Strawberry DPR PDF
Strawberry DPR PDF
Strawberry DPR PDF
: Model template
for NHB Scheme No.1 for Strawberry
Scheme.1 Development of Commercial Horticulture through Production and
Post-Harvest Management of Horticulture Crops:
1. Open field condition
2. Integrated Post Harvest Management
+Farm Mechanisation
+Good Agri.Practices (GAP)
+Plastic Mulching
2. Integrated PHM
3.1.Integrated Pack House
3.2.Pack house
3.3.Pre-cooling unit
3.4. Cold Room (Staging)
3.5. Mobile Pre-cooling unit
3.7 Primary Processing
3.8.Refer Van
3.9 Retail outlet
Submitted by
Detailed Project Report (DPR) will have to be signed by the applicant (s) / authorised person
( in case of legal entity) on each page with date -along with Horticulture and Project Finance
Expert wherever applicable.
1
Index
Project at a Glance
1 About the Applicant /Promoter and his/her entrepreneurship
2 Details of benefits availedby the Applicant / Promoter
3 About Project -Name, Rationale, Management and Description
1. Name of Project, Activity,Objectives and expected Outcomes
2. Rationale / Justification for the project
3. Site/ Land details- RoR/ Ownership / Registration of lease/ Map etc.
4. Location of the Project- Identification
5. Current usage of land of proposed Project Area
6. Current infrastructure and assets possessed by the Applicant:
7. Lay out plan of the project
8. Conversion of Land Use (CLU)
9. Whether project site is part of production belt / cluster / hub
10. Rationale for the location of the project
11. Compliance of project site for food safety
12. Components / Activities of the Project with justification
13. Operations planning
14. Month wise operational chart / Implementation schedule
15. Backward and Forward linkages.
16. Manpower (Skilled & Unskilled labour etc.) availability
17. Employment generation
18. Infrastructure & Connectivity
19. SWOT Analysis
20. Monitoring and evaluation
4 NHB Scheme under which the project is proposed with rationale /
justification.
5 Project details
5.1 Agro-climatic suitability / feasibility
1. Origin, introduction and distribution of crop in the said location,
India and in the world (briefly)
2. Agro-climatic / Horticultural zones and suitability of the crop (s)
3. Soil type and latest health-suitability for the crop
4. Water (irrigation) source, availability, Quality and suitability
5.2 Market viability
1. Commercial and Nutritive importance / significance, composition and
Uses
2. Target Market (s)
3. Statistics: India and State: Area, Production and Productivity in the
District, State and India for the last 5 years
4. Clusters of the project crop in the state.
5. Demand and Supply gap
6. Global producers- Country, Area, Production, Productivity and global
market share in the last available 5 years.
7. International trade and potential (for export oriented projects)
8. Seasonality of crop / produce and its comparison with other
availablecrop/ produce
9. Price variation of commodity in the State and nearby markets
2
10. Balance sheet of commodity in the State
11. Transportation
12. Value Addition scope
13. Central and State Government policy
14. Value chain in the commodity
15. Proposed Business strategy for Market viability
5.3 Financial viability
1. Due diligence status
2. Project Cost
3. Means of Finance
4. Investment in Horticulture
5. Key financial Indicators
6. Project Financing
1. Rate of Interest
2. Percentage of Term loan against total project cost
3. Internal Rate of Return (IRR)
4. Cost of Production and Profitability
5. Yield and Sales Chart
6. Proposed Balance Sheet
7. Proposed Cash flow Statement for repayment period.
8. Proposed Profit & Loss Account
9. Proposed Repayment of Term loan and Schedule
10. Break Even Analysis
11. NPV (Net Present Value)
12. Economic Rate of Return
13. Depreciation
7. Risk Analysis and management
8. Statement of Assets and liabilities
9. Farm record keeping/ Maintenance proposed
5.4 Land development and Crop Husbandry
5.4.1.Land development
5.4.2.Selection of Quality Planting Material
1. Recommended and popular Cultivars- varieties/hybrids, their specific
characteristics, requirements and yields.
2. Cultivar/Hybrid/Variety selected and Criterion adopted for selection
3. Propagation methods.
4. Accredited / Good Nurseries in the area
5. Planting material-source, quality and suitability
5.4.3.Orchard / Site planning, Lay out and management
1. Planning, establishment and layout systems
2. Land preparation
3. Planting Season / time and density and transplanting
4. Water and Nutrientmanagement
5. Intercultural operations including Weed management
6. Flowering& fruiting
7. Integrated Pest and Disease Management and Food Safety
measures
8. Physiological disorders- causes, preventive and management
3
measures.
9. Special problems if any
5.4.5.Farm Structures and Mechanisation
1. Farm Mechanisation
5.4.6.Harvesting and Fruit / flower care management
5.5 Post-Harvest Management
1. Post-Harvest infrastructure scenario in horticulture sector in the State
and specially for the proposed crop / component
2. Product/ Process Flow chart
3. Lay out / Floor Plan of post-harvest operations
4. Post-harvest operations
1. Pre-cooling
2. Cleaning / Washing
3. Sorting and Grading
4. Packing and labelling
5. Transport
6. Storage- Low cost / cold storage/ CA
5. Post-harvest infrastructure – Integrated Post-harvest Management
1. Integrated Pack house
2. Pack House
3. Pre-cooling unit
4. Cold Room (Staging)
5. Mobile Pre-cooling unit
6. Primary Processing
7. Refer van
8. Retail outlet
9. Labour/ Store room
5.6 Marketing
1. Connectivity
2. Aggregation & Assembling: Marketing infrastructure
3. Market Institutions and agents
4. Demand and Supply trends and forecast both in local and National
markets.
