Item Lending

Item Lending is a feature released on 14 July 2008 that allows all players (free and members) to lend their items to friends for up to 72 hours, or until either player logs out. Jagex first announced the development of Item Lending on 17 December 2007 in its Future Changes to Recent Updates article.

On 29 July 2008, Item Lending was updated so that players needed to send a trade request to lend an item. Doing this will open the trade interface, where players can right-click on an item and choose to "Lend" it. This update was introduced by Jagex to prevent players from scams via trust trading, and also because the unbalanced trade restriction prevented players from lending some items.

Lending

To lend an item to a player, one needs to send a trade request to the other. Once the trade interface is open, the item can be lent by right-clicking and choosing the "Lend" option. This will put the item into the "Loan" box, showing the item is kept by the player.

The default loan duration is "Until log-out", but this can be changed by clicking on the button and typing the desired duration (between 1–72 hours) for the loan. If the player wished to lend the item until either player logs off, the duration should be set to "0" (zero) or click until it says "Until Logout".

After setting the duration, both players need to accept the "trade", and the item will be transferred to the other player. Some players rent certain rare items (ex. godswords and partyhats) and may make a considerable amount of money from it, and renting may even end up paying for the item after a few hundred "rents."

The player being lent to will get a warning a minute before the item is returned, and one when the item is returned. Only one item can be lent at a time.

North of the Grand Exchange (Worlds 2 and 6) is widely regarded as the "item lending" area. For free players, the best item lending/borrowing area is the Grand Exchange entrance on World 3. There are also some clan chats for item lending purposes, and many players lend on the forums.

Borrowing

Loan box

When an item is offered in the trade interface, the lent item will appear in the "Loan" box and the loan duration will be shown just below the item. The borrower may choose to lend another item in return, or offer coins for the loan of the item. However, this is not required, as the item can be borrowed free. Once both players have accepted the trade, the item will be lent to the borrower.

When borrowing an item, to find out how long you have left before the item is returned, unequip the item and use the discard option. The result will display in a dialogue over the conversation pane.

Any item traded in return for a lend will not be refunded when the borrowed item is returned to its original owner. Borrowed items also cannot be used in the photo booth south-west of Falador, and they cannot be turned into a cosmetic override using keepsake keys.

The item being borrowed will be protected above all other items, even if the item is lower in terms of value compared to other items. If the player is unable to retain any items , then the item is returned to the lender.

Discarding

A player may discard an item (unwield, right-click and "discard") that is no longer required. A dialogue box will appear to show the remaining time and also give the option to discard the borrowed item. If an item is discarded, neither player will have access until the time is up, when it will be returned to the lending player in the usual way. After discarding, a player is able to borrow another item immediately.

Collecting

Item lending return box

Chatting with the banker will enable the collection of borrowed items, similar to the collection from the Grand Exchange. The option to choose is "I'd like to see my Returned Items box." Doing this will bring up an interface that shows the borrowed item which needs to be collected.

With the Item Lending Update, items may be collected from wandering bankers such as those outside minigames like Fist of Guthix.

When lending items out for a specific duration of time, the player cannot reclaim the item they lent out under any circumstances until the specified time limit is over. If the "Demand" option on the item in the Returned Items box is chosen, the player will be prevented from doing so and told how much time is remaining until the lent item can be retrieved. This is also the case if the borrowing player 'Discards' the item before the time is up; the full lend duration must lapse before the item's owner can reclaim the lent item.

If the player chooses to "Demand" their lent item while it is lent until logout, then the item can be immediately reclaimed.

Any Bank chests that allow the player to collect items from the Grand Exchange will now allow lent items to be reclaimed.

Using an item on the rightful owner also returns the item. This only works for "until log out" situations. Before 3 February 2011 this action returned the item directly to the inventory. Because the exploit of this feature led to a new type of Lend Until Logout Scam, the item is now always returned to the owner's item box.

