Building on belief

2024 Benefits Overview

U.S. Local Hires

Welcome to TCS!

Internal use only Revised Date: November 8, 2023

 2024 New Hire Overview
These slides are a summary of benefits. More detailed plan
documents will be posted to Mercer Marketplace 365+ self-
service portal under “Your Documents” and the HR Policy Hub
in Ultimatix.
In the event of a discrepancy between this document and the
insurance plan documents, the plan documents supersede any
TCS summary information.
Employees are also encouraged to review the Benefits Guide
that will be emailed prior to presentation. The Benefits Guide
is also posted to Mercer Marketplace 365+ self-service portal
and HR Policy Hub.
Ultimatix > Applications > Employee Services > Policies
HR Policy Hub > Health, Safety & Wellness > Health &
Insurance > Locals > 2024 Benefit Plans

TCS reserves the right to change employer sponsored insurance policy at any time, with or without prior notice.

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 Your benefits enrollment portal
Mercer Marketplace 365+
Elect benefits and select the plans that make sense for you and your family. Your choices will include a range of
benefits to help you manage your health, financial security, and other everyday needs.

ONLINE AVAILABLE
RESOURCES MOBILE
CAPABILITIES MON-FRI

• Expert Guidance • Website is mobile ready • Year-round support

• Educational Resources for information and • Life event support
• Videos & Tips enrollment on the go
• 24/7 Online Chat
• Single sign-on via Ultimatix Employee Services > Global ESS >
Benefits and Taxes > US Benefits > Review/Apply for Benefits
(MM 365+ portal) Call Center Hours:
• If you cannot access Ultimatix, use the direct web access: Monday – Friday 7:00 am – 9:00 pm ET
www.mercermarketplace365plus.com/TCS, click register and Phone: 1-855-611-0975 press option 2 or 3
create login with TCS email.
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 Benefits Enrollment: 3 Times You Can Enroll
1. New Hire (Within 30 Days of Hire Date) 2. Life Events (LE)
• All elections must be submitted in Mercer Marketplace • Must be completed within 30 days of event
365+ (MM365+) within 30 days of date of hire. • Allows you to add or remove yourself and dependents, based on the LE.
• Can occur anytime throughout the year. You can either do this on the
• You can elect or waive off of each benefit, but we
encourage you to complete the enrollment process. MM365+ platform or by calling into the MM365+ Call Center.
• Examples: Birth of a child, change in marital status, change your/spouse’s
• Coverage and premiums are effective from date of hire:
insurance status, moving out of a network (change in address), etc.
• Please wait up to 3-5 business days after receiving
your employee ID number to access the MM365+.
3. Open Enrollment (OE)
• The annual benefits election period where employees can make changes to
• Member ID numbers and cards will be available online
their coverages for the upcoming calendar year.
within 5-7 business days after your enrollment/App is
• Please set up your preferred email address and phone number in MM365+
completed.
to ensure you don’t miss out on future communications.
• Hard copy cards, where applicable, will be mailed to • Keep up to date on benefits events and Open Enrollment via LINK US
you within 3 weeks of enrollment. communications (sent to TCS email)
• Please review your pay stub because once you enroll,
you may see larger premium deductions for the first
month due to premium recovery back to your date of
NOTE: If you are enrolling for the first time during the
hire/effective date.
Open Enrollment period, please complete your 2024
enrollment directly after completing your New
Hire/Life Event enrollment for 2024. If you do not, you
will not be covered for 2024 benefits.
 2024 Coverage & Offering Highlights
Medical plan carriers: Plan Types:
Aetna Traditional PPO 500 Plan
Medical Anthem Blue Cross Blue Shield High Deductible Health Plan (HDHP) 1600 with HSA (Health Savings Account)
Cigna Co-pay Plan
Carriers and Kaiser (WA & CA only)
Plan Types Surest (United Healthcare)

Where available, two additional Medical Plan options will be available, which provide access to Aetna’s Premier Care
• Aetna/Anthem/Cigna/Surest will cover Network Plus (APCN+) (Narrow Network). The providers are selected by Aetna for demonstrating higher quality of
medical out-of-network network when
traveling internationally. services, better health outcomes, more efficient delivery of care and lower costs of services.
(personal or business travel)
• Kaiser will cover under Cigna out-of-
network when traveling internationally. Your pharmacy coverage (Rx) CVS/Caremark™. (Except for Kaiser enrollees)
• India is not covered.
You’ll have separate ID cards for Medical and Rx; your ID cards will be available online and mailed to you.

Specialty Medications: For certain specialty medications, PrudentRx will apply any available manufacturer
coupons available to help reduce out of pocket expenses. If you are enrolled in the HDHP 1600 plan, you must
first meet your deductible before the coupons will apply. If eligible, PrudentRx will reach out to directly to
Pharmacy enroll you in the program.

Maintenance Choice: If you are taking a maintenance medication, you will now have the option to fill a 90-day
prescription at a CVS Pharmacy or through CVS Caremark Mail Service pharmacy at the same low copay. By
filling a 90-day fill, you may spend less than by filling a 30-day prescription three times.
In certain areas CVS Health Hubs are a convenient lower cost alternative to emergency room or urgent care.
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Co-pay: $30 for the PPO 500 Plans
 Medical Carrier Programs

Aetna Anthem Cigna

• 2nd.MD is a Second Medical Opinion • Hinge Health - provides virtual physical • Ginger: Digital and virtual behavioral health
program that is available if you would like to therapy for hip, knee, back, neck and coaching, therapy, psychiatry and self-care
obtain a second opinion regarding your shoulder conditions. resources
treatment
• Anthem second opinion program - • On-Demand Coaching through iPrevail -
• Brightline - can provide your family with They’ll help you find a leading specialist includes a caregiver support program
support for everyday issues like sleep, for your health issue, get answers to designed to help you cope with stress,
hygiene, disruptive behaviors as well as more your questions, learn more about your improve resilience, and enhance your overall
acute needs like clinical anxiety or ADHD. condition, make sure your diagnosis is health and wellbeing.
• Hinge Health - provides virtual physical correct and understand and compare
• Behavioral Specialty Coaching & Support
therapy for hip, knee, back, neck and your treatment options.
Services – these coaches provide dedicated
shoulder conditions. • LiveHealth Online Psychology - An easy, support for a broad range of conditions, such
• Meru - a 12- week program designed to help convenient way to see a therapist or as autism spectrum disorder, eating
you improve your mental health psychologist in just a few days. disorders, opioid and pain management, and
more.
• Talkspace - works with everyday emotional
wellness needs like relationship issues and
workplace stress. It also assists with * For additional information please review the TCS Benefit Guide located in the HR
depression, anxiety, PTST etc. Policy HUB.
Medical Carrier Programs

Surest Kaiser
• Pre-enrollment site will be available for open • All care will be provided via Kaiser
enrollment to allow you to search if your Facilities and Providers; there is no
providers are in network and review * For additional
provider overlap with other carrier information please
applicable copays networks review the TCS Benefit
• Pacify is Surest Maternity Support Program. • Resources include 24/7 virtual care, Guide located in the
Pacify provides expecting and growing HR Policy HUB.
diabetes management program, mental
families with unlimited, 24/7 telehealth health support including Calm and
consultations with maternal and pediatric myStrength
experts — no appointments, no waiting.

