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    Yb Smart Salary Combined Schedule of Charges

    Uploaded by

    Krishna
    Djje

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    © All Rights Reserved
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    Yb Smart Salary Combined Schedule of Charges

    Uploaded by

    Krishna
    3 views2 pages
    Djje

    Original Title

    yb_smart_salary_combined_schedule_of_charges

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    © © All Rights Reserved

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    Djje

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    3 views2 pages

    Yb Smart Salary Combined Schedule of Charges

    Uploaded by

    Krishna
    Djje

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    of 2

    Smart Salary Schedule of Charges w.e.f 01.08.

    2024

    Smart Salary Advantage Smart Salary Exclusive Smart Salary Platinum Smart Salary Platinum Pro
    Charges Type
    Account Account Account Account

    Debit Card Offered Rupay Debit Card Fees: ₹199 Engage Debit Card: Free^ Explore Debit Card: Free Explore Debit Card: Free

    First 5 transactions free per month; thereafter


    ATM Transactions @
    Financial Transaction - Rs. 21 per transaction & Free
    Other Bank ATMs
    Non-financial Transaction- Rs. 10 per transaction

    ATM transactions outside India-Cash Withdrawals: ₹120 /transaction & Balance Inquiry: ₹20 / transaction
    ATM declines Due to Insufficient Funds-₹25/instance
    Debit Card Cross Currency Mark-up-3%
    Other ATM Charges
    Replacement of Lost/Stolen Debit Card- ₹199/instance
    PIN Regeneration through Branch- ₹50 / Instance
    Charge Slip Retrieval- ₹250 / Instance

    RTGS & NEFT Payment


    through Branch-Charged#
    IMPS (NB/MB/Branch)-
    Charged# IMPS (NB/MB/Branch)-
    Payment Services Free
    Payable at Par Cheque Charged#
    Issuance-10 cheque leaves
    free per annum, thereafter ₹3
    per cheque leaf

    Combined Cash
    transactions monthly Rs. 1 lac on value or 2
    free limit at Branch & transactions, whichever is breached first, thereafter
    Bunch Note (Deposit Rs.4.5/Rs. 1,000 (Min. of Rs.150)
    & Withdrawal)

    Cheque Return Insufficient funds- ₹350 for First cheque return; ₹750 from second cheque onwards
    Miscellaneous Cheque Return Other Reasons- ₹350/Cheque
    Charges ECS Return Insufficient funds- ₹500 for First ECS return; ₹550 from second ECS onwards
    Stop Payment of Cheques – Branch-₹100 / Instruction

    ^ Joining Fees: Free subject to salary credit of Rs.10,000 or above in any of the succeeding three months of account opening month.
    Renewal Fees: Free subject to salary credit of Rs.10,000 or above in any of the preceding three months of card charging month.
    If the above conditions are not met Engage Debit Card will be charged @ Rs.399 or as per the Debit Card Variant.

    # # #
    RTGS Payment through Branch-Per Transaction NEFT Payment through Branch-Per Transaction IMPS (NB/MB/Branch)-Per Transaction
    Charges: Charges: Charges:
    ₹2 Lac to ₹5 Lac - ₹20 Less than ₹10K- ₹2 Up to ₹1 Lac - ₹5,
    More than ₹5 Lac - ₹40 ₹10K to Less than ₹1 Lac- ₹4 Above ₹1 Lac to ₹5 Lac - ₹15
    ₹1 Lac to Less than ₹2 Lac- ₹12
    ₹2 Lac & above- ₹20

    Debit card Fees grid is as below:

    Engage Debit Card- ₹399 Explore Debit Card- ₹599


    Element Debit Card- ₹299
    Free Transactions & Services
    Online Intra-Bank Fund Passbook Issuance & Duplicate Anywhere Branch Banking Registration & Access of Online Inter-Bank Fund Transfer
    Transfer Passbook & Physical Statement facility & YES Bank digital channels - through NEFT/RTGS - Inward &
    through Branch ATM Transactions at Own YES ONLINE/YES Outward
    bank ATMs Mobile/YES ROBOT/
    WhatsApp Banking/ Phone
    Banking

    Standing Instruction / ECS Account Opening, Nomination Investment service Online - Utility Bill payment Banker's Verification
    maintenance through facility, Dormancy Activation & Registration; Mutual Fund / ECS Instruction / Standing (Signature/Address/Photograph)
    Branch Account Closure Investment Instruction / E-commerce
    Payment
    & UPI Payment facility

    Retrieval of Account e-Statement/Email Financial & Non-Financial Replacement of damaged Debit Card Pin Generation - YES
    Cheque/Instruction statement facility Transactions at YES Bank Debit Card ONLINE
    ATM

    SMS / E-mail Alerts (Day Cheque Collection: Outstation - DD revalidation & DD Payable at Yes Bank & Stop Payment of Cheques –
    end balance/transactions Yes Bank, Correspondent Bank Cancellation of DD payable Correspondent Bank NB&MB
    above a threshold / low &Other Locations at YES BANK & Locations-Branch, NB & Standing Instruction maintenance
    balance) Cheque Collection - Local Other locations MB through NB
    Clearing

    Note:

    YES BANK Salary Account is a Zero Balance Account provided that the salary is being credited in the account. In case, the salary credit has been
    stopped due to any reason, for a period of three months or more, then the said account shall stand eligible for reclassification to the Regular Savings
    Account. The Bank shall notify the eligible customers in case of a default in the operating Terms and Conditions and may provide suitable time to
    resume regular salary credit into the account. The Bank may choose to notify the account holder via SMS, Email, letter or by any other mode as
    the Bank may deem fit. It is the sole responsibility of the customer to keep the contact details (including the Email id, mobile number and address)
    updated in the Bank records at all times, failing which, the customer may not receive the notification/s. The Bank shall not be held responsible for
    such failure or non-receipt of bank notifications.

    Common Guidelines

    1. The charges mentioned in the schedule is exclusive of taxes as applicable from time to time and subject to periodic revision
    2. Monthly/Quarterly/Annual cycle charges as applicable on the account type can be recovered anytime.
    3. In case of insufficient funds in the account, for recovery of charges, YES BANK reserves the right to force debit or make repeated attempt(s)
    to recover charges due.
    4. Financial transaction Includes-Cash Withdrawal; Non-Financial transactions include -Balance Inquiry, Mini statement, Pin change and any
    transaction other than financial transactions. ATM transactions at other bank ATMs is inclusive of Micro ATM transactions.
    5. Kindly refer to YES Bank website or contact YES Bank branches for latest Schedule of charges.
    6. Kindly refer to YES Bank website for charges/fees applicable to Foreign Exchange & Remittance Services.
    7. SMS/Email alerts are activated by default at the time of account opening. For de-registration/ modifications of alerts, please place request
    through YES ONLINE or YES Bank branch.

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