COMMERCIAL BANK OF CEYLON PLC

BANGLADESH

Tariffs & Charges

Description Tariffs & Charges

Deposit Accounts
Account Maintenance Fee
BDT. Accounts (Savings)
Avg. balance up to 10,000/- Free
Avg. balance 10,001/- to 25,000/- Tk. 100/- (Half Yearly)
Avg. balance 25,001/- to 200,000/- Tk. 200/- (Half Yearly)
Avg. balance 200,001/- to 1,000,000/- Tk. 250/- (Half Yearly)
Avg. balance above 1,000,000/- Tk. 300/- (Half Yearly)
-Tk. Accounts (Current) Tk. 300/- (Half Yearly)
-Tk. Accounts (SND) Tk. 300/- (Half Yearly)
-Tk. Accounts (FreeCom) Tk. 2,500/- (Half Yearly)
If Avg. balance fall below 100,000/-
-DotCom – Children’s Saver Account – Free
FC Account Tk. 300/- (Half Yearly)
Tk. 300/- (Half Yearly)
Tk. 300/- (Half Yearly)
Tk. 300/- (Half Yearly)
Cheque Book Issuance Fee
- First Cheque book - Free
- For second book onwards
10 leaves Tk. 100/-
25 leaves Tk. 250/-
50 Leaves Tk. 500/-
Account Closure Charges
- Tk. Accounts (Savings) Tk. 200/-
- Tk. Accounts (Current) Tk. 300/-
-Tk. Accounts (SND) Tk. 300/-
- FC Accounts - USD Tk. 300/
- GBP Tk. 300/
- EUR Tk. 300/
- AUD Tk. 300/

Other Services
Duplicate Fixed Deposit Certificate Tk. 500/-
Stop Payment
- For insufficient fund Tk. 1,000/-
- For any other purpose Tk. 250/-
- Lost of Cheque Book Tk. 500/-
Issuing Solvency Certificates Tk. 500/-
Beneficiary Owner’s (BO) Certificate Tk. 100/-
Balance Confirmation Certificate

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COMMERCIAL BANK OF CEYLON PLC
BANGLADESH

- Upto 2 times in a year Free

- More than 2 times - per request Tk. 200/-
Certificates at the request of Auditors or other Tk. 1,000/-
institutions
Statement Authentication Certificate Tk. 500/-
Any other Certificate Tk. 300/-
Information to Credit Rating Agency for Credit rating Tk. 2000/-
report
Duplicate Statement – Deposit Accounts
Up to previous three years Tk. 300/- per statement
3 years and above Tk. 1,000/- per statement
Duplicate Statement – Loan Accounts
First instance Free
Any additional request Tk. 1,000/- per statement
Overseas Courier At actual
Tk. 100/- per retrieval (up to 3 months)
Voucher Retrieval Fee Tk. 500/- (more than 3 months)
CCTV Footage Retrieval Fee Tk. 2,000.00
Standing Orders
Beneficiary CBC Accounts - Free
Beneficiary Other Bank Accounts -Tk. 300 per transaction
SWEEP/ZBA Facility setup Fee Tk. 1,000/-
Outward Cheque Returned for Insufficient Fund Tk. 1,000/-
Issuance of Pay Orders
Upto 100,000 Tk. 100/-
Over 100,000 Tk. 200/-
Cancellation of Pay order Tk. 500/-
Issuance of Duplicate Pay order Tk. 500/-
Issuance of Bangladesh Bank Cheques Tk. 300/-
Withdrawal without Cheque
Tk. 500/- per payment
(Over the Counter)
SMS Service (Yearly) Tk. 150/-
E-Passbook Free
E-Statement Free
CIB Charge At Actual (Minimum Tk. 150/-)
Processing Application/remittance permission/post
facto approval to Bangladesh Bank
Companies Tk. 3,500/-
Individuals Tk. 2,000/-
Processing FDI reporting to Bangladesh Bank Tk. 2,500/-
Reporting Share Buy/Sale Transaction to Bangladesh Bank – by the way of ESCROW
For first six months USD 2,500/-
Subsequent period USD 1,000/- (Half-yearly)
Reporting Share Buy/Sale Transaction to Bangladesh 0.05 % of the approved shares value or Tk.
Bank without Escrow arrangement 20,000/- whichever is higher

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COMMERCIAL BANK OF CEYLON PLC
BANGLADESH

BACPS & BEFTN *

High Value (Tk. 500,000 & Above) Cheque processing
Tk. 60/-
- per transaction
Regular Value Cheque processing
Tk. 50,000 – Below 500,000 Tk. 10/-
Tk. 500,000 & Above Tk. 25/-
EFT Transactions Free
RTGS per Transaction Tk. 100/-