Carrum (Aetna, Anthem and Cigna Only)

• Carrum Health CoE negotiates directly with top health care providers to provide top notch care and savings
• Utilization of Carrum for Bariatric, Spine, Hip and Knee surgeries is mandatory; the medical carriers will route
members through to Carrum
• Use of Cardiac, Cancer and Maternity (where available) COEs through Carrum is voluntary; members will need to
contact Carrum directly
Important Information
There will be a $50 per pay period surcharge to include a working spouse/domestic partner who
Working Spouse is eligible for Medical Insurance at their own employer and is enrolled for TCS Medical
Surcharge
Employees covering a spouse or domestic partner who also works for TCS will not be subject to
the $50 surcharge.

Domestic Partner /
Domestic Partner’s Employees covering a domestic partner/ domestic partner’s child may have the applicable
child(ren) medical premiums considered as imputed income and subject to tax per IRS rules.

Tobacco User This declaration will be factored into the premium rate calculation for Critical Illness and
Declaration Permanent Life Insurance (voluntary plans).

If you do not have a Social Security Number for your dependents, you may temporarily enter
SSN
a dummy number in the following format: 001 + the last 6 digits of your employee ID.
Information
Increase the first three digits by 1 for each dependent.
 Medical Coverage: HDHP 1600 with HSA
Aetna/Anthem/Cigna and CVS/Caremark™ or Kaiser (In-Network only)
(Excludes Hawaii & Puerto Rico)
Aetna, Anthem, Cigna & Kaiser (In Network Only) HDHP 1600 Plan with Available HSA (Aetna Narrow Network HDHP 1600 Plus
Type of Service
Plan– APCN+)

In-Network Out-of-Network
$1,600 individual $4,000 individual
Annual Deductible1
$3,200 family2 $8,000 family2
Annual Out-of-Pocket $3,600 individual $8,000 individual
Maximum (Medical & Pharmacy)1,3 $7,200 family2 $16,000 family2

Office Visits and Urgent Care Medical Carrier pays 80% coinsurance after deductible Medical Carrier pays 60% coinsurance after deductible

HealthHUB/Minute Clinic Medical Carrier pays 80% coinsurance after deductible Medical Carrier pays 80% coinsurance after deductible

Emergency Room Medical Carrier pays 80% coinsurance after deductible Medical Carrier pays 80% coinsurance after deductible

Hospital, Outpatient Surgery, Labs &

Medical Carrier pays 80% coinsurance after deductible Medical Carrier pays 60% coinsurance after deductible
Radiology

Annual Wellness Exam & Routine Testing4 100% paid by Medical Carrier Medical Carrier pays 60% coinsurance after deductible
1Benefits do not cross accumulate between in-network and out of network
2 If you cover dependents on your plan, the overall family deductible must be met before the plan begins to pay benefits for any covered person. Likewise, the overall family out-of-pocket
maximum must be met before the plan starts paying 100% for any dependents covered on your plan.
3Includes deductible
4Not subject to deductible in-network

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Prescription Drug Coverage: HDHP 1600
Aetna/Anthem/Cigna and CVS/Caremark™ or Kaiser (In-Network only)
(Excludes Hawaii & Puerto Rico)

Aetna, Anthem, Cigna, Kaiser (In- network only) HDHP 1600 Plan with Available HSA (Aetna Narrow Network HDHP 1600 Plus
Type of Service
Plan– APCN+)

In-Network Out-of-Network
Retail Prescriptions (30-day Supply)
Generic $10 copay after deductible
Preferred $36 copay after deductible CVS/Caremark pays 60% after deductible
Non-Preferred $58 copay after deductible
Mail-order Prescriptions (90-day Supply)
Generic $20 copay after deductible
Preferred $72 copay after deductible N/A
Non-Preferred $116 copay after deductible

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Medical Coverage: PPO 500
Aetna/Anthem/Cigna and CVS/Caremark™ or Kaiser (In-Network only)
(Excludes Hawaii & Puerto Rico)
Aetna, Anthem, Cigna and Kaiser (In network only) PPO 500 Plan (Aetna Narrow Network PPO 500
Type of Service
Plus Plan – APCN+)
In-Network Out-of-Network
$500 individual $1,500 individual
Annual Deductible1
$1,000 family $3,000 family
Annual Out-of-Pocket $3,100 individual $7,500 individual
Maximum (Medical & Pharmacy)1,2 $6,200 family $15,000 family
PCP copay: $35
Medical Carrier pays 50% coinsurance
Office Visits Specialist copay: $35
after deductible
Urgent Care copay: $35
HealthHUB/Minute Clinic $30 copay ($35 for Kaiser) $30 copay
Emergency Room Copay: $150 Copay: $150
Medical Carrier pays 80% coinsurance Medical Carrier pays 50% coinsurance
Hospital, Outpatient Surgery, Labs & Radiology
after deductible after deductible
Medical Carrier pays 50% coinsurance
Annual Wellness Exam & Routine Testing3 100% paid by Medical Carrier
after deductible

1Benefits do not cross accumulate between in-network and out of network

2Includes deductible
3Not subject to deductible in-network

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Prescription Drug Coverage: PPO 500
Aetna/Anthem/Cigna and CVS/Caremark™ or Kaiser (In-Network only)
(Excludes Hawaii & Puerto Rico)

Type of Service Aetna, Anthem, Cigna & Kaiser PPO 500 Plan (Aetna Narrow Network PPO 500 Plus Plan – APCN+)

In-Network Out-of-Network
Retail Prescriptions (30-day Supply)
Generic $10 copay
Preferred $36 copay Medical Carrier pays 50% after deductible
Non-Preferred $58 copay
Mail-order Prescriptions (90-day Supply)
Generic $20 copay
Preferred $72 copay N/A
Non-Preferred $116 copay