5. Traceability record
6. Proposed value chain / method of Marketing by the Applicant
5.7 Value addition / Processing
6 Technology providers
1. ICAR /CAU/ SAU/SHU / Research Stations and Experts names
2. Experts-whose services are availed
3. Agri/Horti-Business incubators
7 Food Safety -With /Without GAP certification
1. GAP Certification if any
2. Food safety measures
1. Pre-planting
2. Crop husbandry
3. Harvestings
4. Post-harvest
8 Innovation if any
4
9 Profitability of the project (Horti-business): Critical observations of
Applicant
10 Checklist
11 Declaration from Crop Expert and Project Finance Expert
12 Self-declaration by the Applicant
Checklist of documents to be submitted at Market Viability and Financial Viability stage and
during JIT.
5
Project at a Glance
6
Security Coverage Ratio
Repayment period
21. Productivity expected (in MT/Qtl/Kg/numbers)
22. Likely Gap in productivity compared to National /Global average
23. Potential Market (s)for the commodity and distance from the project
site
24. Employment generation Direct- regular per annum
In-direct – Man days per annum
7
1.About the Applicant / Promoter and his/her entrepreneurship
8
1.4.Statutary registration ( As per applicability)
a. PAN No
b. Aadhaar No. Yes/No
c. Udyog Adhaar No.
d. GST
1.5.Correspondence Address Postal Address with PIN code
Telephone
Mobile
Email id
Fax if any:
1.6.Project / Site Address
9
B. Applicant/ Promoters’ Entrepreneurship:
1.10.CV / Biodata of Applicant (s) / Promoter (s) (Authorised by legal entity)in brief: ( If
applicants are more than one, all are to provide their CV / Biodata)
j. Previous profession during the last 5 Years with details of Turn over,
Accomplishments if any
10
1.11. Registrations with any Government Agency if any
1.12.Commitment by the applicant:In case the project is approvedfor pre-IPA, the promoter
/ CEO/CMD should undergo a 2 Weeks (min.10 working days)project specific training
programmein one of the ICAR/CAU/SAU/SHU/ Research Station/ Centres of Excellence/
related Central or State Government institution/ others as found appropriate / approved by
NHB.
11
In case of a Partnership firm/ Company / Legal person
a. Whether the proposed activity is covered under the objectives as per Memorandum of
Association (MoA) / Rules explicitly: If so please provide the Article and Rule in
verbatim.
12
2.Details of benefits availed/ proposed to be availed by the applicant- either individually
or as a member of Association of growers, Group of Farmer Growers/consumers, Farmers
Producer Organisations (FPOs), Self Help Groups, Partnership/ Proprietary Firms, NGOs,
Companies (as a Board of Director), Corporations, Cooperatives, Co-operative Marketing
federations from (i) NHB and (ii) other Ministries/ organisations of Central Government and
(iii) State Governments including NHM for Horticulture related projects.
Note: The beneficiary should be truthful. In case any information is received later on at any
stage about his/her availing of benefit which is not disclosed hereunder will entitle NHB to
reject the current proposal and recover the funds if already released.
1. Whether the proposed project proposal has been submitted for consideration under
any State Government or Central Government Scheme for financial grant? If yes give
details.
2. Whether any subsidy has been availed from the Board, other Central Govt.
organisation or State Government for the same activity on the same piece of land,
khasra/ Gat/Dag/ etc either in his / her own name individually or in the name of
his/her family members or through any legal entity in which he/she is the beneficiary
either in the same location, project. - Yes/ No. If Yes, Please provide details
13
2.2.In earlier/ any other Project (s) : Either in his / her own name individually or in the
name of his / her family members or through any legal entity or in any form or constitution,
in which he / she is the beneficiary either in the current proposed project location or any other
location.
2.2.1. From NHB: Whether any assistance in the form of soft loan and subsidy has been
availed earlier from the National Horticulture Board? If yes, give details thereof
14
2.3. Operational status of earlier projects under NHB scheme and other Central Ministries
and State Government.
2.4. Please provide map of earlier / other subjects and this project- Key map of project land
showing project details and land boundary details
15
2.5.Provide the following details:
a. Have you ever been refused / denied subsidy claim from NHB, NHM, APEDA,
NCDC, MoFPI? If Yes please provide details of (i) Project code, (ii) Name of
Applicant, (iii) Address (iv) Project activity etc. and the reason for such refusal /
denial:
b. If you were a recipient of Government subsidy, have you / your Bank/FI ever been
asked to refund the subsidy / call back? If Yes please provide details of (i) Project
code, (ii) Name of Applicant, (iii) Address (iv) Project activity etc. and the reason for
such refusal / denial:
Attention:
1. In case the project application is considered for Pre-IPA, the applicant shall have to
enclose No Objection Certificate from State Government / State Horticulture Mission that
there is no duplication of funding for the project and the applicant shall also submit self-
declaration that he/she is not availing government subsidy / grant / assistance from any
other ministry.
16
3. About the Project, Rationale, Management and Description
No.
5 Development of Commercial Horticulture through
Production and Post-Harvest Management of
Horticulture Crops
1. Open field condition
2. Integrated PHM
a. 3.1.Pack House
b. 3.2.Integrated Pack house
c. 3.3.Pre-cooling unit
d. 3.4. Cold Room (Staging)
e. 3.5. Mobile Pre-cooling unit
f. 3.7 Primary Processing
g. 3.8 Refer Van
h. 3.9.Retail outlet (environmentally
controlled)
17
3.2. Rationale / Justification for the project
3.2.1. Rationale
3.2.2. Details of similar projects / crop in the neighbourhood and the District -Area,
Production, Productivity briefly. Provide more details in Market viability chapter.
3.2.3. Raw Materials: How quantity and quality of inputs/ raw materials is assured.
18
3.3. Project Site/ Land details:
19
3.4.Location of the Project- Identification (Longitude, Latitude, Altitude, Village, GP,
Block, District, State), Area, Number of growers.
