Keeping you in contact with your community

24th EDITION APRIL 2009 RABI-U

UL-TTHANI 1430
PICTURES: Sanaa Petersen

DISCUSSIONS: Political representatives at the ISCI debate on 'The Muslim Vote' held at IPSA University on the 15 March 2009

Muslims should be active

where ever they are
STAFF REPORTER nated with some shallow Islamic lit- of Islamic Law to changing circum- nity to present proposals of a differ-
erature. They tend to define things stances. It provides a general frame- ent kind that may help people," added
THOSE who say voting is haram and with extreme simplicity. For work for Muslims, to tackle their the Shaykh. Dr Jamal Badawi of
kufr do so on the understanding that instance, they understand Islamic respective problems in changing con- Canada illustrates the above point
voting is participating in a democrat- government to mean 'God's rule' and ditions, which is in conformity with further: "Suppose you have two can-
ic system that upholds the sovereign- democracy to mean 'people's rule'. the Qur'an i.e. Allah does not wish didates. It may be that both of them
ty of man over Allah. The above con- Not only are issues of politics too hardship on His servants (Qur'an are unsympathetic to Muslim causes.
clusion is based on a misunderstand- complex to be simplified in this man- 2:173; 21:107; 5:6; 2:179 & 2:233). However, one of them may be more
ing. ner, but the conception of God's rule Al-Qardawi reiterates that all that detrimental to Muslim interests than
Shaykh Haytham Al-Haddad (Imam, is totally misunderstood". Moreover, which is in the Qur'an and the the other. If the Muslim community
Al-Muntada al- Islami, London) clar- Sahib Mustaqim Bleher (formerly of Traditions of the Prophet is, per se, in were to collectively abstain from vot-
ifies that if Muslims were to advocate the Islamic Party of Britain) asserts accordance with human interest, at ing, then the candidate more detri-
and help establish a system in which that the belief that politics amounts large. (Al-Ijtihad al-Mu'asir Bayna mental to Muslim interests might win
people are free to legislate against to kufr is in itself a wrong assump- al- Indibat wal-Infirat). The world and pursue policies such as closing
Islam, then this would certainly be an tion, because it assumes that parlia- renowned scholar from Bahrain, down mosques, Islamic schools and
act of Kufr, for Allah says, ment is the actual power base of Shaykh Nizam Ya'qubi states: "In the work towards banning the hijab. In
'Legislation is for none but Allah. He modern society. In reality 'parliament matter of elections and voting we such a situation the rule of Shari'a
has commanded thatyou worship is only a stage managed debating must look at what is in the best inter- stipulates that it is obligatory for
none but Him.' [Qur'an, 12:41] and club ratifying what has been decided est of the whole community (masla- Muslims to vote for the lesser evil.
He says, 'And whosoever does not elsewhere'. ha) and what is lesser of the two evils Merely sitting on the sidelines criti-
judge by what Allah has revealed, It is necessary for the Muslim com- (Akhaf ad-Dararayn)". Shaykh cizing while doing nothing about it is
such are the Kafirun (disbelievers).' munity to work to safeguard itself Salman Al-'Audah, a reform critic of contrary to the Shari'a".
[Qur'an, 5:44]. But voting and partic- from harm and to secure its interests, the Saudi state imprisoned for speak-
ipating in the electoral process is not known as maslaha (public interest), ing out against corruption within the As Muslims we also have a duty to
tantamount to legislate against Islam. which dates back to Maliki School, Kingdom, issued a fatwa saying par- wider society. Working for every-
Dr Azzam Tamimi (Director, Institute later developed by Imam Al-Shafi'i. ticipation in the political process can one's welfare through civic participa-
of Islamic Political Thought) says The great Andalusian scholar Imam be a vehicle to 'reducing suffering' of tion and electoral politics serves our
that those "who treat the questions of Al- Shatibi (d.790/1388) developed Muslims. "I believe participating in Islamic duty to seek the common
democracy or power-sharing as mat- the maslaha further into the doctrine elections will, in any way, reduce good, and enjoin good.
ters of 'aqidah (faith), usually have of Maqasid al-Shari'a (objectives of evil and be a forum for countering
no specialised or adequate knowledge the Shari'a) which the 'ulama turn to bad policies and exposing their defi- CONTINUED TO PAGE 6
in the humanities, and are indoctri- when dealing with the extendibility ciencies, as well as being an opportu-

What's New: Drag racers taken to

task in Eerste River
The Community News (CNEWS) has transformed into a Women, girls and youth
engendered read. The CNEWS has dedicated pages written by young Muslims for
young Muslims. The 'junior reporters' have been selected through the Youth
Engineering the Future 'Hubb 4 Life' Business Plan Competition held during 2008.
Each junior reporter will be attending a Media and Communications course capaci- STAFF REPORTER issued including one for number plates fitted to
tating them with skills in the print, radio, television and digital media. Watch them inconsiderate driving, 19 their cars," says Chief
In an effort to ensure for disregarding the stop Inspector Merle
grow! The Youth Media branches are Al-AAzhar High/Colorada Park masjid; road safety and curb sign, 29 unlicensed driv- Lourens, media
Alshams/Park Road masjid; AlShabaab/Kalksteenfontein masjid; Darul Islam drag racing, City Traffic ers, 15 unlicensed vehi- spokesperson for Cape
High; Darun Naim, Helping Hands, Connecting Hearts/Masjidus Sunni; Husami Services held an opera- cles, 19 for defective Town Traffic Services.
GoGetters/Husami Masjid, STEPS/Iqra High school and Owwal masjid. tion on Stellenbosch lights and 20 other
Arterial and Wesbank defects to the value of
PLEASE SUPPORT OUR YOUTH MEDIA INITIATIVE!!! Main Road on Thursday R46 800.00.
EMAIL:[email protected] night. Six motorists were also
"Various fines were also fined for not having
2 April 2009 - Rabi-ul-Thani 1430