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Medical Coverage: Surest Co-pay Plan
Surest and CVS/Caremark™ (Excludes Hawaii & Puerto Rico)
Type of Service Surest Co-pay Plan
In-Network Out-of-Network
$0 individual $0 individual
Annual Deductible1
$0 family $0 family
Annual Out-of-Pocket $4,000 individual $8,000 individual
Maximum (Medical & Pharmacy)1,2 $8,000 family $16,000 family

PCP copay4: $35 - $100 PCP copay: $300

Office Visits Specialist copay: $35 - $100 Specialist copay: $300
Urgent Care copay: $35 Urgent Care copay: $105
Emergency Room Copay: $250 Copay: $250
Hospital and Outpatient Surgery $150 to $2,500 Up to $7,000

Annual Wellness Exam & Routine Testing3 100% paid by Medical Carrier $100

1 Benefits do not cross accumulate between in-network and out of network

2 Includes deductible
3 Not subject to deductible in-network
4. Copay is based on location and practitioner

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 Prescription Drug Coverage: Surest Co-pay Plan

Surest and CVS/Caremark™ (Excludes Hawaii & Puerto Rico)

Type of Service Surest Co-pay Plan

In-Network Out-of-Network
Retail Prescriptions (30-day Supply)
Generic $15 copay
Preferred $40 copay N/A
Non-Preferred $60 copay
Mail-order Prescriptions (90-day Supply)
Generic $38 copay
Preferred $100 copay N/A
Non-Preferred $150 copay

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Surest Member Experience

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Compare the HDHP 1600, Surest Co-pay and PPO 500
Excludes Hawaii & Puerto Rico
Aetna, Anthem, Cigna & Kaiser (In-
Aetna, Anthem, Cigna & Kaiser (In-
network only) HDHP 1600 Plan with
network only) PPO 500 Plan
Plan Feature Available HSA Surest Co-pay Plan
(Aetna Narrow Network – PPO 500 Plus
(Aetna Narrow Network – HDHP 1600 Plus
Plan APCN+)
Plan APCN+)
Deductible Higher None Lower
Lower Higher
Premium cost per pay
Note: The lower cost carrier in your state will have Moderate Note: The lower cost carrier in your state will
check
a lower per paycheck contribution have a lower per paycheck contribution

HSA eligible Yes No No

Preventive care Free Free Free
After deductible, pay coinsurance for most Pay a co-pay for services such as office visits,
types of covered services. Deductible ER and urgent care visits, and prescriptions.
applies to medical and prescription Pay a co-pay for all services. The amount of Some services may be subject to deductible
expenses. the copay will depend on the provider and and coinsurance.
Cost sharing location of services you select. Check the
Pay a copay for prescriptions after Surest website or App to determine what Pay a co-pay for prescriptions (no
deductible. Your prescription copays your copay will be by provider. deductible). Your prescription copays
accumulate towards the medical out-of- accumulate towards the medical
pocket maximum. out-of-pocket maximum.
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 Rankings and Preferred Carrier
• All states will have the option to choose Surest as a copay-app based network. Make sure you use the “find a doctor” for higher
quality and better outcomes.

• Where available (based on zip code) in your location, Narrow Network (APCN+) Options may also be an option and will always be
the lowest contribution.

Preferred Carrier Ranking

State(s) First Second
New York, Nevada, Nebraska Aetna Anthem
Colorado Aetna Cigna
Alaska, Arizona, District of Columbia, Delaware,
Florida, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky,
Anthem Aetna
Maryland, Michigan, Missouri, Ohio, Oklahoma, Pennsylvania,
Rhode Island, South Dakota, Utah, Vermont, West Virginia
Texas, North Carolina, Minnesota, Virginia, Connecticut,
Massachusetts, Arkansas, Wisconsin, South Carolina, New
Anthem Cigna
Hampshire, Mississippi, Louisiana, Alabama, Maine, New Mexico,
Montana, North Dakota, Wyoming
Georgia, Tennessee, Oregon Cigna Anthem
New Jersey Cigna Aetna
California Kaiser Anthem
Washington Kaiser Aetna
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 Additional Programs Offered (Aetna, Anthem, Cigna, Kaiser, Surest)

Maternity Program Health Risk Assessment Employee Assistance Program (EAP)

The EAP is part of Aetna Resources For Living and provides access to
Whether you’re expecting or planning a Health Risk Assessment is a voluntary
family, start with free, confidential services services and referrals that can make your life easier. The EAP is a
and confidential survey to evaluate your confidential resource for employees and dependents enrolled in an
that include:
health and assist you in protecting it. Aetna Medical Plan. EAP services available 24 hours a day include:
• Expert advice • The Smoke-
from trained Free Moms- Choose a $50 gift card from Anthem’s list • Mental health and well-being • Work-life balance
nurses to-Be® of approved vendors when you complete • Managing change and stress • Grief and loss
• A pregnancy • Information your survey. For more information review • Personal and professional
handbook for dad or the TCS 2024 Benefit Guide. relationships
partner
Aetna – To get started, log into
Aetna - To learn more and get started www.aetna.com
with Aetna Maternity Program, call 1- Aetna –Go to www.resourcesforliving.com and log in with the
800-CRADLE1 (1-800-272-3531). username “TCS” and password “eap” Or call 24/7 at 1-888-238-6232
Anthem – To get started, log into Anthem – Go to www.anthemEAP.comand log in with the username
www.anthem.com “TCS” and password “eap” Or call 24/7 at 1-855-239-7820.
Anthem - To learn more and get
started with Anthem Maternity Cigna – Visit www.cignaenvoy.com or Call 1-800-870-5068. (24/7)
Cigna - Log into www.cignaenvoy.com
Program, call 1-866-670-6654. Kaiser – http://www.kp.org/
Surest – www.liveandworkwell.com
Cigna - You can enroll by visiting Access code: TCS or Call 1-866-248-4096
myCigna.com or calling
1-800-615-2906.
Mercer Marketplace 365+ HUB
Enroll in MM365+ HUB for access to information and tools that can help you improve the quality and cost of your care.
This service is available as an add-on to your medical plan election for $2.45 each pay period, for a term of 24 pay periods.

Call a MM365+ HUB World-class experts will

personal health care review your case and
Questioning bills make recommendations
concierge for help. Need a second
or insurance? on your diagnosis and
opinion?
treatment plan.