1. Location Address
2. a. Survey/Khasra/ Dag/ Other No
3. b. Habitation/ Village
4. c. Gram Panchayat / Urban body
5. d. Block / Urban body
6. e. Sub-Division
7. f. District
8. g. State /UT
9. Location Longitude, Latitude& Altitude
10. Total Area of land owned (ha)
11. Total Area proposed for project (ha)
20
3.6.Current infrastructure and assets possessed by the Applicant:
3.7.Lay out plan of the project/ Map of Farm / production/ Operations unit / project land
showing project details and land boundary details
Whether Land in possession of the applicant is with/ without approval for industrial
use/Whether CLU permission for the project has been received from competent
authority: If Yes- Please provide details of the authority approved with full
designation, address contact numbers and email id, approval No. and date
3.9.Whether project site is part of production belt / cluster / hub ? If yes, provide details
of working relations with other farmers
21
3.10.Rationale for the choosing the said Location for implementation of the project / Location
advantages and disadvantages
Connectivity :
Whether project site is part of production belt / cluster / hub ? If yes, provide
details of working relations with other farmers
Rail connectivity
Air connectivity
Water ways
Market
connectivity
Map of Catchment Area:
22
Other Merits/ Advantages:
The information on soil condition and site on water logging, industrial waste and effluents.
23
3.12.Components / Activities of the Project with justification (Please refer NHB scheme
guidelines)
No.
1 Development of Commercial Horticulture
through Production and Post-Harvest
Management of Horticulture Crops
1. Open field for specified crops
2. Integrated PHM
3.1.Integrated Pack house
3.2.Pack House
3.3.Pre-cooling unit
3.4. Cold Room (Staging)
3.5. Mobile Pre-cooling unit
3.7 Primary Processing
3.8. Refer Van
3.8.Retail outlet (environmentally
controlled)
24
Component wise cost of the Project and NHB Norms
25
Other tools and
equipment’s as per
Sub Mission on
Agriculture
Mechanisation
(SMAM)
Others
Land Soil levelling /
Development Digging/Fencing
etc.
Others if any
Land if newly purchased but not
before one year from date of
sanction of Term loan (indicate
year)
Support system for Grapes
Vermi Compost Unit
1. Permanent Structure
2, HDPE Vermibed(12ft X 4ft X2 ft)
Certification of Good Agricultural
Practices (GAP) including
infrastructure (AC)
Plastic Mulching
Others
Grand Total
Scheme Capacity/ Units/ Likely NHB
Area/ Number /Unit Norm
Spacing/ cost
size etc.
Integrated 1. Integrated PHM
PHM 3.1.Pack House
3.2.Integrated Pack house
3.3.Pre-cooling unit
3.4.Cold Room (Staging)
3.5.Mobile Pre-cooling unit
3.7 Primary Processing
3.8.Retail outlet (environmentally
controlled)
Others
Note: NHB Norm: means Over all ceiling in project mode with add on component as per NHB Scheme guidelines.
(Appendix 1-A)
AC: Add on component: Over and above the cost ceiling.
26
3.13.Operations Planning
27
3.14. Profile of Agency executing erection of Post Harvest Infrastructure (based on
project / applicability etc.
28
3.15.Month wise operational chart / Implementation schedule: Commencement to
completion:
29
3.17. Backward and Forward linkages
3. Briefly explain as to how the produce will be consolidated (backward linkages) and
marketed/exported (forward linkages)
30
3.18.Manpower (Skilled Labour, Expertise etc.), Required, Already available, Gaps and the
management in an Year.
a)
b)
c)
31
3.20.Infrastructure and connectivity (Power, Fuel, Water, Plant and Machinery, Effluents
treatment etc.)- Required, Already available, Gaps and the management.
32
3.21.SWOT Analysis
1 Strengths
2 Weaknesses
3 Opportunities
4 Threats
33
Attention of the applicant:
1. Applicant has to intimate the Board before effecting change of project land, crop, area,
bank etc in the proposal before claim of subsidy. (page 121 of guidelines point 10(vi).
Thus Any change in crop or project site without prior approval of NHB shall make the
component or project, as the case may be, ineligible for getting subsidy.
2. Even the change in FI / Banker should be done with prior approval of NHB.
34
4 NHB Scheme under which the project is proposed with rationale /
justification.
1. Scheme.1: Scheme guidelines
35
36
2. Cost Norms and pattern of assistance: Copy paste scheme guidelines
37
38
39
40
41
42
43
3. Rationale for justification for taking up the proposed project under the scheme No.1 and
its components.
44
5.Project details
45
5.1 Agro-climatic suitability
The garden strawberry (Fragaria × ananassa) is a widely grown hybrid species of the
genus Fragaria, collectively known as the strawberries. It is cultivated worldwide for
its fruit. The fruit is widely appreciated for its characteristic aroma, bright red color,
juicy texture, and sweetness. It is consumed in large quantities, either fresh or in such
prepared foods as preserves, juice, pies, ice creams, milkshakes, and chocolates. The
very first garden strawberry was grown in Brittany, France, during the late 18th
century. Prior to this, wild strawberries and cultivated selections from wild strawberry
species were the common source of the fruit. The strawberry is not, from a botanical
point of view, a berry. Technically, it is an aggregate accessory fruit, meaning that the
fleshy part is derived not from the plant's ovaries but from the receptacle that holds
the ovaries. Each apparent "seed" (achene) on the outside of the fruit is actually one of
the ovaries of the flower, with a seed inside it. USA is the leading producer of
Strawberry in the world with production of 13,12,960 tonnes followed by Turkey with
a production of 3,02,416 tonnes, Spain with a production of 2,62,730, Egypt with
production of 2,40,284.
