Manulife ReadyMummy Brochure Apr 2022

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Health

ReadyMummy Awarded Best in Best Maternity Insurance Plan


in 2019, 2020, 2021 and 2022 for Mother and Child

Preparing for your child's arrival is an exciting time. ReadyMummy is a 3-year maternity plan1 that provides protection for
the expecting mother from as early as 13 weeks into the pregnancy and the child from birth, to policy year 3. This plan is
also the first of its kind to cover psychotherapy treatment to provide mental wellness support for the mother. As you
welcome your new child, you know you can focus on the joy of your pregnancy journey with ReadyMummy.

Benefits

Pregnancy Complications Mental Wellness


Covers the mother against 14 pregnancy Covers the mother for psychotherapy
complications2 at 100% of the sum insured, treatment4 at 10% of the sum insured
including miscarriage due to accident

Congenital Illnesses Coverage


Covers the child against 24 congenital Covers the mother and child against
illnesses2 at 100% of the sum insured death at 100% of sum insured

Daily Hospital Care Benefit2 Outpatient Phototherapy


Offers the mother and child daily cash Treatment5 Benefit
benefit at 1% of the sum insured for each Offers 1% of sum insured for each day of
day of hospital stay (up to 30 days) rental of a phototherapy machine for the
child (up to 10 days)

Gift of Protection for the Child Pregnancy by Assisted


Option to buy any eligible plan(s)3 offered by Conception Procedures
Manulife within 90 days from the birth of the Pregnancy by In Vitro Fertilisation (IVF),
child with no health questions asked Intrauterine Insemination (IUI) and
Intracervical Insemination (ICI) can be
covered with additional premium
Here’s an example of how ReadyMummy can help:

13th week of pregnancy Birth of Child Within 90 days from birth End of policy year 3

One Time Premium Payment Coverage for Child: Mother has the option to buy ReadyMummy plan
• 24 congenital illnesses any eligible plan(s) for the ends here.
Coverage for Mother: child offered by Manulife with
• Hospital Care Benefit
• 14 pregnancy complications no health questions asked.
(Up to 30 days)
• Hospital Care Benefit
• Outpatient
(Up to 30 days)
Phototherapy Benefit
• Psychotherapy Treatment
• Death
• Death

Footnotes
¹ This plan covers up to 2 biological children born from a single pregnancy; and singleton pregnancy (only 1 biological child) from assisted reproduction
techniques without complications. Only 1 maternity plan is allowed for each pregnancy.
²Please refer to the policy contract for definitions of covered conditions.
³Eligible plans offered are LifeReady Plus (II) (ReadyMummy) policy, with optional choice to attach Early Critical Care Rider (III) and/or Critical Care
Rider (III), subject to terms and conditions of the plans and any other conditions as stipulated by us.
4Upon diagnosis of Major Depressive Disorder (MDD) or Generalised Anxiety Disorders (GAD), the mother must have been on medication prescribed
by a registered psychiatrist and undergoing regular psychotherapy treatment, for at least 6 continuous months.
5Applicable for phototherapy treatment for baby due to severe neonatal jaundice, where rental of the phototherapy machine is required.

Important Notes
ReadyMummy is underwritten by Manulife (Singapore) Pte. Ltd. (Reg. No. 198002116D). This advertisement has not been reviewed by Monetary
Authority of Singapore. Buying a life insurance policy is a long-term commitment. This policy has no cash value. Buying health insurance products
that are unsuitable for you may affect your ability to finance your future healthcare needs. The brochure is for your information only and does not
consider your specific investment objectives, financial situation or needs. It is not a contract of insurance and is not intended as an offer or
recommendation to purchase the plan. You can find the full terms and conditions, details, and exclusions for the mentioned insurance product(s) in
the policy contract. If there are any differences between the English and Chinese versions of this brochure, the English version will apply. The policy is
protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for
your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme
as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

We recommend that you seek advice from a Manulife Financial Consultant or its Appointed Distributors before making a commitment to purchase
a policy.

Information is correct as of 8 April 2022.

manulife.com.sg/ReadyMummy +65 6833 8188

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