Revision of Service Charges - Deposit
Revision of Service Charges - Deposit
Revision of Service Charges - Deposit
CA - (No diff. between Individual and Non Metro / Urban / Semi urban : *MAB Rs. 5000/-
Operativ Individual)
e Charges: Rs. 800/- per month
Metro / Urban / Semi urban : *QAB Rs.
5000/- Rural : *MAB Rs 2500/-
Duplicate account statement: Rs.100/- per Duplicate printed account statement: Rs.100/-
30 entries or part thereof per 25 entries or part thereof
5 Cheque Outward (Per Chq per occasion) Financial reason:Rs.500/- Per Chq upto
Return (Return Financial reason:upto 1Lakh: Rs. 300/- three cheque return in a month;
of above 1Lakh: Rs.500/- Thereafter, Rs.1000 per return in the same
cheques Technical/ Other reason: Rs. 150/- month for financial reasons
drawn Non-Financial reason attributable to drawer :
on our Rs. 150/- Per Chq per occasion
Bank)
Inward (Per Chq per occasion) Financial reason:
(Return Financial reason: Rs.500/- Per Chq
of upto 1Lakh: Rs. 300/-
cheques above 1Lakh: Rs.500/- Non-Financial reason attributable to drawer:
deposite Technical/ Other reason: Rs. 150/- Rs. 150/- Per Chq
d by our
custome
rs)
Page 1
S Particular Type (Existing Charges) Revised Charges
N s (w.e.f. 01.08.2020)
6 Stop SB Rs.200/- per cheque. Rs.200/- per cheque.
Payment Max.Rs.1000/- per reference Max.Rs.1000/- per reference
(No Charges for Stop Transaction through
Digital Channels)
CA / CC Rs.300/- per cheque. Rs.300/- per cheque.
MaxRs.2000/- per reference Max.Rs.2000/- per reference
(No Charges for Stop Transaction through
Digital Channels)
7 Account CA / CC (Charges to be applied once in a year) CA -
Maintenan On the basis of Quarterly Average Balance
ce Rs.100/- per electronic page (30 entries) (QAB) in the previous quarter
Charges or part thereof
Below Rs 1,00,000 : Rs 200/- per quarter
2 Free pages for Avg. Cr. Bal. of Rs. >=1,00,000 to < 2,00,000 : Rs 150/- per
25,000 to Rs. 50,000/- quarter
>=2,00,000 to < 5,00,000 : Rs 100/- per
5 Free pages for Avg. Cr. Bal. of Rs. quarter
50,001 to Rs. 2,00,000/- >= Rs 5,00,000 : Free
Free for Avg. Cr. Bal. Above Rs. 2,00,000 For Newly opened Current a/c : Rs 150/- in
1st quarter or part thereof.
Business Correspondents- Account
Maintenance (Ledger Folio) charges not CC - Rs 150/- per quarter
applicable to BCAs.
Business Correspondents- Account
Maintenance charges not applicable to BCAs
& Govt. accounts.
Page 2
S Particular Type (Existing Charges) Revised Charges
N s (w.e.f. 01.08.2020)
Cash FREE Free - 3 Cash Withdrawal Transactions in
Withdra Payment of Chq at Non-Home branch, a month in both home & non-home branch
wal : SB cash payment only against self-drawn put together (excluding Alternate channel
& CA / cheque. transactions)
CC Subject to cap of Rs. 50000/- per day.
After 3 free transactions in a month :
(At Rs 100/- per transaction.
home
and To be applied at the time of withdrawal
Non-
Home Payment of Chq at Non-Home branch, cash
branche payment only against self-drawn cheque.
s) Subject to cap of Rs. 50000/- per day.
Cash 1. For SB a/c holders: 1. For SB,CA, Mixi OD, CC Account
handling Free Holders:
2. For CA, Mixi OD A/c, CC:
Free for first 1000 pcs per day. Up to Rs. 1,00,000/- per day : FREE
From 1001 pcs onwards-Rs.25 per 100 For cash deposits above Rs. 1,00,000/- ,
pcs or part thereof. cash handling charges at Re. 1/- per Rs.