NEWS BITES Commission. Once the repeal

Act is passed by the Provincial
spoke out against prejudice in
Islam.
expect, but after Sanaa Petersen,
founder of the It's About Me
Youth Commission cease to Parliament the Youth The speakers were individu- project, who happened to be
exist Commission will cease to exist. als who came from diverse dressed in a space suit, took us
Following a report by a senior The Bill has been drafted and backgrounds such as Laura on a calming walk on the moon,
staff member of the Western approved by Cabinet for intro- Pistorius, an ex Catholic who so that we could visualize the
Cape Provincial Youth duction in the Provincial spoke about the relationship impact that negative thoughts
Commission to the Director- Parliament. The term of the between Islam and Jesus has on our development and
General, Ms V Petersen, of remaining members of the Youth (pbuh). Abdu Rahman Kruger choices in life, I had a clear pic-
alleged misuse of state assets by Commission terminates on 31 a former Dutch Reform ture of what lay ahead.
members of the Youth May 2009. Thus for all intents Christian highlighted the The editor of 'Silence Speaks',
ISLAMIC MEDIA AGENCY CC Commission, the matter was and purposes the Youth solution to the current global Lauren Bates shared with us
reported to the Premier, Ms Commission will cease to exist economic meltdown as some writing tips on getting
Editorial Lynne Brown, and the Cabinet. on 31 May. 'Islamic economics is the started and the importance of
Vincent Domingo, the Youth The Presidency has announced solution'. He spoke against sharing your experiences and
Commission chairperson, was that the National Agency will the practice of usury(riba), dreams. We then participated in
Editor commence functioning during which is the lending of money a Sweeti pie hunt, each Sweeti
suspended.
Sanaa Petersen On the instruction of the June 2009. with the charging of exorbi- pie had a line out of a story
[email protected] Premier, a forensic audit of the Premier Brown said: "This tant interest rates. He said, attached to it. When we found
financial transactions of the Provincial Government has an 'this practice is mainly each Sweeti pie, we read our
Deputy Editor Youth Commission was under- exemplary record when it comes responsible for the global line and at the end, we shared an
taken. Earlier this year a forensic to matters of clean and transpar- financial crisis'. Aisha entire story. This helped in a
Firdows Badroodien ent governance. The individuals Mouneimne, a convert to very fun way elucidate the
[email protected] audit report was forwarded to
the Premier for consideration. concerned must be afforded their Islam, tackled the controver- importance and outcomes of
As a result of the recommenda- full rights and are innocent until sial issue of Women's right in sharing.
Youth Media Editorial tions contained in the report, the proven guilty. Islam. She also stated that I was amazed in particular by
Al Shabaab Team - Almarkaz Premier suspended the CEO of "I am satisfied that in this diversity among the organiz- YEF members Fadwa Thorn
Al Islami the Youth Commission, Mr A instance no stone has been left ers of the seminar and its (18) and Mushfieqa Lodewyk
Daniels, and Ms B Mankay, a unturned to ensure that alleged speakers was a good illustra- (14), who shared their amazing
Doublom Street, impropriety is dealt with in the tion of how diverse Islam stories with us. Their home-
Kalksteenfontein member of the Youth
Commission, with a view to context of due and proper is."This way we show that grown stories are two of the
Ayesha Nakidien process." Islam does not exclude any- many written by women who
considering further appropriate
Ighsaan Solomons action. A new voice one", she said. were courageous enough to pen
The Public Finance Management Sharing our stories their personal experiences;
thereby creating the wonderful
Al Shams -Darul Karaar Act requires that losses of this SHAKEERA DE VRIES
Park Road Wynberg nature be reported to the South compilation of short stories.
Have you ever heard the saying We all have a story to share at
Umaymah Davids African Police Services. A report "A nation without women, is a every stage of life. And these
Shuaib VD Schyff is in the process of being com- nation without color?" Never
piled and the matter will be women's stories are inspira-
before has this saying been so tional, sincere and heartbreak-
reported in due course. true because of my experience
Al-Azhar/Colorado Park The National Youth ing, but undeniably a must read
at the launch of the creative
Masjid - Mitchell`s Plain Development Agency Act was writing journal titled "Silence
for all.
Cnr Rosewood & passed by Parliament last year. Speaks", which was truly
Weltervreden, Colorado Park This Act makes provision for the vibrant, colorful and captivat-
SPEAKER: Sheihk Riyad Wall
Shakierah De Vries establishment of a National ing.
Abdurosheed Emandien Youth Development Agency to FIRDOWS BADROODIEN "It's About Me, Silence Speaks"
create and promote co-ordina- 'What do you really know is a compilation of women's sto-
tion of youth development mat- about Islam' seminar took ries that was launched on 15
MUSCLE/Darun Naim Boys ters in the whole country. place in March at the March 2009 at the UCT tennis
Castletown Road, Wynberg The National Agency may also University of Cape Town and club. It was a phenomenal expe-
Abdul Kadir Davids establish agencies at provincial was hosted by the Cape Town rience being in the company of
Altaaf Harnekar and local levels. The Agency Reverts Forum (CTRF), Voice so many women and girls of all
and the Umsobomvu Fund will of the Cape (VOC) and the ages. Each of them had their
Helping Hands, Connecting combine to enhance its financial Muslim Judicial Council own story to tell. The 'It's About
capacity. (MJC). The aim of the semi- Me' project has been developed
Hearts
As a result of the duplication nar was to educate non- for various women coming from
Masjidus Sunni , 11 Ayshire and overlapping of functions Muslims about Islam. diverse environments and its
Road, Kromboom that will result from the contin- The seminar had five speak- main goal is to give these
Ghafeetha Abdul Razak, ued existence of the Provincial ers including Sheikh Riyadh women a voice so that they are
Miekaeel Adams, Youth Commission, the Premier Walls. As well as non Muslim able to share and preserve their TAKING OFF: ‘It's About Me’
Yaseen Ebrahim has instructed that a Bill be guests such as Reverend John personal stories. trustees Lauren Bates and Sanaa
drafted to repeal the Act which Oliver, of the Cape Town When I arrived at the book Petersen at the launch of the
established the Youth Interfaith Initiative, who launch, I did not know what to book, 'Silence Speaks'
S.T.E.P.S/Iqra
Academy/Owwal masjid
Jasmyn Street, Belhar
Fathima Naidoo
Nurah Simon Zuma finally free of corruption charges
STAFF REPORTER ty and independence of the NPA espe- October 2004
Publishers:
cially regarding the prosecution of Mr Shaik pleads not guilty to charges of cor-
ISLAMIC MEDIA AGENCY CC The KwaZulu-Natal High Court in Zuma. ruption and fraud.
Ck2002/001313/23 Durban endorsed a decision taken by We believe that it is vital that the NPA
Address :466 Lansdowne the National Prosecuting Authority must expose this conduct and deal with June 2, 2005
Road, Lansdowne, 7780 (NPA) to drop the 16 charges against the consequences as honestly and con- Judge Hilary Squires finds Shaik guilty
the presidential front-runner, Jacob structively as possible if it is to have any of corruption and fraud.
Tel: 021 6972294 Zuma, on 7 April 200. Here is an chance of rebuilding its credibility and "I do not think I am overstating anything
Fax: 021 6972304 extract of the Statement by the integrity. Our democracy will have to when I say that this phenomenon [of cor-
Email: National Director of Public find ways to learn from this bitter expe- ruption] can truly be likened to a cancer
[email protected] Prosecutions on the matter S v Zuma rience and to build a stronger and more eating away remorselessly at the fabric
www.islamicmedia.co.za and others. independent NPA. of corporate privacy and extending its
Over the last three weeks the NPA has baleful effect into all aspects of adminis-
Introduction been engaged in a difficult and painful trative functions, whether state official
Designer: 'I stand before you today to announce the process of dealing with allegations that or private sector manager," Squires said
Nazleah Hartley most difficult decision I ever made in my the case of Mr Zuma has been affected in his judgment.
life. It was not an easy task at all. I had by manipulation and abuse of process.' "If it is not checked, it becomes sys-
Banking Details: the privilege of having listened to inputs The timeline of events leading up to the temic. And the after-effects of systemic
Islamic Media Agency cc and comments of very eminent jurists of NPA's decision: corruption can quite readily extend to
FNB, Sandton City, Branch Code: the NPA and I am thankful to them for the corrosion of any confidence in the
254-605 their candid and frank arguments. August 2003 integrity of anyone who has a duty to
Account Number: 62033040007 It was then and it still is difficult for me National prosecutions boss Bulelani discharge, especially a duty to discharge
to comprehend that which is set out Ngcuka says there is a prima facie case to the public."
below could have happened. The painful of corruption against Zuma, but he
facts that I am about to put before you would not be charged alongside his
have serious implications for the integri- financial adviser Schabir Shaik. CONTINUED TO PAGE 6
 April 2009 - Rabi-ul-Thani 1430 3

