Fees & Charges of SIBPLC VISA Islami Card

SIBL Islami Credit Card

SL Name of the Fee and Charges Remarks
Dual Classic Dual Gold Dual Platinum
1 Annual fee (Primary Card) Tk.1,200/- Tk.2,000/- Tk.3,500/-
2 Annual fee (1st Supplementary Card) Free First supplementary card free.
Annual fee for 2nd & onward Second & onward Annual fee for Supplementary Cards
3 Tk.1,200/- Tk.2,000/- Tk.3,500/-
Supplementary Cards will be charged in Primary Cardholder’s Account
Monthly Maintenance Fee For ATM Applicable If outstanding amount of ATM Cash
4 Tk.750/- & USD 10/- Tk.1500/- & USD 20/-
Cash Withdrawal transaction(s) is not fully paid within payment due date.
5 Card Replacement Fee Tk.500/- Tk.800/-
6 PIN Reissue Fee Tk. 300/-
7 Over Limit Fee Tk.500/- USD 10/- If outstanding exceeded credit limit.
If minimum outstanding amount is not paid within
8 Record Keeping Fee Tk.500/- & USD 7/-
payment due date.
SIBL ATM: Tk.100/-, Other ATM: Tk.200/- & USD 5/-
9 ATM Maintenance Fee Plus transaction fee of NPSB, Q-cash and other network will For each transaction
be added.
Maximum Transferable amount would be 90% of
available credit limit. Applications of fund transfer
Fund Transfer Processing Fee
10 1.5% of transferred amount received by 12 pm will be processed within the same day
(For each transaction)
and applications received after 12pm will be processed
on the next working day.
11 Statement Retrieval fee Tk.50/- Per statement
Profit (POS, E-Commerce & Balance If Total outstanding amount not paid within payment due
12 1.67 % monthly
Transfer) date, profit will be charged
13 Sales Slip / Voucher Retrieval Fee Tk. 200/-
14 Certificate Fee TK. 150/- No Objection, outstanding certificate ect.
15 CIB Fee TK. 150/-
16 Legal Fee At Actual.
17 OTP (One Time Password) Free
18 SMS (Yearly) Tk. 200/-
19 Safe Guard Premium 0.30 % of outstanding amount If enrolled for safe guard
20 Payment through Bkash / Nagad Tk. 45/- or at actual per transaction Each transaction processing fee

SL Service name Zameel Debit Card (VISA Debit)

1 Annual / Renewal fee First year Tk.400/‐ second year & onward Tk.400/‐
2 Card replacement fee Tk. 400/‐
3 PIN reissue fee Tk. 300/‐
4 ATM Network Fee (Yearly) Tk. 100/-
SIBL ATM: Free,
5 ATM Transaction fee
Q‐cash Routed: Tk.10/‐ , NPSB Routed: Tk. 15/‐, VISA Routed: At actual
6 Single Transaction Limit as per E- commerce BDT 10000/-

SL Service name VISA Islamic Prepaid Card (VISA Prepaid)

1 Annual / Renewal fee Hajj Card (Agency): Free
Hajj Card (Individual): Free
Student Card: tk. 1000/-
Travel Card: Tk. 1500/‐
Gift Card: Tk. 400/-
2 Prepaid Card replacement fee Tk. 400/‐
3 Gift Card replacement fee Tk. 400/-
4 PIN reissue fee Tk. 300/‐
5 SMS (Yearly) Tk. 200/-
SIBL ATM: Free
6 ATM Transaction fee
Q‐Cash Routed: Tk. 10/‐ , NPSB Routed: Tk. 15/‐ , VISA Routed: At actual

Other Information of Credit Card

Domestic Domestic Dual
SL Name of Service Dual Classic Dual Gold Remarks
Classic Gold Platinum
RFCD & ERQ: USD 5000 USD 6000 or
POS Single USD 625 or Maximum amount in single
1 BDT 50,000/- BDT 2,00,000/- Others group: USD 2500 equivalent
Transaction Limit equivalent BDT transaction.
or equivalent BDT BDT
BDT 24,500 or equivalent Maximum amount per
Cash Advance
2 USD or 50% of credit limit 100,000 or 50% of credit limit whichever is lower Transaction would be Tk. 10,000
Limit
whichever is lower or equivalent USD.
3 Minimum Payment 3% of total outstanding. EMI Amount would be added.
4 Single transaction limit for E-commerce is up to BDT 10000/-
Depending on the days of the
5 Profit Free Period Maximum 51 days and minimum 20 days month and date of purchase or
expense
Note: 15% VAT is applicable for all aforesaid fees & charges. SIBPLC reserved the rights to change in fees & charges.