Manage your budget with Find doctors that

easy access to price provide high quality
Want to save comparisons for doctors Getting the care in your area.
money? and hospitals close to you. best care?
Accident Insurance – MetLife
• The Accident Plan pays benefits for injuries related to an accident that happens• Benefits are payable once per accident during a plan year unless
when you are on or off the job. otherwise specified.
• You can choose from two available plans for you and your dependents: • For more details, including exclusions and limitations, please
– Low Plan or High Plan review the Summary Plan Description.
• The plans pay benefits for a long list of minor to serious injuries for your • Your costs for these plans are available in your 2024 Employee
MetLife Plan Benefits Guide.

Accident Plan MetLife Low Plan MetLife High Plan

Ground/air ambulance $300 ground/$1,500 air $420 ground/$2,100 air
Initial treatment – ER $75 - $150 $100 - $200
Concussion $250 $500
Dislocations $165 - $8,000 $255 - $10,000
Fractures $385 - $5,500 $595 - $8,500
Burns $75 - $10,000 $100 - $18,000
Accidental death/Accidental death common
N/A N/A
carrier*
Hospital – Admission* $1,600 $2,100
Intensive care unit (ICU) – Admission* (paid $1,600 $2,100
concurrently w/ Hospital Admission Benefit)
$200 $600
Inpatient hospital stay – Daily*
(up to 30 days) (up to 30 days)
• Covered dependents receive 50% of the employee benefit amount for an accidental death.
• Guides available on how to submit a claim in KnowMax and in the Mercer Portal under View Documents
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Critical Illness Insurance – MetLife
• The Critical Illness plan pays benefits when you or your covered • The plans pay benefits for a list of illnesses for your MetLife Plan
dependents* are diagnosed with a specified critical illness,
including cancer and other conditions/illnesses. • For more details, including exclusions and limitations, please review
• You have two options to choose from: $10,000 or $20,000 of the Summary Plan Description.
coverage • Your costs for these plans are available in your 2024 Employee
Benefits Guide.
Critical Illness Plan Critical Illness ($10k) Critical Illness ($20k) Benefits related to a critical illness
Heart attack (myocardial infarction) $10,000 $20,000 Covered at 100% of face amount
Stroke $10,000 $20,000 Covered at 100% of face amount
Major organ failure $10,000 $20,000 Covered at 100% of face amount
Loss of hearing, sight, speech $10,000 $20,000 Covered at 100% of face amount
Paralysis $10,000 $20,000 Covered at 100% of face amount
Advanced Amyotrophic Lateral
Sclerosis $10,000 $20,000 Covered at 100% of face amount
(ALS / Lou Gehrig’s Disease)
Cancer (invasive) $10,000 $20,000 Covered at 100% of face amount
Skin cancer $500 $1,000 Lump sum benefit paid 1x per lifetime
Subsequent critical illness benefit
$10,000 $20,000 Covered at 100% of face amount (no waiting period)
(Diagnosis of a different Critical Illness)
Recurrence (invasive) cancer diagnosis Covered at 100% of face amount (90 days after initial
$10,000 $20,000
benefit diagnosis)
• If you enroll your eligible dependents, available benefits for your spouse and child(ren) will be based on 50% of your available benefits.
• There are guides available on how to submit a claim in KnowMax and in the Mercer Portal under View Documents.
• No pre-existing.
Hospital Indemnity Insurance – MetLife
• The Hospital Indemnity Plan pays benefits related to an inpatient • No pre-existing
hospital stay. • Your costs for these plans are available in your 2024 Employee
• You can choose from Low Plan/High Plan for you and your dependents Benefits Guide.
• Benefits are payable once per member during a plan year unless
otherwise specified.

Hospital Indemnity Plan Low Plan Benefits High Plan Benefits

Hospital stay – Admission $1,000 $2,000
Inpatient hospital stay – Daily* (up to 31 days) $100 $200
Intensive care unit (ICU) stay – Daily* (up to 31 days) $100 $200
Rehabilitation unit stay $100 $200
Substance abuse stay $100 $200
Mental disorder stay $100 $200
Well baby hospital admission** No Coverage No Coverage
Well baby daily benefit** $25 $50

*Important note: All daily stay benefits begin once confined for 24 hours . On day two is when the daily benefit begins and will count toward the plan year maximum.
Maximum 30 daily benefits per plan year combined for all stays.
** The daily benefits will be paid for your newborn’s routine post-natal care and for delivery. Well baby hospital admission benefit are not covered. However, there is an
admission benefit in place for a baby in the NICU.
There are guides available on how to submit a claim in KnowMax and in the Mercer Portal under View Documents.
The Hospital Plan is set up as post-tax so no 1099 will be generated.
 Cigna Dental HMO

Cigna Dental HMO

Procedures and Treatments In-Network Plan Frequency

Office Visit $5 No limit

Routine Preventive Exam & General Cleaning $0 Limit 4 per year

X-rays: Complete Series $0 Limit 1 every 3 years

Amalgam filling: one surface $23 No limit

Resin-based composite filling: one surface, anterior $33 No limit

Crown porcelain/ceramic substrate $520 No limit

Molar Root Canal $595 No limit

Orthodontia Coverage See ‘G1-V9’ Schedule No lifetime maximum

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Cigna Dental Low PPO $1500
Cigna Dental Low PPO
Procedures and Treatments In-Network Plan Out-of-Network Plan
Preventative & diagnostic care exams, general cleanings, X-rays, 90%, no deductible
100%, no deductible
fluoride, sealants, etc. (100% in TX, MS and LA)
Basic restorative care, emergency pain care, fillings, 70% after deductible
80%, after deductible
extractions, root canals, etc. (80% in TX, MS and LA)
Major restorative care, anaesthetics,
50%, after deductible 50% after deductible
crowns, dentures, bridges, implants, etc.
Orthodontics: lifetime max: $1,000
50%, no deductible 50%, no deductible
For adults and dependent children to age 26
Calendar Year Deductible: Per individual $50 $50
Calendar Year Deductible: Per family $150 $150
$1,500
Calendar Year Maximum per individual $1,500
($1,500 in LA, MS & TX)
$1,000
Lifetime orthodontia max $1,000
($1,000 in LA, MS & TX)

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 Cigna Dental High PPO $2500
Cigna Dental High PPO
Procedures and Treatments In-Network Plan Out-of-Network Plan
Preventative & diagnostic care exams, general cleanings, X-rays, 90%, no deductible
100%, no deductible
fluoride, sealants, etc. (100% in TX, MS, MT and LA)
Basic restorative care, emergency pain care, fillings, 70% after deductible
80%, after deductible
extractions, root canals, etc. (80% in TX, MS, MT and LA)
Major restorative care, anaesthetics,
50%, after deductible 50% after deductible
crowns, dentures, bridges, implants, etc.
Orthodontics: lifetime max: $2,000
50%, no deductible 50%, no deductible
For adults and dependent children to age 26
Calendar Year Deductible: Per individual $50 $50
Calendar Year Deductible: Per family $150 $150
$1,500
Calendar Year Maximum per individual $2,500
($2,500 in LA, MS & TX)
$1,000
Lifetime orthodontia max $2,000
($2,000 in LA, MS & TX)

