Cash Current Account
Cash Current Account
Cash Current Account
Schedule of Facilities (February 01, 2023) Charges Exclusive of Goods and Service Tax.
Facilities based on Monthly Average Balance (MAB). Account Opening Amount(AOA)- Rs 10,000/-
Free Transactions Per Month
Cash Deposit Cheque
Monthly Average Leaves NEFT/RTGS-
Balance (MAB) Rs. DD/PO NEFT RTGS Through Net
From Up to Transactions Banking
25,000 1,00,000 50 0
1,00,001 2,00,000 50
12 times of MAB No Free No Free No Free
2,00,001 20,00,000 50
Limit Limit Limit 10
20,00,001 50,00,000 15 times of MAB 100
>50,00,000 20 times of MAB 200
Charges/Facilities in case of non-maintenance of threshold MAB limit of Rs.25,000/-:
• Penal charge of Rs.750/- per month would be levied.
• Free Cash Deposit limit would be 10 times of MAB.
• No free cheque leaves would be provided.
Miscellaneous Charges
BNA Convenience Fee
Rs. 50 per transaction on non-working day
Issuance of Duplicate Confirmation of Deposit
Rs. 150 per instance
IMPS through Net Banking ,Mobile and Branch Channel Upto ₹ 1000 per Above ₹ 1000 Above ₹ 25000 Above ₹ 1 lac Above
transaction to ₹ 25000 to ₹ 1 lac upto ₹ 5 lac ₹ 5 lac
₹1 ₹5 ₹ 10 ₹ 15 NA
Cash Withdrawal – Self and Third Party
(in case of third party cash withdrawal a 24 hour notice required
at Non Home Branch) Free
-The service is not available for encashing FD/DD/PO. (NRE/NRO
customers will get facilities as per RBI rules).
Cash Withdrawal : Non Home Branch
First 5 Transactions Free per month
Above Free Limit: Charges @ ₹ 2/- per ₹ 1,000/-, minimum ₹ 50/- per
transaction
Fund Transfer – Cheque/ account to account transfer at Non-Home Branch Free
Outstation Range Charges per instruments
(Other bank <=5000 Rs.25/-
commission
will be >5000- 10,000 Rs.50/-
Cheque collection (Branch/Non Branch Locations) recovered >10,000- 1,00,000 Rs.100/-
(Local-Free) separately)
>1,00,000 Rs.250/-
Speed Clearing outside CTS Grid Range Charges / Transaction
(Service charges for Speed Clearing within the CTS grid Upto Rs.1,00,000/- Nil
jurisdiction, waived.) Above Rs.1,00,000/- Rs.150/-
Foreign Currency Inward / Outward Remittances / Certificate As per Trade Finance Guidelines
DD/PO/Omni pay Cancellation Rs 100 per instrument.
Cheque Stop Payment instructions (Branch, Net & Mobile Rs 100 per leaf and Rs 500 for a Range
Banking)
Above 1yr & less than 2 yrs – Rs.150/- per Item
Old Record (Subject to availability)
2 yrs and thereafter – Rs.100/- per Item, subject to Max of Rs.750/-
Copy of original of cheque/draft (paid by the bank) Rs.150/- per instance
1st occasion (after account opening ) Free
Addition / deletion of names in Accounts/ Nominations / Beyond 1st occasion for every Addition / deletion of
Change in operational instructions names in Accounts/ Nominations / Change in Rs. 100/-
operational instructions
Allowing operations through power of attorney/mandate Rs.500 per request
(Cheque return charges shall be levied only in cases where the customer is at fault and is responsible for such returns. Indicative list available at the
Branch.)
Arranged / Unarranged Overdraft / Cheque Purchase (Subject toPer Occasion (A)- Rs 115/- (To be collected by Branch Manually)
Approval) Interest (B) - 18.75% (auto collection)
Cash Delivery & Pick Up - As per Schedule of Charge (SOC) for CDP
Home Banking Facility
Service
ATM Transaction Failure at IDBI Bank ATM by our customers at Rs. 20 per failed transaction (Business decline transactions – Insufficient
IDBI ATMs funds category)
Transaction at IDBI Bank ATM First 5 Transactions Free in all cities thereafter Rs. 21/-
Non-Financial - Free
Domestic:
Non- Financial - Rs 8 per International:
Transaction at other Bank Transaction. Non- Financial - Rs 30 per Transaction.
Financial - Rs 21 Financial - Rs 140 per Transaction
per Transaction
Domestic Cash withdrawal transactions declined due to insufficient funds – Rs.20/- per
instance (w.e.f. December 01, 2019)
International Cash withdrawal transactions declined due to insufficient funds – Rs.20/- per
instance
Classic Debit-cum-
Debit-cum-ATM Card Gold Debit Card Platinum Debit Card
ATM Card
Scheme code Please Tick Description Min. Account Opening Last/ Current
(√) Amount Month MAB
Facilities based on
RCLMC Cash Current Account Rs 10,000/- Last Month Average
Balance.
Schedule Co-operative Bank Cash Current Facilities based on
RSCOC
account Present Month Average
Non-Schedule Co-operative Bank Cash Current Rs.10,000/- Balance.
RNCOC
account