Muyuku, J. (2009). Language mixing in the language of advertising: A case study of commercial
banks and mobile Telecommunications firms in Kenya. Unpublished M.A Thesis UON.
Ondari,H.&Michieka,M.(2012). An analysis of the pragmatic functions of vague language in
Ekegusii. Journal of language, technology and entrepreneurship in Africa vol.3 No.2
Pateman, T. (1983). How is understanding advertisement possible? Media, Oxford: Blackwell
pp.187-204
Reardon,K. (1991). Persuasion in Practice. London: Sage Publications.
Reza,P.&Safoora.(2012). A study in politeness strategies and politeness markers in
advertisements as persuasive tools. Mediterranean journal of social sciences vol.3 (2)
may2012.
Vestergaard, T. and Schroder, K. (1986). The language of advertising. Oxford Basil: Blackwell
Wells, Mitchell, Moriarty.(eds) (2009). Advertising principles and practice. Hong Kong: Pearson
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Yule,G.(1996).Pragmatics.Oxford:Oxford University Press
62
APPENDICES
APPENDIX I: Advertisement about payment of school fees used in chapters 2(p26),3(p.62-65) and 4 (p.80-81)as an
example of a positive linguistic politeness strategy of notice and attend to H Interests and needs.
APPPENIXII: this advertisement is an example of positive linguistic politeness strategy of give

promise/offer/guarantee to H.
APPENDIX III: This advertisement is an example of bald on- record linguistic politeness
strategy
of use of imperatives
APPENDIX IV: This advertisement is an example of positive linguistic politeness strategy of

exaggerates (interest/sympathy with H).
ii
APPENDIX V: this advertisement is an example of positive linguistic politeness strategy of

seeking agreement with H.
APPENDIX VI: This advertisement is an example of positive linguistic politeness strategy of

asserting/raising common ground with H.
iii
APPENDIX VII: This advertisement is an example of a positive linguistic politeness strategy of

exaggerates interest/sympathy with H.
APPENDIX VIII: This advertisement is an example of negative linguistics politeness strategy

of give deference to H.
iv
APPENDIX IX: This Advertisement is an example of negative linguistic politeness strategy of

give deference.
APPENDIX X: This advertisement is an example of positive linguistic politeness strategy of

solidarity/in group talk.

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LINGUISTIC POLITENESS STRATEGIES IN BANK ADVERTISEMENTS: A CASE

STUDY OF KENYA COMMERCIAL BANK

A RESEARCH PROJECT SUBMITTED IN PARTIAL FULFILLMENT OF THE

DEPARTMENT OF LINGUISTICS AND LANGUAGES

Ndirangu Sarah Wambui

Dr. Maloba Wekesa.

May God bless you all.

2.4.3 Overstate ...................................................................................................................................... 37

CHAPTER ONE: INTRODUCTION

1.1 Background to the study

To identify the linguistic politeness strategies used in Bank advertisements.

Advertisements in the banking industry have linguistic politeness strategies.

The linguistic politeness strategies used in bank advertisements are persuasive.

Politeness theory as proposed by Brown and Levinson (1987) is able to explain

1.5 Rationale of the study

1.7 Theoretical Framework

1.7.1 The concept of face

1.7.2 Face-threatening acts

1.7.3 Linguistic Politeness Strategies

1.8 Literature Review

1.8.1 Literature Relevant to the Study

1.8.2 Theoretical Literature

1.9 Research Methodology

Linguistic Positive politeness strategy.

Linguistic Negative politeness strategy

Linguistic Bald-on record politeness strategy.

Linguistic Off-record politeness strategy.

1.9.4 Data presentation

CHAPTER TWO: LINGUISTIC POLITENESS STRATEGIES USED IN BANK

2.1 Linguistic Positive Politeness Strategy

presuppose/raise/assert common ground, joke, assert or presuppose Ss knowledge of and

2.1.1 Notice, attend to H (interests, wants and needs)

2: KCB MASOMO (EDUCATION) LOAN

1. The ultimate trade finance solutions

2. Tambua BIASHARA@SMART Dial *484#

communications solutions to SMEs with the desire to grow

4. WELCOME TO A MORE PERSONAL WAY OF BANKING

2.1.3 Solidarity/in-group talk

2. Tuungane loan Chama

2.1.4 Exaggerate (interest, approval, sympathy with H)

2. KCB GOLDEN ACCOUNT

2.KCB MASOMO (EDUCATION) LOAN

2. KCB S&L MORTGAGES

2.2 Linguistic Negative Politeness Strategy

2. KCB Fixed and Short-Term deposits

2.3.1 Disagreement (Criticism)

2.3.2 Suggestion and advice

3.Lipa Karo Na KCB via M-PESA

4. Unlock your business potential with KCB Agricultural loans

1. KCB GOLDEN ACCOUNT

3. KOPA (borrow) FLOAT

4. KCB SME LOANS

3. KCB ADVANTAGE BANKING

3. Open a KCB M-Benki account

2.4.4 Use of Contradictions

1. No time during the day? The time is yours!

CHAPTER THREE: LINGUISTIC POLITENESS STRATEGIES AS PERSUASIVE

3.1Linguistic Positive Politeness Strategy

2. Where can I get the school code from?