HQP-AAF-253
(V02, 12/2020)

CHECKLIST OF REQUIREMENTS FOR APPLICATION

FOR LONG TERM INSTALLMENT SALE MODE OF PAYMENT

REQUIRED DOCUMENTS WHERE TO SECURE

FOR INDIVIDUAL BUYER

Upon application
1. Duly accomplished Buyer’s Information Sheet with Pag-IBIG website (www.pagibigfund.gov.ph) or in
recent 1”x1” colored ID photo of Buyer (2 original any Pag-IBIG Branch
copies, HQP-AAF-116)
NOTE: For employers who are requiring their
employees of an authorization letter
allowing said employer to disclose
employment information to Pag-IBIG Fund,
the buyer shall execute a letter in the format
being required by his/her employer.

2. Co-Buyer’s Information Sheet with recent 1”x1” ID Pag-IBIG website (www.pagibigfund.gov.ph) or in

photo of Co-Buyer (2 original copies, HQP-AAF- any Pag-IBIG Branch
117), if applicable

3. Frequently Asked Questions (FAQ) (Have read and Pag-IBIG website (www.pagibigfund.gov.ph) or in
signed back to back) (1 copy) any Pag-IBIG Branch

4. Proof of Income
For Locally Employed, any of the following:
a. Certificate of Employment and Compensation Employer
(CEC), indicating the gross monthly income and
monthly allowances or monthly monetary
benefits received by the employee (1 original
copy) duly signed by the authorized signatory of
the employer. For system generated CEC, the
signature of authorized signatory of the
employer must be reflected in the said CEC.

b. Latest Income Tax Return (ITR) for the year Employer

immediately preceding the date of loan
application, with attached BIR Form No. 2316,
duly acknowledged by the BIR or authorized
representative of employer (1 photocopy).

c. One (1) Month Payslip, within the last 3 months Employer

prior to date of loan application with name and
signature of the authorized signatory of
employer (1 certified true copy).
NOTE: For government employees who will be
paying their loan amortization through
salary deduction, the original copy of
one (1) Month Payslip, within the last
three (3) months prior to date of loan
application, must be submitted together
with CEC or ITR as mentioned above.
  HQP-AAF-253
(V02, 12/2020)

REQUIRED DOCUMENTS WHERE TO SECURE

For Self-Employed, any of the following:
a. ITR (1 certified true copy) (BIR Form No. 1701) Bureau of Internal Revenue (BIR)/ Department of
duly certified by BIR, Audited Financial Trade and Industry (DTI)/Municipal’s Office/ City
Statements (1 photocopy), and Official Receipt Hall
of tax payment from bank supported with DTI
Registration and Mayor’s Permit/Business
Permit (1 photocopy) and sketch-map of
business location

b. Commission Voucher (1 photocopy) or Employer/Business Owner/Source of Commissions

Certification of commissions received (1 original
copy) reflecting the issuer’s name and contact
details (for the last 12 months)

c. Bank Statements (1 original copy) or passbook Issuing Bank

(1 photocopy) for the last 12 months (in case
income is sourced from foreign remittances,
pensions, etc.) with authorization from the
depositor to conduct bank verification indicating
the following information (account name, type,
number, opening date, depository bank,
signature over printed name of depositor and
details of credit investigator from Pag-IBIG
Fund).

d. Notarized Lease Contract and proof of Property Owner

ownership or rights over the property subject of
lease (1 photocopy) (if income is derived from
rental payments)

e. Certified True Copy of Transport Franchise Local Government Unit (LGU)/Land Transportation
issued by appropriate government agency (LGU Franchising and Regulatory Board (LTFRB)/
for tricycles, LTFRB for other PUVs, MARINA for Transportation Association/ Maritime Industry
sea transportation) and valid Official Receipt Authority (MARINA)
(OR)/Certificate of Registration (CR) (1
photocopy)

f. Certificate of Engagement (HQP-HLF-111) Owner Authorized to Certify

issued by owner of business/person availing of Micro-entrepreneurs Barangay Captain or
the services (1 original copy). Barangay Secretary,
provided with written
authorization from the
Barangay Captain
Agriculture/Forestry/ DAR/DENR/DA/LGU/La
Fishery nd Owner/
Barangay Captain or
Barangay Secretary,
provided with written
authorization from the
Barangay Captain
  HQP-AAF-253
(V02, 12/2020)