Modern marriage 'Players game"

NAZEERA VAWDA pick by keeping all inter- PICTURES: Raees Ismail providing you with the foundation
ested for some time and of what you should live your life by.
I begin with this topic by firstly to string them along so Please note that Islam is a "way of
expressing that my views are based that your ego is fed to life." Inculcate the importance of
entirely on personal observances and the height of exultation the rest of the principles into our
observances of those close to me. To and this then puts you in beautiful religion as well. What
those readers that come across this I what you call the "play- about the principle concerning the
do not wish to express a holier than ers game". In the end the seriousness of hurting another? If
thou attitude, however please note best girl wins and some- we commit a sin we can beg Allah's
my points and concerns. times none. Why should mercy and forgiveness. If in Islam
Shukar, with the help of Allah having you make anyone feel when hurting another we are meant
almost reached the end of my law that they have been to ask forgiveness from that person
degree the topic that commonly lucky to have "won" you. first before Allah then surely the
comes up is marriage. Like most peo- Shouldn't the girl also be emphasis should not be disregarded
ple in a generation such as ours we made to feel that you are and its seriousness not taken lightly.
know that the concept of marriage the lucky one to have her Nabi (S.A.W) prayed for the success
has changed in the sense that the pro- because of the good of his Ummah and this success does
cedure cannot be done in the same lifestyle she has led? I not lie with your tarnished and new
way as that of our parents and grand- need to remind those THE PLAYERS GAME:: A posed picture modernised version of an Islamic
parents have gone about it simply that play this game of marriage. Are you really doing jus-
because of all the evil that exists in their immaturity as it is acceptable. I refer to these people as tice to our Nabi (S.AW)'s prayers
our society. We communicate with they who paint false pictures to get narrow minded and not broad minded and suffering and tears for his
those who approach our parents and the attention. When does cheating as they would wish to believe they Ummah? I would doubt not as you
come to our home. Having come and obtaining anything in a false are because they fail to see further are simply creating more complica-
across certain young gentlemen who manner ever bring any true sense of than their own ego's and selfish tions in your life and are too proud to
claim that they are ready for marriage self worth and fulfilment? desires. To not be able to comprehend see it. If you apply the correct
I would like to make the following We are even living in times were what your purpose in life is as a notions in practice into your marriage
points about what certain people Muslim boys are interested in their Muslim and to not be able to see you will find a lot of contentment
expect from the concept of marriage own gender and approach your home. beyond the pleasures of the earth from that. In essence it is not about
in a society that they consider to be They feel that they are pleasing their makes you the one's thinking in the the outward image of "moving with
"developed". parents by doing so. I suggest that box not us who wish to live the cor- the times and living the happening
when parents know of their children's rect way and to please Allah. This lifestyle" that leads to true happiness
Firstly, no matter what degree you bad habits or ways of living, instead makes us in a better position than but rather what good Islamic morals
obtain and which university you of covering up for their children with you. To have the insight to under- and values you can inculcate into
study at please do not corrupt your the hope that marriage will solve stand the seriousness of a marital your marriage and children. This
thinking by believing that socialising everything, think about the issues of bond would lead us to a more pleas- leads to the path of a solid foundation
and partying with the opposite sex your son that you going to burden an urable life than you who wish to of a good relationship.
after your marriage makes you the innocent girl with. Is it fair on the remain ignorant and taking "knowl-
perfect example of a "modernised, other party to hide and cover up your edge" to your advantage, or you who For those that share my views regard-
advanced and intelligent" human child's flaws? Yes, marriage is meant choose to apply aspects and parts of less of what exists in society have
being. If these women who are your to bring about a lot of joy but do not Islam to suit your own desires. Let faith that the right partner has been
friends turn to you when faced with be misled and feel that it can change me remind you that this world is sim- made for you. Do not change your
marital discord and you play super- habits and situations that need to ply temporary and a test for the here- good morals and values to accommo-
man to a vulnerably weak and emo- come from within your son and his after. By you feeding into your date another. The successful ones in
tionally upset woman who is stepping own sincerity to change with the help desires you are leading to the path of the end are those who can stand their
on dangerous territory in the first of Allah and for him to make use of our own destruction. Islam is a gift grounds. Inshallah in the end the one
place not then lead to a greater dilem- the relevant help institutions avail- that has been bestowed to us and if suited for you will be the one who
ma than just the initial conflict that able. you apply its principles correctly let shares good morals and values like
existed in her marital life? If a girl Allah be your guidance when faced you and those whom the word "intel-
refuses to adjust to your thinking she Unfortunately it is evil that seems to with complications and not extra ligent" would be suited to, not
is seen as being old fashioned and not dominate the concept of what is marital affairs or what you refer to as because of the degree they hold, their
being able to think out of the box. acceptable in society. Being a person "weed" (dagga). These "quick fixes" abilities to plan for the future by the
Secondly, when entering a girls with good sometimes makes you the are in fact not solutions and they do life insurance policies they have
home and meeting her parents do not subject of ridicule simply because it not lead to long-term happiness and taken out but those that plan for the
take advantage of the trust and good- is not "cool". satisfaction. How can these be life after death as well!
ness that they view you with. I have To those living on this extreme edge, regarded as solutions when all it does
heard that for some it is considered to to yourself and the narrow minded is lead to tears and suffering of the We would like to hear from you,
be a game to get a girl interested in people around you, you may appear one's closest to you. Islam does not please email on
you and then to get a dozen others to be "cool" and believe your con- only tell you to only live by its 5 pil- [email protected], fax 021
interested as well and to make your cepts of what making a home is lar's. The 5 pillar's of Islam are just 6972304, sms 074 2274345

