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    Presentation - Insurance

    Uploaded by

    Durdana Raza

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    © All Rights Reserved
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    Presentation - Insurance

    Uploaded by

    Durdana Raza
    5 views6 pages

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    © © All Rights Reserved

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    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd
    Download as pptx, pdf, or txt
    5 views6 pages

    Presentation - Insurance

    Uploaded by

    Durdana Raza

    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd
    Download as pptx, pdf, or txt
    You are on page 1of 6

    Health Insurance

    Policy Renewal 2024-


    2025

    Comparison of IGI and Jubilee Health Insurance Policy - 2404


    Existing Health Insurance Policy -
    Jubilee

    PREMIUM ANALYSIS
    BENEFITS PREMIUM

    HOSPITALIZATION BENEFIT 16,524,236

    MATERNITY BENEFIT 9,377,935

    GROSS PREMIUM 25,902,171

    NET PREMIUM 25,902,171

    # OF LIVES COVERED 2,056

    AVERAGE PREMIUM PER EMPLOYEE 12,598


    Existing Health Insurance Plan –
    Benchmark Agha Khan Hospital

    Health Insurance Plans


    Plan Grade Limit H&R Room & Board Room Limit Maternity Normal Maternity C-Section

    A Above 20 2,500,000 Private 49,550 350,000 535,000

    B 20 - 12 700,000 Private 49,550 350,000 535,000

    C 11 – 8 600,000 Semi Private 13,550 241,500 408,250

    D 7-6 500,000 Semi Private 13,550 80,000 130,400

    E 5-3 400,000 General Ward 10,100 60,000 100,000

    F CEO 4,000,000 VIP 108,310 350,000 535,000


    Comparison of Jubilee & IGI
    Proposal

    IGI INSURANCE
    DESCRIPTION JUBILEE LIFE
    Option-I Option-II
    Rs Rs Rs
    Premium
    24,800,000 23,300,000 28,000,000
    Additional Benefits
    Maternity packages for Plan A, B C & F to remain Will consider on case
    Covered Covered
    benchmarked with AKUH throughout Policy period to case basis
    Maternity related complications to be covered from
    Not Covered Covered Covered
    Hospitalization limit
    Nursery charges / Circumcision charges to be covered from
    Not Covered Covered Covered
    child hospitalization limit
    No Non-Panel Deduction Not Covered Covered Covered
    Will consider on case
    Claims against delayed additions Covered Covered
    to case basis
    Tele Consultation through SEHAT KAHANI Covered Covered Covered
    Claims settlement TAT 10 - 12 working days 10 working days 10 working days
    Dedicated resource deployed for Client Assistance Not Covered Covered Covered
    Funeral Charges for Employees Not Covered Rs. 50,000 Rs. 50,000
    2500 Helmets for Riders Not Covered Not Covered Covered
    OPD Coverage of PKR 2,500 Per Employee Per Family Not Covered Not Covered Covered
    Health Insurance Proposed Plans –
    (Benchmark Agha Khan Hospital)

    Health Insurance Plans


    Plan Grade Limit H&R Room & Board Room Limit Maternity Normal Maternity C-Section

    A Above 20 2,500,000 Private 55,690 382,300 567,150

    B 20 - 12 700,000 Private 55,690 382,300 567,150

    C 11 - 8 600,000 Semi Private 15,240 263,600 430,800

    D 7-6 500,000 Semi Private 15,240 100,000 150,500

    E 5-3 400,000 General Ward 11,370 80,000 120,200

    F CEO 4,000,000 VIP 126,000 382,300 567,150


    EXISTING BENEFITS & OFFERED

    PLANS PLAN F OFFERED PLAN A OFFERED PLAN B OFFERED PLAN C OFFERED PLAN D OFFERED PLAN E OFFERED

    BENEFIT LIMIT PER 4,000,00 4,000,00 2,500,00 2,500,00


    ANNUM PER INSURED
    700,000 700,000 600,000 600,000 500,000 500,000 400,000 400,000
    0 0 0 0
    ROOMS & BOARD
    LIMIT
    108,310 126,000 49,550 55,690 49,550 55,690 13,550 15,240 13,550 15,240 10,100 11,370
    SEMI SEMI SEMI SEMI
    Bench Mark AKUH VIP VIP VIP VIP PVT PVT G.WARD G.WARD
    PVT PVT PVT PVT
    PRE & POST
    HOSPITALIZATION
    FULLY COVERED UPTO 30 DAYS

    DAY CARE &


    SPECILIZED COVERED
    INVESTIGATION

    MATERNITY BENEFIT LIMIT


    NORMAL BENEFIT
    LIMIT
    350,000 382,300 350,000 382,300 350,000 382,300 241,500 263,600 80,000 100,000 60,000 80,000

    CEASARIAN/ MULTIPLE
    BIRTHS
    535,000 567,150 535,000 567,150 535,000 567,150 408,250 430,800 130,400 150,500 100,000 120,200

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