The parts of India growing strawberries commercially are Himachal Pradesh, Jammu
and Kashmir, Uttar Pradesh, Maharashtra, West Bengal, Punjab, Rajasthan, Haryana,
Delhi and the Nilgiri hills. Maharashtra’s Panchgani, Mahabaleshwar leads the
country’s strawberry production, accounting for 85 percent of India’s supply.
Himachal Pradesh and Jammu and Kashmir account for most of the remaining
production. Approximately 20 varieties are of particular importance to the country,
with each varying in their ratio of sweetness and end use. Though India is not known
for its strawberries, it nevertheless exports them to other countries. According to the
APEDA in New Delhi, the top export countries of Indian strawberries are Bangladesh,
Austria, the US, Germany and Jordan.
46
5.1.2.Agro-climatic / Horticultural zones including Rainfall, temperatures at critical
stages and suitability of the project (Not applicable to standalone PHM projects)
Conclusion: Whether project crop is recommended for the project location Yes/No
5.1.3. Soil Type and health -requirements and that of project suitability
(Not applicable to standalone PHM projects)
47
roots but other
factors, such as soil
type and the kind of
salt present, must also
be considered.
Calcium is required in
large quantities.
Generally, around
1.5kg of calcium is
needed for every tonne
of fruit. A lot of this
calcium is found in the
root, the plant leaves
and petioles. Transport
of calcium into the fruit
is limited largely
Calcium because Ca follows
water uptake and is
only taken up by
transpiring organs
thereby mirroring
water uptake. Thus
regular, season-long
supply of calcium to
the fruit is critical to
maintain fruit quality
and in particular
firmness and shelf life.
Sodium
Potassium is needed in
large quantities – at
levels above those of
nitrogen. Total crop K
uptake is around 3.5-
4.5kg/t of fruit yield.
Almost 60% of the
Potassium potassium is found in
the fruit at harvest.
Peak K demand is from
early fruit formation
through to maturity,
when uptake is faster
than for any other
nutrient.
Nitrogen is required in
large quantities at rates
Nitrogen of 3-3.5kg/t of crop
yield. Plants require a
continuous supply of N
48
for growth and 50% of
nitrogen eventually
accumulates in the
fruit. Excessive
amounts in the leaf,
and available at later
stages, can soften the
fruit and delay
ripening. Best practice
is to ensure regular
applications throughout
the growing season.
is important at early
stages of crop
development to ensure
good rooting and leaf
growth. Crops take up
around 0.5-1kg P/t of
fruit yield. During fruit
Phosphorus development, the P
concentration in other
plant organs decreases,
indicating a
redistribution of P to
the fruits with around
40% of total uptake
ending up in the berry.
@ Note: Organisation / Institution (ICAR/CAU/SAU/SHU/ other): SKUAST-Shalimar
Kashmir and ICAR-CITH, Srinagar
#: Provide details of Soil Test Laboratory (should be that of Agriculture Dept/ Agric.Univ/
Central or State Government) where Soil is tested with contact details of Head of Laboratory/
Analyst with telephone and mobile details and weblink if possible. A self-attested copy of the
laboratory results should be submitted in case project is qualified for processing for subsidy
claim.
1. Causes
2. Reclamation / Management/ Amendments proposed:
49
Conclusion:
Whether project location soil is suitable for the crop / activity.
50
5.1.4.Water/ Irrigation water Quality -requirements and that of project suitability
(Not applicable to standalone PHM projects)
51
5.2. Project- Market viability of the Project
(To be facilitated and certified by Horticulture Expert)
On the nutrition front, strawberries are loaded with a hefty dose of healthy nutrients.
They are extremely rich in antioxidants and are a great source of vitamin C. Talking
about strawberry's nutritional value, the scrumptious heart-shaped delight contains
little or no fat, zero cholesterol and is sodium-free.
Strawberries are rich in quercetin and kaempferol, both of which can prevent
"unhealthy" (LDL) cholesterol in the blood from oxidising and damaging the artery
walls. Other than this, its rich vitamin C content can also boost your immunity to a
great exten
Strawberry contains the antioxidant compound known as ellagic acid that scavenges
for, binds to, and helps neutralise cancer-causing chemicals in the body. Apart from
this, strawberry also contains the antioxidants lutein and zeaxanthin that fight against
free radicals in the body.
Strawberries are abundantly rich in vitamins and minerals. Loading up on this fruit
can give you a good dose of vitamin A, C, folate, phosphorus and manganese. Folic
acid can help in production of new cells, whereas vitamin C acts as powerful
antioxidants. Even if you consume 2-3 strawberries as a mid-meal snack, you shall
meet a good chunk of your daily vitamin C requirement. Not only does vitamin C
support the immune system, but also creates collagen, which helps in healing of
wounds. Other than this, manganese, which is found in strawberries, helps support
bone health and can maintain cognitive functions as well. Consumption of
strawberries helps in boosting body's metabolism and also reduces inflammation..
52
5.2.2.Targetted market (s) : Domestic or International. In case of International market, the
applicant have to refer APEDA export requirements and should specify compliance
appropriately with in the document. In case of domestic market specify the intended market
briefly while more details be provided in Marketing chapter.
1. India: Area, Production and Productivity in the area, State and India for the last 5-10
years
National picture
53
2. Project State Picture (Mandatory)
Tamil Nadu
Source: http://agricoop.nic.in/
3. Project State- district wise performance in the said crop producing districts in Last
Year (Mandatory)
Source: http://agricoop.nic.in/
5.Project crop in the state: Time trend of Area, Production and Productivity (Mandatory)
Source: http://agricoop.nic.in/
54
Crop Area Production
Ha % MT %
55
7.Availability of Storage facilities in the project area / District / StateSource: (Desirable Data)
Clusters/ Zones
56
5.2.5.Demand for the commodity:( based on the available data- minimum for the project area,
district and the state)
http://agricoop.nic.in/
APMC/ Agriculture Marketing Board/ District Horticulture Officer
*: Project area could be a block / District based on the crop / commodity/ activity and its
spread area and numbers.
