EQUITY BANK UGANDA LIMITE D TARIF F GUIDE AS AT 1ST

JULY 2024
PRODUCT/SERVICE TARIFF ATM CARD AND USAGE UGX 2,500,001 - 4,000,000 UGX 3,500
SAVINGS ACCOUNT Visa Debit card - UGX 15,500 UGX 4,000,001-10,000,000 UGX 8,000
New Card & Renewal (VISA)
Opening Balance NIL Visa USD GOLD card - USD 10 UGX 10,000,001 and above UGX 10,000

Minimum Balance NIL Visa Debit card - UGX 15,500 NWSC UGX 1,000
ATM Card - Replacement
Minimum Balance for a Fixed Deposit Account UGX 5M Visa USD GOLD card - USD 10 SurePay Payments UGX 2,500

Ledger Fees Per Entry NIL Depositing using a cash deposit machine Free
Visa Debit card - UGX 1,200 TRADE FINANCE
Statement Print out (Per Page) UGX 5,000
ATM Withdrawal (Same bank ATM) Guarantees and Bid Bonds
Email Statement certification (per page) UGX 3,000 Visa USD Gold card - USD 0.3
Quarterly Issuance Commission 1% per quarter, minimum of UGX 250,000
UGX 0 - 1,000,000 : UGX 10,000 Visa Debit card - UGX 8,000
ATM Withdrawal at other Banks (VISA) - Domestic Establishment Commission Free
Withdrawals UGX 1,000,001 - 5,000,000 : UGX 20,000 Visa USD Gold card - USD 2
Amendment of Tenor/Amount 1% per quarter, minimum of UGX 250,000
UGX 5,000,001 and Above : UGX 30,000 ATM Withdrawal at other Banks (VISA) - International Visa USD Gold card - USD 2
Amendment of other Terms & Conditions UGX 150,000
Cash Deposit Charge Free ATM cash withdrawal (Interswitch) UGX 2,100
Comfort Letter Issuance UGX 100,000
Same day deposit - Withdrawal Charge 0.5% Other Bank ATM access fee - Domestic UGX 5,000
Comfort Letter Amendment UGX 50,000
Account Closure UGX 21,000 Other Bank ATM access fee - International USD 5
Counter Guarantee Issuance 0.5% per quarter, Minimum UGX 250,000
Dormant Account Re-activation Free ATM Camera Viewing UGX 50,000
Counter Guarantee Amendment USD 100
Quarterly withdraw penalty on junior account more than ATM Mini Statement (Per print) UGX 500
UGX 10,000 Counter Guarantee Advising USD 150
once in a quarter
ATM Balance Enquiry (Per print) UGX 300
Import Letters of Credit
ATM balance inquiry at other Banks ATMs UGX 1,500
CURRENT ACCOUNTS Quarterly Commission 1% per quarter, Minimum UGX 250,000
Balance inquiry on Interswitch UGX 600
SUPREME BANKING Establishment Commission 0.5%, Minimum UGX 250,000
Balance inquiry International UGX 2,000
Business - UGX 150,000 Swift Charges USD 30
Card Usage at POS machines Free
Personal - UGX 100,000 Amendment of other Terms & Conditions USD 50
Visa Debit card - Free
Bundled monthly fee Card Usage for online purchase
PREMIUM ACCOUNT Amendment of Tenor/Amount 1% per quarter, minimum UGX 250,000
Visa USD Gold card - Free
Current - UGX 75,000 Post Import Finance commission 1% of the Loan Value
ATM card declined for insufficient funds UGX 500
Personal Current - UGX 75,000 Extension of maturity of bill- LC 1% per quarter, Minimum UGX 250,000
Visa Prepaid Card Transaction Charges & Other Fees
RETAIL BANKING Document Handling UGX 100,000
Card cost (New & Replacement) UGX 20,000
Business Current - UGX 150,000 (Includes Search Fees and Cheque Book) Discrepancy Fee USD 150
Annual Card Fee Free
Personal Current - UGX 75,000 (Includes Cheque Book) Export Letters of Credit
Load/reload fee Free
SUPREME BANKING Advising commission UGX 200,000
ATM cash withdraw - On-Us UGX 2,000
Opening Balance Business Current - UGX 150,000 (Includes Search Fees and Cheque Book) Swift charges USD 30
ATM cash withdraw Off-Us - Domestic UGX 8,500
Personal Current - UGX 75,000 (Includes Cheque Book) Confirmation commission 0.5% per quarter, minimum UGX 250,000
ATM cash withdraw Off-Us- International UGX 10,000
PREMIUM ACCOUNT Amendment of Terms & Conditions UGX 100,000
ATM Balance inquiry check - On-Us UGX 300
Business Current - UGX 150,000 (Includes Search Fees and Cheque Book Extension Commission-Confirmed LC 0.5% per quarter, minimum UGX 50,000
ATM Balance inquiry check Off-Us - Domestic UGX 1,500
Personal Current - UGX 75,000 (Includes Cheque Book) Within Uganda UGX 75,000
ATM Balance inquiry check Off-Us - International UGX 2,000 Courier Charges