Remittance
Inward Remittances:
Credit to Customer Account Free
Payment against identification Tk. 300/-
Payment to other Banks
Pay Order Standard Charge + Postage Charges
Tk. Currency
Tk 100.00
Foreign Currency USD 5
Issuance of Encashment Certificate Tk. 500/-
Outward Remittances:
Foreign Currency
Draft on Bangladesh Bank Tk. 850/- or USD 10
Demand Draft Tk. 700/- or USD 10
TT Tk. 1,500/-
Remittances to Sri Lanka
Demand Draft Tk. 350/- or USD 4
TT Tk. 700/- or USD 8
Cancellation of FCY draft Tk. 400- or USD 5
Demand Drafts issued to third party Pay Order Standard Charge
Third party payment processing fee Tk. 300

FC Services
Foreign Currency
Issuance of FCY Cash 1% (Minimum Tk 100)
Encashment of FCY Cash Nil
Passport Endorsement Charge Tk. 300/-

Student Remittance
Students File Yearly permit issue Tk. 4,500/- per application
Permit Amendment within validity Tk. 1,000/-
Visa evaluation fee remittance Tk. 1,000/- per application

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COMMERCIAL BANK OF CEYLON PLC
BANGLADESH

Purchase of Cheques and Drafts

Local Currency Cheques/Drafts 1% (Minimum Tk. 500 )
Cheque Purchase Return Tk. 1,000/-
Foreign Currency Cheques/Drafts. 1% (Minimum USD 10)
Cheque Purchase Return Tk. 1,000/- or USD 25
OBC Charges (Local) 0.2% (Minimum Tk. 500)
FCY Cheque Collection
Credit to FCY Account 0.1% and minimum USD 10
Credit to Tk. Account 0.1% and minimum Tk.1000

Custodial Service

BO A/C Opening Charges Tk. 1,000/-

Transaction Fee
Institution 0.125% or Minimum Tk. 4,000/- per Transaction
Individual Tk. 500/- per Transaction
Yearly Charges
0.20% on market value of Existing Portfolio/Month
Institution
or Minimum $250.00
0.1% on Market Value of Existing Portfolio per
Individual
Month or Minimum $80.00
Documentation & Stamps At Actual
CDBL Charges At Actual
BO Account Maintenance Fee - Annually Tk. 500/-
IPO Online Refund Warrant Tk. 10/- per warrant

Locker Service Charges

Small Medium Large

Annual Charge Tk.1,500/ Tk. 2,500/- Tk. 3,500/-
Key Replacement Tk. 2,500/ Tk. 2,500/- Tk. 2,500/
Breaking Open At Actual At Actual At Actual

Card Services
Visa Debit
Particulars
Shopping Debit (Local) Shopping Debit (Int'l)
Annual/ Issuance/Renewal Fee- Tk. 500/- US$10.00

Card Replacement Fee Tk. 500/- US$10.00

PIN Replacement Fee Tk. 200/- US$5.00
SMS based PIN-OTAP
(Over The Air PIN):
- First time PIN Free Free
- Re issuance of PIN Tk. 20/- Tk. 20/-

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COMMERCIAL BANK OF CEYLON PLC
BANGLADESH

Cash withdrawal from NPSB Member

Tk. 15/- Tk.15/-
Bank's ATM
Mini Statement / Balance Inquiry Fee
Tk. 5/- Tk.5/-
from NPSB Member Bank's ATM
Account Linking Fee Tk. 50/- Not applicable
ATM Receipt Fee (CBC ATM) Tk. 1/- Tk.1/-

Card Services

Visa Credit Card

Particulars
Classic Gold Platinum
Annual/ Issuance/Renewal Fee-
Tk. 1500/- Tk. 2,500/- Tk. 4,000/-
Primary Card
Supplementary Card Annual Fee (1st Year Free) (1st Year Free) (1st Year Free)
Tk. 750/- Tk. 1,250/- Tk. 2,000/-

Card Replacement Fee Tk. 500/- Tk. 700/- Tk. 1,000/-

PIN Replacement Fee Tk. 400/- Tk. 400/- Tk. 500/-

Late Payment Fee Tk. 500/- Tk. 500/- Tk. 500/-
2% or Tk. 150 2% or Tk. 150 2% or Tk. 150
Cash Advance Fee
whichever higher whichever higher whichever higher
Over Limit Fee Tk. 500/- Tk. 500/- Tk. 1000/-
Monthly Interest Rate
2% 2% 2%
(Purchase & Cash Advance)
Printed Statement
Tk. 50/- Tk. 50/- Tk. 50/-
- (Last 2 months)
Tk. 500/- Tk. 500/- Tk. 500/-
- (beyond last 2 months)
Duplicate Statement
Tk. 100/- Tk. 100/- Tk. 100/-
(For e Statement Holder)
Early Settlement Fee 1% on remaining 1% on remaining 1% on remaining
(For EMI ) balance balance balance