Note: Applicant may take the help of District Horticulture Officer.
5.2.5.A.Projections of production, productivity, targets for domestic and export market (Desirable)
57
5.2.6.Global producers- Country, Area, Production, Productivity and global market share for
the last 5-10 years
India
58
5.2.8. Seasonality matrix of the fruit/vegetables/ flowers (Desirable Data):
Jan Feb Mar Apr May June July Aug Sept Oct Nov Dec
Strawberry
Lean Season
Peak Season
Demand and Supply issues specific to project area:
59
5.2.9 Price variation of Commodities at State / UT Capital or at a Major Fruit Market
Source: Could be applicants’ own assumption / horticulture expert etc.by giving justification
60
5.2.10.Balance sheet of commodity in the State (Desirable Data/ Voluntary)
Source:
Note:
61
5.2.11.Whether transportation infrastructure is available.
62
5.2.14.Value chain in the commodity
5.2.15.Proposed Business Strategy by the Applicant for Marketing and Market viability
63
5.3.Financial Viability of the Project
( To be prepared and certified by Project Finance Expert on each page)
64
down (Area in Sq.ft
with size)
Others
Farm Tractor upto 20 BHP
Mechanisati Power Tiller HP
on Equipments- driven
(AC) by Tractor/ Power
Tiller
Mulch laying
machine
Self-propelled hort.
Machinery
Other tools and
equipment’s as per
Sub Mission on
Agriculture
Mechanisation
(SMAM)
Others
Land Soil levelling /
Developmen Digging/Fencing etc.
t Others if any
65
Summary of Project Cost
Project Max.possible
Cost NHB support
(self-
appraisal)
Open field condition With add on components
Without add on
components
Integrated PHM
3.1.Integrated Pack House
3.2.Pack house
3.3.Pre-cooling unit
3.4. Cold Room (Staging)
3.5. Mobile Pre-cooling unit
3.7 Primary Processing
3.8.Refer Van
3.9 Retail outlet
Grand Total
66
5.3.4.Hypothecation Security if any:
5.3.5.About Bank/ FI: Name of the Bank/FI, branch and its code identified for Term loan
and Rationale
Name of Bank/ FI
Bank/FI Branch Address
Bank/FI Branch contact Number
IFSC code
Estimated projections
Y1 Y2 Y3 Y4 Y5 Y6 Y7 Y8
Capital
Reserves
Intangibles
Tangible Net
Worth
Net Working
Capital
Current Ratio
Net Sales
Op. Profit
Net Profit Before
Tax
Net Profit After
Tax
TOL/ TNW
Debt-equity ratio
Depreciation
Dividend
Retained Profit
NOTE:- In case of existing business / project, the promoter has to provide the audited data
for the last three years apart from estimated and projected data for covering the entire
repayment period.
67
5.3.8 Project Financing:
1) Rate of Interest :
13) Depreciation
68
5.3.9 Sensitivity analysis of the project.
69
5.3.10 Key Financial Parameters for the proposal:
70
5.3.11 Statement of Assets & liability as on……...
1. Immovable Assets
(Rs. In lakh)
Sl.No Description Extent Location Face value Market value
1 Land
2 Building
3 Plant & machinery
4 Commercial plots
2. Movable Assets
Sl.No Description Modle Face value Market value
1 Car/Scooter/Truck/Bus/Mobile
phone
Total assets……............
1. Liabilities
Sl.No. Nature of the loan Name of the Date of loan Face Market value/
institution value Present value
Total liabilities…….....................
Net of assets & liabilities…….....
71
5.3.12.Risk Analysis& Management
Risk Management
Excess production / Glut situation in
Market
Crop failure Crop insurance
Price volatility-low prices
Pests and Diseases
Natural calamities- fire, cyclone, Floods
etc.
72
5.4: Land development and Crop husbandry
5.4.1.Land development: ( in case of waste/ barren land)
73
Pandora
Sophie
ICAR-CITH, Srinagar
SKUAST-K, Shalimar
List of reputed / authorised store / Nursery from where quality seeds / planting material is
planned to source in the project:
74
Planting material-source, quality and suitability
75
5.4.3. Orchard planning Lay out and management
76
5.4.3.2. Land preparation including bed preparation
77
5.4.3.3. Planting Season / time and density
78
5.4.3.4. Water and Nutrient Management
a. Critical stages for Irrigation and Water required under Drip Irrigation
Dated Institute
79
Availability of Water and Nutrient management plan: Yes/ No
80
5.4.3.6. Integrated Pest and Diseases Management including Biological control and Food
Safety
As recommended by Diseases include: anthracnose, black root rot, botrytis fruit rot (gray
ICAR Institute/ mold), leaf blight, leaf scorch, leafspot, leather rot, powdery mildew, red
CAU/SAU/SHU stele, verticillium wilt. Fungicides are applied for gray mold (Botrytis
cinerea) up to 3 times during bloom starting at 10% bloom, according to
weather conditions and related disease pressure
Insects and related pests include: aphids, bud weevil (clipper), cyclamen
mite, garden slugs, leafrollers, root weevils, sap beetle, spittlebug,
strawberry rootworm, potato leafhopper, tarnished plant bug, two spotted
spider mite. Control measures for spider mites are not taken until: 25% of
leaves sampled show presence of TSSM but no predator mites are found
OR 30% of leaves sampled show presence of TSSM and some predators
mites are found
Action taken /
proposed by the
applicant
Points of Deviation if
any and justification
Residue Analysis: Address and contact details of NABL approved laboratory proposed for
testing pesticide residue:
81
5.4.3.11. Physiological disorders- causes, preventive and management measures.
82
5.4.3.12. Special problems if any
83
5.4.5. Farm Mechanisation
Plant & Machinery proposed to be used or procured on outsourcing and on his own
State/UT Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
J&K
MAHABALESHWAR
District/ Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Production
area
84
5.4.6.4. Harvesting technology and Fruit care management
85
5.5. Post-Harvest Management
5.5.1.Post-Harvest infrastructure scenario in horticulture sector in the State and specially for
the proposed crop / component
86
5.5.2.Product / Process Flow chart- Illustrative ( It should be crop and project specific)
(Unidirectional)
Harvesting
PRE-Cooling
Grading &
Sorting
Processing and value
addition
Packaging
Transportation (R-Van)
Marketing
87
5.5.3. Lay out/ Floor Plan of Post-harvest operations
1. Sorting
2. Cleaning / Washing
3. Grading
4. Pre-treatments (HW, waxing, chemical treatment, etc.)
5. Packing
6. Pre-cooling
7. Transport
1. Arrival Area
88
(Including steps/ processes, norms, protocols, manual/mechanised; model/make, capacity,
turn over / hour; palletisation; wooden/plastic / any other.In case of exports are you aware
of compliance requirements as provided by APEDA-
http://apeda.gov.in/apedawebsite/six_head_product/FFV.htm)
89
5.5.5. Post-harvest Infrastructure – Integrated Postharvest Management
Note: In case the project includes any of the post-harvest infrastructure units. Only the
relevant details and data sheet should be part of the DPR.
Certificates to enclosed during Market and Financial viability stage and JIT:
1. For Civil Works: Chartered Engineer (Civil) Certificate- component wise cost break
up for Civil Works.
2. For Plant & Machinery: Chartered Engineer (Mechanical) Certificate on component
wise cost break up for Plant & Machinery showing basic cost and Taxes separately.
90
5.5.5.1. Integrated Pack house:
91
Plant & Recommended Proposed Make No.of Unit cost Total
Machinery technical units cost
standards
13. List of Manufacturers / Suppliers of Plant and Machinery (enclose quotations during
Market viability and Financial viability stage)
14. Protocols
Activity Recommended Proposed practice Remarks
15. Compliance to relevant BIS code and standards- Electrical, Mechanical- Yes/No.
a. Managerial manpower
b. Technical manpower
c. Skilled manpower
d. Un skilled manpower
92
93
5.5.5.2. Pack house:
94
Plant & Recommended Proposed Make No.of Unit Total
Machinery technical units cost cost
standards
13. List of Manufacturers / Suppliers of Plant and Machinery (enclose quotations during
Market viability and Financial viability stage)
14. Protocols
15. Compliance to relevant BIS code and standards- Electrical, Mechanical- Yes/No.
e. Managerial manpower
f. Technical manpower
g. Skilled manpower
h. Un skilled manpower
95
5.5.5.3.Pre-cooling unit
96
Plant & Recommended Proposed Make No.of Unit Total
Machinery technical units cost cost
standards
12. List of Manufacturers / Suppliers of Plant and Machinery (enclose quotations during
Market viability and Financial viability stage)
i. Managerial manpower
j. Technical manpower
k. Skilled manpower
l. Un skilled manpower
97
98
5.5.5.4.Cold room
99
Plant & Recommended Proposed Make No. Unit Total
Machinery technical of cost cost
standards units
12. List of Manufacturers / Suppliers of Plant and Machinery (enclose quotations during
Market viability and Financial viability stage)
a. Managerial manpower
b. Technical manpower
c. Skilled manpower
d. Un skilled manpower
100
5.5.5.5. Mobile Pre-cooling unit
101
Plant & Recommended Proposed Make No.of Unit Total
Machinery technical units cost cost
standards
e. Managerial manpower
f. Technical manpower
g. Skilled manpower
h. Un skilled manpower
102
5.5.5.6.Primary Processing unit
103
10. Civil infrastructure. Design, layout and Photographic evidence certified by chartered engineer
is required to be submitted in case the project is considered for processing.
11. Plant & Machinery: Rationale, Design, Capacity, After service, Warranty(Design, layout and
Photographic evidence certified by chartered engineer is required to be submitted in case the
project is considered for processing).
13. List of Manufacturers / Suppliers of Plant and Machinery (enclose quotations during
Market viability and Financial viability stage)
104
5.5.5.7.Refer Van
1.Introduction
105
106
2. Rationale for the proposal
3. Product / Process flow chart.
4. Proposed project location:
5. Number of days proposed to be operational:
6. Produce / Raw Material:
a. Types/ Quality of raw material- Grades/ Specifications
b. Raw material availability and procurement: Details of own production if any and
local production annually with 5 years data with future projections. Markets and farm
areas of procurement and reliability. (Obtain past data from Local District
Horticulture Officer. In the absence of scientific data, the authority can give
estimated/projected data with stated assumptions)
c. Catchment area:
S.No Location of Catchment Name of Commodities Qty to be
(Cluster- Primary / Village, to be sourced sourced
Secondary) Block, District
107
11. List of Manufacturers / Suppliers of Plant and Machinery (enclose quotations during
Market viability and Financial viability stage)
108
Retail outlet
1. Introduction:
11. List of Manufacturers / Suppliers of Plant and Machinery (enclose quotations during
Market viability and Financial viability stage)
m. Managerial manpower
n. Technical manpower
o. Skilled manpower
p. Un skilled manpower
110
111
5.6 Marketing
a. Pre-harvest contract
b. On Farm Marketing
c. Retail Marketing
d. Wholesale marketing
e. Online Marketing
f. Exports
112
5.7 Value Addition/ Processing
Potential for the processing of crop produce / commodity and facilities / infrastructure available
113
6 Technology providers
6.1. Research Institute (s) [ICAR/CAU/SAU/SHU etc.] providing / from which technical details are
ascertained
114
6.2. Experts-whose services are availed -Crop expert / Subject Matter Specialist (SMS) and
other experts consulted DPR preparation.