Sharing the Moulood Experience

FIRDOWS BADROODIEN out of place or like outsiders. They PICTURES: Firdows Badroodien
found the moulood programme to
Habibia Soofie Mosque held its annu- be spiritually uplifting and were
al Moulood programme celebrating truly inspired by what they had
the birth of the Prophet (SAW), on learnt of the life of the Prophet
March 9th. The Moulood programme (SAW). They also remarked that
was attended by non-Muslim students the mosque itself was a unique and
from the University of Cape Town. As beautiful place of worship. After
part of their religious studies pro- the formal Moulood programme,
gramme, they were encouraged to the girls enjoyed the customary
explore the many diverse religions fresh fruit and sweet treats that
practiced in South Africa. were served. The girls stated that
Zoka Debeljkovic, Bianca Dragau- an they were so inspired by their
exchange student from Romania who experience in the mosque that they
is spending a semester at UCT, Teegan continued wearing their head-
Curitz, Kay -Lee Rust and Maya scarves even after they had left.
Burns are BA students majoring in They believe the time spent in the
Politics and Religious Studies, and mosque was a rare and valuable
were among those who attended the learning opportunity.
Moulood. It was their first time
attending a celebration of this nature,
and their first visit to a mosque. They SHARING: Non-Muslim exchange students sharing in the moulood celebration at Habibia
admitted that at no point did they feel Soofie masjid
 4 April 2009 - Rabi-ul-Thani 1430
Youth on The MOVE

Understanding your human rights

MIEKAEEL ADAMS our rights and some- PICTURE: Mikaeel Adams
times we unconsciously
Protecting and respecting all Human violate other people's
rights is a vital component in devel- rights. The YEF devel-
oping a healthy, happy and progres- oped a programme
sive society. But before we can titled, 'Constitutional
respect our human rights we first Literacy and Democracy
have to define human rights. to try and explain our
What are human rights? human rights. We first
According to the South African attended the debate
Human Rights Council: hosted by the Institute
of Current Islam (ISCI)
'Human rights are the rights that titled, 'Muslim Vote in
everyone has, simply because they the Upcoming
are human beings. They Elections', following a
are the rights we all have from the youth workshop by YEF
moment we are born. We do not have AlShams on Leadership,
to earn them and they cannot easily these two workshops
be taken away from us. helped us realize the
importance of partici-
The list of human rights protected in pating in high level
South Africa is the Bill of Rights, debates and different BILL OF RIGHTS: Advocate Muhammad Abderoaf facilitating the workshop on the SA Constitution at
which is Chapter 2 of the styles and types of lead- Iqra academy on the 7 April 2009
Constitution. The Constitution is the ership. But, more
highest law of South Africa. importantly our respon-
Everyone in South Africa, including sibility in choosing a correct leader. The next workshop was facilitated by marry in a public space on
the government, must follow it. The We then watched the Oscar award Advocate Muhammad Abderoaf. He Wednesday. This was a fun as we had
rules set out in a Constitution are winning movie 'Slumdog explained the Constitution and the to develop opposing arguments to
very hard to change, and so the rights Millionnaire'. Although, filmed in Bill of Rights and how we can either defend or protect the law. This
in the Bill of Rights are also very India this movie could've been filmed advance and protect our rights. We also showed us that although the
hard to change. This means that it is in South Africa too. It showed the then enacted a court trial. Adv. Constitution is the Supreme law it
difficult for anyone to change your vulnerability of poor people and their Muhammad divided us into two can also be tested to protect the rights
rights or to try and take them away survival and how bad people take teams, the State and the Defendants. of all South Africans, irrespective if
from you.' advantage of their vulnerability. He passed a law that no public reli- they are a minority. This workshop
What I most liked about the character gious expression can be held on a also highlighted the importance of
Although, to a certain extent we all of Jamal is, although being poor he Wednesday. Sanaa Petersen was our actively participating in respecting,
know our human rights we sometimes had hope and faith in the future, and client, who approached the court to preserving and protecting your
don't respect, understand and protect also his drive to change his destiny. contest the law as she wanted to human rights.

In the SPOTLIGHT

The 'YEF Constitutional

Husain January Israh Ariefdien Irshaad Ahmed Literacy and
A human right is a right A human right is there to
Democracy' project is
Human rights are part
of a human beings inherent to all human protect us from being
life. Such as the right beings. To violate a harmed or disrespected.
to education, people
have the right to shel-
human right, is to take
away someone's free-
No one has the right to
abuse you. You have the
proudly sponsored by
ter and the right to
food and water. The
doms. We do have
means of protecting our
right to live peacefully.
You have a right to shel-
Albaraka Bank
government has a human rights such as ter, to food, to respect
responsibility to pro- using the law and gov-
ernment. Human rights
etc. If your rights are 42 Klipfontein and Belgravia Roads, Ahtlone, 7764
tect these rights and violated, it is your right
has to see to the needs are here to not only pro- to report it to the police. Tel: 021 637 8800 Fax: 021 637 8805
of its citizens. People tect us as individuals but
must obey the law
and respect the rights
without human rights,
the world will be a
Banking only one way, the Islamic way
of others. chaotic place.

Sheikh Brown ties the knot

Hifdh Academy war on waste PICTURE: Mikaeel Adams
PICTURE: Moosa Brown

AWFUL: As part of the YES schools project the learners of Ibn Jazariy Academy at CELEBRATION: Sheikh Abd'Al Rashied Brown, imam of Masjidus Sunni and Director
Masjidus Sunni, Kromboom visits the Waste Depot in Athlone to develop strategies to ofthe Ibn Jazariy Academy married Zaida Abrahams on the 1 March 2009, with
reduce, recycle and re-use waste at the masjid and school him are the students of the Ibn Jazariy Academy.
 April 2009 - Rabi-ul-Thani 1430 5
Youth on The MOVE
PICTURE: Zakareeyah Panday

Husami Friendship Festival 28 February 2009

Tuck Shop Team

ITEM COST SPONSORSHIP

Entrance Fee 570.00

Tuckshop Sales 3359.90
Total Income 3929.90
HARDWORK: Sheikh Riaad Fataah with the Husami Go-Getters and YEF at
the Friendship Festival held in February
200 x Rolls 196.00