Certificate Fee Tk. 200/- Tk. 200/- Tk. 200/-

Internet Banking
Set up Fee Free
Corporate Tk.1,000/- Annual Fee
Individual Tk.500/- Annual Fee
1st year free and from 2nd year Tk 250/- Annual
PCS Customers (Salary Accounts) Fee
Shamriddhi Account Holders Free

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COMMERCIAL BANK OF CEYLON PLC
BANGLADESH

Paymaster
Set up fee (one time)
Tk. 2,000/-
(Free for Existing SRP Clients)
Monthly Fee for Paymaster - CBC Account Tk. 1,000/-
Monthly Fee for Paymaster – Including Accounts in
Tk. 1,500/-
other Banks
Manual Processing Monthly Fee Tk. 2,500/-

Retail Loans & Advances

Personal Loan Personal Loan Auto Loan
Description
(100% Secured) (Unsecured) (Hypothecation)
Processing Fee
Maximum 2.00% of Maximum 1.50% of loan
Up to Tk. 500,000.00 Tk. 1,000/-
loan amount amount
Maximum 2.00% of Maximum 1.25% of loan
Above Tk. 500,000.00 Tk. 1,000/-
loan amount amount
Early settlement fee
Maximum 2% of loan Maximum 2% of loan Maximum 2% of loan
outstanding amount outstanding amount outstanding amount

Partial Payment Fee

Maximum 2% of Maximum 2% of
(after Twelve month, Maximum 2% of partial
partial settlement partial settlement
Minimum 30% of settlement amount
amount amount
outstanding)
Penal charge 2% 2% 2%
At Actual At Actual At Actual
Contact point
Subject to minimum Subject to minimum Subject to minimum Tk.
verification
Tk. 300/- Tk. 300/- 300/-
Stamp Charge At actual At actual At actual
BRTA Documentation Fees (Removal of H/P) Tk. 2,000/-
Issuing Authorization Letter to Law Enforcement Agency for Case
Tk. 2,000/-
against Vehicle
Festival Loan
Processing fee Tk. 1,500/-
Early settlement fee Tk. 1,000/-
Penal charge 2%
Home Loan
Processing fee 1.5% of loan amount
Early Settlement Fee
2%
Penal charge 2% on arrear amount
Legal and Valuation Charge At Actual

Overdraft Facility to Retail

Processing fee Tk. 1,000/-

Limit enhancement fee Tk. 1,000/-

Renewal fee Tk. 1,000/-

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COMMERCIAL BANK OF CEYLON PLC
BANGLADESH

Small & Medium Enterprise Lending

Documentation Charges
(New disbursement)
Up to Tk. 10 Lac 0.50% of loan amount
Up to Tk. 50 Lac 0.30% of loan amount
Above Tk. 50 lac 0.20% of loan amount
Early final settlement fee 2% of the outstanding amount except
Cottage & Micro
Partial Payment Fee (after Twelve month) 1% of payment except Cottage & Micro
Penal charge 2%
Stamp Charge At actual (Minimum Tk. 150/-
Documentation Charges At actual
Legal and Valuation Fee At actual

Commercial Banking Fees

Annual Facility Review/Arrangement Limit Fee
Fee*
Up to Tk.200 Mn Tk. 20,000/-
Tk. 201 Mn – Tk. 500 Mn Tk. 35,000/-
Above Tk 500 Mn Tk. 50,000/-
Syndication arrangement Fee 0.1% -2.5% (Minimum Tk. 50,000/-)
Minimum 1% on the settlement amount (Tk. 2,000/-
Early Settlement fee
Minimum)
Limit Fee
Non compliance of post disbursement Up to Tk.200 Mn Tk. 10,000/-
documentation (Quarterly) Tk. 201 Mn – Tk. 500 Mn Tk. 20,000/-
Above Tk 500 Mn Tk. 30,000/-
Lease Processing Fee 1.5%
Issuing Authorization Letter to Law Enforcement Agency for Case against
Tk. 2,000/-
Vehicle
Traffic Case Advising Fee Tk. 200/-
BRTA Documentation Fee (for ownership transfer) Tk. 2,000/-
Stamp Cost At Actual
*Arrangement Fee may be charged multiple times in a year on a case to case basis as mutually agreed with the customer.