115
6.3. Agri-Business Incubators
116
7 Food Safety – With / Without Good Agricultural Practices Certification
7.2.1.Pre-Planting Measures
117
7.2.2. Production Measures
7.2.3.Harvest
118
used to avoid contamination by birds and
animals.
2. Worker hygiene and training
a) Good personal hygiene is particularly
important during the harvest of crops. Sick
employees or those with contaminated hands
can spread pathogens to produce.
b) Employee awareness, meaningful training and
accessible restroom facilities with hand wash
stations encourage good hygiene.
7.2.4.Post-Harvest Handling
1. Worker hygiene
a) Hands can contaminate fresh strawberry fruits
with harmful microbes
b) Packing area should be cleaned and sanitized.
c) Supply liquid soap in dispensers, potable
water, and single-use paper towels for hand
washing.
d) Packing area should be cleaned and
sanitized. Supply liquid soap in dispensers,
potable water, and single-use paper towels for
hand washing.
e) Workers should be properly educated about
the importance of restroom use and proper
hand washing.
f) Encourage proper use of disposable gloves on
packing lines.
g) Sick employee should not be given food-
contact jobs.
2. Monitor wash water quality
a. Potable water should be preferably used in all
washing operations.
b. Clean water should be maintained in dump
tank by sanitizing and changing water
regularly.
c. Use chlorinated water and other labelled
disinfectants to wash fresh produce.
3. Sanitize packinghouse and packing operations
a. Loading, staging, and all food contact surfaces
should be cleaned and sanitized at the end of
each day.
b. Exclude all animals, especially rodents and
birds from the packing house.
c. Wash, rinse and sanitize the packing line belts,
conveyors, and food contact surfaces at the
end of each day to avoid buildup of harmful
microorganisms.
119
d. Packaging material should be stored in a clean
area
4. Pre-cooling and cold storage
a. After harvesting, strawberry fruits should be
quickly cooled to minimize the growth of
pathogens and maintain good quality.
b. Water bath temperature for cooling should not
be more than 10F cooler than the produce pulp
temperature.
c. Refrigeration room should not be overloaded
beyond cooling capacity.
5. Transportation of produce from farm to market
a) Proper cleanliness of the transportation
vehicles should be ensured before loading.
b) Farmers have to make sure that fresh fruits
and vegetables are not shipped in trucks which
have carried live animals or harmful
substances.
c) If these trucks must be used, they should be
washed, rinsed, and sanitized them before
transporting fresh produce.
d) For traceability norms, it must be ensured that
each package leaving the farm can be traced to
field of origin and date of packing
8.Innovation if any
120
9.Profitability of the project (Horti-business): Critical observations of Applicant
121
10 Checklist
122
18. Employment generation √
19. SWOT Analysis √
20. Monitoring and evaluation √ Certificate
4 NHB Scheme under which the project is
proposed with rationale / justification.
5 Project details
5.1 Agro-climatic suitability / feasibility
1. Origin and distribution of crop in the
said location and India and in the
world (briefly)
2. Agro-climatic / Horticultural zones √ IMD Data
and suitability of the crop (s)
3. Soil type and latest health-suitability √ Latest Soil
for the crop health card
(not more than
1 month old)
4. Water (irrigation) source, availability, √ Latest Water
Quality and suitability Analysis report
(not more than
1 month old)
5.2 Market viability
1. Commercial and Nutritive importance
/ significance, composition and Uses
2. Target Market √
3. Area, Production and Productivity in
the District, State and India for the last
5 years
4. Clusters of the project crop in the √
state.
5. Demand and Supply Gap √ State
Horticulture
Dept.
6. Global producers- Country, Area,
Production, Productivity and global
market share in the last available 5
years.
7. International trade and potential (for √ @
export oriented projects)
8. Seasonality of fruit and its comparison √
with other available fruits
9. Price variation of commodity in the √ State Govt.
State and nearby markets
10. Balance sheet of commodity in the
State
11. Central and State Government policy
12. Value chain in the commodity √
13. Proposed Strategy by the Applicant √
for Marketing and Market viability
5.3 Financial viability
123
1.Due diligence status √
2.Project Cost √ Certified by
3.Means of Finance √ CA
4.Investment into Horticulture √
5.Key financial Indicators √
6.Project Financing √
a. Rate of Interest √
b. Returns from the Project √
(IRR):
c. Cost of Production and √
Profitability (Annexure)
d. Yield and Sales Chart √
(Annexure)
e. Proposed Balance √
Sheet: (Annexure)
f. Proposed Cash flow Statement √
for next 7 years (Annexure)
g. Proposed Profit & Loss √
Account: (Annexure)
h. Proposed Repayment of Term √
loan and Schedule (Annexure)
i. Break even Analysis √
(Annexure)
j. NPV (Net Present Value) √
k. Economic Rate of Return √
7. Farm record keeping/ Maintenance √ Records
proposed
5.4 Land development and Crop Husbandry
5.4.1.Land development
5.4.2.Selection of Quality Planting Material
1. Recommended and popular Cultivars- √
varieties/hybrids, their specific
characteristics, requirements and
yields
2. Cultivar/Hybrid/Variety selected and √
Criterion adopted for selection
3. Propagation methods √
4. Accredited / Good Nurseries in the √
area
5. Planting material-source, quality and √ Nursery / Shop
suitability Invoice with
Seed quality
5.4.3.Orchard / Site planning, Lay out and
management
1. Planning, establishment and layout √
systems
2. Land preparation √
3. Planting Season / time and density √
and transplanting
124
4. Water and Nutrient management √ Written plan
5. Intercultural operations including √
Weed management
6. Flowering & fruiting √
7. Integrated Pest and Disease √
Management and Food Safety
measures
8. Physiological disorders- causes, √
preventive and management
measures.
