Company : AxisBank

Industry : Banking

Figures in Rs. Crores

Income Statement
Year Mar-15 Mar-16
 Interest Earned 35,478.60 40,988.04
Other Income 8,365.05 9,371.46
Expenses 21,254.46 24,155.07
Cost of goods sold 0 0

Gross Profit 22,589.19 26,204.43

Employee Cost 3,114.97 3,376.01
Operating&Administration 2,439.05 2,309.30
Other Expenses 5,572.66 7,681.46
Depreciation 405.67 443.91
PBIT 11,056.84 12,393.75
Interest 0 0
PBT 11,056.84 12,393.75
Tax 3,699.02 4,170.09
Profit brought forward 13,501.45 17,623.49
PAT 20,859.27 25,847.15
Dividend declared 3,235.78 1,407.42
Transfer to Retained Earnings 17,623.49 24,439.73

Balance Sheet
Year Mar-15 Mar-16
Sources of Funds
Share Capital 474.1 476.57
Reserve & Surplus (Include Equity Warrant) 44,506.63 53,121.24
Total Shareholder Funds 44,980.73 53,597.81
Secured Loans 2058.2 10761.8
Unsecured Loans 77,700.07 97,818.58
 Contingent Liability 591,334.28 618,811.54
 Deposits 322,244.17 358,302.19
Other Liabilities 20,305.72 26,081.56
Total Liabilities 1,013,642.44 1,111,775.67
Total Liabilities & Shareholder's equity 1,058,623.17 1,165,373.48
Uses of Funds
Gross Block 2,413.05 3,316.20
Less: Accumulated Depreciation 2,083.96 2,479.34
Net Block 329.09 836.86
Investments 118,526.63 131,398.64
Other non-current Assets 35,805.93 50,339.24

Total Non-Current Assets 154,661.65 182,574.74

Current Assets 
Cash & Balances with RBI 19,818.85 22,361.16
Inventory 0 0
Debtors 0 0
 Balances with Banks & money at Call 16,673.25 11,341.65
Loans & Advances 284,448.65 344,663.32
Total Current Assets 320,940.75 378,366.13
Less:
Sundry Creditors 0 0
Other Current Liabilities 0 0
Provisions 8,313.50 14,378.93
Total Current Liabilities 8,313.50 14,378.93
Net Deferred tax asset 0 0
Other current assets 0 0
Net Current Assets 312,627.25 363,987.20
Total Asset 467,288.90 546,561.94

Cashflow Statement
Year Mar-15 Mar-16
Profit before Tax 11,056.84 12,393.75
Add: Depreciation and Amortization 405.67 443.91
Others 0 0

Cash flow from Operations before Working capital changes 11,462.51 12,837.66
(Increase) / (Decrease) in trade and other receivables 0 0
(Increase) / (Decrease) in inventories 0 0
(Increase) / (Decrease) in trade and other payables 0 0
(Increase) / Decrease in Others Current Asset 0.00 0.00
(Increase) / (Decrease) in Other Current Liability 0 0
Others -26,625.01 -47,332.34
Cash From Operating Activities -15,162.50 -34,494.68

Purchase of property, plant and equipment -523.94 -1463.71

Interest & DividendReceived 0 0
Purchase of intangible assets(Investments) -3580.31 -3885.47
Proceeds from sale of equipment 10 19.19
Proceeds from sale of intangibles(Investments) 0 0
Others -3,878.13 14,540.69
Cash From Investing Activities -7972.38 9210.7

Proceed from other Long Term Borrowings 0 0

Proceed from share capital 481.15 305.34
Payments Of the Long Tem Borrowings 0 0
Dividend Paid -1102.48 -1308.35
Others 31,666.15 23,497.70
Cash from Financing Activities 31044.82 22494.69
Net increase in cash & cash equivalent 7,909.94 -2,789.29
 Common Size Statement (% of sales)
Mar-17 Mar-18 Mar-19 Year Mar-15
44,542.16 45,780.31 54,985.77  Interest Earned 100
11,691.31 10,967.09 13,130.34 Other Income 23.577734
26,449.04 27,162.58 33,277.60 Expenses
0 0 0 Cost of goods sold 0