1,000/- or part thereof;
for two or more trnx in a day, charges With a minimum of Rs. 100/- per
shall be collected by taking cumulative transaction and a maximum of Rs.10,000/-
total of the cash deposited during the day per transaction.
3. No Charges for Loan / NPA / Write off For two or more trnx in a day, charges
recovery shall be collected by taking cumulative
total of the cash deposited during the day
4. Diamond Accounts: No charges on the amount in excess of Rs. 1 lakh.
Page 3
S Particular Type (Existing Charges) Revised Charges
N s (w.e.f. 01.08.2020)
15 Gift Gift At Par Removed
Cheques Cheque
16 DD/MT/TT Rs.10,0 Rs. 5/- per thousand or part thereof Rs. 100/- per Instrument for DD / Pay
/PAY 01/- and Min.Rs.100/- Max. Rs.20000/- Order.
ORDER above
No charges are to be levied when issued No charges are to be levied when issued
directly in favor of suppliers/contractors as directly in favor of suppliers/contractors as
part of disbursement of loan amount. part of disbursement of loan amount.
Page 4
S Particular Type (Existing Charges) Revised Charges
N s (w.e.f. 01.08.2020)
27 Closure of SB Saving accounts-Up to 14 days from Saving accounts-Up to 14 days from account
Account account opening date: NIL ( asper BCSBI opening date: NIL ( asper BCSBI CODE)
CODE)
If closed within 15 days to 1 year- Rs 500/-
If closed within 15 days to 1 year- Rs
200/- (other than Royal and Purple)
Rs. 500 for non-individual accounts
(other than Royal and Purple)
Rs. 500 for non-individual accounts
30 Debit Annual 1. General Public 1st year Free 1. General Public 1st year Free
Card Maint. Rs. 100 from second year onwards Rs. 200 from second year onwards
Page 5
S Particular Type (Existing Charges) Revised Charges
N s (w.e.f. 01.08.2020)
E 1. Security Deposit: 1. Security Deposit:
Rs. 50000/- Rs. 25000/-
2. Rent:
Metro/Urban/SU: No change in Rent
Rs. 4000/-
Rural:
Rs. 2700/-
Locker H1 1. Security Deposit:Rs. 50000/- 1. Security Deposit:Rs. 25000/-
2. Rent:Metro/Urban/SU:Rs. 4000/-
Rural:Rs. 2700/- No change in Rent
F 1. Security Deposit: 1. Security Deposit:
Rs. 50000/- Rs. 25000/-
2. Rent:
Metro/Urban/SU: No change in Rent
Rs. 5000/-
Rural:
Rs. 4000/-
G 1. Security Deposit: 1. Security Deposit:
Rs. 50000/- Rs. 25000/-
2. Rent:
Metro/Urban/SU: No change in Rent
Rs. 5000/-
Rural:
Rs. 4000/-
H 1. Security Deposit: 1. Security Deposit:
Rs. 50000/- Rs. 25000/-
2. Rent:
Metro/Urban/SU: No change in Rent
Rs. 6000/-
Rural:
Rs. 5000/-
L 1. Security Deposit: No change
Rs. 50000/-
2. Rent:
Metro/Urban/SU:
Rs. 10000/-
Rural:
Rs. 8000/-
K 1. Security Deposit: No change
Rs. 50000/-
2. Rent:
Metro/Urban/SU:
Rs. 10000/-
Rural:
Rs. 8000/-
Staff 25 % in “A” type of lockers only. i) 25 % concession in locker rent in one
and Ex- The facility is for first locker only locker of any type.
staff ii) Security deposit for staff & ex-staff is
Conces applicable as per locker type.
sion The facility is for one locker in name of
staff & ex-staff only (incl. joint a/c).