Minimum Balance NIL Outside Uganda USD 80
ATM Mini- statement - On-Us UGX 300
Transaction Non-Supreme Customer UGX 103,500 Negotiation Fee 0.25%, min UGX 250,000
POS Purchase - Domestic Free
Ledger Fees Per Entry NIL Discounting of Bills 3% + applicable interest rate
POS Purchase - International Free
Minimum Ledger Fees per Month NIL Import and Export Documentary Collections
Credit Card
Statement Print out (Per Page) UGX 5,000 Document Handling 0.25%, min UGX 250,000
Visa Classic Card - UGX 90,000
Email Statement certification (per page) UGX 3,000 Joining fee SWIFT charges USD 30
Visa Gold Card - UGX 252,000
Account Closure UGX 21,000 Amendment of Terms & Conditions UGX 100,000
Charges from Equity ATM withdraws 6% for approved limits
Dormant Account Re-activation Free Avalising of Bills 0.75% per quarter of Bill Value, Min UGX 250,000
Charges from Non-Equity ATM withdraws 10% for approved limits
RETAIL BANKING - UGX 75,000 Discounting commission 3% per quarter, minimum UGX 50,000 + applicable interest rate
Search Fees (Company) Interest 3.5% of spent amounts older than 50 days in a cycle
SUPREME BANKING - UGX 75,000 Open Account Trade
Visa Gold card - UGX 55,500
Search Fees (Non company) SUPREME BANKING - UGX 75,000 Renewals Invoice Discounting Interest will apply as agreed in Facility terms and Condition
Visa Classic card - UGX 37,000
RETAIL BANKING - UGX 75,000 LPO Financing Interest will apply as agreed in Facility terms and Condition
Search Fees (SACCO) Visa Gold Card - UGX 129,500
SUPREME BANKING - UGX 75,000 Issuing supplementary cards Pre and Post Shipment Finance/Trade Loans Interest will apply as agreed in Facility terms and Condition
Visa Classic Card - UGX 55,500
RETAIL BANKING - 0.5% Commodity Finance/Structured Trade Finance Interest will apply as agreed in Facility terms and Condition
Same day deposit - Withdrawal Charge Visa Gold card - UGX 55,500
SUPREME BANKING - NIL Replacement fee Supplier Finance/Invoice Financing Interest will apply as agreed in Facility terms and Condition
Visa Classic card - UGX 37,000
UGX 0 - 1,000,000 : UGX 10,000 Visa Gold - UGX 162,000
Cash withdrawals UGX 1,000,001 - 5,000,000 : UGX 20,000 Annual fee - Primary card LOANS
Visa Classic - UGX 90,000
UGX 5,000,001 and Above : UGX 30,000 Credit Reference Bureau
Visa Gold - UGX 162,000
Cash Deposit Charge NIL Annual fee - Supplementary card Loan Related Charges
Visa Classic - UGX 90,000
Balance inquiry over the Counter NIL Application fees (Individuals) Micro - UGX 10,000 to UGX 30,000 (for Agent Loans)
Late payment charges 4% on all amounts due
Over draft Per facility letter Micro (Life Insurance) - 1%
Over limit fee 4%
Retail (Life insurance) - 0.9% to 1.5%
ATM cardless transactions (ATM mobile money Insurance Fee on loans
FOREIGN CURRENCY ACCOUNTS (CURRENT AND SAVINGS withdrawal (MTN & Airtel)) Agric 3% (Production and Life)
ACCOUNTS) Teir Charges Personal (Life Insurance) - 2%
Opening Balance USD 100 or equivalent UGX 10,000 - 1,000,000 UGX 5,000 Restructuring Fees 1%
Minimum Balance NIL UGX 1,000,001 - 2,000,000 UGX 10,000 Overdraft renewal 1% - 4% depending on the amount
Penalty Below Min NIL Early Redemption fees NIL
Ledger Fees Per Entry NIL POS DEVICE URA Stamp Duty on loan documents UGX 15,000 per document
Account Management/Service Fee NIL Monthly Rental - Temporary UGX 100,000 UGX facilities: to be levied @ PLR Plus 5% P.a
Interest on Temporary Over-Drafts/ADHOC EXCESS
USD 2,000 and Below - Free per day Merchant Commission VISA, MasterCard, CUP, JCB 3%; AMEX 3.5% USD facilities: to be levied @ PLR Plus 3%

Cash Deposit charge (USD) Above USD 2,000 - 0.25% per transaction, Max USD 5,000 Administration fee for allowing cooling period
Maximum 5% of loan sanctioned amount
(max 10 days) for liquidation of loan
(This applies for both Supreme and Retail) RETAIL DIGITAL BANKING (*247#, WEB AND APP)
Expenses towards legal fee, valuation fee, stamp duty, CRB
KES 250,000 and Below - Free per day Actual Expenses to be defined in a KFD and Offer Letter
Send Money charges etc. to be recovered from the borrower.