Husami Go Getters 200 x Drinks 475.00

Friendship Festival
Boerewors Florida Butcher

Chicken fillets 300.00

KAUTHAR LANGRY sex in society. The night was con-

Coal, wood, blitz, matches 0.00 Hanifa & Shaboodien Mullagee
cluded with a play written by
The first event on the 2009 YEF Uzair Ramjam, which was based Packaging for boerewors- 24.95
calendar started off with the on issues that we as youth feel are rolls
Husami Friendship Festival on the relevant in the world today.
28th February at Husami Masjid Snack shop - chips, 806.15
in Cravenby. With very little expe- At the end we were all exhausted, choccies, sweets
rience our team set out to coordi- but we felt great and so relieved.
nate their first event. Unaware of We had an awesome day and had Lunch - team/volunteers 300.00
what was in store for us, we put so much fun. We all learnt a lot
our heads together and with lots of about teamwork and this played a Salads, Veggies Haseena & Kamal Kamaloodien
hard work and determination we vital role in coordinating our
gave it our best shot. D-Day event. It also showed us where our Sound 200.00
arrived and it was time to put all weaknesses and strengths lie as a
our ideas and work into play. group. We believe that the day
was a huge success and are very
Ice Faeeq - Perfect Ice
Everyone showed up early to start grateful for the opportunity to
working on what we at the time make something more of our lives Gifts Sultana Ahmed
thought would turn out to be a dis- and to enrich the lives of the
aster. On the agenda was the youth. Printing of Tickets 60.00
"Know your mate quiz" for mar-
ried couples in the community, We sincerely, thank our parents,
followed by a "Q & A with Sheikh Sheikh Fataar, the Husami youth
Fataar" based on relationships and and masjid committees, aunty Total Expenses 2362.10
friendship in Islam. Sheikh Fataar Mumtaaz and the YEF for all their
stressed the importance of the support and advice. We've certain- R 997.80
youth's behavior concerning the ly grown leaps and bounds and are
free intermingling of the opposite excited about our future.

Discovering the constitution

NASREEN SAYED his honesty and faith in Muhammad passed a PICTURES: Mikaeel Adams
defining his future. He law that public reli-
The YEF hosted a spe- also proved that irre- gious expressions
cial programme for the spective of your race, and rituals were
April school holidays, class, religion, creed banned on a
titled 'Constitutional and all those labels that Wednesday namely,
Literacy and divide us as human no janaaza, no wed-
Democracy.' I thought beings, that if you dings, no athaans or
it was going to be bor- place your trust in God going to the masjid
ing workshops and lec- and believe in yourself etc. The client was
tures but turned out to you will succeed. Sanaa Petersen, she
be interactive, fun and The next workshop was wanted to have a
educative. When we on the Constitution, wedding on that
discussed the topic which was facilitated Wednesday. Her
Human rights, we first by Advocate defence argued her
watched the Oscar Muhammad Abderoaf. case and we had to
award winning movie, At the beginning of the construct an oppos-
Slumdog Millionnaire, workshop it was quite ing argument using
which saddened and overwhelming listening the Bill of Rights in
inspired me at the same to his talk on the differ- the Constitution
time. My ancestors are ent courts, how the law with Advocate
from India it was sad to works and how we can Muhammad as the
see the poverty, slums , assess the law, but once judge. Although, we
hardship, treachery and we started our group laughed so much at
blatant violation of work, it all made sense. our ignorance and
basic human rights We had to pretend to be naivety we learned
especially concerning advocates, the boys how to interpret the
women and children. were tasked to contest a laws of our country.
But at the same time I law and the girls were DEFENCE: YEF members planning a legal strategy using the Bill of Rights at the Constitutional
was inspired by the tasked to protect the Literacy and Democracy project held at Iqra Academy
protagonist Jamal and law. Advocate
 6 April 2009 - Rabi-ul-Thani 1430

