Banking Vocabulary List

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Banking

Vocabulary List

Week 1 Week 2 Week 3


Asset Bank run Aggregate measures
Central Banks CAMELS Commodity money
Commercial Banks Currency Excess reserves
Depositors Discount rate Federal funds rate
Deregulation District Reserve Bank Fiat money
Equity Federal Deposit Insurance Liquidity
Financial intermediary Great Depression Fractional-reserve system
Liability Inflation Money supply
Liquid asset Margin Multiplier effect
Net income Member bank Primary reserves

Week 3 Week 4 Week 5


Profit Prime rate Postdated check
Retail banks Secondary reserves Secured loan
Return on assets Interest rate Promissory note
Return on equity Goldsmiths Subprime rate
Spread Ledger entries Returned check
Stagflation Statement Savings Account Truth in Lending Act
Federal Reserve Bank Time Deposit Smart card
Fiscal Policy Transaction account Transit number
Monetary Policy Interest-bearing account Underwriting
National Currency Regulations Unsecured loan

Week 6 Week 7 Week 8


Annual Percentage rate Bearer instrument Collateral
Annual Percentage yield Bill of exchange Consumer Reporting Agency
Certificate of Deposit Cash card Equal Credit Opportunity Act
Compound interest Charge card Fair Credit Reporting Act
Demand deposit Credit card Fair Debt Collection Practice
Interest Debit card FICO score
Joint account Draft Grace period
Money Market demand Elements of negotiability Installment loan
Passbook Savings Account Holder in due course Lien
Right of Survivorship Negotiable instrument Open-end loan

Week 9 Week 10 Week 11


Adjustable rate mortgage Asset-based lending Annuity
Balloon mortgage Bridge loan Bond
Buy-down mortgage Commercial lending Correspondent Bank
Escrow Debt service coverage ratio Country Risk
Equity Factoring Currency Risk
Fixed rate mortgage Loan-to-value ratio Edge Corporation
Foreclosure Short-term loan Estate
Loan-to-value Small Business Admin. Executor
Mortgage Term loan Foreign Exchange rate
Piti Commercial Credit Living Trust
Week 12 Week 13 Week 14

Point Microloans Mutual Funds


Redlining Loan Guaranty Probate
Reverse mortgage Debit Ratio Stock
Shared Appreciation mortgage CAPLines Trust
Benefits Advertising Bandit Barrier
Customer Service Customer service Check counterfeiting
Departmentalization Cybermarketing Check Forgery
Evaluation form Direct Marketing Check kiting
Integrity Empathy Code of ethics
Job description Market Segmentation Conflict of interest

Week 15 Week 16 Week 17

Job fair Public Image Ethics


Merit-based employment Public relations Fraud
Operations Social Responsibility Identify theft
Orientation Target Market Money Laundering
Performance standard Broadcast Media Paperhanging
Telecommuting Responsive Service Phishing
Teller Courteous Treatment Scam
Human Resources Strategies Spam
Appeal Process Reliable Service Ethical Dilemmas
Checking Accounts Post dated Check endorsement