29,784.43 29,584.82 34,838.51 Gross Profit 63.669902

3,891.86 4,312.96 4,747.32 Employee Cost 8.779856
2,928.22 3,117.52 3,417.12 SG&A 6.8747076
16,987.98 21,464.67 18,990.26 Other Expenses 15.707102
508.8 568.1 709.72 Depreciation 1.1434217
5,467.57 121.57 6,974.09 PBIT 31.164815
0 0 0 Interest 0
5,467.57 121.57 6,974.09 PBT 31.164815
1,788.29 -154.11 2,297.48 Tax 10.42606
23,766.46 24,448.33 23,043.05 PAT 58.793949
27,445.74 24,724.01 27,719.66
2,604.95 0 257.16
24,840.79 24,724.01 27,462.50

Common Size Statement (% of total assets)

Year Mar-15
Mar-17 Mar-18 Mar-19 Sources of Funds
Share Capital 0.1014576
479.01 513.31 514.33 Reserve & Surplus (Include 9.5244355
55,962.65 63,763.61 67,372.90 Total Shareholder Funds 9.6258931
56,441.66 64,276.92 67,887.23 Secured Loans 0.4404556
2226.5 7301.7 14678.5 Unsecured Loans 16.627844
102,804.37 140,714.44 138,097.28
673,148.57 739,139.77 758,228.97
414,982.68 455,657.76 550,745.94 Other Liabilities 4.3454317
35,099.93 35,891.81 42,726.97 Total Liabilities 216.91986
1,228,262.05 1,378,705.48 1,504,477.66 Total Liabilities & Sharehol 226.54576
1,284,703.71 1,442,982.40 1,572,364.89 Uses of Funds
 Gross Block 0.5163936
3,465.94 3,625.59 3,763.95 Less: Accumulated Deprecia0.4459682
2,946.82 3,427.95 4,063.05 Net Block 0.0704254
519.12 197.64 -299.10 Investments 25.364743
129,018.35 153,036.71 174,055.85 Other non-current Assets 7.6624825
71,427.91 76,720.43 91,334.47
Total Non-Current Assets 33.097651
200,965.38 229,954.78 265,091.22
Current Assets
30,857.94 35,481.06 35,099.04 Inventory 0
0 0 0 Debtors 0
0 0 0 Cash & Bank 3.5680818
20,108.17 8,429.75 32,905.27 Loans & Advances 60.872118
381,164.67 449,843.65 506,656.12 Total Current Assets 39.421029
432,130.78 493,754.46 574,660.43 Less:
Sundry Creditors 0
0 0 0 Other Current Liabilities 0
0 0 0 Provisions 1.7790921
21,541.04 19,866.60 25,615.74 Total Current Liabilities 1.7790921
21,541.04 19,866.60 25,615.74 Net Deferred tax asset 0
0 0 0 Other current assets 0
0 0 0 Net Current Assets 66.902349
410,589.74 473,887.86 549,044.69 Total Asset 100
611,555.12 703,842.64 814,135.91

Mar-17 Mar-18 Mar-19

5,467.57 121.57 6,974.09
508.80 568.10 709.72
0 0 0

5,976.37 689.67 7,683.81

0 0 0
0 0 0
0 0 0
0.00 0.00 0.00
0 0 0
26,232.25 -39,079.97 29,441.44
32,208.62 -38,390.30 37,125.25

-742.7 -822.43 -831.66

0 256.06 131.1
-11785.77 -8968.87 -17895.71
 6.46 11.46 53.16
0 0 0
63.61 -483.32 -131.24
-12458.4 -10007.1 -18674.35

0 0 0
328.07 8820.78 171.71
0 0 0
-1407.43 -1405.28 0
-1,407.55 33,926.59 5,470.89
-2486.91 41342.09 5642.6
17,263.31 -7,055.31 24,093.50
 Ratio
Mar-16 Mar-17 Mar-18 Mar-19 Year Mar-15
100 100 100 100 Liquidity Ratio
22.863889 26.24774 23.95591 23.879524 Current Ratio 38.604769
Quick Ratio 38.604769
0 0 0 0 Cash Ratio 2.0055632