Muslims should be active Zuma finally free of corruption charges

where ever they are CONTINUED FROM PAGE 2 Zuma is served with papers to the Constitutional Court.
appear in court on corruption "It was improper for the court
CONTINUED FROM PAGE 1 very likely that Allah will charges. to make such far-reaching
include all of them in the June 14, 2005
President Thabo Mbeki sacks "Today, December 28 2007, 'vexatious, scandalous and
Lesser of the two evils punishment.' (at- the Directorate of Special prejudicial' findings concern-
Shaykh al-Islam Imâm Tirmidhi, Abu Dawud). Zuma as deputy president of
the country. Operations [Scorpions] ing me, to be judged and con-
Ibn Taymiyyah, (1263- Therefore, if you see open served on Mr Jacob Zuma an demned on the basis of the
1328) said, "the Shari'a oppression and transgres- "I've come to the conclusion
that the circumstances dictate indictment to stand trial in the findings in the Zuma matter.
has been revealed to sion, and despite having high court on various counts "The interests of justice, in
obtain all possible bene- the capability of prevent- that in the interests of the
honourable deputy president, of racketeering, money laun- my respectful submission
fits and to prevent as ing this oppression by dering, corruption and fraud," would demand that the matter
much harm as possible giving your vote you the government and our
young democratic system... it Zuma's lawyer, Michael be rectified," said Mbeki.
and reduce it. Its aim is to don't do so, then in the Hulley, said in an e-mail. "These adverse findings have
produce the best possible light of this Hadith you will be best to release hon-
ourable Jacob Zuma from his led to my being recalled by
scenario from two good will be sinful. ? March 2008 my political party, the ANC -
options if both cannot be According to Mufti responsibilities as deputy
president of the republic and Zuma and Thint appeal to the a request I have acceded to as
achieved together, and to Ebrahim Desai of Darul Constitutional Court against a committed and loyal mem-
ward off the worst of two Iftaa, Madrassah member of the Cabinet,"
Mbeki told a joint session of the Supreme Court of Appeal ber of the ANC for the past 52
evils if both evils cannot In'aamiyyah, voting is an ruling in favour of the NPA. years. I fear that if not recti-
be prevented." Imâm Ibn integral part in a demo- Parliament.
fied, I might suffer further
al-Qayyim Al- Jawziyyah, cratic dispensation and it April 2008 prejudice."
(fourteenth century schol- determines who will be June 20, 2005
National prosecutions boss The Constitutional Court dis-
ar) said, "the Prophet elected and who will be in misses Shaik's appeal against November 11, 2008
(sallallâhu'alayhi wa sal- power. As Muslims, if we Vusi Pikoli announces that
Zuma will be charged with the validity of a confiscation The Constitutional Court dis-
lam) saw the greatest of desist from voting, we order regarding R33m of misses Mbeki's application,
evils in Makkah and he will have no option but to two counts of corruption.
"We have decided to bring Shaik and his companies' saying it would not be in the
was unable to change be under the rules of peo- assets. interest of justice to hear the
them. Then Allah gave ple elected in power. We criminal charges against for-
mer deputy president Jacob case because the NDPP was
him the victory and the are living in a non- July 2008 already in the process of
Muslims entered Makkah Muslim country and we Zuma, among them two
counts of corruption," said The Constitutional Court appealing the Nicholson rul-
and it became the land of will have to abide by their rules in favour of the NPA in ing.
Islam. existing system. NPA spokesperson Makhosini
Nkosi. the Zuma-Thint appeal.
The Prophet Muhammad Many senior Ulama and November 28, 2008
was determined to extend Muftis have considered September 12, 2008 The Supreme Court of Appeal
the Ka'bah and return it the issue of Muslims vot- June 21, 2005
Zuma says he welcomes the Judge Chris Nicholson rules hears the NDPP appeal
back to the original foun- ing in a non-Muslim in the Pietermaritzburg High against the Nicholson ruling.
dations of Ibrâhîm. country and issue a decision to charge him.
"I welcome this decision as it Court that Zuma was entitled
However, he prevented decree to vote. Voting for to make representations January 12, 2009
anyone from doing so an individual falls in the affords me an opportunity to
respond to, and clarify, the before the National Director The Supreme Court of Appeal
even though he had the category of Tawkeel (rep- of Public Prosecutions upholds the NDPP appeal. But
power and authority. He resentation). allegations that have been
made against me over a period (NDPP) decided to re-charge it dismisses Mbeki's applica-
feared that a greater evil Q: Is it permissible to him, effectively halting his tion to intervene and dismiss-
would occur with the take part in the forthcom- of time."
prosecution. es the application to have
Quraysh failing to appre- ing SA democratic elec- "The obligation to hear repre- Nicholson's "political med-
ciate such a move given tions, by voting or stand- June 29, 2005
Zuma appears in the Durban sentations forms part of the dling" findings struck out.
their very recent conver- ing as a candidate, etc. audi alteram partem principle. "It makes no sense to strike
sion to Islam from disbe- A: It is permissible to Magistrate's Court on two
graft charges. What is required is that a per- them out at this late stage of
lief." Imam Ibn Hajr Al take part with the follow- son who may be adversely the proceedings. The damage
Asqalani (renowned ing conditions; a) there is affected by a decision be has been done. This does not
Hadith commentator) also no obtstacle in accom- August 2005
The offices of French arms given an opportunity to make mean that the order of the
commented that from the plishing the laws of representations with a view to court below should stand,"
benefits of the aforemen- Islam, b) one is able to company Thint, the offices of
Zuma's attorney, Michael procuring a favourable result. said acting deputy judge pres-
tioned narration is, "…to serve the Muslims, and, "The affected person should ident Louis Harms.
leave forbidding a certain c) one is able to save the Hulley, and Zuma's homes
and former offices are raided. usually be informed of the "Most of the allegations were
evil fearing that one will Muslims from oppression. gist or the substance of the not only irrelevant but they
be afflicted by a greater (Fataawa Mahmoodiya case, which he is to answer," were gratuitous and based on
evil." From the above it -Al-Mahmood) September 2006
Judge Herbert Msimang said Nicholson. suspicion and not on fact. The
can be clearly seen that Dr.Anwar Hajjaj, He also said he could not excuse for including them was
the principle in Shari'a President of the American strikes Zuma's case off the
roll, saying he had "no exclude the possibility of unconvincing especially in
known as, 'Warding off Islamic Information political interference in the the light of the disavowal of
the greater of two evils Center believes that choice" after the prosecution
said it was not ready to pro- decision to re-charge Zuma. any intention to rely on them.
even if it involves per- Muslims Should Be "I am... not convinced that the "The prejudice to the NDPP
forming the lesser evil Active Wherever We Are. ceed. Msimang said the
State's case had "limped from applicant (Zuma) was incor- was manifest. Instead of hav-
(Akhaf ad-Dararayn)' is When we as Muslims rect in averring political med- ing a short and simple case,
an obvious and agreed unite as a community, our one disaster to another".
dling in his prosecution," said the matter not only ballooned
upon tool to help Muslims chances of being heard Nicholson. but burst in the faces of many.
live while being loyal to regarding the issues that November 2006
A bench of five judges in the There may well be reason to
their tradition and her- are relevant and impor- September 20, 2008 hold that many of the allega-
itage. Shaykh Muhammad tant to us are far more Supreme Court of Appeal
rejects Shaik's bid to appeal. The ANC announces that tions were vexatious and
al-Kawthari (Daral-Iftah - significant than when a Mbeki will be recalled from scandalous, but once again, it
UK), stated that at times small number of us are office. is not necessary to do so for
voting becomes neces- trying to make a differ- October 2007
The Constitutional Court "The ANC has decided to present purposes."
sary, substantiating this ence. By being politically recall the president of the
point with a hadith in active, we can seek to rejects Shaik's bid to appeal
his conviction and 15-year republic before his mandate February 4, 2009
which the Messenger of better the lives of all has expired," said ANC secre- The Pietermaritzburg High
Allah said: 'If people see Muslims. sentence.
tary general Gwede Mantashe. Court sets out a timeline for
an oppressor and don't the Zuma case.
prevent him, then it is November 2007
The Supreme Court of Appeal September 22, 2008
rules in favour of the NPA in Mbeki, after nine-and-a-half And, finally on the:
the case relating to various years in office, announces his 6 April 2009
search and seizure raids in the resignation in a 15-minute tel- The National Prosecuting
The South African National Zuma case, including the evision address. Authority, after receiving rep-
"I would like to say that resentations from Zuma's
Zakaah Fund (SANZAF) Proud obtaining of the personal
gloom and despondency have lawyers, announces that
diary of a senior member of
Supporter of the YEF 'Hubb 4 the French arms company. never defeated adversity. charges against him will be
Trying times need courage dropped.
Life' project and resilience," he said. "I have come to the difficult
December 19, 2007
SANZAF Western Cape Head Office and Zuma beats Mbeki in the ANC conclusion that it is neither
Centre for Education leadership race. September 23, 2008 possible nor desirable for the
Mbeki applies for leave to NPA to continue with the
& Skills Development
December 28, 2007 appeal the Nicholson ruling in prosecution," said the NPA's
381 Lower Main Road, Salt River Tel: 021 447 0297
e-mail:www.sanzaf.org.za
 April 2009 - Rabi-ul-Thani 1430 7
Youth on The MOVE

The Big
PICTURES: Raees Ismail
we chose this play was to high-
light the Prophet's response to
a hostile environment, his faith

(Young)
in Allah (swt) and his kindness
towards the enemies of Islam.