9. Special problems if any √
5.4.5.Farm Structures and mechanisation √
Farm Mechanisation √ Company
Brochures
5.4.6.Harvesting and Fruit / flower care
management
5.5 Post-Harvest Management √
1. Post-Harvest infrastructure scenario in
horticulture sector in the State and
specially for the proposed crop /
component
2. Product/ Process Flow chart √
3. Lay out / Floor Plan of post-harvest √
operations
4. Post-harvest operations (Based on √ Protocols
applicability)
5. Pre-cooling √
6. Cleaning / Washing √
7. Sorting and Grading √
8. Packing and labelling √ Models
9. Transport √
10. Storage- Cold storage/CA √
11. Post-harvest infrastructure – Integrated √ Technical
Post-harvest Management- (Which ever Standards
component is proposed)
1. Integrated Pack house
2. Pack House
3. Pre-cooling unit
4. Cold Room (Staging)
5. Mobile Pre-cooling unit
6. Primary Processing
7. Refer van
8. Retail outlet
9. Labour room
5.6 Marketing
1. Aggregation & Assembling: √
Marketing infrastructure
2. Market Institutions and agents √
3. Demand and Supply trends and
125
forecast both in local and National
markets.
4. Traceability system √
5. Proposed value chain / method of √
Marketing by the Applicant
5.7 Value addition / Processing √
6 Technology providers √
1. ICAR /CAU/ SAU/SHU / Research √
Stations and Experts names
2. Agri/Horti-Business incubators √
7 Food Safety -With /Without GAP
certification
1. GAP Certification if any √
2. Food safety measures √ Clean farm,
a. Pre-planting √ Trained
b. Crop husbandry √ workers;
c. Harvestings √ Protective
d. Post-harvest √ clothing,
Safety
equipment;
First Aid;
Safety and
Hygiene
policy; Waste
Management
Plan
8 Innovation if any
9 Risk Management √ Proposed
insurance
details if any
10 Checklist √
11 Declaration from Crop Expert and Project √
Finance Expert
Self-declaration by the Applicant √
Note: *: Documents are to be submitted only when NHB accords Pre- IPA approval.
@ In case of export units.
11.1.Declaration by Crop Expert ( if the Project / Crop specific information, data and
chapters of DPR are prepared by theexpert and not by the applicant)
I have read and understood the latest NHB Schemes operational guidelines and made the
applicant understand the same.
The technical information provided in the Detail Project Report are as recommended by
ICAR/ State Agriculture / Horticulture University/ …….Research Institute as published in
their publication…………./ genuine website……………….
126
Certified that the information/contents as above furnished by me/us in the application are true
to the best of my/our knowledge & belief and nothing material has been concealed.
Place Signature
Date Designation and Seal
127
11.2.Declaration by Project Finance Expert (Chartered accountant)
( if the Market viability and Financial Viability chapters are prepared by the Project Finance
Expert and not done by the applicant on his/her own)
I have read and understood the latest NHB Schemes operational guidelines and made the
applicant understand the same.
The Financial and Market viability as provided in the Detail Project Report is true to the best
of my knowledge.
Certified that the information/contents as above furnished by me/us in the application are true
to the best of my/our knowledge & belief and nothing material has been concealed.
Place Signature
Date Designation and Seal
128
12.Self-Declaration by applicant
1. I have read, understoodand abide by the latest NHB Schemes operational guidelines
including conditions, norms and pattern of assistance.
2. The information provided in the Detail Project Report is true to my knowledge.
3. In case the details provided by me viz., (i) my personal details, land, previous benefits
availed by me from either Central and State Government if proved false at any stage NHB
is entitled to recover any subsidy if any released by it from me.
4. I have personally ascertained technical details of the projector or I have availed the
services of a competent Horticulturist for technical details and viability. Accordingly
declaration is provided herewith.
5. I have personally ascertained Financial and Market viability of the project or I have
availed the services of a competent Project Finance expert for the requisite project finance
details and project viability. Accordingly declaration is provided herewith.
6. In case the project is approved for pre-IPA, I shall undergo a 2 Weeks (min.10 working
days) training programme in case of Open field condition and protective cover (with or
without PHM component) and a minimum of 1 Week programme in case of standalone
PHM component at my own expenses in one of the ICAR/CAU/SAU/SHU/ Research
Station/ Centres of Excellence/ related Central or State Government institution/ others as
found appropriate / approved by NHB.
7. I shall adopt scientific package of practices / technology and maintain proper farm
accounts.
8. The project is technically feasible and economically viable and is bankable.
9. In case the project application is considered for application processing, I am bound to
submit all required / requisite mandatory documents to establish veracity of my DPR and
eligibility to claim subsidy under NHB Schemes in the form prescribed with in6 months
of any such intimation from NHB for according In principle approval (IPA). Else I
acknowledge that my application stands vacated and rejected by default of my omission.
10. I understand that incomplete, delayed and /or NPA projects and default cases shall not be
eligible for subsidy.
11. I solemnly affirm/ undertake that the proposed project components in the application are a
completely new activity and not a pre-existing activity or any component thereof.
12. In case of Plant & Machinery- only new are proposed. Reconditioned / refurbished
equipment/ Plant & Machinery shall not be procured under the project.
13. In case of concealment of any facts in this regard, the NHB would have right to reject/
cancel my application / project out right at any stage.
14. In case the project is approved for subsidy claim I shall undertake a MOU with NHB to
comply with all the terms and conditions of the scheme guidelines as effective on the date
of subsidy claim approval and any other condition/ advisory in the interest of projects
success and sustainability.
Date Location:
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