REQUIRED DOCUMENTS WHERE TO SECURE

Owner Authorized to Certify
Private Household Employer, duly certified
by Barangay Captain or
Barangay Secretary,
provided with written
authorization from the
Barangay Captain
Transport Operator, duly certified
by Barangay Captain or
Barangay Secretary,
provided with written
authorization from the
Barangay Captain
Other Community, Business Owner/Person
Social and Personal availing of the service,
Service Activities duly certified by
Barangay Captain or
Barangay Secretary,
provided with written
authorization from the
Barangay Captain
g. ITR BIR Form No. 1701 (1 photocopy) for fees BIR
on professional services, commissions or
services rendered (for the last 12 months).
NOTE: The applicant should submit ITR BIR
Form No. 2307 (1 photocopy) to
support/supplement the income
document mentioned above.

For Overseas Filipino Workers (OFWs) any of the

following:
a. Employment Contract duly certified by POEA,
Philippine Consular Office at Host Country or
MSO at Pag-IBIG Overseas Post within the past
12 months
 Employment Contract between employee and Buyer/POEA/Philippine Consular Office at Host
employer (1 photocopy); Country or MSO at Pag-IBIG Overseas Post
 POEA Standard Contract (1 photocopy) Buyer/POEA/Philippine Consular Office at Host
Country or MSO at Pag-IBIG Overseas Post
b. Certificate of Employment and Compensation
(CEC) within the past 12 months
 CEC written on the Employer/ Company’s Employer
official letterhead (1 original copy); or
 CEC (1 original copy) signed by employer (for Employer
household staff and similarly situated
employees) supported by a photocopy of the
employer’s ID;

The applicant should submit any of the following

documents to support/supplement the income
documents mentioned above:
- Payslip indicating income received and period Employer
covered (1 photocopy)
  HQP-AAF-253
(V02, 12/2020)

REQUIRED DOCUMENTS WHERE TO SECURE

- Valid OWWA Membership Certificate (1 photocopy) Overseas Workers Welfare Administration (OWWA)
- Overseas Employment Certificate (1 photocopy) Philippine Overseas Employment Administration
(POEA)/Employer
- Passport with appropriate visa (Working Visa) Host country/Government
(1 photocopy)
- Residence card/permit (permit to stay indicating Host country/Government
work as the purpose) (1 photocopy)
- Bank remittance record (1 original copy) Issuing Bank

NOTE: If documents are in foreign language/s,

English translation is required.

5. One (1) Valid ID with signature (1 photocopy each,

back-to-back) with 3 specimen signatures of Buyer
and Co-Buyer/s. Any of the following:
- Passport Department of Foreign Affairs (DFA)
- Driver’s License Land Transportation Office (LTO)
- Professional Regulation Commission (PRC) ID Professional Regulation Commission (PRC)
- Integrated Bar of the Philippines (IBP) ID Integrated Bar of the Philippines (IBP)
- National Bureau of Investigation (NBI) Clearance National Bureau of Investigation (NBI)
- Police Clearance Local Police Station
- Postal ID Post Office
- Voter’s ID Commission on Election (COMELEC)
- GSIS e-Card Government Service Insurance System (GSIS)
- Social Security System (SSS) Card Social Security System (SSS)
- Senior Citizen Card Local Government Unit (LGU)
- OWWA ID Overseas Workers Welfare Administration (OWWA)
- Overseas Filipino Worker (OFW) ID Philippine Overseas Employment Administration (POEA)
- Seaman’s Book or Seafarer’s Identification and Maritime Industry Authority (MARINA)
Record Book (SIRB)
- Alien Certification of Registration/Immigrant Bureau of Immigration (BI)
Certificate of Registration
- National Council for the Welfare of Disabled National Council on Disability Affairs (NCDA)
Persons (NCWPD) Certification
- Department of Social Welfare and Development Department of Social Welfare and Development
(DSWD) Certification (DSWD)
- Government Office and GOCC ID (e.g. AFP ID, Government Office/Government-Owned and
Pag-IBIG Loyalty Card) Controlled Corporation (GOCC)