YEF members were told to

come dressed up as their role
models. We ended up with a

Debate
very diverse group. YEF mem-
bers came dressed as Jessica
Alba, Brad Pitt, Aishwarya
Rai, as well as Umar (RA) and
Sayidina Bilal. The last com-
ponent was a discussion and
UZAIR RAMJAM debate facilitated, by Sanaa
Petersen. The question of
Al-Shams hosted a Leadership workshop on Friday whether or not celebrities can
27 March at Park Road Masjid in Wynberg. This be classified as role models
was the second event on the YEF calendar. The was debated. We were divided
workshop was attended by the YEF members and into two groups; one group
was supported by the Wynberg community. arguing that celebrities can in
fact be role models; and anoth-
The workshop was opened with a talk by Sheikh er group apposing this argu-
ment. Both teams presented ROLEMODELS: YEF rolemodels being celebrities at the Al-Shams Leadership
Riyad Walls. He addressed the young audience on workshop
the life of the Prophet (pbuh) and his leadership good arguments and raised
qualities. He expounded on the Prophet (SAW) valid points. (SAW) should be classified as a celebrity or a role
excellent leadership qualities. model, and also discussed the impact that western
We highlighted all the different characteristics of a celebrities have on today's youth. I believe, the
The talk was followed by the much anticipated good leader. We discussed what constitutes a role question of leadership should be addressed by
Play of Ta'if. This was a re-enactment of the model and explored its relationship with respects youth more frequently so that young Muslims
Prophet (SAW) journey to Ta'if. The reasons why to leadership. We argued whether the Prophet today will be ready to lead Islam in the future.

Operation Pass Matric 2009 Festival of

Friends
FIRDOWS BADROODIEN This schedule should become your 2. Read the text, ask questions
best friend and when the time comes, about the text, this will help you
Everyone has the thinking skills it'll save your life. Develop a sched- understand and easily remember your
required to pass matric first time ule that meets your needs, but most of work.
round. The problem however, is that all stick to it. But don't complain. 3. Recite the text aloud so that UMAYMAH & GHAFEEDHA DAVIDS
many don't know how to use these You've got to want to do it. you can visualize your work
skills effectively. This makes you Mission Two 4. Try to connect important We were both determined to
frustrated and you eventually decide Time management facts you have just read to things you attend the Friendship Festival,
to throw in the towel. If you are read- Make every hour count. Focus on know which was hosted by the Husami
ing this and thinking you have just your free time and plan how you 5. Do daily reviews of your Go-Getters on the 28th of
read your life story. Fear no more. going to use it. Be realistic. Make completed work, this will help you February. This was the first event
Help is at hand. We have sourced time to eat, sleep, salaah, friends and remember. on the YEF calendar, and we
some of the most useful tips to suc- study, study, study. Mission Five could not miss out. We believe
cessful learning. Do your future a Do not wait for the examinations to the YEF is one big family; there-
favour and keep reading. Mission Three fore each event needs the support
Choose best place to study start studying. Once you start study-
ing begin reviewing your work. The of all its family members in order
Firstly, you have to realize that your Choose a dedicated space to study, for it to be successful. The festi-
where there are minimal distractions. best time to review is just when you
time is the most valuable asset you finished studying. During the review val turned out great. It was suc-
have. Don't be fooled into thinking You would need a clean desk or table cessful in that it stayed true to the
top and a not too comfortable chair. clarify points you don't understand or
that you have plenty. Trust us; you missed. vision of the YEF, which is to
don't! Time is disappearing fast and That's it. Move it away from the win- attract the youth towards the
before you know it, you're busy writ- dow, the door, the kitchen and TV. mosque and actively participate
Mission Four There, now you are ready for a stress-
ing your final exam. At this point in free highly successful matric pass. in activities that would enlighten,
the year, you should probably go Start with your studies educate and entertain them.
about your studies as if it were a mil- 1. Know what you have to study. The aim of the Friendship
If confused phone your teacher. Ask Share your study tips, matric experi-
itary operation. Your mission: pass ences, nightmares, successes with us Festival was to allow the youth to
matric. Here's the plan. questions in class. Phone a buddy that discuss and debate issues of dat-
on [email protected], fax 021
Mission one actually attends school and doesn't ing, sexuality and friendship in
6972304, sms 074 2274345, face
Develop study schedule copy their homework. Islam. As youth we are forced to
book - Sanaa Petersen
deal with these issues on a daily
basis and therefore need to be

Khitba - Marriage Proposal educated enough so that we are

able to make the right choices.
The youthful audience was not
ALTAAF HARNEKAR commanded women to facilitate their This is the mainstream opinion, the subjected to a boring lecture, but
marriage when they are satisfied with safest one and the one which agrees was captivated by the interactive
The Husami Go-Getters the Cravenby two issues: the faith of the suitor and with all of the evidence. It can only play titled "Growing up, with
team of the 'Youth Engineering the his character. It is stated in a saying be done if the person actually intends friends", written by YEF play-
Future' Trust hosted their interactive of the prophet (SAW) that: "If some- marriage and if there is a real possi- wright, Uzair Ramjam. Members
and participative Friendship Festival one with whose piety and character bility of it taking place. If not, such a of the audience were allowed to
in February. The festival was quite you are satisfied with comes to you, look remains prohibited. quiz Sheikh Riaad Fataar on var-
relevant as it allowed a safe and marry to him. If you do not do so, Again, no matter what words, promis- ious issues regarding relation-
educative space for young Muslims to there will be trials in the earth and a es or commitments pass between the ships in Islam. The "Know Your
talk about dating, sexuality and great deal of evil." [At-Tirmidhi and parties (before the marriage contract Mate" Quiz was great because
friendship in Islam. During the Q and others and it is hassan] The Prophet has been transacted and before they married couples had the opportu-
A session with Sheikh Riyad Fataar I (SAW) encouraged men considering are actually married), no relationship nity to discover new things about
was quite intrigued by the advice marriage to a particular woman to exists between them and they remain their spouse as well as old things,
given with regards to dating and this look at her. Some scholars say that strangers. Meetings between the suit- which they had long forgotten. It
prompted me to research the concept this look is sunnah (i.e., recommend- or and the woman he intends to marry also educated the young on the
of Khitba (marriage proposal). ed) while others say that it is simply can only take place in the presence of making of a successful marriage.
Here is my research, I would like to permissible. the female's male mahram. If the man The Husami Go-Getters has set
share with you: In this situation, there are several and woman are inclined to marry the bar extremely high for the
When proposing, there are many opinions about how much of a woman each other, it is recommended that rest of the YEF. Our experience
qualities that are important in a hus- is allowed to be seen: He can look at salaatul-istikhaarah be performed at the Friendship Festival was
band or a wife, however two factors her when she is dressed in the proper before a decision is made. awesome and inspirational.
take prevalence. The Prophet (SAW) outdoor dress of a Muslim woman.
 8 April 2009 - Rabi-ul-Thani 1430