Cash Deposit charge (KES) Above KES 250,000 - 0.25% per transaction To Equity Account (max. 50M per day) UGX 500 Import Loans/Invoice discounting interest As per agreement
(This applies for both Supreme and Retail) RTGS UGX 10,000 Short term loans Interest As per agreement
<=GBP 5 & <= EUR 5 - Free per day EFT UGX 3,000 Personal Loans Interest As per agreement
Cash Deposit charge (GBP, EUR) > GBP 5 & > EUR 5 - 0.25% per transaction SWIFT (SHA) UGX 30,000 Long Term Loans Interest As per agreement
(This applies for both Supreme and Retail) SWIFT (OUR) UGX 30,000 + USD 20 Loan statement fee UGX 5,000 per page
Statement Print Out (Per Page) USD 3 per page < = USD 1,000 - USD 3 Loan application fees
Transfer from FCY to LCY and vice versa Free Inter-country > USD 1,000 - 0.2%
Min USD 3, Max USD 15 Personal loan & Home Loan
Payment against Effects not cleared 3.5% Minimum UGX 50,000
Request cheque book *Same as Operation tariff* Other loans 2% - 3% (LACE)
Counter Cheque leaf UGX 20,000
Bank to Wallet
Fixed Deposit Account/Call Deposit Account minimum Arrangement fees
UGX 5,000,000 or Its equivalent Airtel & MTN (max. 5M per transaction)
balance
Annual monitoring fee UGX 20,000
SUPREME BANKING 0 - 5000 UGX 550
5001 - 60,000 UGX 1,000 Legal fees Actual to facility
Up to USD 2,000 or its equivalent - Free per day
60,001 - 125,000 UGX 1,500 Renewal facility fees 1% - 4%
Cash withdrawal charges Above USD 2,000 or its equivalent - 0.25% per transaction
125,001 - 250,000 UGX 2,100 Loan refinancing fees 1% - 3 %
RETAIL BANKING
0.25% per transaction, Max USD 5,000 250,001 - 500,000 UGX 3,000
500,001 - 1,000,000 UGX 4,000 BANCASSURANCE (INSURANCE SERVICES) - Please note rate does not include tax
Account closure UGX 21,000
1,000,001 - 2,000,000 UGX 5,000 Motor Indicative rate*
Activation of Dormant account NIL
2,000,001 - 3,000,000 UGX 6,000 Saloons, station wagon, pick-up (For commercial use) 5%
Cash deposit - foreign currency (small notes) 1% of the transaction value
3,000,001 - 4,000,000 UGX 7,500 Saloons, station wagon, pick-up (For private use) 4%

4,000,001 - 5,000,000 UGX 9,000 Lorries, prime movers, tractor heads, trailers, etc 6%
RELIGIOUS AND FAITH BASED ORGANISATIONS ACCOUNT
Buy airtime Petrol/Gas/Chemical Tankers 7.5%
Opening Balance UGX 150,000
Airtel & MTN UGX 300 Other tankers 6%
Monthly fee NIL
Special types (Such as Ambulances, bullion vans, farm
Cash withdrawal charge UGX 2,100 Withdraw money 4%
vehicles, fire vehicles)
Internal Transfers charge by Cheque UGX 2,600 ATM withdraw (CARDLESS) UGX 1,000 Vans and buses for Private/Corporate or School use 6%
My account - Equity Mobile Passenger service vehicles 7.5%
INTERCOUNTRY TRANSACTIONS
Registration Free Motorcycles 7.5% - 10%
Cash Deposit at Counter
Account Balance on Screen Free Tri-cycles 5%
Up to USD 1000 (or its equivalent) USD 3
Account Balance with SMS - (*247#) UGX 300 Special machinery/road-registered mobile plants and
Above USD 1000 (or its equivalent) 0.35% Min USD 5 3%
Statement on Screen - ( Web, App) Free construction vehicles
