Flexi Cash Current Account
Flexi Cash Current Account
Flexi Cash Current Account
Schedule of Facilities (July 01, 2021) Charges Exclusive of Goods and Service Tax.
Facilities based on Monthly Average Balance (MAB). Account Opening Amount(AOA)- Rs 10,000/-
Free Transactions Per Month
Cash Deposit Cheque
Monthly Average Leaves NEFT/RTGS-
Balance (MAB) Rs. DD/PO NEFT RTGS Through Net
From Up to Transactions Banking
25,000 1,00,000 12 times of MAB 50 0
1,00,001 2,00,000 12 times of MAB 50
20,00,000 20 times of MAB No Free No Free No Free
2,00,001 50
Limit Limit Limit 10
20,00,001 50,00,000 25 times of MAB 100
>50,00,000 30 times of MAB 200
Charges/Facilities in case of non-maintenance of threshold MAB limit of Rs.25,000/-:
• Penal charge of Rs.750/- per month would be levied.
• Free Cash Deposit limit would be 10 times of MAB.
• No free cheque leaves would be provided.
Branch Net/
Slab Rs.2 lac to Above
Channel
Mobile Rs.5 lac Rs.5 lac
Banking
NEFT Upto Rs.5000/- Free Rs. 1.00
(Charges per RTGS
Rs.24.50/- Rs.49.50/-
Transaction) (Charges per Branch
Abv Rs.5000/- to Rs.10000 Rs. 2.00 Rs. 1.00
Transaction)
Abv Rs.10000 to Rs.1 lac Rs.5.00 Rs.3.00
Net Banking Rs.15/- Rs.30/-
Abv Rs. 1 lac to Rs. 2 lac Rs.15.00 Rs.6.00
Abv Rs. 2 lac Rs. 25 Rs. 12.00
Miscellaneous Charges
BNA Convenience Fee
Rs. 50 per transaction on non-working day
Issuance of Duplicate Confirmation of Deposit
Rs. 150 per instance
IMPS through Net Banking ,Mobile and Branch Channel
Slab Up to Rs.1,000 1,001 to Rs. Beyond
1,00,000 Rs. 1,00,000
Charge 0 Rs 5 Rs 15
Cash Withdrawal – Self and Third Party
(in case of third party cash withdrawal a 24 hour notice required
at Non Home Branch) Free
-The service is not available for encashing FD/DD/PO. (NRE/NRO
customers will get facilities as per RBI rules).
Fund Transfer – Cheque/ account to account transfer at Non-Home Branch Free
Outstation Range Charges per instruments
(Other bank <=5000 Rs.25/-
commission
will be >5000- 10,000 Rs.50/-
Cheque collection (Branch/Non Branch Locations)
(Local-Free) recovered >10,000- 1,00,000 Rs.100/-
separately)
>1,00,000 Rs.250/-
Speed Clearing outside CTS Grid Range Charges / Transaction
(Service charges for Speed Clearing within the CTS grid Upto Rs.1,00,000/- Nil
jurisdiction, waived.) Above Rs.1,00,000/- Rs.150/-
Foreign Currency Inward / Outward Remittances / Certificate As per Trade Finance Guidelines
DD/PO/Omni pay Cancellation Rs 100 per instrument.
Cheque Stop Payment instructions (Branch, Net & Mobile Rs 100 per leaf and Rs 500 for a Range
Banking)
Above 1yr & less than 2 yrs – Rs.150/- per Item
Old Record (Subject to availability)
2 yrs and thereafter – Rs.100/- per Item, subject to Max of Rs.750/-
Copy of original of cheque/draft (paid by the bank) Rs.150/- per instance
1st occasion (after account opening ) Free
Addition / deletion of names in Accounts/ Nominations / Beyond 1st occasion for every Addition / deletion of
Change in operational instructions names in Accounts/ Nominations / Change in Rs. 100/-
operational instructions
Allowing operations through power of attorney/mandate Rs.500 per request
(Cheque return charges shall be levied only in cases where the customer is at fault and is responsible for such returns. Indicative list available at the
Branch.)
Arranged / Unarranged Overdraft / Cheque Purchase (Subject toPer Occasion (A)- Rs 115/- (To be collected by Branch Manually)
Approval) Interest (B) - 18.75% (auto collection)
Cash Delivery & Pick Up - As per Schedule of Charge (SOC) for CDP
Home Banking Facility
Service
ATM Transaction Failure at IDBI Bank ATM by our customers at Rs. 20 per failed transaction (Business decline transactions – Insufficient
IDBI ATMs funds category)
Transaction at IDBI Bank ATM First 5 Transactions Free
Rs. 20/- thereafter
Domestic:
Non- Financial - Rs 8 per International:
Transaction. Non- Financial - Rs 30 per Transaction.
Transaction at other Bank ATM Financial - Rs 20 per Financial - Rs 140 per Transaction
Transaction
Domestic Cash withdrawal transactions declined due to insufficient funds – Rs.20/- per
instance (w.e.f. December 01, 2019)
International Cash withdrawal transactions declined due to insufficient funds – Rs.20/- per
instance
Classic Debit-cum-
Debit-cum-ATM Card Gold Debit Card Platinum Debit Card
ATM Card
Scheme code Please Tick Description Min. Account Opening Last/ Current
(√) Amount Month MAB
Facilities based on
RCLMC Cash Current Account Rs 10,000/- Last Month Average
Balance.
Schedule Co-operative Bank Cash Current Facilities based on
RSCOC
account Present Month Average
Non-Schedule Co-operative Bank Cash Current Rs.10,000/- Balance.
RNCOC
account