6. Insurance Coverage
a. Health Statement Form (Medical Pag-IBIG Branch
Questionnaire) (1 original copy)
 For buyers over 60 years old
 For buyers up to 60 years old, if loan is over
P2.0M to P6.0M
b. Health Statement Form (Medical Pag-IBIG Branch/Medical Hospital
Questionnaire) (1 original copy) and Copy of
the result of medical examination conducted
prior to assignment overseas as required by the
employment agency (1 photocopy)
 For OFW buyers over 60 years old

7. Signed Certificate of Acceptance/Katibayan sa Pag-IBIG Website (www.pagibigfund.gov.ph) or in

Pagtanggap (HQP-AAF-145, 2 copies) any Pag-IBIG Branch
  HQP-AAF-253
(V02, 12/2020)

REQUIRED DOCUMENTS WHERE TO SECURE

8. Photocopy of Official Receipts for the Payment of Buyer
processing fee and 1-year advance insurance
premium
9. If with outstanding Housing Account with Pag-IBIG Pag-IBIG Branch
Fund
 Notice of Application for a New Housing Account
(HQP-HLF-409) with signature of other
borrowers/buyers of the existing housing
account on the “Conforme” portion of the notice
signifying their consent and awareness to the
policies on availment of multiple housing in Pag-
IBIG Fund.

Upon approval of application

1. Payment of equity in case the approved amount for Pag-IBIG Branch
installment sale is not sufficient to cover the net
selling price of the property.

2. Notarized Deed of Conditional Sale (HQP-AAF-141, Pag-IBIG Branch

4 copies) between Pag-IBIG Fund and the Buyer.

3. Authority to Deduct (2 copies) (for buyer who opt to Pag-IBIG Branch

pay the monthly installment through salary
deduction).

NOTE: In all instances wherein photocopies are submitted, the original document must be presented
for authentication.
IF THRU REPRESENTATIVE/ATTORNEY-IN-FACT

Upon application
1. Duly accomplished Buyer’s Information Sheet with Pag-IBIG Website (www.pagibigfund.gov.ph) or in
recent 1”x1” colored ID photo of Buyer (2 original any Pag-IBIG Branch
copies, HQP-AAF-116)
NOTE: For employers who are requiring their
employees of an authorization letter
allowing said employer to disclose
employment information to Pag-IBIG Fund,
the buyer shall execute a letter in the format
being required by his/her employer.
2. Co-Buyer’s Information Sheet with recent 1”x1” ID Pag-IBIG website (www.pagibigfund.gov.ph) or in
photo of Co-Buyer (2 original copies, HQP-AAF- any Pag-IBIG Branch
117), if applicable
3. Frequently Asked Questions (FAQ) (Have read and Pag-IBIG website (www.pagibigfund.gov.ph) or in
signed back to back) (1 copy) any Pag-IBIG Branch
4. Proof of Income of person being represented
For Locally Employed, any of the following:
a. Certificate of Employment and Compensation Employer
(CEC), indicating the gross monthly income and
monthly allowances or monthly monetary
benefits received by the employee (1 original
copy) duly signed by the authorized signatory of
the employer.
  HQP-AAF-253
(V02, 12/2020)

REQUIRED DOCUMENTS WHERE TO SECURE

For system generated CEC, the signature of
authorized signatory of the employer must be
reflected in the said CEC.
b. Latest Income Tax Return (ITR) for the year Employer
immediately preceding the date of loan
application, with attached BIR Form No. 2316,
duly acknowledged by the BIR or authorized
representative of employer (1 photocopy).
c. One (1) Month Payslip, within the last 3 months Employer
prior to date of loan application with name and
signature of the authorized signatory of
employer (1 certified true copy).
NOTE: For government employees who will be
paying their loan amortization through
salary deduction, the original copy of
one (1) Month Payslip, within the last
three (3) months prior to date of loan
application, must be submitted together
with CEC or ITR as mentioned above.