KES 0.3% Min KES 1,000 Motor Trade Risks (Limit of Liability) 5%
Mini Statement on Screen - (*247#) Free
Cash Withdrawal at Counter Vehicles designed for use by driving schools 5%
Mini statement with SMS - (*247#) UGX 500
USD (0-2000) or equivalent USD 3 *(Final rate will factor in number of vehicles, the extent of cover required, and car tracking and alarms)
Change pin Free
USD (2001 - 5000) or equivalent USD 5 Marine Insurance 0.125% - 1.5%
Forgot pin Free
USD (5001 - 10,000) or equivalent USD 0.5% Max USD 30 Bonds 0.3% - 2.5%
Stop Card Free
USD (10,001 - 100,000) or equivalent USD 0.5% Max USD 30 Fire
Stop Cheques UGX 30,000
USD Above 100,000 USD 0.5% Max USD 30 Buildings - 0.125%
Request cheque book Free
Inter - country Funds Transfer (USD) Contents - 0.75%
SMS alerts monthly charge Free
Up to USD 1,000 (or its equivalent) USD 0.5% Min USD 5, Max USD 30 All risks - 1.5%
Utility Bill Payment Domestic Package
Above USD 1,000 (or its equivalent) USD 0.5% Min USD 5, Max USD 30 Portable items - 3%
UMEME UGX 1,500
Domestic Workers - 0.25%
CHEQUE BOOK/BANKER’S CHEQUES NWSC Free Liability - 0.2%
Drafts (Banker’s Cheque) - Customer UGX 20,000 Pay TV UGX 1,500 Commercial Buildings 0.1% - 0.75%
Drafts (Banker’s Cheque) Non - Customer UGX 30,000 URA UGX 1,500 Contractors All Risks
Drafts (Bankers Cheque) Cancellation Charge UGX 20,000 School Pay UGX 2,000 Roads 0.25%
Cheque Book/Per Leaf UGX 1,000 NSSF Payment Free Bridges 0.3%
Counter Cheque Leaf UGX 30,000 Other Billers UGX 2,000 Buildings 0.3%
Inward cheques UGX 3,000 Contractors Plant and Machinery 0.4%
Payment against Effects not cleared 3.5% Min UGX 50,000 CORPORATE INTERNET BANKING - EAZZYBIZ Machinery Breakdown
Returned Cheque - Insuffcient Funds UGX 230,000 Agriculture 1.0%
Annual Subscription UGX 150,000
Returned Cheque - Technical UGX 20,000 Manufacturing 0.75%
Internal Transfers UGX 2,000
Returned Cheque By Other Banks UGX 20,000 Power generation and Electrical 0.6%
Airtime Purchase UGX 300
Stop Payment Orders UGX 30,000 Mining 0.8%
< = USD 1,000 - USD 3
Foreign Currency Cheques on Collection USD 10 Intercountry transfers Transport or Traffic 0.5%
> USD 1,000 - 0.20%, Min USD 3, Max USD 15
Voucher retrieval UGX 50,000 other 0.5%
EFT UGX 3,000
Retrieval of old cheques etc UGX 50,000 Personal Accident
RTGS UGX 10,000
SWIFT (SHA) UGX 30,000 Workers Compensation (Based on Five years Earnings) 0.25% - 0.65%
STANDING ORDERS Personal Accident And Group Personal Accident 0.3% - 0.75%
SWIFT (OUR) UGX 30,000 + USD 20
To other Banks UGX 10,000 Theft Insurance
Statements Free
Within the Bank UGX 5,000 Fidelity Guarantee 4% - 10%
Electronic statements for VISA applications Free
Standing Orders (Set up Charge) NIL All risks 0.75% - 3%
Balance Inquiry Free
Standing Orders Unpaid UGX 100,000 Burglary 0.1% - 1%
Utility Bill Payments UGX 2,000
Standing Orders (Termination & Amendment charge) UGX 10,000 Liability
Bank to Wallet *Same as Mobile Banking tariff*
Mobile Money Bulk Payments (per transaction) UGX 2,500 Public Liability 0.3% - 1%
MONEY TRANSFERS Product Liability 0.4% - 0.75%