TRADE FINANCE

Imports
LC Opening Commission (Corporate)
1st quarter 0.05% to 0.40% (Minimum Tk. 1,000/-)
Subsequent quarter 0.05% to 0.35% (Minimum Tk. 1,000/-)
LC opening commission (SME)
1st quarter
0.05% to 0.40% (Minimum Tk. 1,000/-)
Subsequent quarter
0.05% to 0.40% (Minimum Tk. 1,000/-)
LC opening commission (at 100 % Margin)
0.05% to 0.25% (Minimum Tk. 1,000/-)
Per quarter
Under Back to Back LC
1st quarter 0.05% to 0.40% (Minimum Tk. 1,000/-)

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COMMERCIAL BANK OF CEYLON PLC
BANGLADESH

Subsequent quarter 0.05% to 0.35% (Minimum Tk. 1,000/-)

LC Issuance – Deferred Payment
1st quarter 0.05% to 0.40% (Minimum Tk. 1,000/-)
Subsequent quarter 0.05% to 0.35% (Minimum Tk. 1,000/-)
LC Amendment
LC Amendment for Value and Validity
Same as L/C Commission (Min Tk. 750/-)
• 1st Quarter
Same as L/C Commission (Min Tk. 750/-)
• Subsequent Quarter
LC Amendment (Except value and validity) Tk. 750/-Min + (Post/Swift)
LCAF Registration & Amendment Fee (for transaction where no LC issued)
• Commission 0.05% to 0.25% Flat (Minimum Tk. 1,500/-)
Import through Advance Payment (TT) Tk. 1,500/-
Shipping Guarantee/ Delivery Order
Shipping Guarantee/ Delivery Order issue Tk. 350/- to Tk. 1,500/-
Import Bills
• Import Bill Lodgment Tk. 300/- to Tk. 500/-
•Acceptance Comm (LC Bills) 0.05% to 0.40% per quarter (Min Tk. 1,000/-)
•Import Collection Charges (Da Bill under Contract) Nil
•Stamp Duty against Bill of Exchange payable other
At Actual
than on demand or usance bill
Discrepancy Fee USD 30/- to USD 75/-
Swift Charges
Full SWIFT Tk. 300/- to Tk. 2,000/-
Short SWIFT Tk. 200/- to Tk. 1,000/-
Full SWIFT - Local Tk. 200/- to Tk. 500/-
Short SWIFT - Local Tk. 100/- to Tk. 300/-
Postage Charges
Within Bangladesh Tk. 100/-

Outside Bangladesh At Actual

Foreign Correspondent Charge At Actual

Endorsement for Assessment (Customs, Tax etc) Tk. 500/-
Suppliers Credit Report At Actual Cost
Certificate for Customs / CRF Tk. 200/- to Tk. 500/-
Documents certification charges Tk. 5 per page
Tk. 25/-
LC Stationary Charge
Tk. 15/-(BTB)
Stamp Charges At Actual

Exports

Export LC Advising Charge Tk. 300/- to Tk. 750/-

Export LC Amendment Advising

Tk. 300/- to Tk. 750/-
Local L/C Add Confirmation Charge
0.20%
(per quarter)

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COMMERCIAL BANK OF CEYLON PLC
BANGLADESH

Transfer of Export LC Tk. 750/-

Export LC amendment transfer Tk. 750/-

Cancellation of Export LC transfer Nil
Export Bill Negotiation / Collection
• For the Portion - No Exchange Gain 0.05% to 0.15% (Min Tk. 500/-)
• For the Portion - Exchange Gain Tk 500/-Flat
Export Bill under TT
• For the Portion - No Exchange Gain 0.05% to 0.15% (Min Tk. 500/-)
• For the Portion - Exchange Gain Tk 500/-Flat
Cash Assistance / Duty Drawback Tk. 3,500/- per set

Proceeds Realization Certificate Tk. 200/- to Tk. 500/- per set

Other Certificates (CFR/UD/UP/FOC/BTB etc) Tk. 300/- to Tk. 500/- each

EXP Form Tk. 50/- to 100/- each

Guarantee
Guarantees on account of Local Application
0.20% to 0.50% per quarter (Min USD 250/- for
Issuance/ Extension of Validity/Increase in amount
Foreign and Tk, 1,500/- for Local
Amendment (Other Than Validity Extension or Increase
Tk. 1,500/-
in Amount
Stamp Duty At Actual
Guaranty Advising Fee Tk. 1,500/-
Guarantees against Overseas Counter Guarantees
Issuance /Extension of Validity/ Increase in amount 0.10% to 0.5% per quarter (Min USD 150/- )
Amendment (Other Than Validity Extension or Increase
USD 150/-
in Amount
Guarantee Advising Fees USD 100/-
Cable Charge USD 20/-
Stamp Duty At Actual