For Self-Employed, any of the following:

a. ITR (1 certified true copy) (BIR Form No. 1701) Bureau of Internal Revenue (BIR)/ Department of
duly certified by BIR, Audited Financial Trade and Industry (DTI)/ Municipal’s Office/ City
Statements (1 photocopy), and Official Receipt Hall
of tax payment from bank supported with DTI
Registration and Mayor’s Permit/Business
Permit (1 photocopy) and sketch-map of
business location
b. Commission Voucher (1 photocopy) or Employer/Business Owner/Source of Commissions
Certification of commissions received (1 original
copy) reflecting the issuer’s name and contact
details (for the last 12 months)
c. Bank Statements (1 original copy) or passbook Issuing Bank
(1 photocopy) for the last 12 months (in case
income is sourced from foreign remittances,
pensions, etc.) with authorization from the
depositor to conduct bank verification indicating
the following information (account name, type,
number, opening date, depository bank,
signature over printed name of depositor and
details of credit investigator from Pag-IBIG Fund)
d. Notarized Lease Contract and proof of Property Owner
ownership or rights over the property subject of
lease (1 photocopy) (if income is derived from
rental payments)
e. Certified True Copy of Transport Franchise Local Government Unit (LGU)/ Land Transportation
issued by appropriate government agency (LGU Franchising and Regulatory Board (LTFRB)/
for tricycles, LTFRB for other PUVs, MARINA for Transportation Association/ Maritime Industry
sea transportation) and valid Official Receipt Authority (MARINA)
(OR)/Certificate of Registration (CR) (1
photocopy)
  HQP-AAF-253
(V02, 12/2020)

REQUIRED DOCUMENTS WHERE TO SECURE

f. Certificate of Engagement (HQP-HLF-111) Owner Authorized to Certify
issued by owner of business/person availing of Micro-entrepreneurs Barangay Captain or
the services (1 original copy) Barangay Secretary,
provided with written
authorization from
Barangay Captain
Agriculture/Forestry/ DAR/DENR/DA/LGU/La
Fishery nd Owner/Barangay
Captain or Barangay
Secretary, provided with
written authorization
from Barangay Captain
Private Household Employer, duly certified
by Barangay Captain or
Barangay Secretary,
provided with written
authorization from
Barangay Captain
Transport Operator, duly certified
by Barangay Captain or
Barangay Secretary,
provided with written
authorization from
Barangay Captain
Other Community, Business Owner/Person
Social and Personal availing of the service,
Service Activities duly certified by
Barangay Captain or
Barangay Secretary,
provided with written
authorization from
Barangay Captain
g. ITR BIR Form No. 1701 (1 photocopy) for fees BIR
on professional services, commissions or
services rendered (for the last 12 months).
NOTE: The applicant should submit ITR BIR
Form No. 2307 (1 photocopy) to
support/supplement the income
document mentioned above.
For Overseas Filipino Workers (OFWs), any of the
following:
a. Employment Contract duly certified by POEA,
Philippine Consular Office at Host Country or
MSO at Pag-IBIG Overseas Post within the past
12 months
 Employment Contract between employee and Buyer/POEA/Philippine Consular Office at Host
employer (1 photocopy); Country/MSO at Pag-IBIG Overseas Post
 POEA Standard Contract (1 photocopy) Buyer/POEA/Philippine Consular Office at Host
Country/MSO at Pag-IBIG Overseas Post
b. Certificate of Employment and Compensation
(CEC) within the past 12 months
 CEC written on the Employer/ Company’s Employer
official letterhead (1 original copy); or
  HQP-AAF-253
(V02, 12/2020)

REQUIRED DOCUMENTS WHERE TO SECURE

 CEC (1 original copy) signed by employer (for Employer
household staff and similarly situated
employees) supported by a photocopy of the
employer’s ID;

The applicant should submit any of the following

documents to support/supplement the income
documents mentioned above:
- Payslip indicating income received and period Employer
covered (1 photocopy)
- Valid OWWA Membership Certificate (1 Overseas Workers Welfare Administration
photocopy) (OWWA)
- Overseas Employment Certificate (1 photocopy) Philippine Overseas Employment Administration
(POEA)/Employer
- Passport with appropriate visa (Working Visa) (1 Host country/Government
photocopy)
- Residence card/permit (permit to stay indicating Host country/Government
work as the purpose) (1 photocopy)
- Bank remittance record (1 original copy) Issuing Bank

NOTE: If documents are in foreign language/s,

English translation is required.