SMS Alert Free
EFT Charge - Outgoing UGX 5,200 professional Indeminty 1.5% - 3%
New Token Fees USD 35 per Token
EFT Charge - Incoming UGX 3,500 Credit Life
Additional token USD 35
Incoming Direct Debits UGX 5,200 Credit Life Personal Loans 0.05% - 2.5%
Replacement for lost or damaged token USD 35
Outgoing Direct Debits UGX 3,000 Retail/Individual life products
With in bank - UGX 1,000
Unpaid Direct Debits (Insufficient funds) UGX 200,000 Savings and Investment Plans Rate dependent on age, length of plan, and monthly savings
Salary payments (PER ENTRY) RTGs - UGX 10,000
Swift Amendment Charges USD 20 Business Combined Insurance
Mobile wallet - UGX 2,500
Swift statement (mt940) per account, per month UGX 50,000 Business Combined Insurance covers various business risks Rate dependent on selection of risks covered
EFT Salary Payments (PER ENTRY) UGX 3,000
(property, equipment, business and liability risks)
Telegraphic Transfers ( TT/SWIFT)- Out-wards (SHA) UGX 40,000
Request Cheque Book *Same as Operations tariff*
Telegraphic Transfers ( TT/SWIFT)- Out- wards (OUR) UGX 40,000 + USD 20
OTHER SERVICES
Telegraphic Transfers (TT/SWIFT)- Inwards UGX 30,000
AGENCY BANKING - EQUI DUUKA URA Payments (Over The Counter) UGX 2,500
RTGS Transfers - Outward UGX 23,000
Cash deposits Free UMEME - UGX 1,000
RTGS Transfers - Inwards UGX 3,200
NWSC - NIL
EAPS - outward UGX 30,000 Cash Withdrawal (EQUI DUUKA) Utility Bills (Over The Counter)
NSSF Payment - NIL
EAPS - inward UGX 3,200 Tier Charge
Others - UGX 2,000
Internal Funds Transfers NIL UGX 0 - 60,000 UGX 1,000
Audit Confirmation UGX 30,000
Tracers on TT’s < 1 month USD 7 or its equivalent
UGX 60,001 - 150,000 UGX 2,000
Certificate of Balance UGX 30,000
Tracers on TT’s > 1 month USD 10 or its equivalent
UGX 150,001 - 300,000 UGX 2,500 Letter of Introduction UGX 30,000
Recall funds UGX 5,000
UGX 300,001 - 600,000 UGX 3,500 Verification of Letters of Administration UGX 100,000
Return funds UGX 5,000
UGX 600,001 - 1,000,000 UGX 4,500 School Fees Deposits UGX 3,000
Salary Handling UGX 2,600
UGX 1,000,001 - 2,500,000 UGX 6,000 Camera viewing UGX 50,000
Cash in Transit - Cash Deposits UGX 70,000
UGX 2,500,001 - 4,000,000 UGX 10,000
Bill Payments ACCOUNT SWEEPING
EAZZY REMITTANCES
UMEME, NSSF payments, URA deposits, School fees de- Account sweeping to other banks NIL
Internal Transfers NIL Charge
posits & Other Billers Restructuring/Rescheduling of Sweeping Transaction NIL
EFT UGX 5,000 UGX 0 - 300,000 UGX 2,000 Cash deposit per Sweep NIL
RTGS UGX 10,000 UGX 300,001 - 1,000,000 UGX 2,600 Sweeping charge NIL
Bank to Wallet *Same as Mobile Banking tariff* UGX 1,000,001 - 2,500,000 UGX 3,000

NOTE: All charges are inclusive of excise duty with the exception of Trade Finance and Loan related charges.
Live Chat link: https://equity-ug.custhelp.com
Equity Bank Uganda Limited is regulated by the Bank of Uganda, Company Number: 52619. Customer deposits are protected by the Deposit Protection Fund of Uganda up to UGX10 Million. Terms and Conditions apply.