25
 Cigna Dental PPO $5000
Cigna Dental High PPO
Procedures and Treatments In Network Out of Network
Preventative & diagnostic care exams, general cleanings, X-
rays, fluoride, sealants, etc. 100%, no deductible

Basic restorative care, emergency pain care, fillings,

extractions, root canals, etc. 90%, after deductible

Major restorative care, anaesthetics,

crowns, dentures, bridges, implants, etc. 60%, after deductible

Orthodontics: lifetime max: $5,000

For adults and dependent children to age 26 50%, no deductible
Calendar Year Deductible: Per individual $50
Calendar Year Deductible: Per family $150
Calendar Year Maximum per individual $5,000

Lifetime orthodontia max $5,000

*Please be advised that if you use an out of network provider you may be balanced billed by the provider.
26
Vision Plan Insurance
Services EyeMed VSP MetLife
In Network Out of Network In Network Out of Network In Network Out of Network
Exam 1 per 12 months 1 per 12 months 1 per 12 months

Frames 1 per 24 months 1 per 24 months 1 per 24 months

Contact Lenses 1 per 12 months 1 per 12 months 1 per 12 months

Eye Exam Copay $0 Up to $40 $0 Up to $45 $0 Up to $40

Single Lenses $25 Up to $30 $25 Up to $30 $25 Up to $30

Bifocal Lenses $25 Up to $50 $25 Up to $50 $25 Up to $50

Trifocal Lenses $25 Up to $70 $25 Up to $60 $25 Up to $70

$200 allowance; 20% $200 allowance; 20% $200 allowance; 20%
Frames discount on balance over Up to $140 discount on balance Up to $50 discount on balance Up to $112
$200 allowance over $200 allowance over $200 allowance
$200 allowance; 15% $200 allowance; 20%
Elective (Conventional)
discount on balance over Up to $140 $200 allowance Up to $100 discount on balance Up to $112
Contact Lenses
$200 allowance over $200 allowance
$200 allowance; no $200 allowance; 10%
Disposable Contact
discount on balance over Up to $140 $200 allowance Up to $100 discount on balance Up to $112
Lenses
$200 allowance over $200 allowance

Contacts – Medically Covered in full with

$0 copay; paid in full Up to $210 Covered in full Up To $210 Up To $210
Necessary prior authorization
27
Vision Plan Insurance – Diabetic Services
EyeMed VSP MetLife

Diabetic In-Network Out-of-Network In-Network Out-of-Network In-Network Out-of-Network

Diabetic Services
Once every 6 Once every 6 Once every 12 Once every 12
(Available for Type 1 and As needed As needed
months months months months
2 Diabetics)

Medical Follow Up Exam $0 copay Up to $77 $20 copay N/A $0 copay Up To $100

Retinal Imaging $0 copay Up to $50 $0 copay NA $0 copay Up To $100

Extended
$0 copay Up to $15 N/A N/A $0 copay Up To $100
Ophthalmoscopy

Gonioscopy $0 copay Up to $15 N/A N/A $0 copay Up To $100

Scanning Laser $0 copay Up to $33 N/A N/A $0 copay Up To $100

*When you see a medical eye doctor (ophthalmologist), use your medical insurance.
*When you see an optometrist, use your vision insurance.
*If you are referred by an optometrist for a follow-up visit to your primary care physician, due to a medical condition of the
eye, the visit to the primary care physician will be covered under your medical insurance
28
PayFlex/Inspira Health Savings Account (HSA)
• When you enroll in the HDHP 1600 medical plan or HDHP 1600 Plus (Narrow Network) plan,
you’re eligible to contribute money to an HSA, administered by Inspira
What is an • For 2024, you can make pre-tax contributions from your paycheck up to the following amounts:
HSA? • Individual coverage: $4,150
• Employee + Dependents: $8,300
• Age 55 or older: You may make an additional “catch-up” contribution of $1,000

• Triple tax savings and contributions, earnings, and distributions

• The HSA balance remains your personal property forever
HSA
• Funds do not expire. They roll over year to year and stay with you for life
Advantages
• It is yours to invest for the future after retirement and in a variety of mutual funds to maximize
your savings potential
• Your account balance earns interest and gives you the opportunity to invest
• You can change the annual contribution amount any time throughout the year.
HSA • Please make sure you provide your “Legal” name when enrolling in this benefit.
Need To
• TCS does not contribute
Know
• If you do not have money in your HSA account when you have a claim, you can pay out
of pocket and submit for reimbursement through Inspira when your HSA is funded. Go
to www.payflex.com and coming soon www.inspira.com for more information.
 What Does an HSA Cover?
• An HSA can be used to pay for:
• Eligible medical, dental, and vision expenses that
cannot be reimbursed through insurance or any
other arrangement

• Eligible expenses* include, but are not limited to:

• Deductibles, copayments, and coinsurance
• Prescription medications
• Glasses, LASIK eye surgery and contact lenses
• Dental and orthodontic services
• Chiropractic and acupuncture treatments

• *For the most up-to-date information, please visit:

https://www.irs.gov/pub/irs-pdf/p502.pdf for Qualifying Medical Expenses.

Note: December 1-31, 2023, please do not increase or apply new contributions, until January 1, 2024. This is for payroll reasons only.
PayFlex Flexible Spending Accounts (FSA (local only)& DFSA)
Health Care Flexible Spending Account (FSA) Dependent Day Care Flexible Spending Account
/Limited-Combination Health Care Flexible (DFSA)* Need to Know
Spending Account (FSA)*