5. Notarized Special Power of Attorney (SPA) Pag-IBIG website (www.pagibigfund.gov.ph) or in

executed by buyer (1 original copy, 1 photocopy) any Pag-IBIG Branch/Person being Represented
For OFW
 For SPA executed and notarized in the Person being Represented
Philippines, include a photocopy of passport/
seaman’s book reflecting the entry date and/or
exit date to/from the Philippines. (1 original
copy, 1 photocopy)
 For documents executed abroad
(1 original copy, 1 photocopy)
 For Non-Apostille Countries - SPA Philippine Embassy of Host Country/ Government
authenticated by a Philippine Consular
Officer, or SPA notarized by a local notary
(of the country where the buyer is working)
but duly authenticated by a Philippine
Consular Officer
 For Apostille Countries - Apostille SPA Philippine Embassy of Host Country/ Government
6. One (1) Valid ID with signature (1 photocopy each,
back-to-back) of Buyer and Co-Buyer and Attorney-
In-Fact. Any of the following:
- Passport Department of Foreign Affairs (DFA)
- Driver’s License Land Transportation Office (LTO)
- Professional Regulation Commission (PRC) ID Professional Regulation Commission (PRC)
- Integrated Bar of the Philippines (IBP) ID Integrated Bar of the Philippines (IBP)
- National Bureau of Investigation (NBI) Clearance National Bureau of Investigation (NBI)
- Police Clearance Local Police Station
- Postal ID Post Office
- Voter’s ID Commission on Election (COMELEC)
- GSIS e-Card Government Service Insurance System (GSIS)
- Social Security System (SSS) Card Social Security System (SSS)
- Senior Citizen Card Local Government Unit (LGU)
  HQP-AAF-253
(V02, 12/2020)

REQUIRED DOCUMENTS WHERE TO SECURE

- OWWA ID Overseas Workers Welfare Administration (OWWA)
- Overseas Filipino Worker (OFW) ID Philippine Overseas Employment Administration (POEA)
- Seaman’s Book or Seafarer’s Identification and Maritime Industry Authority (MARINA)
Record Book (SIRB)
- Alien Certification of Registration/Immigrant Bureau of Immigration (BI)
Certificate of Registration
- National Council for the Welfare of Disabled National Council on Disability Affairs (NCDA)
Persons (NCWPD) Certification
- Department of Social Welfare and Development Department of Social Welfare and Development
(DSWD) Certification (DSWD)
- Government Office and GOCC ID (e.g. AFP ID, Government Office/Government-Owned and
Pag-IBIG Loyalty Card) Controlled Corporation (GOCC)

7. Insurance Coverage
a. Health Statement Form (Medical Pag-IBIG Branch
Questionnaire) (1 original copy)
 For buyers over 60 years old
 For buyers up to 60 years old, if loan is over
P2.0M to P6.0M
Health Statement Form (Medical Pag-IBIG Branch/Medical Hospital
Questionnaire) and Copy of the result of
medical examination conducted prior to
assignment overseas as required by the
employment agency (1 photocopy)
 For OFW buyers over 60 years old

8. Signed Certificate of Acceptance/Katibayan sa Pag-IBIG Website (www.pagibigfund.gov.ph) or in

Pagtanggap (HQP-AAF-145, 2 copies) any Pag-IBIG Branch
9. Photocopy of Official Receipts for the Payment of Buyer
processing fee and 1-year advance insurance
premium
10. If with existing Housing Account with Pag-IBIG Pag-IBIG Branch
Fund
 Notice of Application for a New Housing Account
(HQP-HLF-409) with signature of other
borrowers/buyers of the existing housing account
on the “Conforme” portion of the notice signifying
their consent and awareness to the policies on
availment of multiple housing in Pag-IBIG Fund.
Upon approval of application
1. Payment of equity in case the approved amount for Pag-IBIG Branch
installment sale is not sufficient to cover the net
selling price of the property
2. Notarized Deed of Conditional Sale (HQP-AAF-141, Pag-IBIG Branch
4 copies) between Pag-IBIG Fund and the Buyer
3. Authority to Deduct (2 copies) (for buyer who opt to Pag-IBIG Branch
pay the monthly installment through salary
deduction)
NOTE: In all instances wherein photocopies are submitted, the original document must be presented
for authentication.