Locations

Wilderness and Free For All Dangerous Clan Wars area are the only places where lent items cannot be taken. If the player has a full inventory and leaves the Chaos Temple dungeon where the armoured zombies are located to recharge prayer, the item will be sent to the bank and stored there, even if the bank is already full.

Some of the places items cannot be lent or borrowed in are:

• Chamber of Koschei the Deathless underneath Rellekka, featured in The Fremennik Trials
• Fist of Guthix
• Tears of Guthix

Lendable items

Item symbol

Item symbol.

All borrowed items have a red symbol added to the item to differentiate between the borrowed item and the other regular items.

Borrowed item	Regular item

Weapons

• Abyssal whip
• Ancient staff
• Armadyl crossbow (Off-hand)
• Composite bows - willow, yew and magic
• Dark bow
• Dragon hatchet, battleaxe, halberd, longsword, mace, claws, scimitar, two-handed sword, pickaxe, dagger and spear
• Godsword (Armadyl, Bandos, Saradomin and Zamorak)
• Granite maul
• Godbows (Guthix, Saradomin and Zamorak)
• Shieldbows - maple, yew and magic
• Rune hatchet, battleaxe, longsword, pickaxe, scimitar, warhammer, and 2h sword
• Runite crossbow
• Saradomin sword
• Seercull
• Shortbows - maple, yew and magic
• Staff of light
• Zamorakian spear

Armour

• Amulet of fury
• Archer helm
• Archers' ring
• Armadyl armour - helmet, chestplate, boots, gloves, buckler, and plateskirt
• Bandos armour - helmet, chestplate, boots, gloves, warshield, and tasset
• Berserker helm
• Berserker ring
• Dragon armour - helm, boots, chainbody, platebody, full helm, platelegs, plateskirt, square shield, and kiteshield
• Dragonhide armour - green, blue, red and black dragonhide body, chaps or vambraces
• Farseer helm
• Glaiven boots
• God armour - Guthix, Saradomin, Zamorak, Bandos, Armadyl, and Ancient full helm, kiteshield, platebody, platelegs and plateskirt
• Granite body helm, legs and shield
• Wizard boots
• Mystic equipment - boots, gloves, hat, robe bottom, robe top (including dark and light variants)
• Obsidian cape
• Ranger boots
• Ragefire boots
• Robes of subjugation - hood, garb, gloves, gown, boots, and ward
• Robin Hood hat
• Rockshell armour - helm, platebody, legs, gloves and boots
• Rune armour - full helm, kiteshield, platebody, platelegs and plateskirt
• Seers' ring
• Skeletal armour - boots, bottom, gloves, helm and top
• Spined armour - body, boots, chaps, gloves and helm
• Splitbark armour - body, boots, gauntlets, helm and legs
• Steadfast boots
• Third Age (melee) - helmet, kiteshield, platebody and platelegs
• Third Age (magic) - hat, amulet, robe top and robe bottom
• Third Age (ranged) - coif, top, legs and vambraces
• Warrior helm
• Warrior ring

Others

• Animal masks - all types
• Beret - all colours
• Black Santa hat
• Cavalier and mask
• Cavalier hats
• Christmas tree hat
• Cloak of Seasons
• Crown of Seasons
• Flared trousers
• Green Santa hat
• Halloween mask - all colours
• Headband - all colours
• Highwayman mask
• Pantaloons
• Partyhat - all colours
• Powdered wig
• Santa hat
• Sleeping cap
• Top hat
• Zamorak robe top

Non-lendable Items

Uncommon Items

• Spirit shields (all kinds)
• Dwarf multicannon
• Vestments
• Gnome scarf
• Regen bracelet
• Armadyl battlestaff
• Lava, Steam, or Mud battlestaves
• Wands and books

Unique Items

• Hero items
• Tagga's corehammer
• Sana's fyrtorch
• Balarak's sash brush
• Memory dowser
• Runic attuner

Items with finite charges

• Dragonfire shield

Degradable items

• Any kind of degradable armour or weapon

Stackable items

• Runes
• Coins
• Food

Untradeable items

• Untradeable armour or weapons

Update history

This information has been compiled as part of the update history project. Some updates may not be included – see here for how to help out!