• Allows you to use pre-tax money to pay for • Allows you to use pre-tax money deducted • Both FSA and DFSA are “Use it or Lose
eligible healthcare expenses not covered by from your paycheck to reimburse yourself for it”
the health plans (i.e. co-pays, deductibles, work-related childcare expenses (i.e. • 2024 D/FSA contributions must be spent
Rx, vision, and dental expenses). preschool, before/after-school programs, by March 15, 2025
• You can contribute up to $3200 for 2024 summer day camp, child and adult care) • Reimbursement claim submission
Health Care Spending Account.
• For 2024, you can contribute up to $5000 deadline is March 31, 2025
• You do NOT need be enrolled in a TCS
• $2500 if you are married and filing separate • If the funds in your 2023 D/FSA account
medical plan to use the FSA
tax returns there are IRS regulations that are not spent by March 15, 2025, the
• Debit cards are available and come loaded
determine the amount you can elect/submit money will be forfeited.
with the full annual elected amount.
• If enrolled in an HSA, you will be limited to for reimbursement
use only towards dental and vision • You can save up to 30 percent on day care
expenses. Once your deductible has been expenses on a pretax basis.
met, you will then be able to use toward If you are married, your spouse must also be
medical expenses. working, looking for work, disabled or going to
• FSA Store school in order to qualify for the DFSA plan
Find a full list of eligible expenses and DFSA
claim forms at www.payflex.com

*Note: December 1-31, 2023, please do not increase or apply new contributions, until January 1, 2024. This is for payroll reasons only.
31
MetLife Short-Term Disability (STD) & Long-Term
Disability (LTD)
Voluntary Employee Paid Short-Term Disability (STD): Guarantee Issued During New Hire Enrollment only
• Income replacement if you are not able to work due to an injury or illness or maternity leave.
• STD pays 66 2/3% of base weekly salary, up to a maximum weekly benefit of $3,200.
• Employee contributions are post-tax. The STD benefit is not taxed.
Short Term • STD benefits may continue for up to 12 weeks. If the employee remains disabled past the STD maximum 12
weeks, LTD benefits may begin.
Disability
• Employees that work in NJ, NY, CA, RI, HI, MA, CT, OR and/or WA are eligible for paid disability and baby
bonding/PFL.
Please reach out to your HR for more details.
• STD benefit is not impacted by an employee who is already 65 prior to applying for STD
• STD benefit is not impacted by an employee who is age 64 at the time of STD application and approaching the age
of 65 while on STD

Employer Paid Long-Term Disability (LTD)

• After 3 months of disability due to injury or illness, LTD covers the employee as long as they are disabled
Long Term up to age 65, or until the employee becomes eligible for Social Security benefits.
Disability
• LTD pays 60% of your pre-disability base earnings, to a maximum benefit of $10,000 per month.
• Enrollment in LTD is automatic for all local US employees, regardless if employee enrolls for STD or not.
MetLife Voluntary Long-Term Disability (LTD) Plan

Employee Paid Long-Term Disability (LTD)

• After 12 weeks of disability due to injury or illness, LTD covers the employee if he/she is
disabled up to age 65, or until the employee becomes eligible for Social Security benefits.
Voluntary • LTD pays 66.7% of your pre-disability base earnings, to a maximum benefit of $20,000 per
Long-Term month.
Disability • Enrollment in LTD is a new voluntary plan TCS is offering.
• With the new buy-up LTD option, employees who enrolled in the program can receive
additional disability income. Employees pay with post-tax payroll deductions; benefit
payments are tax free. Adding this option to our benefits also supports our efforts to
continuously improve our benefit offerings each year.
 Hartford Basic Life and AD&D Insurance
Employee coverage
Please Note: Age Based Reductions
TCS provides you with Basic Term Life and AD&D Insurance • Age 65-69: 65% of Life Insurance benefits
coverage as noted below at no cost to you: • Age 70-74: 45% of Life Insurance benefits
• Age 75-79: 30% of Life Insurance benefits
• $50,000 for employees with less than 1 year of service in TCS • Age 80 & Over: 20% of Life Insurance benefits
• 1 times Basic Annual Earnings for employees with 1 year or
greater service in TCS. The minimum benefit is $50,000
• The maximum benefit increases with length of service in TCS:
- Up to $150,000, minimum $50,000 for 1-2.9 years of service
- Up to $250,000, minimum $50,000 for 3-4.9 years, and
- Up to $1M, minimum $50,000 for 5 or more years of
service.
• IRS rules require the value of the Basic Life benefit in excess
of $50,000 to be included in employee income and taxed
Note: Please be sure to designate a beneficiary in Mercer Marketplace 356+.
34
 Hartford Voluntary Life

Voluntary Life Insurance

Child(ren)—
Employees* Spouse/Domestic Partner*
covered until age 26*

• Employees have the option to • The Spousal Voluntary Life insurance is • Child Voluntary Life is available in
purchase Voluntary Life Insurance available to purchase from $12,500 up $5,000 or $10,000 amounts.
from $25,000 up to $2 million to $500,000 maximum – One flat rate covers all children
– in $25,000 increments – in $12,500 increments. in your family.
– The guaranteed issue amount is – Cannot exceed 50% of the • You must have coverage on yourself
$1 million for 2024 employee’s Voluntary Life to elect a Child policy.
– Any coverage amount elected coverage.
over $1 million will require EOI – The guaranteed issue amount is
(health questionnaire) $100,000 for spouses in 2024.
• Employee must have coverage on self
to elect a Spouse policy.

Note: Please be sure to designate a beneficiary in Mercer Marketplace 356+.

35
 Hartford Voluntary AD&D Insurance

Voluntary AD&D Insurance (continued)

• Employee-paid Life and AD&D
• Spouse Life
• Child Life
• Family AD&D

Employee
Voluntary Accidental Death & Dismemberment (AD&D) benefit is
optional for those employees who elect Voluntary Life.

Family
For employees who elect Voluntary AD&D benefit for their family,
the coverage amount is equal to the amount of dependent Voluntary
Life insurance that is elected.

36
 CHUBB Life with Long Term Care Insurance
Life with long term care insurance helps protect you and your family if you were no longer able to provide for them. Your family
can receive cash benefits directly upon your death that they can use to help survive the financial impact of a loss. The plan also
includes cash benefits that can be paid directly to you while you are living for long term care expenses. This makes it a life
insurance policy with living benefits! To enroll, please contact 1 (800) 410-8157 and make an appointment!

Chubb is offering all employees up to $150,000 in life This rider restores your life coverage to not less
insurance coverage without answering any underwriting Restoration of than 50% of the death benefit on which your
Life Insurance questions or completing a health questionnaire as a new long-term care benefits were based, not to
Your Death
hire. The policy is available for up to $250,000 with exceed $50,000. This rider assures there will be
Benefit a death benefit available for your beneficiary
additional underwriting. Coverage is also available for your
family. until you reach age 121.