63.931893 66.86795 64.62346 63.359138 Leverage Ratio

8.2365734 8.737475 9.420993 8.6337247 Total Debt Ratio 0.170683
5.6340825 6.574041 6.80974 6.2145533 Debt-Equity Ratio 1.7731653
18.740735 38.1391 46.88625 34.536681 Equity Multiplier 10.388646
1.0830232 1.142289 1.240927 1.2907339
30.237479 12.27504 0.265551 12.683445 Turnover Ratio
0 0 0 0 Inventory Turnover Ratio 0
30.237479 12.27504 0.265551 12.683445 Debtor Turnover Ratio #DIV/0!
10.173919 4.014826 -0.336629 4.1783174 Creditor Turnover Ratio #DIV/0!
63.060224 61.61744 54.00577 50.412425 Asset Turnover Ratio 0.0759243

Profitability Ratio
Net Profit Ratio 0.5879395
Return on Assets 0.0446389
Return on Equity 0.4637379
Return on Capital Employed 0.0240903
% of total assets)
Mar-16 Mar-17 Mar-18 Mar-19 Market Value Ratio
Price to Earning Ratio #DIV/0!
0.0871941 0.078327 0.07293 0.063175 Market to Book Value Ratio #DIV/0!
9.7191619 9.150876 9.059356 8.2753873
9.8063561 9.229202 9.132286 8.3385623 Degree of Operating Leverage
1.9689992 0.364072 1.037405 1.8029545 Degree of Finacial Leverage 100.00%
17.897071 16.81032 19.99232 16.962436 Total Leverage

Dividend Payout Ratio 15.512432

4.7719312 5.739455 5.099408 5.2481373 Operating cycle
203.41257 200.8424 195.8826 184.79441 Cash Cycle
213.21892 210.0716 205.0149 193.13297 EPS #DIV/0!
0.6067382 0.566742 0.515114 0.4623245
0.4536247 0.481857 0.487034 0.4990629
0.1531135 0.084885 0.02808 -0.036738
24.040942 21.09677 21.74303 21.379213
9.210162 11.67972 10.90022 11.218578

33.404218 32.86137 32.67133 32.561052

0 0 0 0
0 0 0 0
2.0750896 3.288039 1.197675 4.0417416
63.060249 62.32712 63.91253 62.232376
46.474566 53.07846 60.64767 70.585319

0 0 0 0
0 0 0 0
2.6307961 3.522338 2.822591 3.1463715
2.6307961 3.522338 2.822591 3.1463715
0 0 0 0
0 0 0 0
66.595782 67.13863 67.32867 67.438948
100 100 100 100
 Mar-16 Mar-17 Mar-18 Mar-19

26.31392809 20.060813 24.853496 22.43388

26.31392809 20.060813 24.853496 22.43388
0.788768705 0.9334819 0.4243177 1.2845723

0.198660704 0.1717439 0.2102972 0.1876539

2.02583613 1.8608749 2.3027883 2.2504347
10.19746777 10.835172 10.950161 11.992475

#DIV/0! #DIV/0! #DIV/0! #DIV/0!

#DIV/0! #DIV/0! #DIV/0! #DIV/0!
#DIV/0! #DIV/0! #DIV/0! #DIV/0!
0.074992489 0.0728343 0.0650434 0.0675388

0.630602244 0.6161744 0.5400577 0.5041242

0.047290432 0.0448786 0.0351272 0.034048
0.482242651 0.4862674 0.3846483 0.4083192
0.023288511 0.0092668 0.0001777 0.0088445

#DIV/0! #DIV/0! #DIV/0! #DIV/0!

#DIV/0! #DIV/0! #DIV/0! #DIV/0!

77.86% -644.49% -3517.49% 28032.20%

100.00% 100.00% 100.00% 100.00%
77.86% -644.49% -3517.49% 28032.20%

5.445165134 9.4912726 0 0.927717

#DIV/0! #DIV/0! #DIV/0! #DIV/0!
#DIV/0! #DIV/0! #DIV/0! #DIV/0!
#DIV/0! #DIV/0! #DIV/0! #DIV/0!