• patch 5 February 2018 (Update):
  • Lent Dragon claws now execute their special attacks to their full extent.

• patch 4 September 2017 (Update):
  • Lent weapons which don't require a target to use the special attack will now correctly drain adrenaline/special attack energy.

• patch 13 July 2015 (Update):
  • Borrowed weapons will now correctly drain special attack energy in Legacy combat mode.

• patch 16 March 2015 (Update):
  • Resolved an issue in which borrowed dragon daggers would only deal one hit - rather than two - when using the Puncture special attack.

• patch 13 October 2014 (Update):
  • It is no longer possible to equip certain lent items in the Wilderness.

• patch 28 July 2014 (Update):
  • Lent items now use the relevant special attack correctly when in Legacy mode.

• patch 4 February 2014 (Update):
  • It's now possible to lend items for up to 72 hours - up from 24 hours.

• patch 11 December 2013 (Update):
  • Players can no longer equip lent rare items in the Wilderness.

• patch 24 June 2013 (Update):
  • A small spelling error when adding lent items to the tool belt has been fixed.

• hotfix 20 May 2013 (Update):
  • Lending items on Spanish worlds now functions correctly.

• patch 4 December 2012 (Update):
  • Lent versions of the Godswords are now correctly triggering their passive effects.

• ninja 9 August 2011 (Update):
  • Weapon auras are now removed once a lent item is returned.

• patch 4 April 2011 (Update):
  • The brackish blade's special attack now works correctly when lent.

• patch 10 August 2009 (Update):
  • You can now retrieve lent items from the Duel Arena banker.

• patch 29 September 2008 (Update):
  • The range of items that one can lend to other players has been expanded. These include a small amount of newer Treasure Trail items as well as some old ones, dragon spears and most rune and granite armour and weapons.

• patch 29 July 2008 (Update):
  • Players can now retrieve lent items from the wandering bankers that are typically found outside minigames like Fist of Guthix or Bounty Hunter.

• update 29 July 2008 (Update):
  • The lending system has been adjusted to safely allow players to rent out valuable items for profit.
    • Instead of 'using' your items on the borrowing player, you should send them a trade request. This will open the trade screen, where you can right-click on an item and choose to 'Lend' it.
    • Once you've offered the item for loan, it will be visible to both players in the trade offer screen, within the 'Loan' box. A button will appear underneath the item, allowing you to choose the duration of the loan. Your trade-partner can then offer to pay you or lend you another item in return. Of course, you can still offer to lend an item without receiving anything in return.
    • Item Lending does not affect your trade limits if you are lending or receiving an item for nothing in return. Your trade limits will be affected, however, if something is offered in return for the lent item.

• update 14 July 2008 (Update):
  • The Item Lending system has been added to the game. Players can lend a range of items to others.
  • Items can be lended by using the item on a friend who has Accept Aid turned on. Players can choose the duration of the loan (any number of hours from 1 to 24).
  • Items can be retrieve those items after the loan is over by speaking to a banker. Bankers now have a chat option for seeing your Returned Items box. This is where your item will be.
  • Players are not allowed to trade or alch borrowed items. Items cannot be returned early if borrowed out for a fixed period. Players can drop borrowed items and the lender will get it back at the end of the loan period. The borrowed item will be protected over other items to be kept on death, but the lender will still get it back if lost on borrower's death.
  • Borrowed items cannot be taken into Bounty Hunter.

Trivia

• If a player tries to cast alchemy on a borrowed item, a message will appear saying "That's not your property."
• Sometimes when an item is lent only the red icon appears without the item's image; re-logging resolves the problem.

Gallery

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  The old Lending interface - Granite maul

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  The old Borrowing interface - Dragon boots

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  A Jagex Mod explaining the intricacies of the lending system

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  The icon for item lending shown on the now removed Game Guide