When you receive care in a nursing home, assisted living

facility or home health care, the long-term care rider will After your coverage has been in force for two
pay you 4% of your death benefit each month you receive years, you can receive 50% of your death
For Long Term long-term care for up to 25 months. You can use this Terminal Illness
Care (LTC) benefit, up to $100,000, if you are diagnosed
money any way you choose, and Chubb will waive your life Coverage
as terminally ill.
insurance premiums while you are receiving care. The
long-term care benefit is included in the cost of your life
insurance policy.
TCS 401(k) Retirement Plan by Principal
Contribution now, Retirement Income later – Contract Number 368734
You can select a percentage of your eligible compensation to be deducted and invested in your 401k retirement plan.
You may contribute up to 50% of your base salary each paycheck. (10% for Post-tax)
Contributions may be: Pre-tax, Roth (after tax), and Post-tax (pre-tax and taxable earnings) contribution's or all 3!

Annual Limit
The IRS limits the maximum deferral amount that an Associate may contribute to the Plan.
For calendar year 2024 the limit is $23,500.
Associates 50 years old, or older may make an additional “catch-up” contribution.
For calendar year 2024 the catch-up contribution limit is $8,050.
The annual IRS maximum deferral limit is a combined limit for Pre-tax, Post-tax, and Roth contribution types.
Employer Match
401(k) The company will make matching contributions of 100% of the first 3% of eligible compensation contributed to the Plan per paycheck,
and 50% of the next 2% of eligible compensation contributed to the Plan per paycheck. The Safe Harbor matching contributions are
Retirement made on a per payroll period basis and are immediately vested in your account from day 1.
Plan Note: Voluntary after-tax contributions are not matched. Consider first maximizing the match with pre-tax and/or Roth contribution elections.

Enrollment
You can start your enrollment after receiving your first paycheck. (these can be done anytime throughout the year)
Enroll online at: www.principal.com/welcome or call 1-800-547-7754. Call center hours are 8:00 a.m. to 10:00 p.m. ET.
Click “Get started” to access the Principal Real Start digital onboarding experience.
Existing Principal customers, select Login to enter your username and password. New customers can create a login with your SSN
where it is asking for your ID.
How do I roll over my existing 401K?
You can reach Principal by phone at 1-800-547-7754 for help with the steps. You should also call your previous employer to request any
rollover forms.
 401(k) Education Webinars

Monthly webinar sessions held by Principal Financial –

Topics may include:
Investment Basics
Tax Strategies
Connect to Principal Resources
Budgeting Basics
Saving for your future: 401(k)s and beyond

Need answers to retirement planning? No Problem!

• Learn simple steps for staying on track toward your retirement goals!
• The Webinar held is the 2nd Wednesday of every month at 4pm EST.
• Email will be sent to all New Hires that joined in the past 30 days.
• Click on the link below if you are unable to join the Webinar or the QR code.

https://www.brainshark.com/pfg_ris/TCSNewHireEducation
 Additional Benefits (1)

Pet Coverage Online Discount

Auto & Home Nationwide and Pets Program
Choice Best Perks at Work

Special group discounts Save money pet care Exclusive deals for you
for your personal insurance Protection from the risk Get access to special
needs like auto, home, of unexpected, expensive prices, discounts, and
renter’s insurance, RV, boat, veterinary care. offers from hundreds of
umbrella insurance. local and national
merchants.
24/7 365 online quote
Customer service hours:
Mon – Fri 8am - 9pm ET
Sat 8am - 2pm ET

Note: Enrollment can be done any time throughout the year.

Additional Benefits (2)

Legal Services Identity Theft

MetLaw Commuter Benefits
Inspira Protection
(Hyatt Legal) Norton LifeLock

Find legal professionals Save money commuting Protect yourself

Offers economical Use before-tax dollars to Guard against the
access to attorneys for pay for qualified personal and financial
common legal services, transportation expenses, harm that can happen
such as: such as transit passes and by detecting fraud and
• Will preparation parking. managing the
• Estate planning restoration process in
• Family law *You can change this the event of an
• and more anytime throughout the identity theft.
year.

And more! 529 College Savings Fund with Invesco | Student Loan Consolidation/Refinancing Program with SoFi
Please refer to the Benefits Guide for more details including if the benefits are paid for by you through payroll deductions or direct bill.
 Insurance company networks and services
Anthem’s Medical Provider Directory
• Go to: https://www.anthem.com/find-care/?alphaprefix=901
•Enter your City, County, or ZIP code
•Use the search bar to find a specific doctor or medical facility
•The link above is for all other states not listed below. Plan/Network would be National PPO (BlueCard PPO)
Network

State Name URL

FL NetworkBlue (Select Network) https://www.anthem.com/find-care/?alphaprefix=101
MO Preferred-Care Blue (KC) (Select Network) https://www.anthem.com/find-care/?alphaprefix=102
WI Blue Preferred POS (Select Network) https://www.anthem.com/find-care/?alphaprefix=107
GA Blue Open Access POS (Select Network) https://www.anthem.com/find-care/?alphaprefix=108
DC BlueChoice Adv Open Access (Select Network) https://www.anthem.com/find-care/?alphaprefix=110
NH BlueChoice Open Access (Select Network) https://www.anthem.com/find-care/?alphaprefix=114

• Customer Service 1-833-308-3039

• Hours of Operation: Monday - Friday 8:30am to 10:00pm and Saturday 10:00am to 4:00pm EST
42
Insurance company networks and services
Aetna’s Medical Provider Directory and Surest Medical Provider Directory
Informed Health Line • Go to www.surest.com
• Go to: https://www.aetnadocfind.com/TCS • Sign in to search members or providers
– Search providers available based on broad or narrow • Enter your email/phone and Access CODE TCS2024
network options in your ZIP code • Select “Search Coverage.”
• 24/7 access to registered nurses who can offer • Enter a condition you are seeking care for, or a
answers to your health-related questions call 1-855- procedure you are considering and/or enter your
286-8470 doctor’s name. (Tip: Make sure the zip code reflects the
• Health information library available on area where you are located).
www.aetna.com
Kaiser Medical Provider Directory
Cigna’s Medical Provider Directory • Visit https://healthy.kaiserpermanente.org/doctors-
• Go to www.cigna.com and click “Find a locations
• Doctor” at the top of the screen • Select your state and/or region.
– Under “How are you Covered?” select “Employer or School. • Use the “Find Doctors and Locations” search function to
– Change the geographic location to the city/state or ZIP code find doctors, including specialists and therapists
you want to search • near you.
– Choose the network OAP (Open Access Plan) • Please note that Kaiser utilizes their own network
43
of providers
Insurance Company Networks and Services

EyeMed Vision Provider Directory Cigna Dental Provider Directory

• Go to: www.eyemed.com • To search for a dentist visit:
www.cigna.com
• Click “Find an Eye Doctor” » Choose the “Insight” network
• Click “Find a Doctor, Dentist or Facility”
VSP and follow the prompts on screen
– Dental HMO when asked to choose your
• Log on to www.vsp.com plan, select “CIGNA DENTAL CARE DHMO >
• Select “Find a Doctor” In the toolbar Cigna Dental Care Access Plus.”
• Search by location, by office or by doctor – Dental PPO when asked to choose your plan,
select “DPPO/EPO > Total Cigna DPPO”
• Or call 1-800-877-7195

MetLife
• Log on to http://www.metlife.com/insurance/vision-insurance
• Click On “Find Vision Provider” button and then click on the “Superior Vision” link
• Call MetLife Vision at 1-833-EYE-LIFE (1-833-393-5433).

