Money
Borrowing
Opinion
Ask an expert
I have $1.6m in super but can’t get a credit card. Am I too old?
No matter how flush you are, or how reliable your repayments, once you hit a certain age it can be tough to get a credit card.
- by Nicole Pedersen-McKinnon
Latest
Will giving families extra money boost our birth rates?
Housing affordability and the cost of living are playing a big part in the decision to have children, but other forces are at play too.
- by Victoria Devine
Opinion
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I’m in my 30s and can’t afford property. Am I a financial failure?
Comparing yourself to others is common when it comes to money, but owning property isn’t the only way to show your financial prowess.
- by Paridhi Jain
Opinion
Budgeting
Longer but not better: 40-year mortgages don’t make houses cheaper
Yes, your repayments are lower and you can borrow more. But these aren’t the upsides of longer loan times that they appear to be.
- by Victoria Devine
Opinion
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Should I get a credit card before I apply for a home loan?
Building a strong credit history can help you get in lenders’ good books, but credit cards can come with unnecessary levels of risk.
- by Noel Whittaker
Analysis
Interest rates
Why interest-only home loans aren’t as cheap as they seem
When it comes to investment properties, I see many clients opt for interest-only loans. However, they’re often a false economy.
- by Julia Hartman