Vatican offers Islamic What kind

Of Spender
finance system to Are You?
Western Banks Take our Self
Discovery
STAFF REPORTER their clients at a time of glob- also said that profit share, considered as securities that Quiz and
Find Out…
al economic crisis. The gained from sukuk, may be an comply with the Islamic law.
The Vatican has offered Vatican's official newspaper alternative to the interest. Its investment principles pro-
Islamic finance principles to Osservatore Romano said: They underlined that sukuk hibit the charging, or paying
Western banks as a solution "The ethical principles on system could help the auto- of interest. Financial assets
for the current global eco- which Islamic finance is motive sector and support that comply with the Islamic Which of the following statements can
nomic meltdown. The Daily based may bring banks closer investments in infrastructure law can be classified in you identify with?
Vatican newspaper, to their clients and to the true area. accordance with their trad- 1. You having a bad day; week; month;
'L'Osservatore Romano, spirit which should mark ability and non-tradability in year; and only shopping will brighten
reported that the Islamic every financial service," According to sukuk.net, the secondary markets. It is your mood
banking system may help to Author Loretta Napoleoni and sukuk is an Arabic term for a estimated that over RM3, 500 2. You go shopping for a winter coat and
overcome the global crisis. Abaxbank Spa fixed income financial certificate and can billion of assets are managed return with very expensive designer
strategist, Claudia Segre, say be seen as the Islamic equiva- according to Islamic invest- shoes.
The Vatican stated that banks in the article that "Western lent of a bond. In Islam, ment principles. 3. If celebrities are heading for exotic
should look at the ethical banks could use tools such as fixed income or interest locations accompanied by a facelift or
rules of Islamic finance to the Islamic bonds, known as (riba') bearing bonds are not two, why can't you?
restore confidence amongst sukuk, as collateral". They permissible. Hence, Sukuk is 4. You're spending to keep up with your
glamorous friends, but you can't admit it
to them.

WHAT'S HAPPENING TO
5. Instead of looking for affordable
things elsewhere, you stick to what you
know, which is more costly.

T HE G L O BAL F IN AN C IAL
6. You didn't need a new handbag, but
you bought one because it was cheap.

MARKETS?
If you chose 1, You are the comfort
spender
Rather than heading for the mall, do
activities that won't cost you anything
MOHAMED JAFFER LAPSE of the global financial rates which the NINJAS need to thank Trevor and actually make you feel better, like
MOJAFF FINANCIAL SER- markets. I will explain: couldn't pay and they started Manual also for maintaining taking a trip to the beach, says Thea
VICES American bank A would lend to default which had a domino the exchange control act and Newcomb of www.soyouvebeen-
money to the American public effect and we saw Lehman for bringing in the NCA dumped.com
It's amazing how our finan- A, say for example $100b. Brothers, Merril Lynch, AIG (national credit act) otherwise
cial psyche works. Speaking This money would be repaid etc starting to fail. They all I firmly believe we would If you chose 2, You are the impulsive
to people in 2006/7 they over 15/20 years. What bank went down and got sucked have been in the same boat as spender
would want to make you A would do they would into the proverbial black hole. the US, UK Europe, etc…. Avoid careless spending by taking a
believe that the bull run "package" these mortgage This resulted in the total col- shopping list says Jasmine. Draw out the
(upsurge in the financial mar- loan and "sell" it off to Bank lapse of the global financial Also something to take note amount of money you can afford and
kets) will last forever B at a discount of say $80b, system and we saw the value of (and should make the doom stick to it," says financial expert Jasmine
"because there has been a which means that Bank A of banks drop like a rock. To and gloom prophets go away) Birtles.
structural change in our econ- immediately gets $80b into its give you an example of what is, that the JSE has not fallen
omy" they said. Now you hear coffers and the long term debt happened to the value of the as much as most market If you chose 3, You are the copycat
people saying that this time it had is past onto Bank B. American banks, the value of around the world. And the spender
it's different "the bear market Bank A will now re-lend the Citigroup Bank (one of the cherry on top is that the Experts say we overspend on clothes
(falling equities market) is $80b to American public B. biggest banks in the world at financial gurus are telling us and makeup to close the gap on our true
here to stay "because it's dif- Bank A would then in turn one time! i.e. 2years ago) that when the markets starts and ideal selves." See a stylist to find out
ferent, in that the financial again package these loans and dropped from $255bil to to recover the emerging mar- what suits you," suggests Jasmine.
markets globally has col- sell it off to Bank C etc, etc… $25bil within one year. kets will lead the pack and
lapsed." Before I explain to just remember SA is rated as a If you chose 4, You are the shameful
you what happened to the What was now happening is Bank A strong emerging market. So spender
financial markets I would like that Bank A is creating money Am erican Public take note, the dollar should be Be honest and open with your friends.
to assure you that the markets out of nothing( funny money) Let's get back to the US hous- weakening significantly over "Explain that have to cut down on you
will recover as they have in and giving what became ing market, the US housing the next 2 years. Which spending because of saving or debt."
the past. known as NINJA loans ( No market needs about 1.25 mil means the rand will be Suggest cheaper ways of having fun.
Income, No Jobs or Assets) to new houses per quarter. strengthening.
I will attempt to explain (in people as they were not carry- During the bubble phase they If you chose 5, You are the lazy spender
basic layman's language) ing any risks, as they were were producing nearly 2.5mil Please note there is much Once in a while, shop around for more
what happened in the global passing these risks off to the houses per quarter. This was more that I could have dis- affordable options in place of buying it
financial market, EXCEPT IN other banks. This created a obviously not sustainable; cussed but I didn't want to first time round.
SOUTH AFRICA AND A property bubble as the prices when the bubble eventually make the article too long and
FEW OTHER COUNTRIES. of properties sky rocket in the burst they are now producing too technical. Please let me If you chose 6, You are the bargain
US as money was freely only 0.455 mil houses. know your comment on spender
The American Bank Managers available and in turn it was [email protected], fax According to Martin Lewis of www.mon-
(fat cats) took the whole fuelling inflation. I'm sure that many of you did 086 5038747, sms 074 eysavingepert.com, ask yourself the fol-
world for a ride all because of not know that SOUTH 2274345 lowing questions before buying some-
greed. I must emphasise that To curb inflation The AFRICA HAS ONE OF THE thing… Will you actually use it? Is it
this is but one of the reasons American Federal Reserve WORLD SOUNDEST BANK- worth it? Will it really be more expensive
that led to the TOTAL COL- started pushing up interest ING SYSTEMS. I believe we elsewhere?

Albaraka Bank Proud Supporter of the YEF 'Hubb 4 Life' project

42 Klipfontein and Belgravia Roads, Ahtlone, 7764
Tel: 021 637 8800 Fax: 021 637 8805

Banking only one way, the Islamic way