44
 Contacts and Resources
Benefit Provider Website Telephone
www.mercermarketplace365plus.com/T
MM365+ Mercer 1-855-611-0975
CS
1-866-385-8032
www.mercermarketplace365plus.com/T
365+ HUB Mercer Core Advocacy:
CS
1-866-695-8623
Medical Aetna www.aetna.com 1-855-286-8470
Medical Anthem www.anthem.com 1-833-308-3039
Medical Cigna www.mycigna.com 1-800-234-6234
Medical Surest Benefits.Surest.com 1-866-683-6440
Medical/Prescription Drugs – CA and WA Kaiser www.kp.org Refer to Benefit Guide
Centers of
Carrum TBD TBD
Excellence
Prescription Drugs CVS/Caremark™ www.caremark.com 1-866-234-7714

Medical/ Prescription Drugs (Hawaii) Kaiser www.kp.org/hawaii 1-800-966-5955

Medical/ Prescription Drugs

Triple S ssspr.com 1-787-774-6060
(Puerto Rico)

45
 Contacts and Resources
Benefit Provider Website Telephone
Dental Cigna www.mycigna.com 1-800-234-6234
Vision EyeMed www.eyemed.com 1-866-804-0982
Vision VSP www.vsp.com 1-800-877-7195
www.metlife.com/insurance/vision-
Vision MetLife 1-833-393-5433
insurance
Voluntary Life The Hartford www.thehartford.com 1-800-523-2333
LifeTime Benefit Term Chubb Chubb [email protected] 1-800-410-8157
STD MetLife www.metlife.com 1-833-623-0135
HSA/FSA/DFSA/ Commuter Inspira www.inspira.com 1-844-729-3539
Accident/ CI/ Hospital Indemnity MetLife mybenefits.metlife.com 1-800-438-6388
401(K) Principal www.principal.com 1-800-547-7754
Perks at Work Next Jump www.perksatwork.com 1-866-235-1684

46
 Contacts and Resources

Benefit Provider Website Telephone

Choice Auto &
Home & Auto http://www.mercermarketplace365plus.com/TCS 1-855-611-0975
Home
MetLaw (Hyatt Legal) MetLife www.info.legalplans.com ; use passcode 9901536 1-800-821-6400
COBRA TRI-AD www.yourflexbenefits.mercermarketplace365.com 1-866-268-0142
Identity Theft 2024: Norton Lifelock mynorton.com 1-800-607-9174
Pet Insurance Nationwide www.petinsurance.com/tata 1-877-738-7874
Pet Insurance Pets Best www.petsbest.com/tatapet 1-888-984-8700
Maternity Program Aetna www.aetna.com 1-800-272-3531
529 College Savings Fund Invesco www.sofi.com/rate-discount-25-tcs 1-855-456-7634
Employee Assistance
Aetna www.aetna.com 1-855-238-6232
Program (EAP)
Student Loan Refinancing SoFi SoFi.com/TCS

47
 US Local Payroll Schedule

2024 U.S. Local Payroll Schedule (1) 2024 U.S. Local Payroll Schedule (2)
Pay Period Pay Period
Payroll # From To** Pay Date Payroll # From To** Pay Date
1 16-Dec-24 29-Dec-24 5-Jan-24 14 15-Jun-24 28-Jun-24 5-Jul-24
2 30-Dec-24 12-Jan-24 19-Jan-24 15 29-Jun-24 12-Jul-24 19-Jul-24
3 13-Jan-24 26-Jan-24 2-Feb-24 16 13-Jul-24 26-Jul-24 2-Aug-24
4 27-Jan-24 9-Feb-24 16-Feb-24 17 27-Jul-24 9-Aug-24 16-Aug-24
5 10-Feb-24 23-Feb-24 1-Mar-24 18* 10-Aug-24 23-Aug-24 30-Aug-24
6 24-Feb-24 8-Mar-24 15-Mar-24 19 24-Aug-24 6-Sep-24 13-Sep-24
7* 9-Mar-24 22-Mar-24 29-Mar-24 20 7-Sep-24 20-Sep-24 27-Sep-24
8 23-Mar-24 5-Apr-24 12-Apr-24 21 21-Sep-24 4-Oct-24 11-Oct-24
9 6-Apr-24 19-Apr-24 26-Apr-24 22 5-Oct-24 18-Oct-24 25-Oct-24
10 20-Apr-24 3-May-24 10-May-24 23 19-Oct-24 1-Nov-24 8-Nov-24
11 4-May-24 17-May-24 24-May-24 24 2-Nov-24 15-Nov-24 22-Nov-24
12 18-May-24 31-May-24 7-Jun-24 25 16-Nov-24 29-Nov-24 6-Dec-24
13 1-Jun-24 14-Jun-24 21-Jun-24 26 30-Nov-24 13-Dec-24 20-Dec-24
*PLEASE NOTE: There will be no benefit premium contributions in pay periods 7 and 20 for 2024 benefits, with the exception of 401(k) contributions.
48 **Note: The “To” column is the last day of the pay period. Any changes made to benefits will reflect on the pay date shown.
NEW HIRE ENROLLMENT- 30 Days to Enroll
Enroll online at:
Ultimatix > Employee Services > Global ESS > Benefits and Taxes > US Benefits > Review/Apply for Benefits (MM365+ portal)

Print/Save a copy of your Benefit Summary immediately after clicking “Check Out”
If there is a discrepancy with your enrollment, the confirmation email w/number will not be sufficient during the
appeal process.

Call Center Phone and Hours:

MM365+ Call Center: 855-611-0975 press option 5
and 2 or 3
Monday – Friday 7:00 am – 9:00 pm ET

Questions?
• Virtual assistance is available 24/7.
• Click the chat bubble in MM365+ at any time.

49 NOTE: If you do not make elections during your 30 days, you will not have benefits for 2024.
 Building on belief

Thank you

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