Page 6
S Particular Type (Existing Charges) Revised Charges
N s (w.e.f. 01.08.2020)
Penalty 2% p.m. on the amount of locker arrears 3% p.m. on the amount of locker arrears
for Rent (also applicable for staff) (also applicable for staff & ex-staff)
in
Arrears
36 Instant Security New Product Metro/Urban Branch : Rs 7,500/-
Locker Deposit Semi Urban/Rural Branch : Rs 5000/-
Page 7
Revised Service Charges – Credit
Page 8
SN Service Charge Present Charges Revised Charges (w.e.f. 01.08.2020)
B Processing Fees 1.10% of sanctioned amount Upto Rs 25.00 Cr @ 1.10% of Sanctioned amount
Term Loan Maximum Limit: Above Rs. 25.00 Cr to Rs. 100.00 Cr @ 0.90%
Priority sector: Rs 100 lacs Above Rs. 100.00 Cr @ 0.75%
Exporters: Rs 50 lacs
For other Advances: No maximum
limit MSME Loans :
upto Rs. 5 Lacs: NIL
MSME Loans: Above Rs 5 Lacs to Rs 25.00 Cr @ 1.00% of
upto Rs. 5 Lacs: NIL Sanctioned amount
above 5 Lacs: 1% Above Rs. 25.00 Cr to Rs. 100.00 Cr @ 0.80%
Additional Rs. 2000 to be recovered Above Rs. 100.00 Cr @ 0.70%
for sanctions from PSB portal Additional Rs. 2000 to be recovered for sanctions
(www.psbloansin59minutes.com) from PSB portal
(www.psbloansin59minutes.com)
25% of the applicable processing
fees upfront subject to maximum of 25% of the applicable processing fees upfront
Rs 10 lacs be recovered before subject to maximum of Rs 10 lacs be recovered
release of sanction letter (Non – before release of sanction letter (Non – refundable)
refundable)
D Processing Fees
Bill discounting NIL @0.01%
under LC Minimum of Rs. 500/-
Maximum of Rs. 50000/-
Page 9
SN Service Charge Present Charges Revised Charges (w.e.f. 01.08.2020)
11 Bank Guarantees
Upto Rs 5 Cr: 2.5%p.a.(Min Rs 500/-
A. BG )
Commission : Abv Rs 5 Cr to Rs 10 Cr : 2% p.a. External Financial BG Non- Financial
Performance Above Rs 10 Cr: 1.75% p.a. Rating (Per Annum) BG (Per Annum)
Guarantee (on pro-rata basis subject to AAA & AA 1.5% 1.25%
minimum for one quarter) A 2.00% 1.75%
Commission is to be charges as per BBB 2.50% 2.00%
B. BG slab, in which total BG limit BB & Below 3.00% 2.25%
Commission : (sanctioned) to borrower entity falls. / unrated
Financial
Guarantee Upto Rs 5 Cr: 3%p.a. (Min Rs 500/-) Minimum – Rs 500/-
Abv Rs 5 Cr to Rs 10 Cr : 2.5% p.a.
Above Rs 10 Cr: 2% p.a. (on pro-rata basis subject to minimum for one
(on pro-rata basis subject to quarter).
minimum for one quarter)
Commission is to be charges as per
slab, in which total BG limit
(sanctioned) to borrower entity falls.
14 Documentation Upto Rs 2 lacs : NIL Upto Rs 25000/-: NIL
Charges Above Rs 2 lacs : 0.25% (Max Rs. Above Rs 25000/-: 0.25% (Max Rs. 50000/-)
50000/-)
19 Credit Individual (CIBIL and CRIF): Individual (CIBIL and CRIF):
Information Rs 50/- per instance / report Rs 100/- per instance / report
C Company (CIC) Non- Individual Non- Individual
Report Charges Rs 500/- for corporates and Rs 500/- Rs 1000/- for corporates and Rs 500/- for MSME
for MSME scoring scoring
A CERSAI Charges Rs 200/- per asset id (only at the time For creation and any subsequent modification of
of first creation) each movable/ immovable/ intangible secured asset
for loan
upto Rs. 5.00 Lac: Rs. 250/- per asset id
Abv Rs 5.00 Lac: Rs 500/- per asset id
Page 10